Table 1. By QUINTILES OF INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1990 All Incomplete Item consumer Total Lowest Second Third Fourth Highest reporting units complete 20 20 20 20 20 of reporting percent percent percent percent percent income ________________________________________________________________________________ Number of consumer units (in thousands)... 96968 83424 16653 16685 16670 16693 16722 13543 Lower limit............................... 9656 18886 30232 48264 Income before taxes 1/.................... 31889 31889 5637 14115 24500 38376 76660 0 Income after taxes 1/..................... 28937 28937 5553 13429 22678 35049 67835 0 Age of reference person................... 47.2 47.1 51.3 50.6 46 43 44.6 47.5 Average number in consumer unit:.......... Persons.................................. 2.6 2.5 1.8 2.2 2.6 2.9 3.2 2.6 Children under 18........................ 0.7 0.7 0.5 0.6 0.7 0.8 0.9 0.7 Persons 65 and over...................... 0.3 0.3 0.4 0.5 0.3 0.2 0.1 0.3 Earners.................................. 1.4 1.4 0.7 0.9 1.4 1.8 2.1 1.4 Vehicles................................. 2 2 1 1.5 2 2.6 2.9 1.9 Percent distribution: Male..................................... 65 64 40 53 68 77 83 67 Female................................... 35 36 60 47 32 23 17 33 Percent homeowner........................ 62 62 42 52 59 71 87 64 With mortgage........................... 38 39 12 18 36 54 74 37 Without mortgage........................ 24 23 30 34 23 17 13 28 Renter................................... 38 38 58 48 41 29 13 36 Black.................................... 11 11 20 12 10 8 6 14 White and other.......................... 89 89 80 88 90 92 94 86 Elementary (1-8)......................... 10 11 22 16 8 5 2 10 High school (9-12)....................... 43 43 46 53 49 42 24 47 College.................................. 46 46 30 31 43 53 74 43 Never attended and other................. 0 0 2 1 0 0 0 1 At least one vehicle owned............... 87 87 63 85 93 96 98 83 Average annual expenditures............... 28381 29062 12909 17927 24687 34265 55437 24624 Food..................................... 4296 4352 2401 3113 3859 5256 7127 4080 Food at home............................ 2485 2509 1609 2063 2326 3038 3509 2386 Cereals and bakery products............ 368 370 232 305 337 439 538 359 Cereals and cereal products........... 129 130 87 110 125 146 179 125 Bakery products....................... 240 241 145 195 212 293 359 234 Meats, poultry, fish, and eggs......... 668 667 469 549 636 798 882 673 Beef.................................. 218 220 160 166 220 273 283 207 Pork.................................. 132 130 99 115 127 153 156 141 Other meats........................... 99 99 64 88 95 113 133 99 Poultry............................... 108 107 75 89 97 130 146 109 Fish and seafood...................... 82 81 48 61 68 95 131 88 Eggs.................................. 30 30 23 30 29 35 33 29 Dairy products......................... 295 301 193 256 290 367 401 272 Fresh milk and cream.................. 140 143 103 135 142 171 162 130 Other dairy products.................. 155 159 90 121 148 196 239 142 Fruits and vegetables.................. 408 412 272 343 377 483 585 390 Fresh fruits.......................... 127 128 82 107 115 145 193 120 Fresh vegetables...................... 118 119 79 104 109 135 168 116 Processed fruits...................... 93 94 60 78 86 114 130 90 Processed vegetables.................. 70 71 52 54 66 89 94 64 Other food at home..................... 746 759 442 611 686 951 1103 692 Sugar and other sweets................ 94 95 58 79 82 122 134 90 Fats and oils......................... 68 68 48 58 64 83 86 69 Miscellaneous foods................... 336 341 192 254 310 434 514 314 Nonalcoholic beverages................ 213 218 131 199 203 262 297 191 Food prep. by cu, out-of-town trips... 35 36 13 20 27 49 72 28 Food away from home..................... 1811 1843 792 1050 1533 2218 3618 1694 Alcoholic beverages...................... 293 309 127 196 281 385 554 232 Housing.................................. 