TABLE 1: QUINTILES OF INCOME BEFORE TAXES, CONSUMER EXPENDITURE SURVEY, 1985 ITEM ALL_CUS TOTAL LOWEST20 SECOND20 THIRD20 FORTH20 HIGHEST20 INCMPLET Number of consumer units (in thousands)......... 91564 81221 16199 16259 16232 16255 16276 10343 Number of sample interviews..................... 37686 32104 6443 6258 6385 6429 6589 5582 Income before taxes 1/.......................... 25127 25127 3594 10811 19397 30967 60741 1/ Income after taxes 1/........................... 22887 22887 3463 10338 18131 28178 54215 1/ Average number of persons in consumer unit...... 2.6 2.6 2.0 2.3 2.5 2.9 3.2 2.5 Age of reference person......................... 46.8 46.6 49.2 50.9 45.3 43.1 44.6 48.3 Average number of: Earners...................................... 1.4 1.4 0.8 1.0 1.4 1.7 2.2 1.2 Vehicles..................................... 1.9 1.9 1.0 1.5 1.9 2.4 3.0 1.7 Children under 18............................ 0.7 0.7 0.5 0.6 0.7 0.8 0.9 0.6 Persons 65 and over.......................... 0.3 0.3 0.4 0.5 0.3 0.2 0.1 0.3 Percent distribution: Male......................................... 68 69 46 60 71 79 87 67 Female....................................... 32 31 54 40 29 21 13 33 Homeowner with mortgage...................... 38 38 14 19 32 53 72 36 Homeowner without mortgage................... 24 24 27 34 24 18 15 27 Renter....................................... 38 38 59 46 44 29 13 38 Black........................................ 11 11 18 12 9 7 6 11 White and other.............................. 89 89 82 88 91 93 94 89 Elementary (1-8)............................. 12 12 25 19 10 5 3 10 High school (9-12)........................... 43 43 44 49 49 43 30 43 College...................................... 44 44 30 30 41 51 67 46 Never attended and other..................... 1 1 1 1 0 0 0 1 At least one vehicle owned................... 85 85 58 84 92 95 97 80 Average annual expenditures..................... 23490 23976 11417 15092 20374 27760 45166 20283 Food......................................... 3477 3516 1973 2483 3162 4064 5891 3346 Food at home.............................. 2037 2067 1302 1638 1957 2383 3052 1924 Cereals and bakery products............ 283 288 185 235 286 316 418 265 Cereals and cereal products......... 89 92 63 82 89 99 126 78 Bakery products..................... 194 196 122 153 197 217 293 187 Meats, poultry, fish, and eggs......... 579 579 370 466 523 683 852 580 Beef................................ 194 194 99 155 167 247 301 193 Pork................................ 122 123 92 93 117 150 161 120 Other meats......................... 86 85 61 72 80 96 115 88 Poultry............................. 83 81 62 68 71 85 120 90 Fish and seafood.................... 65 66 32 50 56 72 120 60 Eggs................................ 30 31 24 29 32 33 35 29 Dairy products......................... 266 272 169 218 260 317 395 247 Fresh milk and cream................ 131 133 91 119 135 150 169 126 Other dairy products................ 135 139 78 99 125 167 226 121 Fruits and vegetables.................. 322 325 212 264 302 360 487 311 Fresh fruits........................ 96 97 59 82 92 106 143 96 Fresh vegetables.................... 94 94 61 82 84 102 139 94 Processed fruits.................... 78 80 54 59 74 86 126 73 Processed vegetables................ 54 55 38 41 52 66 79 49 Other food at home..................... 557 573 353 437 561 669 844 499 Sugar and other sweets.............. 77 79 54 57 78 96 109 70 Fats and oils....................... 58 60 40 54 59 67 79 53 Miscellaneous foods................. 234 244 141 170 234 293 380 201 Nonalcoholic beverages.............. 187 191 118 155 190 214 277 175 Food pre. by cu on out of town trips... 29 30 13 19 26 38 56 22 Food away from home....................... 1441 1449 671 844 1205 1681 2840 1422 Alcoholic beverages.......................... 306 313 157 210 263 346 588 280 Housing...................................... 7087 7133 3933 4758 6116 8054 12784 6921 Shelter................................... 3833 3847 2132 2444 3304 4308 7037 3723 Owned dwellings........................ 2261 2266 901 974 1494 2724 5229 2219 Mortgage interest................... 1382 1388 460 369 824 1779 3503 1333 Property taxes...................... 438 433 238 316 333 468 807 483 Maint., rep., ins., other expenses.. 441 446 203 290 337 477 920 402 Rented dwellings....................... 1180 1188 1041 1329 1584 1214 775 1115 Other lodging.......................... 392 392 190 140 226 370 1033 389 Utilities, fuels, and public services..... 1648 1638 1098 1342 1543 1836 2368 1724 Natural gas............................ 275 270 175 230 254 293 398 313 Electricity............................ 647 645 420 517 591 728 967 661 Fuel oil and other fuels............... 128 127 103 127 118 146 141 132 Telephone.............................. 455 451 311 363 449 503 628 491 Water and other public services........ 143 145 90 105 131 166 235 127 Household operations...................... 346 341 170 203 257 343 733 384 Personal services...................... 153 156 61 75 134 204 305 129 Other household expenses............... 193 185 109 128 123 139 427 255 Housekeeping supplies..................... 325 344 160 252 306 398 601 256 Laundry and cleaning supplies.......... 93 97 57 82 93 112 141 77 Other household products............... 132 141 52 94 123 161 276 99 Postage and stationery................. 100 106 51 77 90 126 184 81 Household furnishings and equipment....... 936 963 372 518 705 1169 2045 834 Household textiles..................... 96 103 56 69 78 109 201 67 Furniture.............................. 