Table 1701. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1997 ___________________________________________________________________________________________________________________________________ | | | | | | | | |Race of reference | Hispanic origin | | Housing tenure | Type of area | person | of | All | | | |reference person Item |consumer| | | | __________________ _________________ __________________ _________________ | units | | | | | | | | | | Home- | Renter | Urban | Rural |White and| Black |Hispanic| Non- | | owner | | | | other | | |Hispanic | | | | | | | | | ___________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|105,576 | 67,249 | 38,327 | 92,216 | 13,360 | 93,004 | 12,572 | 8,905 | 96,670 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$39,926 | $47,898 |$26,031 |$41,072 |$32,299 | $41,382 |$28,678 |$29,976 |$40,907 Income after taxes 1/.........................| 36,684 | 43,863 | 24,173 | 37,700 | 29,926 | 37,921 | 27,130 | 28,048 | 37,536 Age of reference person.......................| 47.7 | 52.2 | 39.9 | 47.4 | 50.2 | 48.1 | 45.0 | 42.0 | 48.3 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 2.7 | 2.2 | 2.5 | 2.5 | 2.5 | 2.8 | 3.4 | 2.4 Children under 18...........................| .7 | .7 | .7 | .7 | .6 | .7 | 1.0 | 1.3 | .6 Persons 65 and over.........................| .3 | .4 | .1 | .3 | .3 | .3 | .2 | .2 | .3 Earners.....................................| 1.3 | 1.4 | 1.2 | 1.3 | 1.4 | 1.4 | 1.2 | 1.6 | 1.3 Vehicles....................................| 2.0 | 2.4 | 1.2 | 1.9 | 2.5 | 2.1 | 1.2 | 1.7 | 2.0 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 59 | 64 | 49 | 59 | 61 | 61 | 40 | 61 | 59 Female....................................| 41 | 36 | 51 | 41 | 39 | 39 | 60 | 39 | 41 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64 | 100 | n.a. | 61 | 79 | 66 | 44 | 47 | 65 With mortgage...........................| 38 | 60 | n.a. | 38 | 38 | 39 | 30 | 31 | 39 Without mortgage........................| 26 | 40 | n.a. | 23 | 42 | 27 | 14 | 16 | 27 Renter....................................| 36 | n.a. | 100 | 39 | 21 | 34 | 56 | 53 | 35 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12 | 8 | 18 | 13 | 5 | n.a. | 100 | 4 | 13 White and other...........................| 88 | 92 | 82 | 87 | 95 | 100 | n.a. | 96 | 87 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 7 | 7 | 8 | 7 | 11 | 7 | 8 | 23 | 6 High school (9-12)........................| 39 | 39 | 40 | 38 | 50 | 38 | 50 | 44 | 39 College...................................| 53 | 54 | 52 | 55 | 39 | 55 | 41 | 32 | 55 Never attended and other..................| (2) | (2) | (2) | (2) | (2) | (2) | (2) | 1 | (2) | | | | | | | | | At least one vehicle owned or leased........| 87 | 95 | 73 | 86 | 93 | 89 | 71 | 80 | 88 | | | | | | | | | Average annual expenditures.....................|$34,819 | $40,480 |$24,866 |$35,614 |$29,353 | $36,076 |$25,509 |$29,333 |$35,325 | | | | | | | | | Food..........................................| 13.8 | 13.4 | 14.8 | 13.8 | 14.1 | 13.8 | 14.0 | 16.6 | 13.6 Food at home................................| 8.3 | 8.0 | 9.2 | 8.2 | 9.2 | 8.1 | 9.9 | 11.5 | 8.0 Cereals and bakery products...............| 1.3 | 1.3 | 1.4 | 1.3 | 1.4 | 1.3 | 1.5 | 1.6 | 1.3 Cereals and cereal products.............| .5 | .4 | .5 | .5 | .5 | .5 | .6 | .6 | .4 Bakery products.........................| .8 | .8 | .9 | .8 | .9 | .8 | .9 | .9 | .8 Meats, poultry, fish, and eggs............| 2.1 | 2.0 | 2.5 | 2.1 | 2.3 | 2.0 | 3.4 | 3.6 | 2.0 Beef....................................| .6 | .6 | .7 | .6 | .7 | .6 | 1.0 | 1.1 | .6 Pork....................................| .5 | .4 | .5 | .4 | .6 | .4 | .8 | .8 | .4 Other meats.............................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Poultry.................................| .4 | .4 | .5 | .4 | .4 | .4 | .7 | .6 | .4 Fish and seafood........................| .3 | .3 | .3 | .3 | .2 | .2 | .4 | .5 | .2 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .2 | .1 | | | | | | | | | Dairy products............................| .9 | .9 | 1.0 | .9 | 1.0 | .9 | .8 | 1.2 | .9 Fresh milk and cream....................| .4 | .3 | .4 | .4 | .5 | .4 | .3 | .6 | .4 Other dairy products....................| .5 | .5 | .6 | .5 | .6 | .5 | .5 | .6 | .5 Fruits and vegetables.....................| 1.4 | 1.3 | 1.6 | 1.4 | 1.4 | 1.3 | 1.6 | 2.1 | 1.3 Fresh fruits............................| .4 | .4 | .5 | .4 | .4 | .4 | .4 | .7 | .4 Fresh vegetables........................| .4 | .4 | .5 | .4 | .4 | .4 | .4 | .7 | .4 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Processed vegetables....................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | .3 | .2 | | | | | | | | | Other food at home........................| 2.6 | 2.5 | 2.8 | 2.5 | 3.1 | 2.6 | 2.6 | 3.0 | 2.5 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .4 | .3 | .4 | .4 | .3 Fats and oils...........................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | .3 | .2 Miscellaneous foods.....................| 1.2 | 1.1 | 1.3 | 1.1 | 1.3 | 1.2 | 1.1 | 1.3 | 1.1 Nonalcoholic beverages..................| .7 | .7 | .8 | .7 | .9 | .7 | .8 | .9 | .7 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .2 | .1 | .1 | .2 | .2 | .1 | .1 | .1 Food away from home.........................| 5.5 | 5.5 | 5.6 | 5.6 | 4.9 | 5.6 | 4.1 | 5.1 | 5.5 | | | | | | | | | Alcoholic beverages...........................| .9 | .8 | 1.1 | .9 | .6 | .9 | .5 | .7 | .9 | | | | | | | | | Housing.......................................| 32.4 | 31.4 | 35.2 | 32.9 | 28.1 | 32.1 | 35.5 | 33.8 | 32.3 Shelter.....................................| 18.2 | 16.6 | 22.8 | 18.9 | 12.9 | 18.1 | 20.0 | 19.8 | 18.1 Owned dwellings...........................| 11.3 | 15.2 | .2 | 11.6 | 9.2 | 11.5 | 8.8 | 9.1 | 11.5 Mortgage interest and charges...........| 6.4 | 8.6 | .1 | 6.6 | 4.7 | 6.5 | 5.4 | 6.0 | 6.4 Property taxes..........................| 2.8 | 3.7 | .1 | 2.9 | 2.0 | 2.9 | 1.8 | 1.8 | 2.9 | | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.1 | 2.8 | 0.1 | 2.1 | 2.4 | 2.2 | 1.6 | 1.3 | 2.2 Rented dwellings..........................| 5.7 | .1 | 21.7 | 6.0 | 2.8 | 5.2 | 10.7 | 10.1 | 5.4 Other lodging.............................| 1.2 | 1.4 | .8 | 1.3 | .9 | 1.3 | .6 | .5 | 1.3 | | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 7.1 | 6.5 | 6.7 | 8.4 | 6.7 | 9.6 | 7.4 | 6.9 Natural gas...............................| .9 | .9 | .7 | .9 | .5 | .8 | 1.3 | .9 | .9 Electricity...............................| 2.6 | 2.7 | 2.4 | 2.5 | 3.7 | 2.5 | 3.6 | 2.6 | 2.6 Fuel oil and other fuels..................| .3 | .4 | .1 | .2 | .9 | .3 | .2 | .2 | .3 Telephone services........................| 2.3 | 2.1 | 2.9 | 2.3 | 2.6 | 2.2 | 3.7 | 2.8 | 2.3 Water and other public services...........| .8 | 1.0 | .4 | .8 | .7 | .8 | .9 | .9 | .8 Household operations........................| 1.6 | 1.7 | 1.2 | 1.6 | 1.0 | 1.6 | 1.5 | 1.1 | 1.6 Personal services.........................