Table 3. By AGE OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1989 All 65 and 75 and Item consumer Under 25 25 - 34 35 - 44 45 - 54 55 - 64 over 65 - 74 over units _________________________________________________________________________________________ Number of consumer units (in thousands)... 95818 7633 20855 20436 14566 12005 20323 11848 8474 Number of sample interviews............... 36946 2833 8335 8152 5629 4653 7344 4457 2887 Income before taxes 1/.................... 31308 14863 30655 40915 41968 34777 19690 22051 16285 Income after taxes 1/..................... 28496 13868 27951 36931 37849 31119 18575 20758 15425 Average number of persons in cons. unit... 2.6 1.8 2.7 3.3 3 2.3 1.8 1.9 1.6 Age of reference person................... 47.2 21.5 29.7 39.4 49.2 59.6 73.9 69.2 80.5 Average number of: Earners.................................. 1.4 1.3 1.5 1.8 2 1.5 0.5 0.6 0.2 Vehicles................................. 2 1.2 1.9 2.4 2.7 2.3 1.4 1.7 1.1 Children under 18........................ 0.7 0.4 1.1 1.4 0.7 0.2 0.1 0.1 0 Persons 65 and over...................... 0.3 0 0 0 0 0.1 1.4 1.4 1.4 Percent distribution: Male..................................... 66 62 67 72 69 71 56 62 47 Female................................... 34 38 33 28 31 29 44 38 53 Homeowner with mortgage.................. 39 6 39 60 56 40 16 22 7 Homeowner without mortgage............... 24 3 5 8 19 42 60 55 67 Renter................................... 37 92 56 31 26 18 24 22 26 Black.................................... 11 9 11 12 12 9 9 10 8 White and other.......................... 89 91 89 88 88 91 91 90 92 Elementary (1-8)......................... 11 2 3 4 8 15 29 22 38 High school (9-12)....................... 43 43 41 37 47 49 44 48 38 College.................................. 46 54 56 58 45 35 26 29 23 Never attended and other................. 1 0 0 0 1 0 1 1 2 At least one vehicle owned................ 87 75 88 92 91 91 78 86 68 Average annual expenditures............... 27810 16577 26683 35589 36073 28617 18967 21152 15919 Food..................................... 4152 2504 3912 5227 5361 4424 2912 3205 2505 Food at home............................ 2390 1285 2156 2978 2980 2611 1907 2048 1713 Cereals and bakery products............ 359 194 321 454 425 384 302 305 299 Cereals and cereal products........... 131 74 124 173 147 127 108 110 105 Bakery products....................... 228 120 197 281 278 257 195 196 193 Meats, poultry, fish, and eggs......... 611 288 525 745 818 709 481 535 407 Beef.................................. 202 99 181 243 283 225 152 169 127 Pork.................................. 116 51 100 136 158 142 93 108 72 Other meats........................... 89 41 76 115 124 99 65 75 50 Poultry............................... 100 44 86 124 125 112 85 90 78 Fish and seafood...................... 71 34 53 89 85 93 60 63 55 Eggs.................................. 33 18 29 39 43 38 28 29 25 Dairy products......................... 304 178 290 382 370 315 235 244 222 Fresh milk and cream.................. 148 87 146 186 173 145 117 121 112 Other dairy products.................. 157 91 145 196 197 170 117 123 109 Fruits and vegetables.................. 408 191 346 492 488 455 388 410 357 Fresh fruits.......................... 126 56 96 147 148 146 133 141 122 Fresh vegetables...................... 127 55 107 149 158 152 118 124 110 Processed fruits...................... 89 48 78 114 102 90 82 85 78 Processed vegetables.................. 66 32 65 81 80 68 55 60 48 Other food at home..................... 708 434 674 905 879 749 501 553 428 Sugar and other sweets................ 86 45 78 110 101 95 68 77 55 Fats and oils......................... 59 28 50 73 71 67 53 56 47 Miscellaneous foods................... 314 228 322 407 378 300 207 223 185 Nonalcoholic beverages................ 216 121 200 270 284 240 149 163 129 Food prep. by cu, out-of-town trips... 33 12 24 44 46 46 24 34 10 Food away from home..................... 1762 1219 1756 2249 2381 1813 1004 1157 792 Alcoholic beverages...................... 284 310 373 324 296 273 136 170 90 Housing.................................. 8609 4783 8923 10932 10692 8161 6168 6773 5324 Shelter................................. 4835 3048 5232 6376 6040 4320 2988 3283 2574 Owned dwellings........................ 2850 286 2587 4374 3939 2919 1727 2007 1336 Mortgage interest..................... 1741 207 2005 3236 2441 1203 361 496 173 Property taxes........................ 575 31 305 642 798 862 660 708 592 Maintenance, rep., ins., oth. exp..... 533 47 277 496 700 854 706 802 571 Rented dwellings....................... 1500 2638 2343 1444 1221 738 914 872 973 Other lodging.......................... 485 123 303 558 880 663 347 405 265 Utilities, fuels, and public services... 1835 866 1635 2127 2260 2023 1694 1813 1528 Natural gas............................ 247 78 204 267 295 312 262 291 221 Electricity............................ 738 329 645 884 904 801 684 723 630 Fuel oil and other fuels............... 101 20 62 106 113 136 135 124 152 Telephone.............................. 567 396 583 640 719 567 434 487 360 Water and other public services........ 182 43 140 230 229 207 179 188 167 Household operations.................... 460 121 601 592 409 347 412 370 471 Personal services...................... 219 82 466 322 108 52 90 50 146 Other household expenses............... 241 39 134 270 301 295 322 320 325 Housekeeping supplies................... 394 174 346 495 471 414 358 388 316 Laundry and cleaning supplies.......... 107 59 109 134 127 108 82 87 76 Other household products............... 165 47 138 224 193 164 159 160 157 Postage and stationery................. 122 68 100 138 152 142 117 141 83 Household furnishings and equipment..... 1086 575 1108 1341 1511 1057 717 919 434 Household textiles..................... 105 30 89 122 145 133 89 123 42 Furniture.............................. 312 251 369 405 386 248 169 213 108 Floor coverings........................ 70 13 59 79 118 103 38 52 19 Major appliances....................... 148 88 142 183 175 165 110 130 81 Small appliances, misc. housewares..... 65 30 64 84 89 62 46 60 28 Miscellaneous household equipment...... 386 163 385 469 598 345 264 341 157 Apparel and services..................... 1582 1137 1553 2147 2011 1579 902 1138 576 Men and boys............................ 397 233 413 544 535 388 202 269 109 Men, 16 and over....................... 324 221 320 393 464 350 178 246 84 Boys, 2 to 15.......................... 74 12 92 151 70 38 24 23 26 Women and girls......................... 657 474 530 908 836 738 428 542 269 Women, 16 and over..................... 564 462 429 700 725 701 406 516 253 Girls, 2 to 15......................... 93 12 101 208 111 37 22 26 16 Children under 2........................ 72 83 138 78 61 41 20 28 10 Footwear................................ 189 126 191 249 224 184 129 149 100 Other apparel products and services..... 266 221 281 367 355 229 123 149 87 Transportation........................... 5187 3977 5063 6595 6808 5351 3092 3695 2248 Vehicle purchases (net outlay).......... 2291 2138 2233 3020 2854 2288 1274 1444 1035 Cars and trucks, new................... 1218 907 1112 1706 1482 1305 712 830 547 Cars and trucks, used.................. 1051 1225 1080 1287 1343 962 561 612 488 Other vehicles......................... 22 6 40 26 29 22 1 2 0 Gasoline and motor oil.................. 985 717 956 1207 1315 1084 596 754 375 Other vehicle expenses.................. 1627 970 1640 2072 2222 1652 972 1196 659 Vehicle finance charges................ 303 216 377 413 422 237 105 154 35 Maintenance and repairs................ 561 307 529 730 750 593 366 438 265 Vehicle insurance...................... 575 363 523 664 816 649 401 473 302 Veh. rental, licenses, oth. charges.... 