285 281 100 156 193 324 629 323 Floor coverings........................ 70 73 15 19 56 99 177 65 Major appliances....................... 133 136 71 77 113 179 240 110 Small appliances & misc. housewares.... 60 63 29 39 48 70 128 39 Miscellaneous household equipment...... 292 307 101 158 216 389 669 231 Apparel and services......................... 1420 1444 672 945 1210 1628 2761 1324 Men and boys.............................. 364 366 143 187 266 453 781 362 Men, 16 and over....................... 303 300 110 152 207 379 649 319 Boys, 2 to 15.......................... 61 67 33 35 59 74 132 43 Women and girls........................... 580 593 285 417 525 641 1094 523 Women, 16 and over..................... 499 510 243 376 461 547 920 455 Girls, 2 to 15......................... 81 83 42 41 64 94 174 68 Children under 2.......................... 56 59 26 42 52 79 96 44 Footwear.................................. 184 191 110 153 159 211 324 158 Other apparel products and services....... 235 235 109 146 207 244 466 237 Transportation............................... 4587 4649 1860 2866 4286 5699 8520 4130 Vehicle purchases......................... 2043 2063 677 1133 1902 2540 4056 1883 Cars and trucks, new (net outlay)...... 1197 1200 289 554 959 1498 2694 1172 Cars and trucks, used (net outlay)..... 806 822 379 558 922 996 1252 685 Other vehicles......................... 40 42 10 21 21 46 110 26 Gasoline and motor oil.................... 1035 1046 538 781 1011 1319 1578 954 Other vehicle expenses.................... 1241 1276 509 784 1151 1611 2319 1001 Vehicle finance charges................ 252 258 75 113 221 366 515 201 Maintenance and repairs................ 473 486 224 340 443 580 845 394 Vehicle insurance...................... 373 381 156 253 369 473 655 312 Vehicle rent., licenses, other charges. 143 150 54 79 119 193 304 93 Public transportation..................... 268 265 136 168 222 229 568 291 Health care.................................. 1108 1122 781 1073 1051 1167 1533 1008 Health insurance.......................... 375 381 257 428 410 379 430 329 Medical services.......................... 496 497 352 414 399 530 788 485 Drugs..................................... 178 187 146 192 192 192 211 128 Medical supplies.......................... 60 57 26 39 50 66 104 65 Entertainment................................ 1170 1193 471 684 970 1386 2451 1030 Fees and admissions....................... 320 322 141 146 222 355 746 306 Television, radios, sound equipment....... 371 379 142 278 337 468 669 318 Pets, toys, and playground equipment...... 213 222 110 145 186 283 385 166 Other ent. sup., equip., and services..... 266 270 77 115 224 280 651 240 Personal care products and services.......... 303 314 152 227 281 369 540 265 Reading...................................... 141 143 70 93 127 167 257 123 Education.................................... 321 312 260 147 156 328 667 407 Tobacco products and smoking supplies........ 219 226 160 200 240 262 268 166 Miscellaneous................................ 529 548 246 330 514 599 1047 371 Cash contributions........................... 805 845 283 365 522 781 2270 491 Personal insurance and pensions.............. 2016 2219 399 711 1476 2909 5589 421 Life and other personal insurance......... 278 285 160 154 205 352 551 226 Pensions and Social Security.............. 1738 1934 238 556 1272 2557 5038 195 Money income before taxes....................... 25127 25127 3594 10811 19397 30967 60741 1/ Wages and salaries........................... 19378 19378 1451 5497 13900 25905 50031 1/ Self-employment income....................... 1331 1331 -800 358 752 1367 4968 1/ S. Security, private and gvrnmnt retirement.. 2604 2604 1810 3659 3251 2220 2078 1/ Int.,divid.,rent. income,other prop. income.. 1126 1126 251 404 889 920 3162 1/ Unemp. and workers' compen., veterans' ben... 180 180 112 197 257 194 141 1/ Pub. ass., supp. sec. income, foodstamps..... 235 235 575 431 85 39 46 1/ Regular contributions for support............ 197 197 137 177 185 240 246 1/ Other income................................. 75 75 59 87 78 82 70 1/ Personal taxes.................................. 2240 2240 132 473 1266 2789 6526 1/ Federal income taxes......................... 1737 1737 88 345 950 2162 5128 1/ State and local income taxes................. 437 437 18 88 266 559 1252 1/ Other taxes.................................. 66 66 26 39 50 69 145 1/ Income after taxes.............................. 22887 22887 3463 10338 18131 28178 54215 1/ Net change in total assets................... 3653 3945 -369 142 1212 2121 16584 1/ Net change in total liabilities.............. 1159 1166 1 -69 879 1135 3877 1/ Other money receipts......................... 290 324 154 171 323 318 653 1/ Mortgage principal paid on owned property.... -409 -410 -185 -197 -280 -469 -917 1/ Estimated market value of owned home......... 49426 48251 27325 31843 35013 50740 96184 1/ Estimated monthly rental value of owned home. 313 308 158 205 237 348 591 1/ Gifts of: Clothing, males 2 and over................... 61 60 20 50 51 61 115 62 Clothing, females 2 and over................. 80 82 23 53 86 72 177 71 Clothing, infants less than 2................ 23 23 8 15 17 32 43 22 Jewelry and watches.......................... 31 28 13 17 39 26 43 58 Small appliances & misc. housewares.......... 16 17 6 12 17 19 31 11 Household textiles........................... 11 12 16 4 15 8 18 8 All other gifts.............................. 552 548 263 277 357 568 1274 614 -------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.