Table 1500. Composition of consumer unit: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1995 _______________________________________________________________________________________________________________________________ | | | | Husband and wife consumer units | | | | | _________________________________________________________ | | | | | | Single | Total | | Husband and wife with children | Other | One | person |husband| | |husband| parent, |and other _________________________________ Item | and |Husband| | | | | and |at least | consu- | wife | and | Total | | | | wife |one child| mer |consu- | wife |husband |Oldest |Oldest | Oldest |consu- |under 18 | units | mer | only |and wife| child | child |child 18| mer | | | units | | with |under 6|6 to 17|or over | units | | | | |children| | | | | | | | | | | | | | | _______________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 53,966| 22,022| 27,909 | 5,560| 14,650| 7,699 | 4,035| 6,720 | 42,437 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|\$49,517|\$44,759|\$53,694 |\$47,944|\$53,154|\$59,012 |\$46,198| \$19,606 | \$24,019 Income after taxes 1/.........................| 45,358| 41,036| 49,058 | 43,658| 48,580| 53,997 | 42,999| 18,775 | 21,983 Age of reference person.......................| 48.0| 56.5| 41.3 | 31.4| 39.5| 52.0 | 48.3| 36.1 | 49.8 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 3.2| 2.0| 3.9 | 3.4| 4.1| 3.9 | 5.1| 2.9 | 1.6 Children under 18...........................| .9| n.a. | 1.6 | 1.4| 2.1| .6 | 1.6| 1.8 | .2 Persons 65 and over.........................| .3| .7| .1 | (2) | (3) | .2 | .5| (3) | .3 Earners.....................................| 1.7| 1.2| 2.1 | 1.7| 1.9| 2.7 | 2.4| .9 | .9 Vehicles....................................| 2.5| 2.3| 2.7 | 2.1| 2.5| 3.5 | 2.9| 1.1 | 1.3 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 83| 85| 82 | 80| 83| 84 | 80| 15 | 44 Female....................................| 17| 15| 18 | 20| 17| 16 | 20| 85 | 56 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 80| 85| 77 | 66| 76| 89 | 72| 33 | 48 With mortgage...........................| 53| 41| 61 | 61| 64| 57 | 55| 23 | 21 Without mortgage........................| 28| 45| 16 | 5| 12| 31 | 17| 10 | 27 Renter....................................| 20| 15| 23 | 34| 24| 11 | 28| 67 | 52 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 7| 5| 7 | 5| 8| 7 | 14| 32 | 14 White and other...........................| 93| 95| 93 | 95| 92| 93 | 86| 68 | 86 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 8| 9| 5 | 3| 4| 9 | 15| 4 | 10 High school (9-12)........................| 43| 42| 42 | 38| 43| 45 | 46| 60 | 43 College...................................| 49| 48| 52 | 60| 53| 46 | 38| 36 | 46 Never attended and other..................| (4) | (4) | (4) | (2) | (4) | (4) | 1| (4) | (4) | | | | | | | | | At least one vehicle owned..................| 96| 96| 96 | 94| 95| 97 | 95| 71 | 75 | | | | | | | | | Average annual expenditures.....................|\$41,144|\$36,058|\$44,987 |\$40,546|\$45,016|\$48,315 |\$42,271| \$22,631 | \$22,344 | | | | | | | | | Food..........................................| 13.9| 13.1| 14.2 | 12.6| 14.6| 14.4 | 15.9| 15.8 | 13.5 Food at home................................| 8.6| 7.7| 9.0 | 8.5| 9.3| 8.8 | 10.7| 11.2 | 8.2 Cereals and bakery products...............| 1.4| 1.2| 1.4 | 1.3| 1.5| 1.4 | 1.6| 1.8 | 1.3 Cereals and cereal products.............| .5| .4| .6 | .5| .6| .5 | .6| .8 | .5 Bakery products.........................| .9| .8| .9 | .8| .9| .9 | 1.0| 1.0 | .8 Meats, poultry, fish, and eggs............| 2.3| 2.0| 2.4 | 2.1| 2.5| 2.5 | 3.1| 3.3 | 2.2 Beef....................................| .7| .6| .7 | .6| .7| .7 | 1.1| 1.1 | .6 Pork....................................| .5| .4| .5 | .4| .5| .5 | .6| .7 | .5 Other meats.............................| .3| .3| .4 | .3| .4| .4 | .3| .5 | .3 Poultry.................................| .4| .3| .4 | .4| .5| .5 | .6| .6 | .4 Fish and seafood........................| .3| .3| .3 | .3| .3| .3 | .4| .3 | .3 Eggs....................................| .1| .1| .1 | .1| .1| .1 | .1| .1 | .1 | | | | | | | | | Dairy products............................| .9| .8| 1.0 | .9| 1.0| .9 | 1.1| 1.2 | .9 Fresh milk and cream....................| .4| .3| .4 | .4| .4| .4 | .5| .6 | .4 Other dairy products....................| .5| .5| .6 | .5| .6| .6 | .6| .6 | .5 Fruits and vegetables.....................| 1.4| 1.4| 1.4 | 1.4| 1.4| 1.4 | 1.8| 1.6 | 1.4 Fresh fruits............................| .4| .4| .4 | .4| .4| .4 | .6| .5 | .4 Fresh vegetables........................| .4| .4| .4 | .4| .4| .4 | .6| .4 | .4 Processed fruits........................| .3| .3| .3 | .3| .3| .3 | .3| .4 | .3 Processed vegetables....................| .2| .2| .2 | .2| .3| .2 | .3| .3 | .2 | | | | | | | | | Other food at home........................| 2.7| 2.4| 2.8 | 2.8| 2.9| 2.6 | 3.1| 3.2 | 2.5 Sugar and other sweets..................| .4| .3| .4 | .3| .4| .3 | .4| .4 | .3 Fats and oils...........................| .3| .2| .3 | .2| .3| .2 | .3| .3 | .2 Miscellaneous foods.....................| 1.2| 1.0| 1.3 | 1.5| 1.3| 1.1 | 1.4| 1.5 | 1.1 Nonalcoholic beverages..................| .7| .6| .8 | .7| .8| .8 | .9| .9 | .7 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .2| .2| .1 | .1| .1| .2 | .2| .1 | .1 Food away from home.........................| 5.3| 5.4| 5.2 | 4.1| 5.4| 5.5 | 5.3| 4.7 | 5.3 | | | | | | | | | Alcoholic beverages...........................| .8| .9| .7 | .6| .7| .7 | .7| .4 | 1.1 | | | | | | | | | Housing.......................................| 31.4| 31.9| 31.1 | 35.8| 31.8| 26.9 | 31.8| 36.1 | 34.2 | | | | | | | | | Shelter.....................................| 17.4| 17.1| 17.5 | 19.8| 18.2| 14.7 | 17.7| 20.8 | 20.5 Owned dwellings...........................| 13.0| 12.9| 13.3 | 14.3| 13.8| 11.7 | 12.0| 7.9 | 9.0 Mortgage interest and charges...........| 7.6| 6.1| 8.6 | 10.2| 9.3| 6.3 | 7.9| 5.2 | 4.2 Property taxes..........................| 3.2| 3.9| 2.8 | 2.5| 2.7| 3.1 | 2.4| 1.8 | 2.4 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.2| 2.9| 1.9 | 1.6| 1.7| 2.3 | 1.8| .9 | 2.4 Rented dwellings..........................| 3.0| 2.5| 3.1 | 4.9| 3.3| 1.5 | 4.5| 12.4 | 10.5 Other lodging.............................| 1.4| 1.7| 1.2 | .6| 1.2| 1.5 | 1.2| .5 | 1.0 | | | | | | | | | Utilities, fuels, and public services.......| 6.4| 6.6| 6.1 | 5.8| 6.0| 6.5 | 7.2| 8.3 | 7.5 Natural gas...............................| .8| .8| .7 | .6| .7| .8 | .8| 1.1 | .9 Electricity...............................| 2.6| 2.7| 2.5 | 2.3| 2.5| 2.6 | 2.9| 3.4 | 2.9 Fuel oil and other fuels..................| .3| .3| .2 | .2| .2| .3 | .3| .2 | .3 Telephone services........................| 2.0| 2.0| 1.9 | 1.9| 1.8| 2.0 | 2.3| 2.9 | 2.6 Water and other public services...........| .8| .8| .8 | .7| .8| .8 | .9| .8 | .8 Household operations........................| 1.7| 1.2| 2.0 | 4.7| 1.7| .8 | 1.2| 2.6 | 1.2 Personal services.........................| .9| .3| 1.3 | 4.0| 1.0| .1 | .6| 2.1 | .4 Other household expenses..................| .8| 1.0| .7 | .7| .7| .6 | .6| .5 | .8 | | | | | | | | | Housekeeping supplies.......................| 1.4| 1.5| 1.3 | 1.3| 1.3| 1.3 | 1.4| 1.2 | 1.2 Laundry and cleaning supplies.............| .3| .3| .4 | .3| .4| .3 | .4| .4 | .3 Other household products..................| .6| .7| .6 | .7| .6| .6 | .7| .5 | .5 Postage and stationery....................| .4| .5| .4 | .4| .3| .4 | .3| .3 | .4 Household furnishings and equipment.........| 4.7| 5.4| 4.2 | 4.2| 4.6| 3.7 | 4.3| 3.2 | 3.7 Household textiles........................| .3| .4| .3 | .3| .2| .3 | .4| .2 | .3 Furniture.................................| 1.1| 1.0| 1.2 | 1.5| 1.2| .9 | 1.0| 1.0 | .8 Floor coverings...........................| .6| 1.2| .3 | .1| .4| .2 | .2| 5/.1 | .4 Major appliances..........................| .5| .5| .5 | .4| .4| .5 | .6| .4 | .4 Small appliances, miscellaneous housewares| .3| .3| .2 | .2| .2| .3 | .2| .2 | .3 Miscellaneous household equipment.........| 1.9| 1.9| 1.8 | 1.7| 2.0| 1.5 | 1.9| 1.2 | 1.5 | | | | | | | | | Apparel and services..........................| 5.1| 4.4| 5.5 | 6.1| 5.4| 5.2 | 5.3| 7.3 | 5.3 Men and boys................................| 1.3| 1.1| 1.4 | 1.3| 1.5| 1.4 | 1.3| 2.0 | 1.3 Men, 16 and over..........................| 1.0| 1.0| 1.0 | 1.0| 1.0| 1.2 | 1.0| .5 | 1.1 Boys, 2 to 15.............................| .3| .1| .4 | .4| .6| .2 | .3| 1.4 | .2 Women and girls.............................| 2.0| 1.8| 2.0 | 1.7| 2.1| 2.1 | 1.9| 2.8 | 2.1 | | | | | | | | | Women, 16 and over........................| 1.6| 1.8| 1.5 | 1.3| 1.4| 1.9 | 1.6| 1.7 | 2.0 Girls, 2 to 15............................| .3| .1| .5 | .4| .7| .2 | .3| 1.1 | .2 Children under 2............................| .3| .1| .4 | 1.2| .2| .1 | .4| .5 | .1 Footwear....................................| .8| .6| 1.0 | 1.1| 1.0| .8 | .9| 1.3 | .9 Other apparel products and services.........| .8| .8| .7 | .7| .7| .8 | .7| .8 | .9 | | | | | | | | | Transportation................................| 19.3| 18.1| 19.9 | 19.0| 18.7| 22.4 | 20.7| 17.3 | 17.4 Vehicle purchases (net outlay)..............| 8.6| 7.2| 9.3 | 8.9| 9.0| 10.0 | 9.7| 8.5 | 7.3 Cars and trucks, new......................| 3.9| 3.9| 4.0 | 3.2| 4.4| 3.8 | 3.9| 2.8 | 3.3 Cars and trucks, used.....................| 4.5| 3.1| 5.2 | 5.6| 4.6| 6.0 | 5.8| 5.6 | 3.9 Other vehicles............................| .1| 5/.1| .1 | 5/.1| .1| 5/.2 | (3) | 5/.1 | .1 Gasoline and motor oil......................| 3.2| 3.0| 3.3 | 3.0| 3.1| 3.7 | 3.5| 2.8 | 3.0 Other vehicle expenses......................| 6.4| 6.5| 6.4 | 6.4| 5.7| 7.8 | 6.3| 5.1 | 6.0 Vehicle finance charges...................| .9| .8| .9 | 1.0| .9| .9 | 1.0| .7 | .7 Maintenance and repairs...................| 2.0| 2.1| 2.0 | 1.7| 1.7| 2.7 | 1.9| 1.8 | 2.1 Vehicle insurance.........................| 2.2| 2.2| 2.2 | 1.9| 2.0| 2.9 | 2.3| 2.0 | 2.2 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.3| 1.4| 1.3 | 1.8| 1.1| 1.4 | 1.0| .6 | 1.0 Public transportation.......................| 1.1| 1.4| .9 | .8| .9| 1.0 | 1.2| .9 | 1.1 | | | | | | | | | Health care...................................| 5.5| 6.8| 4.7 | 4.3| 4.5| 5.2 | 5.1| 3.5 | 5.5 Health insurance............................| 2.7| 3.6| 2.1 | 1.9| 2.1| 2.4 | 2.7| 1.7 | 2.7 Medical services............................| 1.6| 1.6| 1.7 | 1.8| 1.6| 1.8 | 1.3| 1.0 | 1.6 Drugs.......................................| .8| 1.3| .6 | .4| .6| .7 | .9| .6 | 1.0 Medical supplies............................| .2| .3| .2 | .2| .2| .3 | .2| .2 | .3 | | | | | | | | | Entertainment.................................| 5.0| 5.1| 5.2 | 4.9| 5.6| 4.6 | 4.1| 4.8 | 4.9 Fees and admissions.........................| 1.4| 1.5| 1.5 | 1.0| 1.7| 1.3 | 1.0| .9 | 1.2 Television, radios, sound equipment.........| 1.6| 1.4| 1.6 | 1.6| 1.6| 1.7 | 1.7| 2.0 | 1.9 Pets, toys, and playground equipment........| 1.0| 1.0| 1.1 | 1.2| 1.2| .8 | .9| 1.3 | .9 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.0| 1.2| 1.0 | 1.1| 1.0| .8 | .6| .6 | .9 | | | | | | | | | Personal care products and services...........| 1.2| 1.3| 1.2 | 1.0| 1.2| 1.2 | 1.2| 1.3 | 1.3 | | | | | | | | | Reading.......................................| .5| .6| .5 | .5| .4| .5 | .4| .3 | .5 | | | | | | | | | Education.....................................| 1.5| 1.1| 1.9 | 0.5| 1.7| 3.0 | 1.1| 1.2 | 1.3 | | | | | | | | | Tobacco products and smoking supplies.........| .7| .7| .7 | .6| .7| .7 | 1.1| 1.0 | 1.1 | | | | | | | | | Miscellaneous.................................| 2.0| 2.2| 1.8 | 2.0| 1.8| 1.8 | 2.1| 2.3 | 3.3 | | | | | | | | | Cash contributions............................| 2.9| 4.0| 2.3 | 1.2| 2.4| 2.7 | 2.0| 2.4 | 2.9 | | | | | | | | | Personal insurance and pensions...............| 10.1| 9.8| 10.5 | 10.9| 10.3| 10.6 | 8.4| 6.1 | 7.6 Life and other personal insurance...........| 1.3| 1.4| 1.3 | 1.1| 1.4| 1.3 | 1.1| .9 | .8 Pensions and Social Security................| 8.8| 8.4| 9.2 | 9.8| 8.9| 9.3 | 7.2| 5.2 | 6.8 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|\$49,517|\$44,759|\$53,694 |\$47,944|\$53,154|\$59,012 |\$46,198| \$19,606 | \$24,019 Wages and salaries..........................| 79.6| 67.0| 87.8 | 92.0| 89.0| 83.2 | 80.0| 74.3 | 71.0 Self-employment income......................| 6.2| 6.4| 6.5 | 5.9| 6.9| 6.0 | 3.6| 3.3 | 3.9 Social Security, private and government | | | | | | | | | retirement.................................| 10.2| 21.3| 3.1 | 5/.1| 1.1| 8.2 | 10.3| 2.6 | 17.0 Interest, dividends, rental income, other | | | | | | | | | property income............................| 2.1| 3.9| 1.0 | .6| 1.0| 1.2 | 1.4| .4 | 3.2 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .6| .5| .6 | .4| .6| .6 | 1.1| 1.0 | 1.1 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| .5| .3| .5 | .4| .7| .3 | 1.7| 11.6 | 1.7 Regular contributions for support...........| .3| .1| .3 | 5/.1| .4| .2 | 1.1| 6.3 | 1.2 Other income................................| .4| .4| .3 | .4| .2| .3 | .8| .6 | .7 | | | | | | | | | Personal taxes................................| 8.4| 8.3| 8.6 | 8.9| 8.6| 8.5 | 6.9| 4.2 | 8.5 Federal income taxes........................| 6.2| 6.1| 6.3 | 6.6| 6.2| 6.3 | 5.2| 2.8 | 6.2 State and local income taxes................| 1.7| 1.6| 1.9 | 2.0| 1.9| 1.8 | 1.4| 1.1 | 1.8 Other taxes.................................| .5| .6| .4 | .3| .5| .4 | .3| .3 | .5 | | | | | | | | | Income after taxes............................| 91.6| 91.7| 91.4 | 91.1| 91.4| 91.5 | 93.1| 95.8 | 91.5 | | | | | | | | | _______________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Value less than 0.05. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors. n.a. Not applicable.