Table 1300. Age of reference person: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1989 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 95,818 | 7,633 | 20,855 | 20,436 | 14,566 | 12,005 | 20,323 | 11,848 | 8,474 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$31,308 |$14,863 |$30,655 |$40,915 |$41,968 |$34,777 |$19,690 |$22,051 |$16,285 Income after taxes 1/.........................| 28,496 | 13,868 | 27,951 | 36,931 | 37,849 | 31,119 | 18,575 | 20,758 | 15,425 Average number of persons in consumer unit....| 2.6 | 1.8 | 2.7 | 3.3 | 3.0 | 2.3 | 1.8 | 1.9 | 1.6 Age of reference person.......................| 47.2 | 21.5 | 29.7 | 39.4 | 49.2 | 59.6 | 73.9 | 69.2 | 80.5 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Earners.....................................| 1.4 | 1.3 | 1.5 | 1.8 | 2.0 | 1.5 | .5 | .6 | .2 Vehicles....................................| 2.0 | 1.2 | 1.9 | 2.4 | 2.7 | 2.3 | 1.4 | 1.7 | 1.1 Children under 18...........................| .7 | .4 | 1.1 | 1.4 | .7 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.4 | 1.4 | 1.4 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 66 | 62 | 67 | 72 | 69 | 71 | 56 | 62 | 47 Female....................................| 34 | 38 | 33 | 28 | 31 | 29 | 44 | 38 | 53 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 63 | 8 | 44 | 69 | 74 | 82 | 76 | 78 | 74 Homeowner with mortgage.................| 39 | 6 | 39 | 60 | 56 | 40 | 16 | 22 | 7 Homeowner without mortgage..............| 24 | 3 | 5 | 8 | 19 | 42 | 60 | 55 | 67 Renter....................................| 37 | 92 | 56 | 31 | 26 | 18 | 24 | 22 | 26 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 9 | 11 | 12 | 12 | 9 | 9 | 10 | 8 White and other...........................| 89 | 91 | 89 | 88 | 88 | 91 | 91 | 90 | 92 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 11 | 2 | 3 | 4 | 8 | 15 | 29 | 22 | 38 High school (9-12)........................| 43 | 43 | 41 | 37 | 47 | 49 | 44 | 48 | 38 College...................................| 46 | 54 | 56 | 58 | 45 | 35 | 26 | 29 | 23 Never attended and other..................| 1 | (3) | (3) | (3) | 1 | (3) | 1 | 1 | 2 | | | | | | | | | At least one vehicle owned..................| 87 | 75 | 88 | 92 | 91 | 91 | 78 | 86 | 68 | | | | | | | | | Average annual expenditures.....................|$27,809 |$16,577 |$26,683 |$35,589 |$36,067 |$28,617 |$18,967 |$21,152 |$15,919 | | | | | | | | | Food..........................................| 14.9 | 15.1 | 14.7 | 14.7 | 14.9 | 15.5 | 15.4 | 15.2 | 15.7 Food at home................................| 8.6 | 7.7 | 8.1 | 8.4 | 8.3 | 9.1 | 10.1 | 9.7 | 10.8 Cereals and bakery products...............| 1.3 | 1.2 | 1.2 | 1.3 | 1.2 | 1.3 | 1.6 | 1.4 | 1.9 Cereals and cereal products.............| .5 | .4 | .5 | .5 | .4 | .4 | .6 | .5 | .7 Bakery products.........................| .8 | .7 | .7 | .8 | .8 | .9 | 1.0 | .9 | 1.2 Meats, poultry, fish, and eggs............| 2.2 | 1.7 | 2.0 | 2.1 | 2.3 | 2.5 | 2.5 | 2.5 | 2.6 Beef....................................| .7 | .6 | .7 | .7 | .8 | .8 | .8 | .8 | .8 Pork....................................| .4 | .3 | .4 | .4 | .4 | .5 | .5 | .5 | .5 Other meats.............................| .3 | .2 | .3 | .3 | .3 | .3 | .3 | .4 | .3 Poultry.................................| .4 | .3 | .3 | .3 | .3 | .4 | .4 | .4 | .5 Fish and seafood........................| .3 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .2 | | | | | | | | | Dairy products............................| 1.1 | 1.1 | 1.1 | 1.1 | 1.0 | 1.1 | 1.2 | 1.2 | 1.4 Fresh milk and cream....................| .5 | .5 | .5 | .5 | .5 | .5 | .6 | .6 | .7 Other dairy products....................| .6 | .6 | .5 | .5 | .5 | .6 | .6 | .6 | .7 Fruits and vegetables.....................| 1.5 | 1.2 | 1.3 | 1.4 | 1.4 | 1.6 | 2.0 | 1.9 | 2.2 Fresh fruits............................| .5 | .3 | .4 | .4 | .4 | .5 | .7 | .7 | .8 Fresh vegetables........................| .5 | .3 | .4 | .4 | .4 | .5 | .6 | .6 | .7 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .5 Processed vegetables....................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.5 | 2.6 | 2.5 | 2.5 | 2.4 | 2.6 | 2.6 | 2.6 | 2.7 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Fats and oils...........................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 Miscellaneous foods.....................| 1.1 | 1.4 | 1.2 | 1.1 | 1.0 | 1.0 | 1.1 | 1.1 | 1.2 Nonalcoholic beverages..................| .8 | .7 | .8 | .8 | .8 | .8 | .8 | .8 | .8 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .2 | .1 | .2 | .1 Food away from home.........................| 6.3 | 7.4 | 6.6 | 6.3 | 6.6 | 6.3 | 5.3 | 5.5 | 5.0 | | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.9 | 1.4 | .9 | .8 | 1.0 | .7 | .8 | .6 | | | | | | | | | Housing.......................................| 31.0 | 28.9 | 33.4 | 30.7 | 29.6 | 28.5 | 32.5 | 32.0 | 33.4 Shelter.....................................| 17.4 | 18.4 | 19.6 | 17.9 | 16.7 | 15.1 | 15.8 | 15.5 | 16.2 Owned dwellings...........................| 10.2 | 1.7 | 9.7 | 12.3 | 10.9 | 10.2 | 9.1 | 9.5 | 8.4 Mortgage interest.......................| 6.3 | 1.3 | 7.5 | 9.1 | 6.8 | 4.2 | 1.9 | 2.3 | 1.1 Property taxes..........................| 2.1 | .2 | 1.1 | 1.8 | 2.2 | 3.0 | 3.5 | 3.3 | 3.7 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 1.9 | .3 | 1.0 | 1.4 | 1.9 | 3.0 | 3.7 | 3.8 | 3.6 Rented dwellings..........................| 5.4 | 15.9 | 8.8 | 4.1 | 3.4 | 2.6 | 4.8 | 4.1 | 6.1 Other lodging.............................| 1.7 | .7 | 1.1 | 1.6 | 2.4 | 2.3 | 1.8 | 1.9 | 1.7 | | | | | | | | | Utilities, fuels, and public services.......| 6.6 | 5.2 | 6.1 | 6.0 | 6.3 | 7.1 | 8.9 | 8.6 | 9.6 Natural gas...............................| .9 | .5 | .8 | .8 | .8 | 1.1 | 1.4 | 1.4 | 1.4 Electricity...............................| 2.7 | 2.0 | 2.4 | 2.5 | 2.5 | 2.8 | 3.6 | 3.4 | 4.0 Fuel oil and other fuels..................| .4 | .1 | .2 | .3 | .3 | .5 | .7 | .6 | 1.0 Telephone.................................| 2.0 | 2.4 | 2.2 | 1.8 | 2.0 | 2.0 | 2.3 | 2.3 | 2.3 Water and other public services...........| .7 | .3 | .5 | .6 | .6 | .7 | .9 | .9 | 1.0 Household operations........................| 1.7 | .7 | 2.3 | 1.7 | 1.1 | 1.2 | 2.2 | 1.7 | 3.0 Personal services.........................| .8 | .5 | 1.7 | .9 | .3 | .2 | .5 | .2 | .9 Other household expenses..................| .9 | .2 | .5 | .8 | .8 | 1.0 | 1.7 | 1.5 | 2.0 | | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.0 | 1.3 | 1.4 | 1.3 | 1.4 | 1.9 | 1.8 | 2.0 Laundry and cleaning supplies.............| .4 | .4 | .4 | .4 | .4 | .4 | .4 | .4 | .5 Other household products..................| .6 | .3 | .5 | .6 | .5 | .6 | .8 | .8 | 1.0 Postage and stationery....................| .4 | .4 | .4 | .4 | .4 | .5 | .6 | .7 | .5 Household furnishings and equipment.........| 3.9 | 3.5 | 4.2 | 3.8 | 4.2 | 3.7 | 3.8 | 4.3 | 2.7 Household textiles........................| .4 | .2 | .3 | .3 | .4 | .5 | .5 | .6 | .3 Furniture.................................| 1.1 | 1.5 | 1.4 | 1.1 | 1.1 | .9 | .9 | 1.0 | .7 Floor coverings...........................| .3 | 4/.1 | .2 | .2 | .3 | .4 | .2 | .2 | 4/.1 Major appliances..........................| .5 | .5 | .5 | .5 | .5 | .6 | .6 | .6 | .5 Small appliances, miscellaneous housewares| .2 | .2 | .2 | .2 | .2 | .2 | .2 | .3 | .2 Miscellaneous household equipment.........| 1.4 | 1.0 | 1.4 | 1.3 | 1.7 | 1.2 | 1.4 | 1.6 | 1.0 | | | | | | | | | Apparel and services..........................| 5.7 | 6.9 | 5.8 | 6.0 | 5.6 | 5.5 | 4.8 | 5.4 | 3.6 Men and boys................................| 1.4 | 1.4 | 1.5 | 1.5 | 1.5 | 1.4 | 1.1 | 1.3 | .7 Men, 16 and over..........................| 1.2 | 1.3 | 1.2 | 1.1 | 1.3 | 1.2 | .9 | 1.2 | .5 Boys, 2 to 15.............................| .3 | .1 | .3 | .4 | .2 | .1 | .1 | .1 | .2 Women and girls.............................| 2.4 | 2.9 | 2.0 | 2.6 | 2.3 | 2.6 | 2.3 | 2.6 | 1.7 Women, 16 and over........................| 2.0 | 2.8 | 1.6 | 2.0 | 2.0 | 2.5 | 2.1 | 2.4 | 1.6 Girls, 2 to 15............................| .3 | .1 | .4 | .6 | .3 | .1 | .1 | .1 | .1 Children under 2............................| .3 | .5 | .5 | .2 | .2 | .1 | .1 | .1 | .1 Footwear....................................| .7 | .8 | .7 | .7 | .6 | .6 | .7 | .7 | .6 Other apparel products and services.........| 1.0 | 1.3 | 1.1 | 1.0 | 1.0 | .8 | .6 | .7 | .5 | | | | | | | | | Transportation................................| 18.7 | 24.0 | 19.0 | 18.5 | 18.9 | 18.7 | 16.3 | 17.5 | 14.1 Vehicle purchases (net outlay)..............| 8.2 | 12.9 | 8.4 | 8.5 | 7.9 | 8.0 | 6.7 | 6.8 | 6.5 Cars and trucks, new......................| 4.4 | 5.5 | 4.2 | 4.8 | 4.1 | 4.6 | 3.8 | 3.9 | 3.4 Cars and trucks, used.....................| 3.8 | 7.4 | 4.0 | 3.6 | 3.7 | 3.4 | 3.0 | 2.9 | 3.1 Other vehicles............................| .1 | (2) | .2 | .1 | .1 | 4/.1 | (2) | (2) | (5) Gasoline and motor oil......................| 3.5 | 4.3 | 3.6 | 3.4 | 3.6 | 3.8 | 3.1 | 3.6 | 2.4 Other vehicle expenses......................| 5.9 | 5.9 | 6.1 | 5.8 | 6.2 | 5.8 | 5.1 | 5.7 | 4.1 Vehicle finance charges...................| 1.1 | 1.3 | 1.4 | 1.2 | 1.2 | .8 | .6 | .7 | .2 Maintenance and repairs...................| 2.0 | 1.9 | 2.0 | 2.1 | 2.1 | 2.1 | 1.9 | 2.1 | 1.7 Vehicle insurance.........................| 2.1 | 2.2 | 2.0 | 1.9 | 2.3 | 2.3 | 2.1 | 2.2 | 1.9 Vehicle rental, licenses, other charges...| 0.7 | 0.5 | 0.8 | 0.7 | 0.7 | 0.6 | 0.5 | 0.6 | 0.4 Public transportation.......................| 1.0 | .9 | .9 | .8 | 1.2 | 1.1 | 1.3 | 1.4 | 1.1 | | | | | | | | | Health care...................................| 5.1 | 2.1 | 3.4 | 3.8 | 3.9 | 6.3 | 11.3 | 9.4 | 14.8 Health insurance............................| 1.9 | .6 | 1.2 | 1.3 | 1.4 | 2.3 | 5.0 | 4.4 | 6.0 Medical services............................| 2.0 | 1.0 | 1.5 | 1.7 | 1.5 | 2.5 | 3.3 | 2.6 | 4.6 Drugs.......................................| .9 | .3 | .5 | .5 | .6 | 1.2 | 2.3 | 1.9 | 2.9 Medical supplies............................| .3 | .2 | .2 | .2 | .3 | .3 | .7 | .4 | 1.2 | | | | | | | | | Entertainment.................................| 5.1 | 5.6 | 5.2 | 5.8 | 5.1 | 4.8 | 3.8 | 4.0 | 3.4 Fees and admissions.........................| 1.4 | 1.4 | 1.2 | 1.5 | 1.3 | 1.4 | 1.3 | 1.3 | 1.2 Television, radios, sound equipment.........| 1.5 | 2.2 | 1.8 | 1.6 | 1.4 | 1.3 | 1.3 | 1.4 | 1.1 Pets, toys, and playground equipment........| .9 | .8 | 1.0 | 1.0 | .8 | .8 | .7 | .7 | .7 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.3 | 1.2 | 1.2 | 1.8 | 1.5 | 1.3 | .5 | .5 | .4 | | | | | | | | | Personal care products and services...........| 1.3 | 1.5 | 1.3 | 1.2 | 1.3 | 1.4 | 1.5 | 1.5 | 1.4 | | | | | | | | | Reading.......................................| .6 | .5 | .5 | .5 | .5 | .6 | .7 | .7 | .7 | | | | | | | | | Education.....................................| 1.3 | 4.0 | .9 | 1.4 | 2.0 | .9 | .4 | .5 | .2 | | | | | | | | | Tobacco products and smoking supplies.........| .9 | 1.2 | .9 | .9 | .9 | 1.1 | .8 | .9 | .6 | | | | | | | | | Miscellaneous.................................| 2.3 | 1.6 | 2.2 | 2.5 | 2.4 | 2.3 | 2.3 | 2.4 | 2.1 | | | | | | | | | Cash contributions............................| 3.2 | .7 | 1.9 | 2.6 | 3.9 | 4.0 | 5.8 | 4.8 | 7.5 | | | | | | | | | Personal insurance and pensions...............| 8.9 | 6.1 | 9.5 | 10.4 | 10.3 | 9.3 | 3.9 | 5.0 | 1.9 Life and other personal insurance...........| 1.2 | .5 | .9 | 1.4 | 1.3 | 1.4 | 1.5 | 1.7 | 1.1 Pensions and Social Security................| 7.6 | 5.6 | 8.5 | 9.0 | 9.0 | 8.0 | 2.4 | 3.3 | .7 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$31,308 |$14,863 |$30,655 |$40,915 |$41,968 |$34,777 |$19,690 |$22,051 |$16,285 Wages and salaries..........................| 74.3 | 87.7 | 89.0 | 85.5 | 82.0 | 68.4 | 18.7 | 25.4 | 5.6 Self-employment income......................| 8.1 | 1.9 | 6.5 | 9.7 | 10.7 | 8.4 | 5.1 | 6.3 | 2.5 Social Security, private and government | | | | | | | | | retirement.................................| 10.8 | .5 | .5 | 1.0 | 2.9 | 15.1 | 57.3 | 53.7 | 64.2 Interest, dividends, rental income, other | | | | | | | | | property income............................| 4.0 | .7 | .9 | 1.3 | 1.8 | 6.0 | 16.6 | 11.8 | 26.1 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .7 | .5 | .6 | .5 | .7 | .7 | 1.0 | 1.3 | .4 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 0.9 | 2.1 | 1.4 | 0.6 | 0.7 | 0.8 | 0.9 | 1.0 | 0.8 Regular contributions for support...........| .9 | 4.9 | .8 | .9 | .9 | .2 | .3 | .3 | .4 Other income................................| .4 | 1.5 | .4 | .3 | .4 | .3 | .1 | .1 | 4/.1 | | | | | | | | | Personal taxes................................| 9.0 | 6.7 | 8.8 | 9.7 | 9.8 | 10.5 | 5.7 | 5.9 | 5.3 Federal income taxes........................| 7.1 | 5.3 | 7.0 | 7.8 | 7.7 | 8.4 | 4.3 | 4.5 | 4.0 State and local income taxes................| 1.7 | 1.4 | 1.8 | 1.7 | 1.9 | 1.8 | 1.0 | 1.1 | .8 Other taxes.................................| .2 | (2) | .1 | .2 | .2 | .3 | .3 | .3 | .5 | | | | | | | | | Income after taxes............................| 91.0 | 93.3 | 91.2 | 90.3 | 90.2 | 89.5 | 94.3 | 94.1 | 94.7 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.