Table 1300. Age of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1997 (Aggregates in millions of dollars, unless otherwise indicated) ___________________________________________________________________________________________________________________________________ | | | | | | | | | Item |Aggregate | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | 65-74 | 75 and | | 25 | | | | | over | | over | | | | | | | | | ___________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 105,576| 7,501 | 19,918 | 24,560 | 19,343 | 12,316 | 21,936 | 12,109 | 9,827 Percent distribution of consumer units..........| 100.0| 7.1 | 18.9 | 23.3 | 18.3 | 11.7 | 20.8 | 11.5 | 9.3 | | | | | | | | | Consumer unit characteristics (mean values): | | | | | | | | | | | | | | | | | | Income before taxes 1/........................| $39,926|$15,666 |$40,247 |$48,788 |$55,260 |$41,734 |$23,965 |$27,492 |$19,425 Income after taxes 1/.........................| 36,684| 15,005 | 36,871 | 44,510 | 50,397 | 38,234 | 22,640 | 25,786 | 18,590 Age of reference person.......................| 47.7| 21.2 | 29.7 | 39.5 | 49.1 | 59.3 | 74.6 | 69.4 | 81.1 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5| 1.8 | 2.8 | 3.2 | 2.7 | 2.2 | 1.7 | 1.9 | 1.5 Children under 18...........................| .7| .4 | 1.1 | 1.3 | .6 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3| (2) | (2) | (2) | (2) | .1 | 1.3 | 1.3 | 1.4 Earners.....................................| 1.3| 1.2 | 1.5 | 1.7 | 1.8 | 1.4 | .4 | .6 | .2 Vehicles....................................| 2.0| 1.0 | 1.8 | 2.2 | 2.5 | 2.3 | 1.5 | 1.8 | 1.2 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 59| 49 | 60 | 62 | 64 | 62 | 51 | 58 | 42 Female....................................| 41| 51 | 40 | 38 | 36 | 38 | 49 | 42 | 58 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64| 9 | 44 | 64 | 77 | 79 | 79 | 81 | 77 With mortgage...........................| 38| 6 | 38 | 52 | 57 | 41 | 14 | 19 | 8 Without mortgage........................| 26| 4 | 6 | 12 | 20 | 38 | 65 | 62 | 68 Renter....................................| 36| 91 | 56 | 36 | 23 | 21 | 21 | 19 | 23 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12| 13 | 14 | 13 | 12 | 12 | 8 | 10 | 7 White and other...........................| 88| 87 | 86 | 87 | 88 | 88 | 92 | 90 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 7| 2 | 3 | 3 | 5 | 10 | 19 | 16 | 23 High school (9-12)........................| 39| 33 | 36 | 39 | 34 | 43 | 47 | 47 | 47 College...................................| 53| 64 | 61 | 57 | 61 | 47 | 33 | 37 | 29 Never attended and other..................| (3) | (4) | (3) | (2) | (3) | (3) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned or leased........| 87| 66 | 89 | 92 | 93 | 88 | 81 | 87 | 75 | | | | | | | | | Annual aggregate expenditures...................|$3,674,032| 3.9 | 18.8 | 26.9 | 23.7 | 12.2 | 14.5 | 9.1 | 5.4 | | | | | | | | | Food..........................................| 505,791| 4.6 | 18.0 | 26.9 | 22.7 | 12.8 | 15.0 | 9.6 | 5.4 Food at home................................