Table 1100. Quintiles of income before taxes: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1989 _________________________________________________________________________________________________________________________________ | | | | | Complete reporting of income | | All | |Incomplete Item |consumer | | | | | | |reporting | units | Total | Lowest | Second | Third | Fourth | Highest | of | |complete | 20 | 20 | 20 | 20 | 20 | income | |reporting| percent | percent | percent | percent | percent | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | Number of consumer units (in thousands).........| 95,818 | 82,960 | 16,558 | 16,584 | 16,592 | 16,607 | 16,620 | 12,857 | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | Income before taxes 1/........................| \$31,308 | \$31,308 | \$5,720 | \$13,894 | \$23,856 | \$37,524 | \$75,406 | (1) Income after taxes 1/.........................| 28,496 | 28,496 | 5,669 | 13,348 | 22,233 | 34,183 | 66,923 | (1) Average number of persons in consumer unit....| 2.6 | 2.5 | 1.8 | 2.2 | 2.6 | 2.9 | 3.1 | 2.7 Age of reference person.......................| 47.2 | 47.1 | 51.1 | 50.5 | 45.5 | 43.0 | 45.4 | 47.7 | | | | | | | | Average number in consumer unit: | | | | | | | | Earners.....................................| 1.4 | 1.4 | .7 | 1.0 | 1.4 | 1.8 | 2.1 | 1.4 Vehicles....................................| 2.0 | 2.0 | .9 | 1.5 | 2.0 | 2.6 | 3.1 | 2.0 Children under 18...........................| .7 | .7 | .5 | .5 | .7 | .9 | .8 | .7 Persons 65 and over.........................| .3 | .3 | .5 | .5 | .3 | .2 | .1 | .3 | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | Male......................................| 66 | 66 | 41 | 59 | 68 | 78 | 84 | 68 Female....................................| 34 | 34 | 59 | 41 | 32 | 22 | 16 | 32 | | | | | | | | Housing tenure: | | | | | | | | Percent homeowner.........................| 63 | 62 | 41 | 50 | 60 | 71 | 88 | 66 Homeowner with mortgage.................| 39 | 39 | 12 | 18 | 36 | 54 | 74 | 37 Homeowner without mortgage..............| 24 | 23 | 29 | 31 | 24 | 18 | 15 | 29 Renter....................................| 37 | 38 | 59 | 50 | 40 | 29 | 12 | 34 | | | | | | | | Race of reference person: | | | | | | | | Black.....................................| 11 | 10 | 17 | 12 | 10 | 7 | 5 | 13 White and other...........................| 89 | 90 | 83 | 88 | 90 | 93 | 95 | 87 | | | | | | | | Education of reference person: | | | | | | | | Elementary (1-8)..........................| 11 | 11 | 23 | 17 | 9 | 4 | 2 | 11 High school (9-12)........................| 43 | 43 | 46 | 51 | 49 | 40 | 26 | 45 College...................................| 46 | 46 | 30 | 31 | 42 | 55 | 72 | 43 Never attended and other..................| 1 | 1 | 1 | 1 | (2) | (2) | (3) | 1 | | | | | | | | At least one vehicle owned..................| 87 | 87 | 62 | 85 | 94 | 97 | 97 | 85 | | | | | | | | Average annual expenditures.....................| \$27,809 | \$28,322 | \$12,119 | \$17,616 | \$24,476 | \$34,231 | \$53,087 | \$24,862 | | | | | | | | Food..........................................| 14.9 | 14.8 | 18.2 | 17.6 | 15.9 | 14.5 | 12.8 | 16.1 Food at home................................| 8.6 | 8.5 | 12.5 | 11.5 | 9.6 | 8.1 | 6.3 | 9.4 Cereals and bakery products...............| 1.3 | 1.3 | 2.0 | 1.7 | 1.4 | 1.2 | .9 | 1.4 Cereals and cereal products.............