188 85 211 266 235 173 100 131 57 Public transportation................... 284 152 234 297 417 328 250 301 179 Health care.............................. 1407 348 913 1356 1389 1814 2135 1981 2351 Health insurance........................ 537 105 320 462 499 671 943 939 950 Medical services........................ 542 162 410 619 559 712 632 555 738 Drugs................................... 240 48 131 190 233 331 428 402 465 Medical supplies........................ 87 33 53 85 98 100 132 85 197 Entertainment............................ 1424 925 1383 2081 1849 1371 719 843 546 Fees and admissions..................... 377 225 322 530 483 402 247 282 198 Television, radios, sound equipment..... 429 365 468 568 521 366 244 297 171 Pets, toys, and playground equipment.... 249 133 277 358 293 229 137 155 112 Other supplies, equip., and services.... 369 201 317 625 553 374 91 109 66 Personal care products and services...... 366 256 341 436 456 405 277 314 225 Reading.................................. 157 79 137 189 191 174 138 158 110 Education................................ 367 665 229 494 734 256 70 96 33 Tobacco products and smoking supplies.... 261 205 251 317 336 323 147 188 89 Miscellaneous............................ 643 263 578 886 860 664 439 510 341 Cash contributions....................... 900 120 500 913 1391 1149 1091 1022 1187 Personal insurance and pensions.......... 2472 1006 2527 3692 3700 2673 740 1059 295 Life and other personal insurance....... 346 79 246 496 466 392 287 362 182 Pensions and Social Security............ 2125 927 2281 3196 3234 2281 453 697 113 Money income before taxes 1/.............. 31308 14863 30655 40915 41968 34777 19690 22051 16285 Wages and salaries....................... 23248 13040 27290 34981 34428 23793 3686 5612 909 Self-employment income................... 2535 289 1979 3985 4485 2927 995 1400 411 Soc. Sec., priv. and gov. retirement..... 3387 77 145 416 1212 5257 11276 11847 10452 Int., divid., rent. inc., property inc... 1253 109 261 543 747 2088 3272 2599 4243 Unemp. and workers' compen., vet. ben.... 207 79 184 224 288 240 189 276 64 Pub. ass., supp. sec. inc., foodstamps... 290 312 434 260 276 273 182 218 131 Regular contributions for support........ 273 729 248 371 380 79 65 69 58 Other income............................. 115 229 113 135 153 119 25 30 17 Personal taxes 1/......................... 2812 995 2704 3984 4119 3658 1116 1293 860 Federal income taxes..................... 2228 794 2139 3205 3228 2912 856 993 657 State and local income taxes............. 521 202 537 707 804 637 191 233 129 Other taxes.............................. 62 0 28 72 88 109 69 66 73 Income after taxes 1/..................... 28496 13868 27951 36931 37849 31119 18575 20758 15425 Net change in total assets................ 3612 1642 6342 6059 2686 1656 911 1985 -591 Net change in total liabilities........... 3401 1777 5423 6334 3273 846 589 976 49 Other money receipts...................... 423 68 219 642 430 313 605 795 340 Mortgage principal paid, owned property... -513 -44 -406 -824 -885 -536 -205 -300 -71 Estimated market value of owned home...... 63717 3800 37544 76792 87025 84400 71008 77055 62554 Est. monthly rental value of owned home... 383 33 259 475 510 484 400 428 361 Gifts of goods and services, total........ 887 431 610 859 1569 1069 772 869 636 Clothing, males 2 and over............... 70 37 58 55 95 98 74 94 46 Clothing, females 2 and over............. 88 46 69 84 144 111 75 92 51 Clothing, infants less than 2............ 33 23 40 35 48 31 18 25 9 Jewelry and watches...................... 24 31 27 23 36 28 9 12 3 Small appliances and misc. housewares.... 18 6 21 20 27 17 13 18 6 Household textiles....................... 8 3 4 6 9 12 10 13 6 All other gifts.......................... 646 285 391 636 1210 772 573 615 515 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.