Table 1300. Age of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1997 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|105,576 | 7,501 | 19,918 | 24,560 | 19,343 | 12,316 | 21,936 | 12,109 | 9,827 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$39,926 |$15,666 |$40,247 |$48,788 |$55,260 |$41,734 |$23,965 |$27,492 |$19,425 Income after taxes 1/.........................| 36,684 | 15,005 | 36,871 | 44,510 | 50,397 | 38,234 | 22,640 | 25,786 | 18,590 Age of reference person.......................| 47.7 | 21.2 | 29.7 | 39.5 | 49.1 | 59.3 | 74.6 | 69.4 | 81.1 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 1.8 | 2.8 | 3.2 | 2.7 | 2.2 | 1.7 | 1.9 | 1.5 Children under 18...........................| .7 | .4 | 1.1 | 1.3 | .6 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.3 | 1.3 | 1.4 Earners.....................................| 1.3 | 1.2 | 1.5 | 1.7 | 1.8 | 1.4 | .4 | .6 | .2 Vehicles....................................| 2.0 | 1.0 | 1.8 | 2.2 | 2.5 | 2.3 | 1.5 | 1.8 | 1.2 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 59 | 49 | 60 | 62 | 64 | 62 | 51 | 58 | 42 Female....................................| 41 | 51 | 40 | 38 | 36 | 38 | 49 | 42 | 58 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64 | 9 | 44 | 64 | 77 | 79 | 79 | 81 | 77 With mortgage...........................| 38 | 6 | 38 | 52 | 57 | 41 | 14 | 19 | 8 Without mortgage........................| 26 | 4 | 6 | 12 | 20 | 38 | 65 | 62 | 68 Renter....................................| 36 | 91 | 56 | 36 | 23 | 21 | 21 | 19 | 23 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12 | 13 | 14 | 13 | 12 | 12 | 8 | 10 | 7 White and other...........................| 88 | 87 | 86 | 87 | 88 | 88 | 92 | 90 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 7 | 2 | 3 | 3 | 5 | 10 | 19 | 16 | 23 High school (9-12)........................| 39 | 33 | 36 | 39 | 34 | 43 | 47 | 47 | 47 College...................................| 53 | 64 | 61 | 57 | 61 | 47 | 33 | 37 | 29 Never attended and other..................| (3) | (4) | (3) | (2) | (3) | (3) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned or leased........| 87 | 66 | 89 | 92 | 93 | 88 | 81 | 87 | 75 | | | | | | | | | Average annual expenditures.....................|$34,819 |$18,450 |$34,902 |$40,413 |$45,239 |$35,954 |$24,413 |$27,792 |$20,279 | | | | | | | | | Food..........................................| 13.8 | 15.4 | 13.3 | 14.0 | 13.3 | 14.1 | 14.3 | 14.6 | 13.7 Food at home................................| 8.3 | 8.5 | 7.9 | 8.4 | 7.6 | 8.7 | 9.4 | 9.4 | 9.5 Cereals and bakery products...............| 1.3 | 1.3 | 1.2 | 1.3 | 1.2 | 1.3 | 1.5 | 1.4 | 1.5 Cereals and cereal products.............| .5 | .5 | .5 | .5 | .4 | .4 | .5 | .5 | .5 Bakery products.........................| .8 | .8 | .8 | .9 | .8 | .9 | 1.0 | 1.0 | 1.0 Meats, poultry, fish, and eggs............| 2.1 | 2.1 | 2.0 | 2.1 | 2.0 | 2.3 | 2.4 | 2.4 | 2.3 Beef....................................| .6 | .7 | .6 | .7 | .6 | .6 | .7 | .7 | .6 Pork....................................| .5 | .4 | .4 | .4 | .4 | .5 | .5 | .5 | .6 Other meats.............................| .3 | .3 | .2 | .3 | .2 | .3 | .3 | .3 | .3 Poultry.................................| .4 | .4 | .4 | .4 | .4 | .4 | .5 | .5 | .4 Fish and seafood........................| .3 | .2 | .2 | .2 | .3 | .3 | .3 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| .9 | .9 | .9 | 1.0 | .8 | .9 | 1.0 | 1.0 | 1.0 Fresh milk and cream....................| .4 | .4 | .4 | .4 | .3 | .3 | .4 | .4 | .4 Other dairy products....................| .5 | .5 | .5 | .6 | .5 | .6 | .6 | .6 | .6 Fruits and vegetables.....................| 1.4 | 1.3 | 1.2 | 1.3 | 1.2 | 1.5 | 1.8 | 1.7 | 1.9 Fresh fruits............................| .4 | .4 | .4 | .4 | .4 | .5 | .6 | .5 | .7 Fresh vegetables........................| .4 | .3 | .4 | .4 | .4 | .5 | .5 | .5 | .5 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 Processed vegetables....................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.6 | 2.8 | 2.5 | 2.6 | 2.3 | 2.7 | 2.7 | 2.8 | 2.7 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 | .4 Fats and oils...........................| .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | .3 Miscellaneous foods.....................| 1.2 | 1.3 | 1.2 | 1.2 | 1.0 | 1.1 | 1.1 | 1.1 | 1.2 Nonalcoholic beverages..................| .7 | .9 | .7 | .7 | .6 | .7 | .7 | .8 | .6 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .2 | .1 | .1 | .2 | .2 | .2 | .2 | .1 Food away from home.........................| 5.5 | 6.9 | 5.4 | 5.7 | 5.7 | 5.4 | 4.9 | 5.3 | 4.3 | | | | | | | | | Alcoholic beverages...........................| .9 | 1.4 | 1.1 | .9 | .8 | .8 | .8 | 1.0 | .5 | | | | | | | | | Housing.......................................| 32.4 | 31.8 | 33.7 | 33.2 | 30.7 | 30.8 | 33.1 | 31.9 | 35.0 Shelter.....................................| 18.2 | 19.8 | 20.0 | 19.5 | 17.3 | 16.1 | 16.4 | 15.7 | 17.5 Owned dwellings...........................| 11.3 | 2.1 | 9.8 | 13.0 | 12.3 | 11.3 | 10.7 | 10.9 | 10.4 Mortgage interest and charges...........| 6.4 | 1.2 | 6.8 | 8.5 | 7.5 | 5.4 | 2.2 | 2.8 | 1.3 Property taxes..........................| 2.8 | .5 | 1.8 | 2.6 | 2.9 | 3.3 | 4.3 | 4.3 | 4.4 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.1 | .3 | 1.2 | 1.8 | 2.0 | 2.6 | 4.1 | 3.8 | 4.7 Rented dwellings..........................| 5.7 | 16.3 | 9.4 | 5.5 | 3.3 | 3.2 | 4.3 | 3.3 | 6.0 Other lodging.............................| 1.2 | 1.5 | .7 | 1.0 | 1.6 | 1.6 | 1.4 | 1.6 | 1.1 | | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 5.9 | 6.4 | 6.7 | 6.4 | 7.4 | 8.8 | 8.4 | 9.6 Natural gas...............................| .9 | .5 | .8 | .8 | .7 | 1.0 | 1.4 | 1.2 | 1.6 Electricity...............................| 2.6 | 2.1 | 2.2 | 2.5 | 2.5 | 2.8 | 3.4 | 3.3 | 3.7 Fuel oil and other fuels..................| .3 | .1 | .2 | .3 | .3 | .4 | .5 | .5 | .6 Telephone services........................| 2.3 | 3.0 | 2.6 | 2.3 | 2.1 | 2.3 | 2.3 | 2.3 | 2.3 Water and other public services...........| .8 | .3 | .6 | .8 | .8 | .9 | 1.2 | 1.1 | 1.4 Household operations........................| 1.6 | 1.0 | 1.9 | 1.8 | 1.2 | 1.1 | 1.9 | 1.4 | 2.6 Personal services.........................| .8 | .7 | 1.4 | 1.1 | .3 | .2 | .4 | .3 | .7 Other household expenses..................| .8 | .3 | .5 | .7 | .9 | 1.0 | 1.4 | 1.1 | 1.9 | | | | | | | | | Housekeeping supplies.......................| 1.3 | .9 | 1.2 | 1.3 | 1.2 | 1.5 | 1.7 | 1.6 | 1.8 Laundry and cleaning supplies.............| .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 | .4 Other household products..................| .6 | .3 | .5 | .6 | .6 | .7 | .8 | .7 | .8 Postage and stationery....................| .4 | .3 | .3 | .3 | .3 | .4 | .5 | .5 | .6 Household furnishings and equipment.........| 4.3 | 4.1 | 4.3 | 4.0 | 4.6 | 4.8 | 4.3 | 4.9 | 3.5 Household textiles........................| .2 | .2 | .2 | .2 | .3 | .3 | .2 | .3 | .2 Furniture.................................| 1.1 | 1.4 | 1.4 | 1.1 | 1.1 | 1.1 | .8 | 1.0 | .5 Floor coverings...........................| .2 | 5/.1 | .2 | .1 | .2 | .3 | .5 | .5 | .5 Major appliances..........................| .5 | .4 | .4 | .4 | .4 | .7 | .6 | .6 | .5 Small appliances, miscellaneous housewares| .3 | .2 | .2 | .2 | .3 | .3 | .3 | .3 | .2 Miscellaneous household equipment.........| 2.0 | 1.7 | 1.9 | 1.9 | 2.3 | 2.1 | 2.0 | 2.2 | 1.6 | | | | | | | | | Apparel and services..........................| 5.0 | 6.8 | 5.6 | 5.1 | 4.7 | 4.6 | 4.3 | 4.7 | 3.6 Men and boys................................| 1.2 | 1.5 | 1.3 | 1.2 | 1.2 | 1.0 | .9 | 1.1 | .6 Men, 16 and over..........................| .9 | 1.3 | 1.0 | .8 | 1.0 | .9 | .8 | .9 | .6 Boys, 2 to 15.............................| .2 | .1 | .3 | .4 | .2 | .1 | .1 | .1 | (2) Women and girls.............................| 2.0 | 2.5 | 2.0 | 2.0 | 1.8 | 1.9 | 2.0 | 2.0 | 1.9 Women, 16 and over........................| 1.6 | 2.4 | 1.7 | 1.4 | 1.6 | 1.8 | 1.9 | 1.9 | 1.9 Girls, 2 to 15............................| .3 | .2 | .3 | .5 | .3 | .1 | .1 | .1 | .1 Children under 2............................| .2 | .6 | .5 | .2 | .1 | .1 | .1 | .1 | .1 Footwear....................................| .9 | 1.4 | 1.0 | 1.0 | .8 | .9 | .8 | .8 | .7 Other apparel products and services.........| .7 | .8 | .9 | .7 | .7 | .7 | .6 | .7 | .3 | | | | | | | | | Transportation................................| 18.5 | 20.2 | 20.2 | 17.9 | 19.3 | 18.7 | 15.6 | 16.7 | 13.7 Vehicle purchases (net outlay)..............| 7.9 | 9.4 | 9.3 | 7.5 | 8.2 | 7.3 | 6.1 | 6.6 | 5.2 Cars and trucks, new......................| 3.5 | 2.8 | 3.3 | 3.4 | 4.0 | 3.8 | 3.2 | 3.4 | 2.8 Cars and trucks, used.....................| 4.2 | 6.5 | 5.8 | 3.9 | 4.1 | 3.5 | 2.8 | 3.1 | 2.4 Other vehicles............................| .1 | 5/.1 | .2 | .2 | 5/.1 | (2) | 5/.1 | 5/.1 | (4) Gasoline and motor oil......................| 3.2 | 3.8 | 3.2 | 3.2 | 3.2 | 3.3 | 2.7 | 2.9 | 2.3 Other vehicle expenses......................| 6.4 | 5.9 | 6.6 | 6.3 | 6.8 | 6.6 | 5.6 | 5.9 | 5.2 Vehicle finance charges...................| .8 | .9 | 1.2 | .9 | .9 | .7 | .4 | .5 | .2 Maintenance and repairs...................| 2.0 | 1.8 | 1.7 | 2.0 | 2.1 | 2.1 | 2.0 | 2.1 | 1.9 Vehicle insurance.........................| 2.2 | 1.8 | 2.1 | 2.1 | 2.2 | 2.4 | 2.2 | 2.4 | 2.0 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.4 | 1.4 | 1.5 | 1.4 | 1.7 | 1.4 | 1.0 | 1.0 | 1.0 Public transportation.......................| 1.1 | 1.2 | 1.1 | .9 | 1.2 | 1.4 | 1.3 | 1.4 | 1.1 | | | | | | | | | Health care...................................| 5.3 | 2.3 | 3.5 | 4.0 | 4.3 | 6.1 | 11.7 | 10.4 | 13.8 Health insurance............................| 2.5 | 1.1 | 1.7 | 1.9 | 1.9 | 2.7 | 6.2 | 5.6 | 7.4 Medical services............................| 1.5 | .7 | 1.2 | 1.4 | 1.5 | 1.8 | 2.3 | 2.3 | 2.3 Drugs.......................................| .9 | .4 | .5 | .5 | .7 | 1.1 | 2.6 | 2.1 | 3.4 Medical supplies............................| .3 | .2 | .2 | .2 | .3 | .4 | .5 | .4 | .7 | | | | | | | | | Entertainment.................................| 5.2 | 5.7 | 5.3 | 5.3 | 5.3 | 5.3 | 4.5 | 4.7 | 4.2 Fees and admissions.........................| 1.4 | 1.4 | 1.2 | 1.4 | 1.5 | 1.3 | 1.2 | 1.4 | .9 Television, radios, sound equipment.........| 1.7 | 2.4 | 1.8 | 1.7 | 1.5 | 1.6 | 1.6 | 1.7 | 1.5 Pets, toys, and playground equipment........| .9 | 1.0 | 1.0 | 1.0 | .9 | 1.0 | .8 | .9 | .6 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.3 | .9 | 1.4 | 1.2 | 1.5 | 1.4 | .9 | .7 | 1.2 | | | | | | | | | Personal care products and services...........| 1.5 | 1.6 | 1.5 | 1.5 | 1.4 | 1.5 | 1.8 | 1.8 | 1.9 | | | | | | | | | Reading.......................................| .5 | .3 | .4 | .4 | .5 | .6 | .7 | .7 | .7 | | | | | | | | | Education.....................................| 1.6 | 6.0 | 1.4 | 1.5 | 2.4 | .8 | .6 | .8 | .3 | | | | | | | | | Tobacco products and smoking supplies.........| .8 | 1.1 | .7 | .8 | .7 | .8 | .6 | .8 | .4 | | | | | | | | | Miscellaneous.................................| 2.4 | 1.5 | 2.2 | 2.4 | 2.4 | 3.0 | 2.5 | 2.7 | 2.3 | | | | | | | | | Cash contributions............................| 2.9 | .9 | 1.4 | 2.3 | 3.2 | 3.4 | 5.4 | 4.3 | 7.3 | | | | | | | | | Personal insurance and pensions...............| 9.3 | 5.1 | 9.6 | 10.7 | 11.0 | 9.6 | 3.9 | 4.9 | 2.3 Life and other personal insurance...........| 1.1 | .3 | .7 | .9 | 1.3 | 1.5 | 1.4 | 1.5 | 1.2 Pensions and Social Security................| 8.2 | 4.8 | 8.9 | 9.7 | 9.7 | 8.2 | 2.6 | 3.4 | 1.1 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$39,926 |$15,666 |$40,247 |$48,788 |$55,260 |$41,734 |$23,965 |$27,492 |$19,425 Wages and salaries..........................| 78.9 | 83.6 | 93.1 | 89.1 | 86.8 | 73.5 | 23.5 | 30.9 | 10.0 Self-employment income......................| 4.9 | 2.8 | 2.7 | 5.9 | 6.9 | 4.9 | 2.9 | 3.3 | 2.3 Social Security, private and government | | | | | | | | | retirement.................................| 11.3 | 5/.8 | .6 | 1.3 | 2.9 | 16.5 | 63.8 | 56.6 | 76.9 Interest, dividends, rental income, other | | | | | | | | | property income............................| 2.1 | 1.0 | .4 | 1.2 | 1.4 | 2.6 | 7.6 | 6.9 | 8.8 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .5 | .4 | .4 | .5 | .5 | .8 | .5 | .3 | .8 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.0 | 2.7 | 1.1 | 0.9 | 0.7 | 1.0 | 1.0 | 1.0 | 0.9 Regular contributions for support...........| .7 | 4.6 | 1.1 | .7 | .5 | .2 | .3 | .3 | 5/.2 Other income................................| .5 | 4.2 | .7 | .4 | .4 | .4 | .4 | .6 | 5/.1 | | | | | | | | | Personal taxes................................| 8.1 | 4.2 | 8.4 | 8.8 | 8.8 | 8.4 | 5.5 | 6.2 | 4.3 Federal income taxes........................| 6.2 | 3.3 | 6.4 | 6.6 | 6.8 | 6.4 | 4.1 | 4.6 | 3.2 State and local income taxes................| 1.6 | .9 | 1.9 | 1.8 | 1.7 | 1.6 | .7 | .9 | .4 Other taxes.................................| .3 | (2) | .1 | .3 | .3 | .4 | .7 | .7 | .7 | | | | | | | | | Income after taxes............................| 91.9 | 95.8 | 91.6 | 91.2 | 91.2 | 91.6 | 94.5 | 93.8 | 95.7 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.