| .5 | .5 | .8 | .7 | .5 | .4 | .3 | .5 Bakery products.........................| .8 | .8 | 1.2 | 1.1 | .9 | .8 | .6 | .9 Meats, poultry, fish, and eggs............| 2.2 | 2.2 | 3.2 | 3.1 | 2.5 | 2.0 | 1.6 | 2.4 Beef....................................| .7 | .7 | 1.0 | 1.0 | .8 | .7 | .5 | .8 Pork....................................| .4 | .4 | .8 | .6 | .5 | .4 | .3 | .5 Other meats.............................| .3 | .3 | .4 | .5 | .4 | .3 | .2 | .3 Poultry.................................| .4 | .4 | .5 | .5 | .4 | .3 | .3 | .4 Fish and seafood........................| .3 | .3 | .3 | .3 | .3 | .2 | .2 | .3 Eggs....................................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | | | | | | | | Dairy products............................| 1.1 | 1.1 | 1.7 | 1.5 | 1.2 | 1.0 | .8 | 1.2 Fresh milk and cream....................| .5 | .5 | .9 | .8 | .6 | .5 | .3 | .6 Other dairy products....................| .6 | .6 | .8 | .7 | .6 | .5 | .4 | .6 Fruits and vegetables.....................| 1.5 | 1.4 | 2.2 | 2.0 | 1.6 | 1.4 | 1.0 | 1.7 Fresh fruits............................| .5 | .4 | .7 | .6 | .5 | .4 | .3 | .6 Fresh vegetables........................| .5 | .4 | .7 | .6 | .5 | .4 | .3 | .5 Processed fruits........................| .3 | .3 | .5 | .4 | .3 | .3 | .2 | .4 Processed vegetables....................| .2 | .2 | .3 | .3 | .3 | .2 | .2 | .3 | | | | | | | | Other food at home........................| 2.5 | 2.5 | 3.4 | 3.2 | 2.9 | 2.5 | 2.0 | 2.7 Sugar and other sweets..................| .3 | .3 | .5 | .4 | .3 | .3 | .2 | .3 Fats and oils...........................| .2 | .2 | .3 | .3 | .2 | .2 | .1 | .2 Miscellaneous foods.....................| 1.1 | 1.1 | 1.5 | 1.5 | 1.3 | 1.1 | .9 | 1.1 Nonalcoholic beverages..................| .8 | .8 | 1.1 | 1.0 | .9 | .7 | .6 | .9 Food prepared by consumer unit | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 Food away from home.........................| 6.3 | 6.3 | 5.7 | 6.1 | 6.3 | 6.3 | 6.5 | 6.7 | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.1 | 1.1 | 1.1 | 1.3 | 1.1 | .9 | .9 | | | | | | | | Housing.......................................| 31.0 | 30.4 | 35.2 | 32.7 | 30.3 | 28.7 | 29.6 | 35.1 Shelter.....................................| 17.4 | 17.0 | 19.6 | 17.5 | 16.5 | 16.0 | 17.2 | 19.7 Owned dwellings...........................| 10.2 | 10.0 | 6.7 | 6.1 | 7.9 | 9.7 | 13.3 | 11.8 Mortgage interest.......................| 6.3 | 6.2 | 2.9 | 2.5 | 4.2 | 6.5 | 8.8 | 6.9 Property taxes..........................| 2.1 | 2.0 | 1.7 | 1.8 | 1.8 | 1.7 | 2.4 | 2.6 Maintenance, repairs, insurance, | | | | | | | | other expenses.........................| 1.9 | 1.9 | 2.2 | 1.9 | 1.9 | 1.5 | 2.0 | 2.3 Rented dwellings..........................| 5.4 | 5.4 | 11.8 | 10.4 | 7.4 | 4.8 | 1.7 | 5.4 Other lodging.............................| 1.7 | 1.7 | 1.1 | 1.0 | 1.2 | 1.5 | 2.2 | 2.4 | | | | | | | | Utilities, fuels, and public services.......| 6.6 | 6.4 | 9.7 | 8.5 | 7.2 | 5.9 | 4.9 | 8.0 Natural gas...............................| .9 | .9 | 1.4 | 1.2 | 1.0 | .8 | .6 | 1.0 Electricity...............................| 2.7 | 2.6 | 3.8 | 3.5 | 2.9 | 2.3 | 2.0 | 3.3 Fuel oil and other fuels..................| .4 | .3 | .6 | .5 | .4 | .3 | .3 | .5 Telephone.................................| 2.0 | 2.0 | 3.1 | 2.6 | 2.3 | 1.9 | 1.4 | 2.5 Water and other public services...........