Table 1600. Number of earners in consumer unit: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1995 ____________________________________________________________________________________________________________________________________ | | | | | Single consumers | Consumer units of two or more persons | All | | _______________________ _______________________________________________ Item | consumer | | | | | | | units | No earner |One earner | No earner |One earner |Two earners| Three or | | | | | | | more | | | | | | | ____________________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 103,123 | 11,545 | 17,636 | 10,796 | 19,825 | 32,757 | 10,564 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $36,918 | $11,539 | $27,456 | $18,923 | $32,842 | $51,606 | $61,043 Income after taxes 1/.........................| 33,864 | 11,209 | 24,406 | 18,531 | 30,502 | 47,000 | 55,867 Age of reference person.......................| 48.0 | 68.5 | 39.6 | 63.0 | 46.7 | 41.6 | 46.6 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 2.5 | 1.0 | 1.0 | 2.5 | 3.0 | 3.1 | 4.4 Children under 18...........................| .7 | n.a. | n.a. | .6 | 1.1 | .9 | 1.2 Persons 65 and over.........................| .3 | .7 | .1 | 1.2 | .3 | .1 | .1 Earners.....................................| 1.3 | n.a. | 1.0 | n.a. | 1.0 | 2.0 | 3.4 Vehicles....................................| 1.9 | .7 | 1.1 | 1.5 | 1.9 | 2.5 | 3.4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 62 | 30 | 55 | 66 | 59 | 75 | 75 Female....................................| 38 | 70 | 45 | 34 | 41 | 25 | 25 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 64 | 57 | 37 | 72 | 63 | 73 | 83 With mortgage...........................| 38 | 9 | 24 | 14 | 36 | 56 | 62 Without mortgage........................| 26 | 48 | 13 | 58 | 27 | 17 | 21 Renter....................................| 36 | 43 | 63 | 28 | 37 | 27 | 17 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 12 | 9 | 16 | 15 | 9 | 7 White and other...........................| 89 | 88 | 91 | 84 | 85 | 91 | 93 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 9 | 21 | 3 | 19 | 9 | 4 | 6 High school (9-12)........................| 44 | 50 | 32 | 53 | 51 | 41 | 45 College...................................| 47 | 28 | 65 | 28 | 39 | 55 | 49 Never attended and other..................| (2) | 1 | (2) | (2) | (2) | (2) | 1 | | | | | | | At least one vehicle owned..................| 86 | 57 | 79 | 79 | 89 | 95 | 98 | | | | | | | Average annual expenditures.....................| $32,264 | $13,169 | $23,388 | $22,756 | $32,168 | $41,073 | $50,276 | | | | | | | Food..........................................| 14.0 | 15.6 | 11.8 | 16.9 | 14.8 | 13.2 | 14.5 Food at home................................| 8.7 | 11.8 | 5.6 | 12.4 | 10.0 | 7.9 | 8.8 Cereals and bakery products...............| 1.4 | 1.9 | .9 | 1.9 | 1.6 | 1.2 | 1.4 Cereals and cereal products.............| .5 | .6 | .3 | .7 | .6 | .5 | .5 Bakery products.........................| .9 | 1.3 | .6 | 1.2 | 1.0 | .8 | .9 Meats, poultry, fish, and eggs............| 2.3 | 2.9 | 1.4 | 3.4 | 2.8 | 2.1 | 2.4 Beef....................................