| 303,340| 4.3 | 17.8 | 26.7 | 21.6 | 13.2 | 16.4 | 10.2 | 6.3 Cereals and bakery products...............| 47,710| 4.3 | 17.7 | 27.1 | 21.9 | 12.6 | 16.4 | 10.0 | 6.4 Cereals and cereal products.............| 16,998| 4.8 | 19.3 | 27.7 | 21.2 | 12.0 | 15.0 | 9.1 | 6.0 Bakery products.........................| 30,712| 4.1 | 16.8 | 26.8 | 22.3 | 12.9 | 17.1 | 10.5 | 6.6 Meats, poultry, fish, and eggs............| 78,267| 4.1 | 17.5 | 26.5 | 22.3 | 13.6 | 16.1 | 10.2 | 5.9 Beef....................................| 23,545| 4.4 | 18.2 | 26.9 | 23.0 | 12.5 | 15.0 | 9.6 | 5.4 Pork....................................| 16,549| 3.8 | 17.0 | 25.1 | 22.2 | 14.5 | 17.5 | 10.6 | 6.9 Other meats.............................| 10,142| 4.2 | 16.2 | 28.3 | 20.8 | 13.9 | 16.6 | 10.7 | 5.8 Poultry.................................| 15,272| 4.2 | 18.6 | 27.4 | 21.5 | 12.5 | 15.7 | 10.5 | 5.2 Fish and seafood........................| 9,326| 3.3 | 16.8 | 25.0 | 23.8 | 15.6 | 15.5 | 9.8 | 5.7 Eggs....................................| 3,433| 4.9 | 16.2 | 24.5 | 21.2 | 13.9 | 19.2 | 11.4 | 7.7 | | | | | | | | | Dairy products............................| 33,038| 4.2 | 17.9 | 28.1 | 20.7 | 12.6 | 16.5 | 10.2 | 6.3 Fresh milk and cream....................| 13,494| 4.8 | 18.1 | 29.0 | 19.5 | 11.5 | 17.0 | 10.3 | 6.7 Other dairy products....................| 19,544| 3.8 | 17.7 | 27.4 | 21.5 | 13.3 | 16.2 | 10.1 | 6.1 Fruits and vegetables.....................| 50,093| 4.0 | 16.9 | 25.1 | 21.2 | 14.0 | 18.8 | 11.2 | 7.6 Fresh fruits............................| 15,847| 4.0 | 16.9 | 24.4 | 20.9 | 13.6 | 20.2 | 11.3 | 8.9 Fresh vegetables........................| 15,035| 3.6 | 16.2 | 24.1 | 22.0 | 15.7 | 18.5 | 11.3 | 7.1 Processed fruits........................| 10,772| 4.3 | 17.6 | 26.1 | 20.6 | 12.8 | 18.6 | 11.1 | 7.5 Processed vegetables....................| 8,439| 4.5 | 17.6 | 26.9 | 21.1 | 13.2 | 16.8 | 10.7 | 6.1 | | | | | | | | | Other food at home........................| 94,232| 4.6 | 18.4 | 27.1 | 21.4 | 13.1 | 15.4 | 9.7 | 5.8 Sugar and other sweets..................| 12,039| 3.7 | 17.2 | 25.9 | 22.0 | 13.9 | 17.3 | 10.9 | 6.4 Fats and oils...........................| 8,537| 3.8 | 16.5 | 24.7 | 20.9 | 14.8 | 19.3 | 11.4 | 7.9 Miscellaneous foods.....................| 42,452| 4.7 | 20.0 | 28.3 | 20.7 | 12.2 | 14.2 | 8.4 | 5.9 Nonalcoholic beverages..................| 25,752| 5.2 | 17.6 | 27.4 | 21.6 | 13.3 | 15.0 | 10.0 | 5.0 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 5,453| 3.9 | 15.6 | 23.6 | 25.8 | 14.7 | 16.4 | 12.6 | 3.8 Food away from home.........................| 202,451| 5.1 | 18.3 | 27.1 | 24.4 | 12.2 | 12.8 | 8.6 | 4.2 | | | | | | | | | Alcoholic beverages...........................| 32,576| 6.4 | 22.8 | 25.6 | 21.0 | 11.1 | 13.1 | 9.8 | 3.3 | | | | | | | | | Housing.......................................| 1,189,819| 3.7 | 19.7 | 27.6 | 22.6 | 11.5 | 14.9 | 9.0 | 5.9 Shelter.....................................| 669,759| 4.1 | 20.7 | 28.8 | 22.6 | 10.6 | 13.1 | 7.9 | 5.2 Owned dwellings...........................| 415,427| .7 | 16.5 | 31.0 | 26.0 | 12.0 | 13.8 | 8.8 | 5.0 Mortgage interest and charges...........| 234,934| .7 | 20.1 | 36.0 | 28.0 | 10.1 | 5.1 | 4.0 | 1.1 Property taxes..........................| 102,530| .7 | 12.4 | 25.2 | 24.6 | 14.4 | 22.7 | 14.1 | 8.5 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 77,964| .5 | 11.0 | 23.4 | 22.0 | 14.8 | 28.3 | 16.2 | 12.1 Rented dwellings..........................| 209,376| 10.8 | 31.3 | 26.2 | 14.0 | 6.7 | 11.0 | 5.3 | 5.7 Other lodging.............................| 44,956| 4.5 | 10.6 | 21.1 | 31.3 | 15.9 | 16.6 | 11.6 | 4.9 | | | | | | | | | Utilities, fuels, and public services.......| 254,681| 3.2 | 17.4 | 26.0 | 22.0 | 12.8 | 18.6 | 11.0 | 7.5 Natural gas...............................| 31,774| 2.1 | 16.5 | 25.2 | 19.5 | 13.3 | 23.3 | 13.0 | 10.3 Electricity...............................| 95,934| 3.0 | 16.3 | 26.0 | 22.5 | 13.0 | 19.2 | 11.5 | 7.7 Fuel oil and other fuels..................| 11,373| .7 | 12.1 | 23.4 | 25.0 | 13.6 | 25.2 | 14.3 | 10.9 Telephone services........................| 85,416| 4.8 | 20.8 | 26.5 | 21.5 | 12.1 | 14.2 | 8.9 | 5.3 Water and other public services...........| 30,184| 1.4 | 14.4 | 26.3 | 22.8 | 13.5 | 21.6 | 12.4 | 9.2 Household operations........................| 57,905| 2.5 | 22.7 | 30.7 | 18.5 | 8.6 | 17.1 | 8.2 | 8.9 Personal services.........................| 27,777| 3.6 | 35.3 | 39.8 | 10.2 | 2.6 | 8.5 | 3.3 | 5.3 Other household expenses..................| 30,128| 1.5 | 11.0 | 22.3 | 26.2 | 14.0 | 25.0 | 12.7 | 12.3 | | | | | | | | | Housekeeping supplies.......................| 47,914| 2.8 | 16.4 | 26.2 | 21.9 | 14.0 | 18.7 | 11.1 | 7.6 Laundry and cleaning supplies.............| 12,202| 3.8 | 18.0 | 27.2 | 21.4 | 13.6 | 16.1 | 10.2 | 5.9 Other household products..................| 22,125| 2.3 | 15.8 | 27.0 | 22.2 | 14.1 | 18.7 | 11.1 | 7.6 Postage and stationery....................| 13,588| 2.9 | 16.1 | 24.0 | 22.0 | 14.0 | 21.0 | 12.0 | 9.0 Household furnishings and equipment.........| 159,560| 3.7 | 18.8 | 24.6 | 24.9 | 13.5 | 14.5 | 10.2 | 4.3 Household textiles........................| 8,353| 4.0 | 16.7 | 23.5 | 26.8 | 14.7 | 14.3 | 10.4 | 3.9 Furniture.................................| 40,894| 4.7 | 23.1 | 25.8 | 24.3 | 11.7 | 10.2 | 7.9 | 2.3 Floor coverings...........................| 8,198| 5/1.7 | 16.5 | 17.1 | 16.5 | 15.4 | 32.9 | 20.7 | 12.2 Major appliances..........................| 17,861| 3.2 | 16.7 | 24.9 | 20.9 | 17.0 | 17.3 | 11.3 | 6.0 Small appliances, miscellaneous housewares| 9,689| 3.7 | 15.5 | 24.2 | 26.0 | 16.0 | 14.7 | 9.8 | 4.9 Miscellaneous household equipment.........| 74,566| 3.4 | 17.9 | 24.9 | 26.8 | 12.9 | 14.2 | 10.0 | 4.2 | | | | | | | | | Apparel and services..........................| 182,168| 5.6 | 21.0 | 27.2 | 22.1 | 11.6 | 12.5 | 8.5 | 4.0 Men and boys................................| 42,883| 5.1 | 20.8 | 27.9 | 24.5 | 10.5 | 11.1 | 8.2 | 2.9 Men, 16 and over..........................