| .8 | .8 | .7 | .8 | .5 | .7 | 1.0 | .7 | .8 Other household expenses..................| .8 | .9 | .5 | .9 | .5 | .8 | .5 | .4 | .9 | | | | | | | | | Housekeeping supplies.......................| 1.3 | 1.4 | 1.1 | 1.3 | 1.6 | 1.3 | 1.1 | 1.4 | 1.3 Laundry and cleaning supplies.............| .3 | .3 | .4 | .3 | .4 | .3 | .4 | .5 | .3 Other household products..................| .6 | .7 | .5 | .6 | .7 | .6 | .5 | .6 | .6 Postage and stationery....................| .4 | .4 | .3 | .4 | .4 | .4 | .2 | .3 | .4 Household furnishings and equipment.........| 4.3 | 4.6 | 3.5 | 4.4 | 4.2 | 4.5 | 3.2 | 4.2 | 4.4 Household textiles........................| .2 | .2 | .2 | .2 | .2 | .2 | .2 | .2 | .2 Furniture.................................| 1.1 | 1.2 | 1.0 | 1.1 | 1.0 | 1.1 | 1.1 | 1.3 | 1.1 Floor coverings...........................| .2 | .2 | .2 | .2 | .2 | .2 | .1 | .1 | .2 Major appliances..........................| .5 | .5 | .4 | .5 | .6 | .5 | .4 | .5 | .5 Small appliances, miscellaneous housewares| .3 | .3 | .3 | .3 | .3 | .3 | .1 | .2 | .3 Miscellaneous household equipment.........| 2.0 | 2.2 | 1.5 | 2.0 | 2.0 | 2.1 | 1.2 | 1.9 | 2.0 | | | | | | | | | Apparel and services..........................| 5.0 | 4.9 | 5.1 | 5.0 | 4.9 | 4.8 | 6.4 | 6.7 | 4.8 Men and boys................................| 1.2 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.3 | 1.7 | 1.1 Men, 16 and over..........................| .9 | .9 | 1.0 | .9 | 1.0 | .9 | .9 | 1.2 | .9 Boys, 2 to 15.............................| .2 | .2 | .3 | .2 | .3 | .2 | .4 | .4 | .2 Women and girls.............................| 2.0 | 2.0 | 1.9 | 1.9 | 2.0 | 1.9 | 2.2 | 2.3 | 1.9 Women, 16 and over........................| 1.6 | 1.7 | 1.6 | 1.6 | 1.7 | 1.6 | 1.8 | 1.8 | 1.6 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .5 | .3 Children under 2............................| .2 | .2 | .3 | .2 | .2 | .2 | .3 | .5 | .2 Footwear....................................| .9 | .9 | 1.0 | .9 | 1.1 | .9 | 1.4 | 1.4 | .9 Other apparel products and services.........| .7 | .7 | .8 | .8 | .4 | .7 | 1.2 | .8 | .7 | | | | | | | | | Transportation................................| 18.5 | 18.8 | 17.7 | 18.1 | 22.0 | 18.5 | 18.6 | 19.0 | 18.5 Vehicle purchases (net outlay)..............| 7.9 | 8.0 | 7.4 | 7.6 | 10.4 | 7.8 | 8.0 | 8.1 | 7.8 | | | | | | | | | Cars and trucks, new......................| 3.5 | 4.0 | 2.1 | 3.5 | 3.4 | 3.6 | 2.8 | 2.6 | 3.6 Cars and trucks, used.....................| 4.2 | 3.8 | 5.2 | 3.9 | 6.8 | 4.1 | 5.1 | 5.4 | 4.1 Other vehicles............................| .1 | .1 | .1 | .1 | 3/.1 | .1 | 3/.1 | (4) | .1 Gasoline and motor oil......................| 3.2 | 3.2 | 3.2 | 3.0 | 4.5 | 3.2 | 3.1 | 3.7 | 3.1 Other vehicle expenses......................| 6.4 | 6.5 | 6.0 | 6.4 | 6.6 | 6.4 | 6.4 | 6.1 | 6.4 Vehicle finance charges...................| .8 | .8 | .9 | .8 | 1.2 | .8 | 1.2 | .9 | .8 Maintenance and repairs...................| 2.0 | 2.0 | 1.8 | 1.9 | 2.3 | 2.0 | 1.8 | 1.9 | 2.0 Vehicle insurance.........................| 2.2 | 2.2 | 2.0 | 2.1 | 2.3 | 2.2 | 2.3 | 2.3 | 2.2 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.4 | 1.5 | 1.3 | 1.5 | .8 | 1.5 | 1.1 | 1.1 | 1.5 Public transportation.......................| 1.1 | 1.1 | 1.2 | 1.2 | .6 | 1.1 | 1.1 | 1.2 | 1.1 | | | | | | | | | Health care...................................| 5.3 | 5.7 | 4.2 | 5.1 | 6.8 | 5.4 | 4.1 | 4.0 | 5.4 Health insurance............................