Table 1700. Housing tenure, race of reference person, and type of area: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1991 _____________________________________________________________________________________________________________________________ | | | | | | Housing tenure | Race of reference | Type of area | All | | person | Item | consumer | | | _____________________ _____________________ _____________________ | units | | | | | | | |Homeowner | Renter |White and | Black | Urban | Rural | | | | other | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 97,918 | 61,870 | 36,048 | 87,155 | 10,763 | 84,497 | 13,421 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $33,901 | $41,033 | $22,039 | $35,311 | $21,929 | $34,867 | $27,540 Income after taxes 1/.........................| 30,729 | 37,009 | 20,285 | 31,929 | 20,544 | 31,547 | 25,348 Age of reference person.......................| 47.5 | 51.9 | 40.1 | 47.7 | 46.3 | 47.1 | 50.2 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 2.6 | 2.7 | 2.3 | 2.5 | 2.8 | 2.5 | 2.7 Children under 18...........................| .7 | .7 | .7 | .7 | 1.0 | .7 | .7 Persons 65 and over.........................| .3 | .4 | .2 | .3 | .2 | .3 | .4 Earners.....................................| 1.4 | 1.5 | 1.2 | 1.4 | 1.3 | 1.4 | 1.4 Vehicles....................................| 2.0 | 2.4 | 1.2 | 2.1 | 1.1 | 1.9 | 2.5 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 65 | 72 | 54 | 68 | 46 | 63 | 78 Female....................................| 35 | 28 | 46 | 32 | 54 | 37 | 22 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 63 | 100 | n.a. | 66 | 41 | 61 | 80 With mortgage...........................| 39 | 61 | n.a. | 40 | 25 | 39 | 38 Without mortgage........................| 25 | 39 | n.a. | 26 | 17 | 22 | 41 Renter....................................| 37 | n.a. | 100 | 34 | 59 | 39 | 20 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 7 | 18 | n.a. | 100 | 12 | 6 White and other...........................| 89 | 93 | 82 | 100 | n.a. | 88 | 94 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 10 | 10 | 9 | 9 | 15 | 9 | 16 High school (9-12)........................| 43 | 43 | 44 | 42 | 53 | 42 | 50 College...................................| 46 | 46 | 46 | 48 | 32 | 48 | 33 Never attended and other..................| 1 | (2) | 1 | 1 | 1 | (2) | 1 | | | | | | | At least one vehicle owned..................| 86 | 94 | 73 | 89 | 66 | 85 | 92 | | | | | | | Average annual expenditures.....................| $29,614 | $34,531 | $21,066 | $30,794 | $20,091 | $30,382 | $24,785 | | | | | | | Food..........................................| 14.4 | 13.8 | 15.9 | 14.2 | 16.7 | 14.3 | 15.7 Food at home................................| 9.0 | 8.5 | 10.0 | 8.7 | 12.2 | 8.7 | 10.6 Cereals and bakery products...............| 1.4 | 1.3 | 1.5 | 1.3 | 1.7 | 1.3 | 1.6 Cereals and cereal products.............| .5 | .5 | .6 | .5 | .7 | .5 | .6 Bakery products.........................| .9 | .9 | .9 | .9 | 1.0 | .9 | 1.0 Meats, poultry, fish, and eggs............| 2.4 | 2.2 | 2.9 | 2.2 | 4.6 | 2.3 | 2.8 Beef....................................| .8 | .7 | .9 | .7 | 1.3 | .8 | .9 Pork....................................| .5 | .4 | .6 | .4 | 1.1 | .5 | .6 Other meats.............................| .3 | .3 | .4 | .3 | .6 | .3 | .4 Poultry.................................| .4 | .4 | .5 | .4 | .8 | .4 | .4 Fish and seafood........................| .3 | .3 | .3 | .2 | .6 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .2 | .1 | .1 | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.1 | 1.0 | 1.0 | 1.0 | 1.2 Fresh milk and cream....................| .4 | .4 | .5 | .4 | .5 | .4 | .6 Other dairy products....................| .6 | .5 | .6 | .6 | .5 | .5 | .7 Fruits and vegetables.....................| 1.4 | 1.4 | 1.6 | 1.4 | 1.9 | 1.4 | 1.6 Fresh fruits............................| .5 | .4 | .5 | .4 | .5 | .4 | .5 Fresh vegetables........................| .4 | .4 | .5 | .4 | .5 | .4 | .4 Processed fruits........................| .3 | .3 | .3 | .3 | .4 | .3 | .4 Processed vegetables....................| .2 | .2 | .3 | .2 | .4 | .2 | .3 | | | | | | | Other food at home........................| 2.8 | 2.6 | 3.0 | 2.7 | 3.0 | 2.7 | 3.4 Sugar and other sweets..................| .3 | .3 | .4 | .3 | .4 | .3 | .4 Fats and oils...........................| .2 | .2 | .3 | .2 | .3 | .2 | .3 Miscellaneous foods.....................| 1.3 | 1.2 | 1.4 | 1.3 | 1.3 | 1.2 | 1.6 Nonalcoholic beverages..................| .8 | .7 | .9 | .7 | .9 | .7 | .9 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| .1 | .2 | .1 | .2 | .1 | .1 | .1 Food away from home.........................| 5.5 | 5.3 | 5.9 | 5.6 | 4.5 | 5.5 | 5.1 | | | | | | | Alcoholic beverages...........................| 1.0 | .9 | 1.4 | 1.0 | .8 | 1.0 | .7 | | | | | | | Housing.......................................| 31.2 | 30.6 | 33.1 | 31.1 | 33.3 | 31.7 | 27.4 Shelter.....................................| 17.5 | 16.3 | 21.1 | 17.5 | 17.8 | 18.2 | 12.3 Owned dwellings...........................| 11.1 | 14.9 | .3 | 11.4 | 7.0 | 11.3 | 9.0 Mortgage interest and charges...........| 6.5 | 8.8 | .1 | 6.7 | 3.9 | 6.8 | 4.4 Property taxes..........................| 2.7 | 3.6 | .1 | 2.7 | 1.9 | 2.7 | 2.5 | | | | | | | Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 1.9 | 2.6 | (3) | 1.9 | 1.2 | 1.9 | 2.1 Rented dwellings..........................| 5.4 | .1 | 20.2 | 5.0 | 10.4 | 5.7 | 2.4 Other lodging.............................| 1.1 | 1.2 | .7 | 1.1 | .4 | 1.1 | .8 | | | | | | | Utilities, fuels, and public services.......| 6.7 | 6.9 | 6.3 | 6.5 | 9.3 | 6.5 | 8.2 Natural gas...............................| .8 | .9 | .7 | .8 | 1.5 | .9 | .4 Electricity...............................| 2.7 | 2.8 | 2.4 | 2.6 | 3.5 | 2.6 | 3.8 Fuel oil and other fuels..................| .3 | .4 | .1 | .4 | .2 | .3 | .9 Telephone services........................| 2.1 | 1.9 | 2.7 | 2.0 | 3.3 | 2.0 | 2.4 Water and other public services...........| .7 | .9 | .4 | .7 | .9 | .7 | .7 Household operations........................| 1.5 | 1.6 | 1.2 | 1.6 | 1.0 | 1.6 | 1.2 Personal services.........................| .7 | .7 | .8 | .7 | .6 | .7 | .5 Other household expenses..................| .8 | .9 | .4 | .8 | .4 | .8 | .6 | | | | | | | Housekeeping supplies.......................| 1.4 | 1.5 | 1.3 | 1.4 | 1.4 | 1.4 | 1.5 Laundry and cleaning supplies.............| .4 | .4 | .4 | .4 | .6 | .4 | .5 Other household products..................| .6 | .7 | .5 | .6 | .6 | .6 | .7 Postage and stationery....................| .4 | .4 | .4 | .4 | .2 | .4 | .4 Household furnishings and equipment.........| 4.1 | 4.4 | 3.1 | 4.1 | 3.8 | 4.0 | 4.2 Household textiles........................| .3 | .4 | .2 | .3 | .3 | .3 | .3 Furniture.................................| 1.0 | 1.0 | 1.0 | 1.0 | 1.1 | 1.0 | .9 Floor coverings...........................| .4 | .5 | .1 | .4 | .5 | .4 | .4 Major appliances..........................| .4 | .5 | .3 | .4 | .6 | .4 | .6 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .3 | .2 | .3 | .3 Miscellaneous household equipment.........| 1.6 | 1.7 | 1.3 | 1.7 | 1.1 | 1.6 | 1.7 | | | | | | | Apparel and services..........................| 5.9 | 5.6 | 6.6 | 5.6 | 9.0 | 6.0 | 5.2 Men and boys................................| 1.4 | 1.4 | 1.6 | 1.4 | 2.0 | 1.4 | 1.5 Men, 16 and over..........................| 1.2 | 1.1 | 1.2 | 1.1 | 1.4 | 1.2 | 1.2 Boys, 2 to 15.............................| .3 | .3 | .4 | .3 | .7 | .3 | .3 Women and girls.............................| 2.4 | 2.4 | 2.4 | 2.3 | 3.5 | 2.4 | 2.0 Women, 16 and over........................| 2.1 | 2.0 | 2.1 | 2.0 | 3.0 | 2.1 | 1.7 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .5 | .3 | .4 Children under 2............................| .3 | .2 | .4 | .3 | .4 | .3 | .3 Footwear....................................| .8 | .8 | 1.0 | .7 | 1.8 | .8 | .7 Other apparel products and services.........| .9 | .8 | 1.2 | .9 | 1.2 | 1.0 | .6 | | | | | | | Transportation................................| 17.4 | 17.7 | 16.5 | 17.6 | 15.1 | 17.0 | 20.4 Vehicle purchases (net outlay)..............| 7.1 | 7.5 | 6.2 | 7.3 | 4.6 | 6.9 | 8.6 Cars and trucks, new......................