8703 8713 4377 5777 7520 9716 16148 8767 Shelter................................. 4836 4839 2347 3162 4183 5349 9138 4816 Owned dwellings........................ 2953 2949 856 1254 2035 3384 7203 2979 Mortgage interest and charges......... 1817 1825 309 475 1117 2202 5011 1763 Property taxes........................ 597 588 276 357 429 651 1223 656 Maintenance, rep., ins., oth. exp..... 540 536 270 422 488 531 969 561 Rented dwellings....................... 1533 1539 1367 1768 1905 1668 991 1495 Other lodging.......................... 349 350 125 141 243 297 944 341 Utilities, fuels, and public services... 1890 1870 1214 1558 1844 2076 2658 2013 Natural gas............................ 246 241 164 203 220 277 340 281 Electricity............................ 758 748 477 627 742 833 1061 820 Fuel oil and other fuels............... 100 99 64 82 113 101 133 107 Telephone.............................. 592 590 402 496 585 647 818 607 Water and other public services........ 193 192 107 151 184 216 304 197 Household operations.................... 446 436 174 242 309 431 1021 513 Personal services...................... 219 228 72 116 165 270 516 165 Other household expenses............... 227 208 102 126 144 161 505 348 Housekeeping supplies................... 406 430 236 281 365 526 744 309 Laundry and cleaning supplies.......... 113 119 73 91 108 147 175 90 Other household products............... 171 181 86 112 148 229 329 133 Postage and stationery................. 122 131 77 79 109 150 239 87 Household furnishings and equipment..... 1125 1137 407 533 819 1334 2587 1117 Household textiles..................... 99 100 55 52 74 109 209 97 Furniture.............................. 310 294 83 159 231 386 610 413 Floor coverings........................ 92 99 21 28 45 123 275 67 Major appliances....................... 147 148 71 89 141 179 258 147 Small appliances, misc. housewares..... 75 81 30 47 64 99 163 46 Miscellaneous household equipment...... 402 416 147 158 264 438 1073 348 Apparel and services..................... 1618 1664 667 961 1336 1959 3394 1433 Men and boys............................ 393 401 150 202 306 444 903 371 Men, 16 and over....................... 324 333 109 141 248 364 800 296 Boys, 2 to 15.......................... 70 68 41 61 58 79 103 75 Women and girls......................... 673 691 290 381 573 874 1336 606 Women, 16 and over..................... 586 604 262 333 495 760 1172 513 Girls, 2 to 15......................... 87 87 28 48 78 114 165 92 Children under 2........................ 70 71 30 51 68 92 115 61 Footwear................................ 225 238 87 175 188 274 464 174 Other apparel products and services..... 258 263 110 153 201 275 576 223 Transportation........................... 5120 5196 2040 3235 4608 6460 9619 4643 Vehicle purchases (net outlay).......... 2129 2171 798 1355 1842 2722 4129 1869 Cars and trucks, new................... 1159 1149 232 609 826 1366 2706 1219 Cars and trucks, used.................. 948 996 547 738 1006 1320 1368 647 Other vehicles......................... 22 26 18 9 10 36 55 3 Gasoline and motor oil.................. 1047 1054 521 747 1068 1321 1613 1001 Other vehicle expenses.................. 1642 1668 604 996 1474 2129 3132 1472 Vehicle finance charges................ 300 301 68 151 272 425 588 292 Maintenance and repairs................ 589 604 266 376 539 778 1057 490 Vehicle insurance...................... 563 569 213 370 517 697 1045 531 Veh. rent., leas., licen., oth. chges.. 190 195 58 98 146 229 442 159 Public transportation................... 302 303 116 137 225 288 746 301 Health care.............................. 1480 1497 1012 1420 1409 1560 2080 1390 Health insurance........................ 581 585 407 582 614 610 710 562 Medical services........................ 562 565 334 451 484 595 958 544 Drugs................................... 252 257 218 288 240 255 285 226 Medical supplies........................ 85 90 54 98 72 99 127 59 Entertainment............................ 1422 1451 554 687 1116 1816 3074 1257 Fees and admissions..................... 371 375 99 140 303 449 884 346 Television, radios, sound equipment..... 454 461 209 293 398 576 829 407 Pets, toys, and playground equipment.... 276 279 137 159 260 345 496 261 Other supplies, equip., and services.... 321 334 110 95 155 445 865 244 Personal care products and services...... 364 375 183 237 332 463 661 321 Reading.................................. 153 156 62 95 142 191 292 133 Education................................ 406 400 352 181 255 307 904 450 Tobacco products and smoking supplies.... 274 278 202 264 301 332 291 252 Miscellaneous............................ 842 876 372 493 716 1089 1708 640 Cash contributions....................... 816 875 233 402 758 935 2045 450 Personal insurance and pensions.......... 2592 2920 327 867 2054 3795 7539 575 Life and other personal insurance....... 345 349 118 162 271 381 814 316 Pensions and Social Security............ 2248 2570 208 705 1783 3415 6726 259 Money income before taxes 1/.............. 31889 31889 5637 14115 24500 38376 76660 0 Wages and salaries....................... 24173 24173 1754 7356 17462 32262 61894 0 Self-employment income................... 2315 2315 -181 440 1111 1568 8620 0 Soc. Sec., priv. and gov. retirement..... 3427 3427 2683 4672 4202 2810 2769 0 Int., divid., rent. inc., property inc... 1059 1059 92 513 924 1037 2727 0 Unemp. and workers' compen., vet. ben.... 218 218 130 189 271 320 181 0 Pub. ass., supp. sec. inc., foodstamps... 344 344 884 581 162 57 36 0 Regular contributions for support........ 260 260 175 281 290 256 296 0 Other income............................. 93 93 100 82 80 66 137 0 Personal taxes 1/......................... 2952 2952 83 686 1822 3326 8825 0 Federal income taxes..................... 2319 2319 36 502 1361 2553 7126 0 State and local income taxes............. 558 558 24 129 383 692 1561 0 Other taxes.............................. 75 75 23 55 78 81 138 0 Income after taxes 1/..................... 28937 28937 5553 13429 22678 35049 67835 0 Net change in total assets and liabilities -441 -408 174 -213 -860 453 -1590 -646 Net change in total assets............... 2902 2871 134 -178 1238 4346 8793 3093 Net change in total liabilities.......... 3343 3279 -40 35 2098 3893 10383 3740 Other money receipts...................... 310 350 125 315 244 327 735 64 Mortgage principal paid, owned property... -574 -569 -141 -199 -425 -708 -1371 -603 Estimated market value of owned home...... 66069 63957 29585 36353 46893 65008 141691 79081 Est. monthly rental value of owned home... 398 393 182 250 316 430 786 429 Gifts of goods and services............... 911 936 484 509 652 895 2134 802 Food.................................... 95 95 31 29 46 81 289 94 Housing................................. 232 239 100 133 163 268 532 208 Housekeeping supplies................. 35 39 17 23 34 54 66 21 Household textiles.................... 14 15 7 7 12 21 30 7 Appliances and misc. housewares....... 27 28 11 17 26 30 53 22 Major appliances.................... 7 7 2 5 9 7 13 4 Small appl. and misc. housewares.... 20 20 9 12 17 23 40 18 Miscellaneous household equipment..... 50 54 22 18 35 78 118 33 Other housing......................... 107 104 44 68 56 85 265 125 Apparel and services.................... 236 240 124 155 204 250 466 216 Males 2 and over...................... 61 64 32 47 57 65 117 51 Females 2 and over.................... 95 97 62 49 80 104 188 89 Children under 2...................... 31 31 10 19 31 38 58 31 Other apparel products and services... 48 48 20 40 35 43 103 45 Jewelry and watches................. 25 27 10 15 22 28 58 15 All other apparel products and serv. 23 22 10 25 13 16 45 30 Transportation.......................... 53 56 12 17 26 25 199 38 Health care............................. 45 49 79 47 12 27 80 21 Entertainment........................... 66 67 24 34 62 86 130 61 Toys, games, hobbies, and tricycles... 25 24 11 14 26 29 43 29 Other entertainment................... 41 43 13 20 37 58 87 32 Education............................... 96 96 55 23 61 50 294 95 All other gifts......................... 88 92 59 70 79 107 145 70 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary