Table 1700. Housing tenure, race of reference person, and type of area: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1992 _____________________________________________________________________________________________________________________________ | | | | | | Housing tenure | Race of reference | Type of area | All | | person | Item | consumer | | | _____________________ _____________________ _____________________ | units | | | | | | | |Homeowner | Renter |White and | Black | Urban | Rural | | | | other | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 100,019 | 61,486 | 38,533 | 88,546 | 11,472 | 86,152 | 13,866 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $33,854 | $41,792 | $21,598 | $35,354 | $21,852 | $34,839 | $27,359 Income after taxes 1/.........................| 30,786 | 37,762 | 20,016 | 32,079 | 20,444 | 31,651 | 25,081 Age of reference person.......................| 47.6 | 52.4 | 40.0 | 47.9 | 45.7 | 47.1 | 50.5 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 2.5 | 2.7 | 2.3 | 2.5 | 2.8 | 2.5 | 2.6 Children under 18...........................| .7 | .7 | .7 | .7 | 1.0 | .7 | .7 Persons 65 and over.........................| .3 | .4 | .2 | .3 | .2 | .3 | .4 Earners.....................................| 1.3 | 1.4 | 1.2 | 1.4 | 1.1 | 1.3 | 1.4 Vehicles....................................| 1.9 | 2.4 | 1.2 | 2.0 | 1.1 | 1.8 | 2.5 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 64 | 71 | 53 | 66 | 47 | 62 | 75 Female....................................| 36 | 29 | 47 | 34 | 53 | 38 | 25 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 61 | 100 | n.a. | 65 | 38 | 59 | 77 With mortgage...........................| 36 | 59 | n.a. | 38 | 21 | 36 | 36 Without mortgage........................| 25 | 41 | n.a. | 26 | 16 | 23 | 41 Renter....................................| 39 | n.a. | 100 | 35 | 62 | 41 | 23 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 7 | 19 | n.a. | 100 | 12 | 6 White and other...........................| 89 | 93 | 81 | 100 | n.a. | 88 | 94 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 10 | 10 | 11 | 10 | 16 | 9 | 17 High school (9-12)........................| 43 | 43 | 44 | 42 | 53 | 42 | 50 College...................................| 46 | 47 | 45 | 48 | 31 | 48 | 33 Never attended and other..................| (2) | (2) | 1 | (2) | 1 | (2) | 1 | | | | | | | At least one vehicle owned..................| 86 | 94 | 73 | 88 | 66 | 85 | 91 | | | | | | | Average annual expenditures.....................| $29,846 | $35,100 | $21,341 | $31,158 | $19,695 | $30,569 | $25,347 | | | | | | | Food..........................................| 14.3 | 13.9 | 15.2 | 14.2 | 16.0 | 14.1 | 15.9 Food at home................................| 8.9 | 8.6 | 9.4 | 8.7 | 11.2 | 8.6 | 10.6 Cereals and bakery products...............| 1.4 | 1.3 | 1.4 | 1.3 | 1.7 | 1.3 | 1.6 Cereals and cereal products.............| .5 | .5 | .5 | .5 | .7 | .5 | .6 Bakery products.........................| .9 | .9 | .9 | .9 | 1.0 | .9 | 1.1 Meats, poultry, fish, and eggs............| 2.3 | 2.2 | 2.6 | 2.2 | 3.7 | 2.3 | 2.7 Beef....................................| .7 | .7 | .8 | .7 | 1.0 | .7 | .8 Pork....................................| .5 | .5 | .6 | .5 | 1.0 | .5 | .7 Other meats.............................| .3 | .3 | .3 | .3 | .5 | .3 | .4 Poultry.................................| .4 | .4 | .4 | .4 | .7 | .4 | .4 Fish and seafood........................| .3 | .2 | .3 | .2 | .5 | .3 | .2 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.1 | 1.0 | 1.0 | 1.0 | 1.2 Fresh milk and cream....................| .4 | .4 | .5 | .4 | .4 | .4 | .6 Other dairy products....................| .6 | .6 | .6 | .6 | .5 | .5 | .7 Fruits and vegetables.....................| 1.4 | 1.4 | 1.5 | 1.4 | 1.9 | 1.4 | 1.6 Fresh fruits............................| .4 | .4 | .4 | .4 | .5 | .4 | .5 Fresh vegetables........................| .4 | .4 | .5 | .4 | .5 | .4 | .4 Processed fruits........................| .3 | .3 | .4 | .3 | .4 | .3 | .4 Processed vegetables....................