| 34,034| 5.9 | 20.4 | 23.5 | 25.6 | 11.8 | 12.6 | 9.2 | 3.5 Boys, 2 to 15.............................| 8,848| 2.0 | 22.0 | 44.9 | 20.2 | 5.5 | 5.4 | 4.4 | .9 Women and girls.............................| 71,671| 5.4 | 19.1 | 26.6 | 22.2 | 12.1 | 14.6 | 9.2 | 5.4 Women, 16 and over........................| 60,493| 5.9 | 18.7 | 22.9 | 22.7 | 13.3 | 16.4 | 10.2 | 6.2 Girls, 2 to 15............................| 11,178| 2.4 | 21.2 | 46.5 | 19.7 | 5.7 | 4.4 | 3.4 | 1.0 Children under 2............................| 8,117| 11.3 | 39.2 | 26.6 | 11.9 | 5.3 | 5.8 | 3.6 | 2.2 Footwear....................................| 33,126| 6.3 | 20.2 | 28.2 | 19.9 | 13.0 | 12.4 | 8.3 | 4.1 Other apparel products and services.........| 26,372| 4.7 | 22.2 | 26.7 | 23.5 | 11.8 | 11.1 | 9.0 | 2.2 | | | | | | | | | Transportation................................| 681,669| 4.1 | 20.6 | 26.1 | 24.8 | 12.1 | 12.3 | 8.2 | 4.0 Vehicle purchases (net outlay)..............| 288,830| 4.5 | 22.3 | 25.8 | 24.8 | 11.3 | 11.3 | 7.7 | 3.6 Cars and trucks, new......................| 129,741| 3.0 | 17.8 | 26.1 | 27.0 | 13.0 | 13.1 | 8.8 | 4.3 Cars and trucks, used.....................| 154,513| 5.8 | 25.9 | 25.3 | 23.1 | 10.1 | 9.7 | 6.7 | 3.1 Other vehicles............................| 4,576| 5/4.5 | 30.9 | 35.7 | 5/19.9 | (2) | 5/8.9 | 5/8.9 | (4) Gasoline and motor oil......................| 115,872| 4.5 | 19.3 | 27.4 | 23.9 | 12.6 | 12.3 | 8.4 | 3.9 Other vehicle expenses......................| 235,459| 3.5 | 19.4 | 26.6 | 25.3 | 12.4 | 12.8 | 8.4 | 4.4 Vehicle finance charges...................| 30,914| 3.9 | 27.0 | 27.8 | 24.3 | 10.3 | 6.7 | 5.4 | 1.4 Maintenance and repairs...................| 71,947| 3.4 | 16.5 | 26.8 | 25.3 | 13.0 | 15.0 | 9.6 | 5.4 Vehicle insurance.........................| 79,709| 3.2 | 18.6 | 25.8 | 24.1 | 13.2 | 15.1 | 10.0 | 5.1 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 52,889| 3.7 | 20.1 | 27.0 | 27.6 | 11.6 | 10.0 | 6.2 | 3.8 Public transportation.......................| 41,508| 3.9 | 19.0 | 21.6 | 24.3 | 15.1 | 16.1 | 11.0 | 5.1 | | | | | | | | | Health care...................................| 194,300| 1.7 | 12.6 | 20.2 | 19.3 | 13.9 | 32.2 | 18.1 | 14.2 Health insurance............................| 93,042| 1.6 | 12.4 | 19.8 | 17.6 | 12.8 | 35.9 | 20.1 | 15.8 Medical services............................| 56,065| 1.7 | 15.0 | 24.0 | 22.7 | 14.6 | 22.1 | 13.7 | 8.3 Drugs.......................................| 33,804| 1.5 | 9.9 | 15.1 | 17.3 | 15.0 | 41.3 | 21.2 | 20.1 Medical supplies............................| 11,389| 2.2 | 11.7 | 21.3 | 23.4 | 16.5 | 24.9 | 13.0 | 11.9 | | | | | | | | | Entertainment.................................| 191,334| 4.2 | 19.3 | 27.2 | 24.3 | 12.3 | 12.6 | 8.2 | 4.4 Fees and admissions.........................| 49,699| 4.0 | 17.0 | 28.4 | 26.4 | 11.2 | 13.1 | 9.5 | 3.6 Television, radios, sound equipment.........| 60,946| 5.4 | 20.2 | 27.0 | 21.7 | 11.3 | 14.4 | 9.3 | 5.1 Pets, toys, and playground equipment........