| .7 | .6 | .9 | .8 | .7 | .6 | .5 | .7 Household operations........................| 1.7 | 1.6 | 1.2 | 1.3 | 1.5 | 1.5 | 1.9 | 2.0 Personal services.........................| .8 | .8 | .5 | .6 | .8 | .9 | .8 | .7 Other household expenses..................| .9 | .8 | .7 | .7 | .7 | .5 | 1.1 | 1.3 | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.4 | 1.5 | 2.0 | 1.6 | 1.3 | 1.3 | 1.3 Laundry and cleaning supplies.............| .4 | .4 | .5 | .5 | .5 | .4 | .3 | .4 Other household products..................| .6 | .6 | .5 | .9 | .6 | .5 | .6 | .5 Postage and stationery....................| .4 | .4 | .5 | .6 | .5 | .4 | .4 | .4 Household furnishings and equipment.........| 3.9 | 3.9 | 3.1 | 3.4 | 3.6 | 3.9 | 4.3 | 4.2 Household textiles........................| .4 | .4 | .2 | .4 | .4 | .3 | .4 | .4 Furniture.................................| 1.1 | 1.1 | .8 | 1.1 | .9 | 1.1 | 1.3 | 1.1 Floor coverings...........................| .3 | .3 | .2 | .2 | .2 | .3 | .4 | .2 Major appliances..........................| .5 | .5 | .4 | .6 | .5 | .6 | .5 | .6 Small appliances, miscellaneous housewares| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .2 Miscellaneous household equipment.........| 1.4 | 1.3 | 1.3 | .9 | 1.4 | 1.3 | 1.5 | 1.6 | | | | | | | | Apparel and services..........................| 5.7 | 5.7 | 5.2 | 5.2 | 5.7 | 5.9 | 5.8 | 6.0 Men and boys................................| 1.4 | 1.4 | 1.1 | 1.3 | 1.2 | 1.5 | 1.6 | 1.5 Men, 16 and over..........................| 1.2 | 1.1 | .8 | 1.0 | 1.0 | 1.2 | 1.3 | 1.3 Boys, 2 to 15.............................| .3 | .3 | .3 | .2 | .3 | .3 | .3 | .2 Women and girls.............................| 2.4 | 2.4 | 2.2 | 2.2 | 2.6 | 2.4 | 2.3 | 2.5 Women, 16 and over........................| 2.0 | 2.0 | 1.9 | 1.9 | 2.3 | 2.0 | 1.9 | 2.2 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .3 | .4 | .3 | .3 Children under 2............................| .3 | .3 | .2 | .3 | .3 | .3 | .2 | .2 Footwear....................................| .7 | .7 | .7 | .7 | .7 | .8 | .6 | .7 Other apparel products and services.........| 1.0 | .9 | 1.0 | .8 | .9 | .9 | 1.1 | 1.0 | | | | | | | | Transportation................................| 18.7 | 18.6 | 16.4 | 18.2 | 18.6 | 21.1 | 17.7 | 18.6 Vehicle purchases (net outlay)..............| 8.2 | 8.3 | 6.9 | 7.8 | 7.7 | 10.2 | 7.8 | 7.7 Cars and trucks, new......................| 4.4 | 4.4 | 2.7 | 2.8 | 3.8 | 5.1 | 5.1 | 4.4 Cars and trucks, used.....................| 3.8 | 3.8 | 4.0 | 4.9 | 3.8 | 5.1 | 2.6 | 3.3 Other vehicles............................| .1 | .1 | 4/.1 | 4/.1 | .1 | .1 | .1 | 4/.1 Gasoline and motor oil......................| 3.5 | 3.5 | 3.8 | 4.0 | 4.1 | 3.6 | 2.9 | 3.9 Other vehicle expenses......................| 5.9 | 5.9 | 4.6 | 5.6 | 6.1 | 6.4 | 5.8 | 5.7 Vehicle finance charges...................| 1.1 | 1.1 | .6 | .9 | 1.1 | 1.3 | 1.1 | 1.1 Maintenance and repairs...................| 2.0 | 2.0 | 2.0 | 2.1 | 2.1 | 2.2 | 1.9 | 1.9 Vehicle insurance.........................| 2.1 | 2.0 | 1.7 | 2.1 | 2.3 | 2.1 | 2.0 | 2.2 Vehicle rental, licenses, other charges...| .7 | .7 | .4 | .5 | .6 | .7 | .8 | .6 Public transportation.......................| 1.0 | 1.0 | 1.1 | .8 | .8 | .9 | 1.2 | 1.3 | | | | | | | | Health care...................................| 5.1 | 5.0 | 7.1 | 7.6 | 5.6 | 4.2 | 3.8 | 5.6 Health insurance............................