| 3.6 | 4.0 | 2.7 | 3.7 | 2.4 | 3.6 | 3.9 | | | | | | | Cars and trucks, used.....................| 3.4 | 3.4 | 3.4 | 3.5 | 2.2 | 3.3 | 4.7 Other vehicles............................| .1 | (3) | .1 | .1 | (3) | .1 | .1 Gasoline and motor oil......................| 3.4 | 3.3 | 3.5 | 3.3 | 3.5 | 3.2 | 4.9 Other vehicle expenses......................| 5.9 | 6.0 | 5.6 | 5.9 | 5.8 | 5.8 | 6.2 Vehicle finance charges...................| 1.0 | 1.0 | .9 | .9 | 1.0 | .9 | 1.1 Maintenance and repairs...................| 2.1 | 2.1 | 2.0 | 2.1 | 2.0 | 2.0 | 2.4 Vehicle insurance.........................| 2.1 | 2.1 | 2.0 | 2.1 | 2.2 | 2.1 | 2.1 Vehicle rental, leases, licenses, | | | | | | | other charges............................| .8 | .8 | .7 | .8 | .6 | .8 | .6 Public transportation.......................| 1.0 | 1.0 | 1.2 | 1.0 | 1.2 | 1.1 | .7 | | | | | | | Health care...................................| 5.2 | 5.6 | 4.3 | 5.3 | 4.3 | 5.0 | 7.0 Health insurance............................| 2.2 | 2.4 | 1.8 | 2.2 | 2.0 | 2.1 | 3.0 Medical services............................| 1.9 | 2.0 | 1.6 | 1.9 | 1.4 | 1.8 | 2.3 Drugs.......................................| .8 | .9 | .7 | .9 | .7 | .8 | 1.3 Medical supplies............................| .3 | .3 | .3 | .3 | .2 | .3 | .4 | | | | | | | Entertainment.................................| 5.0 | 5.1 | 4.7 | 5.1 | 3.1 | 5.0 | 4.7 Fees and admissions.........................| 1.3 | 1.4 | 1.0 | 1.3 | .6 | 1.3 | .9 Television, radios, sound equipment.........| 1.6 | 1.5 | 1.9 | 1.6 | 1.7 | 1.6 | 1.6 Pets, toys, and playground equipment........| .9 | .9 | .8 | .9 | .5 | .9 | 1.1 Other entertainment supplies, equipment, | | | | | | | and services...............................| 1.2 | 1.3 | 1.0 | 1.3 | .3 | 1.2 | 1.1 | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.4 | 1.3 | 1.8 | 1.4 | 1.2 | | | | | | | Reading.......................................| .6 | .6 | .5 | .6 | .4 | .6 | .5 | | | | | | | Education.....................................| 1.5 | 1.4 | 1.8 | 1.5 | 1.0 | 1.6 | 1.0 | | | | | | | Tobacco products and smoking supplies.........| .9 | .8 | 1.4 | .9 | 1.1 | .9 | 1.3 | | | | | | | Miscellaneous.................................| 2.9 | 3.0 | 2.6 | 2.9 | 2.6 | 2.9 | 3.2 | | | | | | | Cash contributions............................| 3.2 | 3.7 | 1.9 | 3.3 | 2.7 | 3.3 | 2.5 | | | | | | | Personal insurance and pensions...............| 9.4 | 10.0 | 7.8 | 9.5 | 8.3 | 9.4 | 9.2 Life and other personal insurance...........| 1.2 | 1.4 | .7 | 1.2 | 1.5 | 1.2 | 1.3 Pensions and Social Security................| 8.2 | 8.6 | 7.1 | 8.3 | 6.8 | 8.2 | 7.9 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| $33,901 | $41,033 | $22,039 | $35,311 | $21,929 | $34,867 | $27,540 Wages and salaries..........................| 75.4 | 73.8 | 80.3 | 75.0 | 79.9 | 76.2 | 68.4 Self-employment income......................| 7.5 | 8.6 | 4.2 | 7.9 | 1.9 | 7.3 | 9.5 Social Security, private and government | | | | | | | retirement.................................| 10.6 | 11.7 | 7.0 | 10.7 | 9.4 | 10.1 | 14.8 Interest, dividends, rental income, other | | | | | | | property income............................| 3.4 | 4.1 | 1.4 | 3.6 | .7 | 3.4 | 3.8 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| .7 | .7 | .9 | .7 | .9 | .7 | 1.2 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1.1 | .3 | 3.6 | .8 | 5.9 | 1.2 | .7 Regular contributions for support...........| .8 | .6 | 1.5 | .9 | .7 | .8 | 1.2 Other income................................| .4 | .2 | 1.1 | .4 | .7 | .4 | .4 | | | | | | | Personal taxes................................| 9.4 | 9.8 | 8.0 | 9.6 | 6.3 | 9.5 | 8.0 Federal income taxes........................| 7.2 | 7.4 | 6.3 | 7.4 | 4.5 | 7.4 | 5.5 State and local income taxes................| 1.8 | 1.9 | 1.6 | 1.8 | 1.6 | 1.8 | 1.8 Other taxes.................................| .4 | .5 | (3) | .4 | .2 | .4 | .6 | | | | | | | Income after taxes............................| 90.6 | 90.2 | 92.0 | 90.4 | 93.7 | 90.5 | 92.0 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. n.a. Not applicable.