| 34,409| 4.5 | 19.7 | 28.2 | 21.9 | 13.9 | 11.9 | 8.2 | 3.7 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 46,281| 2.8 | 20.4 | 25.3 | 27.4 | 13.7 | 10.4 | 5.3 | 5.1 | | | | | | | | | Personal care products and services...........| 55,644| 4.1 | 18.8 | 25.6 | 22.0 | 12.2 | 17.3 | 10.7 | 6.7 | | | | | | | | | Reading.......................................| 17,270| 2.8 | 15.3 | 22.7 | 23.0 | 14.1 | 22.1 | 13.7 | 8.4 | | | | | | | | | Education.....................................| 60,241| 13.9 | 15.9 | 24.6 | 34.3 | 5.8 | 5.6 | 4.6 | 1.0 | | | | | | | | | Tobacco products and smoking supplies.........| 27,839| 5.4 | 18.7 | 29.0 | 21.7 | 12.9 | 12.3 | 9.2 | 3.1 | | | | | | | | | Miscellaneous.................................| 89,432| 2.3 | 16.8 | 27.1 | 23.9 | 14.7 | 15.2 | 10.1 | 5.1 | | | | | | | | | Cash contributions............................| 105,671| 1.1 | 9.1 | 22.0 | 26.2 | 14.1 | 27.5 | 13.7 | 13.8 | | | | | | | | | Personal insurance and pensions...............| 340,278| 2.1 | 19.6 | 31.2 | 28.4 | 12.5 | 6.2 | 4.8 | 1.4 Life and other personal insurance...........| 39,975| .9 | 11.9 | 23.5 | 29.2 | 16.1 | 18.3 | 12.3 | 6.0 Pensions and Social Security................| 300,303| 2.2 | 20.6 | 32.2 | 28.3 | 12.1 | 4.6 | 3.9 | .7 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 3,393,329| 2.7 | 19.4 | 29.0 | 24.6 | 11.5 | 12.9 | 8.3 | 4.6 Wages and salaries..........................| 2,677,703| 2.8 | 22.8 | 32.7 | 27.1 | 10.7 | 3.8 | 3.3 | .6 Self-employment income......................| 167,347| 1.5 | 10.5 | 34.7 | 34.2 | 11.4 | 7.7 | 5.6 | 2.1 Social Security, private and government | | | | | | | | | retirement.................................| 385,053| 5/.2 | 1.0 | 3.4 | 6.2 | 16.7 | 72.5 | 41.5 | 31.0 Interest, dividends, rental income, other | | | | | | | | | property income............................| 69,871| 1.3 | 3.6 | 16.4 | 16.6 | 14.6 | 47.5 | 28.0 | 19.5 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 17,511| 2.2 | 14.9 | 28.2 | 24.0 | 18.8 | 11.9 | 4.7 | 7.2 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 32,480| 7.6 | 22.7 | 26.5 | 17.6 | 12.3 | 13.3 | 9.0 | 4.3 Regular contributions for support...........| 24,922| 16.7 | 29.2 | 28.8 | 16.7 | 3.5 | 5.0 | 3.7 | 5/1.3 Other income................................| 18,442| 20.5 | 24.0 | 21.1 | 16.7 | 7.6 | 10.1 | 9.3 | 5/.8 | | | | | | | | | Personal taxes................................| 275,498| 1.4 | 20.0 | 31.3 | 26.7 | 11.9 | 8.8 | 6.4 | 2.4 Federal income taxes........................| 209,750| 1.4 | 20.0 | 31.2 | 27.0 | 11.9 | 8.5 | 6.2 | 2.3 State and local income taxes................| 54,803| 1.5 | 22.4 | 33.0 | 25.9 | 11.4 | 5.7 | 4.6 | 1.2 Other taxes.................................| 10,945| 5/.1 | 8.4 | 25.2 | 22.6 | 14.4 | 29.2 | 19.1 | 10.1 | | | | | | | | | Income after taxes............................| 3,117,831| 2.8 | 19.3 | 28.8 | 24.4 | 11.5 | 13.2 | 8.5 | 4.8 | | | | | | | | | ___________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.