| 2.5 | 2.7 | 2.1 | 2.4 | 3.4 | 2.6 | 2.3 | 1.9 | 2.6 Medical services............................| 1.5 | 1.7 | 1.2 | 1.5 | 1.8 | 1.6 | .9 | 1.2 | 1.5 Drugs.......................................| .9 | 1.0 | .8 | .9 | 1.2 | .9 | .7 | .7 | .9 Medical supplies............................| .3 | .3 | .3 | .3 | .4 | .3 | .2 | .2 | .3 | | | | | | | | | Entertainment.................................| 5.2 | 5.4 | 4.5 | 5.2 | 5.3 | 5.4 | 3.4 | 3.9 | 5.3 Fees and admissions.........................| 1.4 | 1.5 | 1.1 | 1.4 | 1.0 | 1.4 | .8 | .8 | 1.4 Television, radios, sound equipment.........| 1.7 | 1.6 | 1.9 | 1.7 | 1.7 | 1.6 | 2.0 | 1.6 | 1.7 Pets, toys, and playground equipment........| .9 | 1.0 | .8 | .9 | 1.2 | 1.0 | .4 | .8 | .9 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.3 | 1.4 | .8 | 1.2 | 1.4 | 1.4 | .3 | .7 | 1.3 | | | | | | | | | Personal care products and services...........| 1.5 | 1.5 | 1.6 | 1.5 | 1.4 | 1.4 | 2.5 | 1.6 | 1.5 | | | | | | | | | Reading.......................................| .5 | .5 | .4 | .5 | .4 | .5 | .3 | .2 | .5 | | | | | | | | | Education.....................................| 1.6 | 1.4 | 2.2 | 1.7 | .9 | 1.7 | 1.1 | 1.6 | 1.6 | | | | | | | | | Tobacco products and smoking supplies.........| .8 | .7 | 1.1 | .7 | 1.2 | .8 | .7 | .4 | .8 | | | | | | | | | Miscellaneous.................................| 2.4 | 2.4 | 2.5 | 2.4 | 2.5 | 2.5 | 2.2 | 2.4 | 2.4 | | | | | | | | | Cash contributions............................| 2.9 | 3.2 | 2.0 | 2.9 | 2.7 | 2.9 | 2.6 | 1.4 | 3.0 | | | | | | | | | Personal insurance and pensions...............| 9.3 | 9.9 | 7.5 | 9.3 | 9.1 | 9.4 | 8.2 | 7.8 | 9.4 Life and other personal insurance...........| 1.1 | 1.3 | .6 | 1.1 | 1.3 | 1.1 | 1.3 | .7 | 1.1 Pensions and Social Security................| 8.2 | 8.6 | 6.9 | 8.2 | 7.8 | 8.3 | 6.9 | 7.1 | 8.2 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$39,926 | $47,898 |$26,031 |$41,072 |$32,299 | $41,382 |$28,678 |$29,976 |$40,907 Wages and salaries..........................| 78.9 | 78.0 | 81.7 | 79.6 | 73.1 | 78.6 | 82.1 | 82.4 | 78.7 Self-employment income......................| 4.9 | 5.3 | 3.8 | 4.7 | 6.6 | 5.2 | 1.9 | 4.8 | 4.9 Social Security, private and government | | | | | | | | | retirement.................................| 11.3 | 12.7 | 7.0 | 10.8 | 15.9 | 11.5 | 9.2 | 7.1 | 11.7 Interest, dividends, rental income, other | | | | | | | | | property income............................| 2.1 | 2.5 | .7 | 2.1 | 1.8 | 2.2 | .5 | .6 | 2.2 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .5 | .5 | .7 | .5 | .7 | .5 | .7 | .7 | .5 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.0 | .3 | 3.0 | 1.0 | 1.0 | .7 | 3.8 | 2.7 | .8 Regular contributions for support...........| .7 | .5 | 1.5 | .8 | .4 | .7 | .8 | 1.1 | .7 Other income................................| .5 | .2 | 1.6 | .5 | .5 | .5 | .8 | .6 | .5 | | | | | | | | | Personal taxes................................| 8.1 | 8.4 | 7.1 | 8.2 | 7.3 | 8.4 | 5.4 | 6.4 | 8.2 Federal income taxes........................| 6.2 | 6.4 | 5.5 | 6.3 | 5.3 | 6.4 | 3.8 | 5.1 | 6.3 State and local income taxes................| 1.6 | 1.6 | 1.6 | 1.6 | 1.6 | 1.6 | 1.4 | 1.2 | 1.6 Other taxes.................................| .3 | .4 | .1 | .3 | .5 | .3 | .2 | .1 | .3 | | | | | | | | | Income after taxes............................| 91.9 | 91.6 | 92.9 | 91.8 | 92.7 | 91.6 | 94.6 | 93.6 | 91.8 | | | | | | | | | ___________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. 4/ No data reported. n.a. Not applicable.