| .2 | .2 | .3 | .2 | .4 | .2 | .3 | | | | | | | Other food at home........................| 2.7 | 2.7 | 2.8 | 2.7 | 2.9 | 2.6 | 3.4 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .4 | .3 | .5 Fats and oils...........................| .2 | .2 | .2 | .2 | .3 | .2 | .3 Miscellaneous foods.....................| 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.2 | 1.6 Nonalcoholic beverages..................| .7 | .7 | .8 | .7 | .8 | .7 | .9 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .1 | .2 Food away from home.........................| 5.5 | 5.3 | 5.7 | 5.5 | 4.8 | 5.5 | 5.3 | | | | | | | Alcoholic beverages...........................| 1.0 | .9 | 1.4 | 1.0 | 1.0 | 1.0 | .8 | | | | | | | Housing.......................................| 31.8 | 30.9 | 34.0 | 31.6 | 34.1 | 32.4 | 27.0 Shelter.....................................| 18.1 | 16.6 | 22.1 | 18.1 | 19.0 | 18.9 | 12.2 Owned dwellings...........................| 11.1 | 15.2 | .3 | 11.5 | 6.6 | 11.4 | 8.7 Mortgage interest and charges...........| 6.6 | 9.0 | .2 | 6.8 | 3.9 | 6.9 | 4.5 Property taxes..........................| 2.6 | 3.6 | .1 | 2.7 | 1.6 | 2.7 | 2.2 | | | | | | | Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 1.9 | 2.6 | (3) | 1.9 | 1.1 | 1.9 | 2.0 Rented dwellings..........................| 5.9 | .1 | 21.2 | 5.4 | 12.0 | 6.3 | 2.6 Other lodging.............................| 1.1 | 1.3 | .7 | 1.2 | .4 | 1.2 | .8 | | | | | | | Utilities, fuels, and public services.......| 6.6 | 6.8 | 6.4 | 6.4 | 9.4 | 6.5 | 7.8 Natural gas...............................| .8 | .9 | .7 | .8 | 1.6 | .9 | .4 Electricity...............................| 2.6 | 2.7 | 2.4 | 2.6 | 3.4 | 2.5 | 3.6 Fuel oil and other fuels..................| .3 | .4 | .2 | .3 | .2 | .2 | .9 Telephone services........................| 2.1 | 1.8 | 2.7 | 2.0 | 3.3 | 2.1 | 2.3 Water and other public services...........| .8 | .9 | .4 | .8 | .9 | .8 | .7 Household operations........................| 1.6 | 1.8 | 1.2 | 1.7 | 1.2 | 1.7 | 1.4 Personal services.........................| .8 | .8 | .7 | .8 | .8 | .8 | .7 Other household expenses..................| .8 | 1.0 | .4 | .9 | .4 | .8 | .7 | | | | | | | Housekeeping supplies.......................| 1.5 | 1.5 | 1.2 | 1.5 | 1.3 | 1.4 | 1.6 Laundry and cleaning supplies.............| .4 | .4 | .4 | .4 | .5 | .4 | .4 Other household products..................| .7 | .7 | .4 | .7 | .5 | .6 | .8 Postage and stationery....................| .4 | .4 | .3 | .4 | .3 | .4 | .4 Household furnishings and equipment.........| 3.9 | 4.2 | 3.1 | 4.0 | 3.2 | 3.9 | 3.9 Household textiles........................| .3 | .3 | .2 | .3 | .2 | .3 | .3 Furniture.................................| 1.1 | 1.1 | 1.0 | 1.1 | 1.1 | 1.1 | .9 Floor coverings...........................| .2 | .3 | (3) | .2 | .1 | .2 | .2 Major appliances..........................| .5 | .5 | .3 | .5 | .5 | .5 | .4 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .3 | .2 | .3 | .2 Miscellaneous household equipment.........| 1.5 | 1.6 | 1.2 | 1.6 | 1.0 | 1.5 | 1.9 | | | | | | | Apparel and services..........................| 5.7 | 5.5 | 6.3 | 5.6 | 7.5 | 5.8 | 5.5 Men and boys................................| 1.5 | 1.5 | 1.5 | 1.5 | 1.7 | 1.5 | 1.6 Men, 16 and over..........................| 1.2 | 1.2 | 1.3 | 1.2 | 1.2 | 1.2 | 1.2 Boys, 2 to 15.............................| .3 | .3 | .2 | .3 | .5 | .3 | .4 Women and girls.............................| 2.3 | 2.3 | 2.2 | 2.2 | 2.8 | 2.3 | 2.3 Women, 16 and over........................| 2.0 | 2.0 | 1.9 | 1.9 | 2.4 | 2.0 | 1.9 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .4 | .3 | .3 Children under 2............................| .3 | .2 | .4 | .3 | .3 | .3 | .2 Footwear....................................| .8 | .7 | 1.0 | .7 | 1.4 | .8 | .8 Other apparel products and services.........| .9 | .8 | 1.3 | .9 | 1.2 | 1.0 | .6 | | | | | | | Transportation................................| 17.5 | 17.5 | 17.6 | 17.5 | 17.3 | 17.1 | 20.8 Vehicle purchases (net outlay)..............| 7.3 | 7.3 | 7.4 | 7.4 | 6.8 | 7.0 | 9.5 Cars and trucks, new......................| 3.8 | 4.0 | 3.2 | 3.8 | 3.3 | 3.6 | 4.9 | | | | | | | Cars and trucks, used.....................| 3.4 | 3.2 | 4.0 | 3.4 | 3.4 | 3.3 | 4.6 Other vehicles............................| .1 | .1 | .2 | .1 | (3) | .1 | 4/.1 Gasoline and motor oil......................| 3.3 | 3.2 | 3.4 | 3.3 | 3.4 | 3.1 | 4.6 Other vehicle expenses......................| 6.0 | 6.0 | 5.8 | 6.0 | 5.9 | 5.9 | 6.2 Vehicle finance charges...................| .9 | .9 | .8 | .9 | .9 | .8 | 1.1 Maintenance and repairs...................| 2.1 | 2.0 | 2.1 | 2.0 | 2.3 | 2.0 | 2.4 Vehicle insurance.........................| 2.1 | 2.2 | 2.0 | 2.1 | 2.1 | 2.1 | 2.1 Vehicle rental, leases, licenses, | | | | | | | other charges............................| .9 | 1.0 | .9 | 1.0 | .6 | 1.0 | .6 Public transportation.......................| 1.0 | .9 | 1.0 | 1.0 | 1.2 | 1.0 | .5 | | | | | | | Health care...................................| 5.5 | 5.9 | 4.3 | 5.6 | 4.0 | 5.2 | 7.4 Health insurance............................| 2.4 | 2.6 | 1.9 | 2.5 | 2.1 | 2.3 | 3.5 Medical services............................| 1.8 | 1.9 | 1.4 | 1.9 | .9 | 1.8 | 1.9 Drugs.......................................| .9 | 1.0 | .7 | .9 | .8 | .9 | 1.6 Medical supplies............................| .3 | .3 | .3 | .3 | .2 | .3 | .3 | | | | | | | Entertainment.................................| 5.0 | 5.3 | 4.3 | 5.2 | 3.4 | 5.1 | 4.8 Fees and admissions.........................| 1.3 | 1.4 | 1.0 | 1.3 | .6 | 1.3 | 1.0 Television, radios, sound equipment.........| 1.6 | 1.6 | 1.9 | 1.6 | 1.9 | 1.7 | 1.4 Pets, toys, and playground equipment........| .9 | 1.0 | .8 | 1.0 | .5 | .9 | 1.1 Other entertainment supplies, equipment, | | | | | | | and services...............................| 1.2 | 1.4 | .7 | 1.3 | .4 | 1.2 | 1.3 | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.3 | 1.3 | 1.8 | 1.3 | 1.3 | | | | | | | Reading.......................................| .5 | .6 | .5 | .6 | .4 | .5 | .5 | | | | | | | Education.....................................| 1.4 | 1.3 | 1.7 | 1.5 | .8 | 1.5 | 1.0 | | | | | | | Tobacco products and smoking supplies.........| .9 | .8 | 1.3 | .9 | 1.1 | .9 | 1.3 | | | | | | | Miscellaneous.................................| 2.6 | 2.4 | 3.0 | 2.6 | 2.5 | 2.5 | 2.8 | | | | | | | Cash contributions............................| 3.2 | 3.7 | 1.9 | 3.3 | 2.1 | 3.3 | 2.6 | | | | | | | Personal insurance and pensions...............| 9.2 | 9.9 | 7.4 | 9.3 | 8.0 | 9.3 | 8.4 Life and other personal insurance...........| 1.2 | 1.4 | .7 | 1.2 | 1.4 | 1.2 | 1.3 Pensions and Social Security................| 8.0 | 8.5 | 6.8 | 8.1 | 6.6 | 8.2 | 7.1 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| $33,854 | $41,792 | $21,598 | $35,354 | $21,852 | $34,839 | $27,359 Wages and salaries..........................| 74.0 | 72.7 | 77.9 | 73.7 | 78.4 | 74.5 | 70.0 Self-employment income......................| 7.4 | 8.4 | 4.2 | 7.8 | 1.7 | 7.3 | 7.6 Social Security, private and government | | | | | | | retirement.................................| 11.5 | 12.8 | 7.6 | 11.6 | 9.9 | 11.1 | 15.0 Interest, dividends, rental income, other | | | | | | | property income............................| 3.3 | 4.0 | 1.2 | 3.6 | .5 | 3.3 | 3.5 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 1.0 | .8 | 1.5 | 1.0 | 1.2 | .9 | 1.6 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1.4 | .4 | 4.4 | 1.0 | 6.7 | 1.4 | 1.1 Regular contributions for support...........| 1.0 | .6 | 2.1 | 1.0 | 1.0 | 1.0 | .9 Other income................................| .4 | .2 | 1.1 | .4 | .6 | .4 | .4 | | | | | | | Personal taxes................................| 9.1 | 9.6 | 7.3 | 9.3 | 6.4 | 9.1 | 8.3 Federal income taxes........................| 6.8 | 7.1 | 5.7 | 6.9 | 4.6 | 6.9 | 5.6 State and local income taxes................| 1.8 | 1.9 | 1.6 | 1.9 | 1.7 | 1.8 | 2.1 Other taxes.................................| .5 | .6 | .1 | .5 | .1 | .4 | .7 | | | | | | | Income after taxes............................| 90.9 | 90.4 | 92.7 | 90.7 | 93.6 | 90.9 | 91.7 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors. n.a. Not applicable.