| .7 | .9 | .4 | 1.0 | .8 | .7 | .8 Pork....................................| .5 | .6 | .3 | .8 | .6 | .4 | .5 Other meats.............................| .3 | .5 | .2 | .4 | .4 | .3 | .3 Poultry.................................| .4 | .5 | .3 | .5 | .5 | .4 | .5 Fish and seafood........................| .3 | .3 | .2 | .4 | .4 | .3 | .3 Eggs....................................| .1 | .2 | .1 | .2 | .1 | .1 | .1 | | | | | | | Dairy products............................| .9 | 1.3 | .6 | 1.3 | 1.1 | .8 | .9 Fresh milk and cream....................| .4 | .6 | .2 | .6 | .5 | .3 | .4 Other dairy products....................| .5 | .7 | .4 | .7 | .6 | .5 | .6 Fruits and vegetables.....................| 1.4 | 2.2 | 1.0 | 2.2 | 1.7 | 1.3 | 1.3 Fresh fruits............................| .4 | .8 | .3 | .7 | .5 | .4 | .4 Fresh vegetables........................| .4 | .7 | .3 | .7 | .5 | .4 | .4 Processed fruits........................| .3 | .4 | .2 | .5 | .3 | .3 | .3 Processed vegetables....................| .2 | .4 | .1 | .4 | .3 | .2 | .2 | | | | | | | Other food at home........................| 2.7 | 3.4 | 1.9 | 3.6 | 2.9 | 2.5 | 2.7 Sugar and other sweets..................| .3 | .5 | .2 | .6 | .4 | .3 | .3 Fats and oils...........................| .3 | .4 | .1 | .4 | .3 | .2 | .2 Miscellaneous foods.....................| 1.2 | 1.4 | .8 | 1.5 | 1.3 | 1.1 | 1.2 Nonalcoholic beverages..................| .7 | .9 | .6 | 1.0 | .8 | .7 | .8 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .2 | .2 | .1 | .1 Food away from home.........................| 5.3 | 3.9 | 6.2 | 4.5 | 4.8 | 5.3 | 5.7 | | | | | | | Alcoholic beverages...........................| .9 | .7 | 1.5 | .8 | .7 | .8 | .7 | | | | | | | Housing.......................................| 32.4 | 40.4 | 34.8 | 35.4 | 34.3 | 31.4 | 27.3 Shelter.....................................| 18.4 | 23.1 | 22.3 | 16.1 | 19.6 | 17.8 | 15.1 Owned dwellings...........................| 11.6 | 10.4 | 9.2 | 9.5 | 12.2 | 12.7 | 11.4 Mortgage interest and charges...........| 6.5 | 1.7 | 5.2 | 1.9 | 6.7 | 8.1 | 6.8 Property taxes..........................| 2.9 | 4.2 | 1.9 | 3.9 | 3.4 | 2.7 | 2.7 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 2.2 | 4.5 | 2.1 | 3.7 | 2.1 | 1.9 | 1.9 | | | | | | | Rented dwellings..........................| 5.5 | 11.7 | 11.9 | 5.0 | 6.1 | 4.0 | 2.4 Other lodging.............................| 1.2 | 1.0 | 1.2 | 1.5 | 1.3 | 1.1 | 1.3 | | | | | | | Utilities, fuels, and public services.......| 6.8 | 10.8 | 6.1 | 9.1 | 7.3 | 6.2 | 6.2 Natural gas...............................| .8 | 1.5 | .7 | 1.3 | .9 | .7 | .7 Electricity...............................| 2.7 | 4.3 | 2.2 | 3.7 | 2.9 | 2.5 | 2.5 Fuel oil and other fuels..................| .3 | .7 | .2 | .5 | .3 | .2 | .2 Telephone services........................| 2.2 | 3.0 | 2.5 | 2.5 | 2.3 | 2.0 | 2.0 Water and other public services...........| .8 | 1.3 | .6 | 1.1 | .8 | .8 | .8 Household operations........................| 1.6 | 2.2 | .9 | 1.8 | 1.6 | 1.9 | .8 Personal services.........................| .8 | .6 | 3/.2 | .7 | .8 | 1.2 | .2 Other household expenses..................| .8 | 1.6 | .7 | 1.0 | .8 | .7 | .6 | | | | | | | Housekeeping supplies.......................| 1.3 | 1.8 | 1.0 | 2.0 | 1.5 | 1.2 | 1.2 Laundry and cleaning supplies.............| .3 | .3 | .2 | .5 | .4 | .3 | .3 Other household products..................| .6 | .9 | .4 | .9 | .7 | .6 | .5 Postage and stationery....................| .4 | .6 | .4 | .6 | .4 | .3 | .3 Household furnishings and equipment.........| 4.3 | 2.5 | 4.5 | 6.5 | 4.3 | 4.3 | 4.1 Household textiles........................| .3 | .2 | .3 | .3 | .3 | .3 | .3 Furniture.................................| 1.0 | .4 | 1.0 | .7 | 1.2 | 1.1 | 1.0 Floor coverings...........................| .5 | .2 | .6 | 3.2 | .2 | .4 | .3 Major appliances..........................| .5 | .6 | .3 | .6 | .5 | .5 | .5 Small appliances, miscellaneous housewares| .3 | .2 | .3 | .3 | .3 | .2 | .3 Miscellaneous household equipment.........| 1.7 | .8 | 1.9 | 1.4 | 1.6 | 1.8 | 1.8 | | | | | | | Apparel and services..........................| 5.3 | 4.1 | 5.4 | 4.5 | 6.0 | 5.2 | 5.2 Men and boys................................| 1.3 | .5 | 1.5 | 1.1 | 1.4 | 1.3 | 1.4 Men, 16 and over..........................| 1.0 | .4 | 1.4 | .8 | .9 | 1.0 | 1.2 Boys, 2 to 15.............................| .3 | .1 | .1 | .3 | .5 | .3 | .2 Women and girls.............................| 2.0 | 1.9 | 2.0 | 1.9 | 2.2 | 2.0 | 2.1 Women, 16 and over........................| 1.7 | 1.8 | 2.0 | 1.6 | 1.7 | 1.6 | 1.9 Girls, 2 to 15............................| .3 | .1 | .1 | .3 | .5 | .3 | .3 Children under 2............................| .2 | .1 | .1 | .2 | .4 | .3 | .1 Footwear....................................| .9 | .9 | .9 | .8 | 1.1 | .8 | .8 Other apparel products and services.........| .8 | .6 | 1.0 | .5 | .9 | .8 | .7 | | | | | | | Transportation................................| 18.6 | 11.9 | 16.3 | 15.1 | 17.7 | 19.7 | 22.7 Vehicle purchases (net outlay)..............| 8.2 | 3.5 | 6.1 | 5.3 | 8.1 | 8.9 | 10.8 Cars and trucks, new......................| 3.7 | 1.6 | 3.3 | 2.6 | 4.2 | 4.1 | 3.7 Cars and trucks, used.....................| 4.4 | 1.9 | 2.5 | 2.4 | 3.9 | 4.7 | 7.0 Other vehicles............................| .1 | (4) | 3/.2 | 3/.2 | (5) | .1 | 3/.1 Gasoline and motor oil......................| 3.1 | 2.4 | 2.9 | 2.9 | 3.0 | 3.2 | 3.5 | | | | | | | Other vehicle expenses......................| 6.2 | 4.7 | 6.1 | 5.8 | 5.6 | 6.4 | 7.3 Vehicle finance charges...................| .8 | .2 | .6 | .3 | .7 | 1.0 | .9 Maintenance and repairs...................| 2.0 | 1.9 | 2.1 | 2.3 | 1.8 | 1.9 | 2.4 Vehicle insurance.........................| 2.2 | 2.1 | 2.1 | 2.2 | 2.0 | 2.2 | 2.7 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 1.2 | .6 | 1.3 | 1.0 | 1.1 | 1.3 | 1.2 Public transportation.......................| 1.1 | 1.3 | 1.2 | 1.2 | 1.1 | 1.1 | 1.0 | | | | | | | Health care...................................| 5.4 | 11.7 | 3.5 | 10.9 | 5.4 | 4.6 | 4.5 Health insurance............................| 2.7 | 6.6 | 1.5 | 6.0 | 2.7 | 2.2 | 2.1 Medical services............................| 1.6 | 2.3 | 1.3 | 2.1 | 1.5 | 1.5 | 1.5 Drugs.......................................| .9 | 2.3 | .5 | 2.4 | 1.0 | .6 | .6 Medical supplies............................| .2 | .4 | .2 | .4 | .2 | .2 | .3 | | | | | | | Entertainment.................................| 5.0 | 4.1 | 5.5 | 4.4 | 4.7 | 5.2 | 4.9 Fees and admissions.........................| 1.3 | 1.0 | 1.5 | 1.4 | 1.2 | 1.4 | 1.4 Television, radios, sound equipment.........| 1.7 | 2.0 | 1.8 | 1.5 | 1.6 | 1.6 | 1.8 Pets, toys, and playground equipment........| 1.0 | .7 | .9 | .7 | 1.0 | 1.1 | .9 Other entertainment supplies, equipment, | | | | | | | and services...............................| 1.0 | .4 | 1.2 | .8 | .8 | 1.1 | .8 | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.2 | 1.4 | 1.3 | 1.2 | 1.2 | | | | | | | Reading.......................................| .5 | .7 | .6 | .6 | .5 | .5 | .4 | | | | | | | Education.....................................| 1.5 | .6 | 1.8 | .9 | 1.3 | 1.3 | 2.3 | | | | | | | Tobacco products and smoking supplies.........| .8 | .9 | .9 | .8 | .9 | .8 | .9 | | | | | | | Miscellaneous.................................| 2.4 | 2.7 | 3.6 | 2.1 | 2.5 | 2.2 | 1.9 | | | | | | | Cash contributions............................| 2.9 | 4.2 | 2.9 | 4.8 | 2.5 | 2.6 | 2.7 | | | | | | | Personal insurance and pensions...............| 9.2 | 1.0 | 10.3 | 1.4 | 7.5 | 11.4 | 10.8 Life and other personal insurance...........| 1.2 | .8 | .7 | 1.1 | 1.2 | 1.3 | 1.3 Pensions and Social Security................| 8.0 | 3/.2 | 9.6 | 3/.3 | 6.3 | 10.1 | 9.5 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| $36,918 | $11,539 | $27,456 | $18,923 | $32,842 | $51,606 | $61,043 Wages and salaries..........................| 77.1 | (4) | 84.7 | (4) | 70.7 | 88.0 | 88.9 Self-employment income......................| 5.5 | (4) | 5.7 | (4) | 6.9 | 6.0 | 5.6 | | | | | | | Social Security, private and government | | | | | | | retirement.................................| 11.8 | 79.0 | 4.4 | 78.3 | 14.9 | 3.2 | 2.5 Interest, dividends, rental income, other | | | | | | | property income............................| 2.3 | 12.3 | 1.9 | 8.6 | 2.4 | 1.4 | 1.0 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| .8 | 2.7 | .8 | 1.1 | 1.0 | .5 | .6 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1.3 | 4.0 | .1 | 10.1 | 2.3 | .3 | .3 Regular contributions for support...........| .7 | 1.2 | 1.5 | 1.3 | 1.0 | .3 | .7 Other income................................| .5 | .7 | .9 | .5 | .9 | .2 | .4 | | | | | | | Personal taxes................................| 8.3 | 2.9 | 11.1 | 2.1 | 7.1 | 8.9 | 8.5 Federal income taxes........................| 6.1 | 1.4 | 8.3 | .9 | 5.1 | 6.6 | 6.3 State and local income taxes................| 1.7 | .4 | 2.4 | .2 | 1.5 | 1.9 | 1.8 Other taxes.................................| .5 | 1.2 | .4 | 1.0 | .5 | .4 | .4 | | | | | | | Income after taxes............................| 91.7 | 97.1 | 88.9 | 97.9 | 92.9 | 91.1 | 91.5 | | | | | | | ____________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. 4/ No data reported. 5/ Value less than 0.05. n.a. Not applicable.