| 1.9 | 1.9 | 3.0 | 3.3 | 2.3 | 1.7 | 1.2 | 2.1 Medical services............................| 2.0 | 1.9 | 2.1 | 2.5 | 2.0 | 1.6 | 1.7 | 2.4 Drugs.......................................| .9 | .9 | 1.7 | 1.4 | 1.0 | .7 | .5 | .9 Medical supplies............................| .3 | .3 | .3 | .4 | .3 | .2 | .4 | .2 | | | | | | | | Entertainment.................................| 5.1 | 5.1 | 4.2 | 3.7 | 4.6 | 5.1 | 5.9 | 5.6 Fees and admissions.........................| 1.4 | 1.3 | .9 | .8 | 1.0 | 1.3 | 1.7 | 1.6 Television, radios, sound equipment.........| 1.5 | 1.5 | 1.7 | 1.6 | 1.7 | 1.6 | 1.4 | 1.6 Pets, toys, and playground equipment........| .9 | .9 | .7 | .8 | 1.2 | .9 | .9 | .8 Other entertainment supplies, equipment, | | | | | | | | and services...............................| 1.3 | 1.3 | .8 | .5 | .8 | 1.3 | 1.9 | 1.7 | | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.4 | 1.7 | 1.4 | 1.3 | 1.2 | 1.3 | | | | | | | | Reading.......................................| .6 | .6 | .5 | .6 | .6 | .5 | .6 | .6 | | | | | | | | Education.....................................| 1.3 | 1.2 | 2.2 | .8 | .8 | .9 | 1.5 | 2.1 | | | | | | | | Tobacco products and smoking supplies.........| .9 | .9 | 1.5 | 1.3 | 1.3 | .9 | .5 | .9 | | | | | | | | Miscellaneous.................................| 2.3 | 2.4 | 2.3 | 2.2 | 2.7 | 2.2 | 2.4 | 1.8 | | | | | | | | Cash contributions............................| 3.2 | 3.3 | 2.0 | 2.4 | 3.0 | 3.0 | 4.2 | 2.8 | | | | | | | | Personal insurance and pensions...............| 8.9 | 9.7 | 2.7 | 5.0 | 8.1 | 10.5 | 13.2 | 2.5 Life and other personal insurance...........| 1.2 | 1.2 | .9 | 1.1 | 1.1 | 1.3 | 1.4 | 1.3 Pensions and Social Security................| 7.6 | 8.5 | 1.8 | 3.9 | 7.0 | 9.2 | 11.8 | 1.1 | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | Money income before taxes.....................| \$31,308 | \$31,308 | \$5,720 | \$13,894 | \$23,856 | \$37,524 | \$75,406 | (1) Wages and salaries..........................| 74.3 | 74.3 | 32.1 | 52.8 | 72.3 | 83.5 | 77.4 | (1) Self-employment income......................| 8.1 | 8.1 | -.8 | 3.9 | 4.7 | 4.2 | 12.5 | (1) Social Security, private and government | | | | | | | | retirement.................................| 10.8 | 10.8 | 45.9 | 33.4 | 16.0 | 7.5 | 4.1 | (1) Interest, dividends, rental income, other | | | | | | | | property income............................| 4.0 | 4.0 | 3.1 | 3.1 | 3.7 | 3.0 | 4.9 | (1) Unemployment and workers' compensation, | | | | | | | | veterans' benefits.........................| .7 | .7 | 2.0 | 1.3 | .9 | .8 | .3 | (1) Public assistance, supplemental security | | | | | | | | income, food stamps........................| .9 | .9 | 12.8 | 3.0 | .6 | .2 | .1 | (1) Regular contributions for support...........| .9 | .9 | 3.2 | 1.9 | 1.4 | .7 | .4 | (1) Other income................................| .4 | .4 | 1.6 | .7 | .3 | .2 | .3 | (1) | | | | | | | | Personal taxes................................| 9.0 | 9.0 | .9 | 3.9 | 6.8 | 8.9 | 11.2 | (1) Federal income taxes........................| 7.1 | 7.1 | .4 | 2.9 | 5.2 | 6.9 | 9.1 | (1) State and local income taxes................| 1.7 | 1.7 | .2 | .9 | 1.4 | 1.8 | 1.9 | (1) Other taxes.................................| .2 | .2 | .4 | .2 | .1 | .2 | .2 | (1) | | | | | | | | Income after taxes............................| 91.0 | 91.0 | 99.1 | 96.1 | 93.2 | 91.1 | 88.8 | (1) | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors.