Table 1300. Age of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1996 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|104,212 | 7,730 | 19,632 | 23,656 | 19,194 | 12,446 | 21,554 | 11,742 | 9,811 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$38,014 |$14,968 |$37,889 |$48,363 |$51,672 |$40,591 |$22,426 |$25,824 |$18,379 Income after taxes 1/.........................| 34,864 | 14,081 | 34,618 | 44,178 | 46,994 | 37,025 | 21,181 | 24,075 | 17,733 Age of reference person.......................| 47.7 | 21.3 | 29.8 | 39.4 | 49.1 | 59.3 | 74.6 | 69.4 | 80.9 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 1.8 | 2.8 | 3.2 | 2.7 | 2.3 | 1.8 | 1.9 | 1.5 Children under 18...........................| .7 | .4 | 1.1 | 1.3 | .6 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.4 | 1.4 | 1.3 Earners.....................................| 1.3 | 1.2 | 1.5 | 1.7 | 1.8 | 1.4 | .4 | .6 | .2 Vehicles....................................| 1.9 | 1.0 | 1.7 | 2.1 | 2.4 | 2.3 | 1.5 | 1.8 | 1.1 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 60 | 49 | 61 | 64 | 65 | 64 | 52 | 59 | 44 Female....................................| 40 | 51 | 39 | 36 | 35 | 36 | 48 | 41 | 56 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64 | 10 | 45 | 64 | 76 | 79 | 80 | 82 | 77 With mortgage...........................| 38 | 6 | 39 | 52 | 56 | 38 | 15 | 20 | 8 Without mortgage........................| 26 | 3 | 6 | 12 | 19 | 41 | 65 | 63 | 69 Renter....................................| 36 | 90 | 55 | 36 | 24 | 21 | 20 | 18 | 23 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12 | 13 | 15 | 13 | 12 | 11 | 8 | 10 | 7 White and other...........................| 88 | 87 | 85 | 87 | 88 | 89 | 92 | 90 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 8 | 2 | 3 | 4 | 6 | 10 | 20 | 17 | 23 High school (9-12)........................| 41 | 36 | 40 | 41 | 38 | 44 | 47 | 47 | 46 College...................................| 50 | 62 | 57 | 55 | 56 | 45 | 32 | 35 | 30 Never attended and other..................| (3) | (3) | (2) | (2) | (3) | 1 | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 85 | 67 | 85 | 89 | 90 | 89 | 79 | 85 | 72 | | | | | | | | | Average annual expenditures.....................|$33,797 |$18,384 |$33,020 |$39,944 |$42,772 |$36,132 |$24,029 |$27,739 |$19,603 | | | | | | | | | Food..........................................| 13.9 | 15.6 | 13.3 | 14.3 | 13.6 | 14.0 | 14.1 | 14.3 | 13.6 Food at home................................| 8.5 | 8.9 | 7.7 | 8.7 | 8.0 | 8.7 | 9.9 | 10.0 | 9.8 Cereals and bakery products...............| 1.3 | 1.4 | 1.2 | 1.4 | 1.2 | 1.3 | 1.5 | 1.5 | 1.6 Cereals and cereal products.............| .5 | .6 | .5 | .5 | .4 | .4 | .5 | .5 | .6 Bakery products.........................| .8 | .8 | .7 | .9 | .8 | .9 | 1.0 | 1.0 | 1.0 Meats, poultry, fish, and eggs............| 2.2 | 2.2 | 1.9 | 2.2 | 2.1 | 2.3 | 2.5 | 2.6 | 2.3 Beef....................................| .6 | .7 | .6 | .7 | .6 | .7 | .7 | .7 | .6 Pork....................................| .5 | .4 | .4 | .5 | .4 | .5 | .6 | .6 | .5 Other meats.............................| .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 Poultry.................................| .4 | .4 | .4 | .4 | .4 | .5 | .5 | .5 | .5 Fish and seafood........................| .3 | .2 | .2 | .3 | .3 | .2 | .3 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| .9 | 1.0 | .9 | 1.0 | .8 | .9 | 1.1 | 1.1 | 1.1 Fresh milk and cream....................| .4 | .5 | .4 | .4 | .3 | .3 | .5 | .4 | .5 Other dairy products....................| .5 | .6 | .5 | .5 | .5 | .5 | .6 | .6 | .6 Fruits and vegetables.....................| 1.5 | 1.4 | 1.3 | 1.4 | 1.3 | 1.5 | 1.9 | 1.9 | 1.9 Fresh fruits............................| .5 | .4 | .4 | .4 | .4 | .5 | .6 | .6 | .6 Fresh vegetables........................| .4 | .4 | .3 | .4 | .4 | .5 | .6 | .5 | .6 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 Processed vegetables....................| .2 | .3 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.6 | 3.0 | 2.4 | 2.7 | 2.5 | 2.7 | 2.9 | 2.9 | 2.8 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 | .5 Fats and oils...........................| .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | .3 Miscellaneous foods.....................| 1.2 | 1.5 | 1.2 | 1.2 | 1.1 | 1.1 | 1.2 | 1.2 | 1.1 Nonalcoholic beverages..................| .7 | .8 | .7 | .8 | .8 | .8 | .8 | .8 | .8 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .2 | .2 | .2 | .1 Food away from home.........................| 5.4 | 6.7 | 5.6 | 5.6 | 5.6 | 5.4 | 4.1 | 4.3 | 3.9 | | | | | | | | | Alcoholic beverages...........................| .9 | 1.4 | 1.1 | .9 | .8 | 1.1 | .6 | .6 | .7 | | | | | | | | | Housing.......................................| 31.8 | 30.4 | 33.9 | 32.2 | 30.2 | 29.8 | 33.1 | 32.1 | 34.7 Shelter.....................................| 17.9 | 19.2 | 19.9 | 18.9 | 17.0 | 15.9 | 16.6 | 16.0 | 17.6 Owned dwellings...........................| 11.2 | 2.8 | 10.0 | 12.7 | 12.2 | 11.0 | 10.8 | 10.9 | 10.5 Mortgage interest and charges...........| 6.3 | 1.5 | 7.0 | 8.3 | 7.3 | 5.0 | 2.3 | 3.0 | 1.2 Property taxes..........................| 2.8 | .8 | 1.9 | 2.6 | 2.9 | 3.3 | 4.2 | 3.9 | 4.7 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.2 | .5 | 1.1 | 1.8 | 2.0 | 2.7 | 4.3 | 4.0 | 4.7 Rented dwellings..........................| 5.5 | 15.2 | 9.3 | 5.1 | 3.4 | 3.2 | 4.1 | 3.2 | 5.7 Other lodging.............................| 1.2 | 1.3 | .6 | 1.0 | 1.4 | 1.7 | 1.7 | 1.9 | 1.4 | | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 6.0 | 6.6 | 6.4 | 6.5 | 7.3 | 8.9 | 8.5 | 9.7 Natural gas...............................| .9 | .5 | .8 | .8 | .8 | .9 | 1.3 | 1.2 | 1.5 Electricity...............................| 2.7 | 2.1 | 2.5 | 2.5 | 2.5 | 2.8 | 3.6 | 3.4 | 3.9 Fuel oil and other fuels..................| .3 | .2 | .2 | .3 | .3 | .4 | .6 | .6 | .6 Telephone services........................| 2.3 | 2.9 | 2.5 | 2.1 | 2.2 | 2.3 | 2.3 | 2.2 | 2.3 Water and other public services...........| .8 | .3 | .6 | .7 | .8 | .9 | 1.2 | 1.1 | 1.3 Household operations........................| 1.5 | .8 | 2.0 | 1.7 | 1.0 | 1.0 | 2.1 | 1.5 | 3.0 Personal services.........................| .8 | .5 | 1.5 | 1.1 | .2 | .2 | .5 | .2 | 1.1 Other household expenses..................| .8 | .2 | .5 | .6 | .8 | .8 | 1.5 | 1.4 | 1.8 | | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.0 | 1.1 | 1.3 | 1.5 | 1.7 | 1.7 | 1.7 | 1.6 Laundry and cleaning supplies.............| .4 | .3 | .3 | .4 | .3 | .4 | .4 | .4 | .4 Other household products..................| .6 | .4 | .4 | .6 | .6 | .8 | .8 | .8 | .7 Postage and stationery....................| .4 | .3 | .3 | .3 | .5 | .5 | .5 | .5 | .5 Household furnishings and equipment.........| 4.0 | 3.5 | 4.2 | 3.9 | 4.2 | 3.9 | 3.8 | 4.3 | 2.8 Household textiles........................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 Furniture.................................| .9 | .8 | 1.2 | .8 | .9 | 1.0 | .9 | 1.1 | .5 Floor coverings...........................| .3 | (2) | .2 | .5 | .3 | .2 | .3 | .4 | .2 Major appliances..........................| .5 | .3 | .4 | .4 | .5 | .6 | .5 | .5 | .5 Small appliances, miscellaneous housewares| .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | .3 Miscellaneous household equipment.........| 1.8 | 2.0 | 1.9 | 1.8 | 2.0 | 1.6 | 1.5 | 1.8 | 1.0 | | | | | | | | | Apparel and services..........................| 5.2 | 6.6 | 5.7 | 5.2 | 5.7 | 4.4 | 3.9 | 4.5 | 2.9 Men and boys................................| 1.3 | 1.3 | 1.5 | 1.3 | 1.4 | 1.0 | .9 | 1.1 | .6 Men, 16 and over..........................| 1.0 | 1.2 | 1.1 | .9 | 1.2 | .9 | .8 | .9 | .6 Boys, 2 to 15.............................| .3 | .2 | .4 | .4 | .2 | .2 | .1 | .1 | (2) Women and girls.............................| 2.1 | 2.5 | 2.2 | 2.1 | 2.3 | 1.9 | 1.8 | 2.0 | 1.4 Women, 16 and over........................| 1.8 | 2.3 | 1.8 | 1.6 | 2.1 | 1.7 | 1.7 | 1.9 | 1.4 Girls, 2 to 15............................| .3 | .2 | .3 | .6 | .2 | .2 | .1 | .2 | (2) Children under 2............................| .2 | .6 | .4 | .2 | .2 | .2 | .1 | .1 | .1 Footwear....................................| .9 | 1.4 | .9 | 1.0 | .8 | .7 | .7 | .8 | .5 Other apparel products and services.........| .7 | .8 | .7 | .5 | 1.0 | .6 | .4 | .5 | .3 | | | | | | | | | Transportation................................| 18.9 | 21.9 | 20.1 | 18.4 | 19.2 | 19.1 | 16.6 | 18.7 | 13.1 Vehicle purchases (net outlay)..............| 8.3 | 11.4 | 9.5 | 8.2 | 8.2 | 8.1 | 6.6 | 8.3 | 3.8 Cars and trucks, new......................| 3.6 | 2.1 | 3.9 | 3.6 | 3.4 | 3.6 | 3.8 | 4.5 | 2.6 Cars and trucks, used.....................| 4.6 | 9.2 | 5.6 | 4.3 | 4.8 | 4.4 | 2.8 | 3.7 | 1.3 Other vehicles............................| .1 | (2) | 4/.1 | .3 | (2) | (2) | (2) | 4/.1 | (5) Gasoline and motor oil......................| 3.2 | 3.8 | 3.3 | 3.2 | 3.3 | 3.3 | 2.7 | 3.0 | 2.2 Other vehicle expenses......................| 6.1 | 5.8 | 6.3 | 5.9 | 6.6 | 6.2 | 5.4 | 5.6 | 5.1 Vehicle finance charges...................| .8 | .9 | 1.0 | .9 | .9 | .8 | .3 | .4 | .1 Maintenance and repairs...................| 1.9 | 1.8 | 1.9 | 1.9 | 2.0 | 2.0 | 1.8 | 1.9 | 1.7 Vehicle insurance.........................| 2.1 | 2.0 | 2.0 | 1.9 | 2.2 | 2.2 | 2.2 | 2.2 | 2.1 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.3 | 1.1 | 1.4 | 1.2 | 1.5 | 1.2 | 1.1 | 1.0 | 1.1 Public transportation.......................| 1.3 | 1.0 | .9 | 1.1 | 1.2 | 1.6 | 1.9 | 1.8 | 2.0 | | | | | | | | | Health care...................................| 5.2 | 2.1 | 3.4 | 4.0 | 4.3 | 6.0 | 11.5 | 9.5 | 14.8 Health insurance............................| 2.4 | .9 | 1.7 | 1.8 | 1.8 | 2.6 | 5.9 | 5.0 | 7.4 Medical services............................| 1.6 | .7 | 1.1 | 1.5 | 1.5 | 2.0 | 2.6 | 2.0 | 3.7 Drugs.......................................| .9 | .4 | .4 | .5 | .7 | 1.1 | 2.4 | 2.0 | 3.2 Medical supplies............................| .3 | .2 | .2 | .2 | .3 | .3 | .5 | .5 | .6 | | | | | | | | | Entertainment.................................| 5.4 | 5.3 | 5.3 | 6.1 | 5.2 | 5.6 | 4.6 | 5.1 | 3.8 Fees and admissions.........................| 1.4 | 1.4 | 1.2 | 1.5 | 1.3 | 1.2 | 1.5 | 1.5 | 1.4 Television, radios, sound equipment.........| 1.7 | 2.3 | 1.8 | 1.7 | 1.5 | 1.5 | 1.6 | 1.6 | 1.7 Pets, toys, and playground equipment........| 1.0 | .7 | 1.2 | 1.1 | 1.0 | .9 | .7 | .8 | .5 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.4 | .9 | 1.1 | 1.8 | 1.4 | 1.9 | .8 | 1.1 | .2 | | | | | | | | | Personal care products and services...........| 1.5 | 1.6 | 1.4 | 1.5 | 1.5 | 1.5 | 1.8 | 1.7 | 1.9 | | | | | | | | | Reading.......................................| .5 | .4 | .4 | .4 | .5 | .5 | .6 | .6 | .7 | | | | | | | | | Education.....................................| 1.5 | 5.8 | 1.6 | 1.3 | 2.0 | 1.2 | .4 | .5 | .4 | | | | | | | | | Tobacco products and smoking supplies.........| .8 | 1.0 | .8 | .8 | .8 | .8 | .6 | .7 | .4 | | | | | | | | | Miscellaneous.................................| 2.5 | 1.7 | 2.2 | 2.2 | 2.7 | 2.7 | 3.5 | 3.5 | 3.5 | | | | | | | | | Cash contributions............................| 2.8 | .6 | 1.4 | 2.3 | 2.8 | 3.7 | 5.1 | 3.7 | 7.4 | | | | | | | | | Personal insurance and pensions...............| 9.1 | 5.5 | 9.6 | 10.5 | 10.8 | 9.5 | 3.6 | 4.6 | 2.0 Life and other personal insurance...........| 1.0 | .4 | .7 | 1.0 | 1.1 | 1.5 | 1.2 | 1.2 | 1.0 Pensions and Social Security................| 8.0 | 5.1 | 8.8 | 9.5 | 9.7 | 8.0 | 2.5 | 3.4 | 1.0 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$38,014 |$14,968 |$37,889 |$48,363 |$51,672 |$40,591 |$22,426 |$25,824 |$18,379 Wages and salaries..........................| 77.8 | 86.7 | 91.7 | 87.9 | 85.3 | 74.1 | 21.1 | 28.1 | 9.4 Self-employment income......................| 6.1 | 2.7 | 4.1 | 7.6 | 8.2 | 5.1 | 3.5 | 2.9 | 4.6 Social Security, private and government | | | | | | | | | retirement.................................| 11.4 | 1.0 | .6 | 1.3 | 3.2 | 15.3 | 64.7 | 59.6 | 73.2 Interest, dividends, rental income, other | | | | | | | | | property income............................| 2.0 | .4 | .3 | .8 | 1.1 | 3.1 | 8.3 | 7.0 | 10.5 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .6 | .5 | .5 | .5 | .6 | .6 | .6 | .7 | .3 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.2 | 3.1 | 1.5 | 1.0 | 0.8 | 1.2 | 1.2 | 1.0 | 1.6 Regular contributions for support...........| .6 | 3.2 | .9 | .7 | .5 | .3 | .2 | .2 | 4/.1 Other income................................| .4 | 2.4 | .5 | .3 | .3 | .3 | .3 | .3 | .2 | | | | | | | | | Personal taxes................................| 8.3 | 5.9 | 8.6 | 8.7 | 9.1 | 8.8 | 5.6 | 6.8 | 3.5 Federal income taxes........................| 6.2 | 4.7 | 6.6 | 6.6 | 6.9 | 6.7 | 3.5 | 4.1 | 2.4 State and local income taxes................| 1.8 | 1.2 | 1.9 | 1.8 | 1.8 | 1.6 | 1.5 | 2.0 | .5 Other taxes.................................| .3 | (2) | .1 | .2 | .3 | .4 | .6 | .6 | .6 | | | | | | | | | Income after taxes............................| 91.7 | 94.1 | 91.4 | 91.3 | 90.9 | 91.2 | 94.4 | 93.2 | 96.5 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.