Table 3. By AGE OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1991 All 65 and 75 and Item consumer Under 25 25 - 34 35 - 44 45 - 54 55 - 64 over 65 - 74 over units _________________________________________________________________________________________ Number of consumer units (in thousands)... 97918 7422 20184 21777 15276 12558 20702 11935 8767 Income before taxes 1/.................... 33901 14319 34032 41871 48413 38285 20004 22723 16247 Income after taxes 1/..................... 30729 13521 30863 37583 43828 34401 18515 21339 14612 Age of reference person................... 47.5 21.4 29.8 39.5 49.2 59.5 74.1 69.3 80.6 Average number in consumer unit:.......... Persons.................................. 2.6 1.8 2.8 3.3 3 2.3 1.7 1.9 1.5 Children under 18........................ 0.7 0.4 1.1 1.3 0.7 0.2 0.1 0.1 0 Persons 65 and over...................... 0.3 0 0 0 0 0.1 1.4 1.4 1.3 Earners.................................. 1.4 1.2 1.5 1.7 1.9 1.5 0.4 0.6 0.2 Vehicles................................. 2 1.2 1.8 2.2 2.6 2.3 1.4 1.7 1 Percent distribution: Male..................................... 65 57 68 70 70 73 53 60 42 Female................................... 35 43 32 30 30 27 47 40 58 Percent homeowner........................ 63 10 46 65 77 79 77 80 74 With mortgage........................... 39 8 40 56 58 39 14 20 6 Without mortgage........................ 25 2 6 9 18 40 63 59 68 Renter................................... 37 90 54 35 23 21 23 20 26 Black.................................... 11 11 11 11 12 12 9 10 8 White and other.......................... 89 89 89 89 88 88 91 90 92 Elementary (1-8)......................... 10 2 3 4 8 15 25 19 32 High school (9-12)....................... 43 43 42 38 46 45 48 51 43 College.................................. 46 55 55 58 46 40 26 29 22 Never attended and other................. 1 0 0 0 0 0 2 1 2 At least one vehicle owned............... 86 73 90 91 91 89 77 84 68 Average annual expenditures............... 29614 16745 29280 36446 38137 31945 19692 22564 15782 Food..................................... 4271 2528 4272 5405 5184 4217 3077 3466 2548 Food at home............................ 2651 1410 2529 3324 3147 2639 2152 2364 1864 Cereals and bakery products............ 404 225 382 522 462 381 341 370 301 Cereals and cereal products........... 145 85 148 192 165 124 113 122 102 Bakery products....................... 259 140 233 329 297 257 227 248 200 Meats, poultry, fish, and eggs......... 709 356 662 879 889 729 558 611 485 Beef.................................. 228 118 217 296 281 221 174 193 148 Pork.................................. 144 69 129 175 175 154 124 133 112 Other meats........................... 102 50 95 126 133 101 82 87 75 Poultry............................... 122 68 118 148 163 120 89 101 72 Fish and seafood...................... 81 31 73 97 103 102 61 66 55 Eggs.................................. 31 20 30 36 35 31 27 30 23 Dairy products......................... 294 154 301 369 333 286 235 251 213 Fresh milk and cream.................. 129 72 138 163 137 121 105 110 98 Other dairy products.................. 165 82 163 205 196 165 130 142 115 Fruits and vegetables.................. 429 177 389 527 496 430 405 439 359 Fresh fruits.......................... 133 47 114 170 151 134 131 143 116 Fresh vegetables...................... 127 52 116 149 151 137 117 128 102 Processed fruits...................... 97 42 89 121 109 90 92 96 87 Processed vegetables.................. 72 36 69 87 85 70 64 72 54 Other food at home..................... 815 498 796 1028 966 812 614 693 506 Sugar and other sweets................ 101 53 91 122 115 114 87 100 69 Fats and oils......................... 72 32 61 90 83 77 66 71 59 Miscellaneous foods................... 375 255 396 484 424 343 268 305 219 Nonalcoholic beverages................ 224 136 215 283 285 222 161 177 140 Food prep. by cu, out-of-town trips... 42 22 33 49 59 56 31 40 19 Food away from home..................... 1620 1118 1742 2080 2037 1578 925 1102 684 Alcoholic beverages...................... 297 252 370 354 360 260 159 217 81 Housing.................................. 9252 4886 9888 11335 11208 9457 6435 6849 5871 Shelter................................. 5191 3059 5944 6621 6239 4901 3119 3328 2834 Owned dwellings........................ 3280 421 3267 4549 4567 3433 1942 2204 1587 Mortgage interest and charges......... 1932 271 2412 3047 2843 1628 399 591 138 Property taxes........................ 789 99 528 874 1078 1054 827 850 797 Maintenance, rep., ins., oth. exp..... 559 51 327 628 646 751 716 763 651 Rented dwellings....................... 1588 2465 2535 1733 1112 980 916 787 1091 Other lodging.......................... 323 173 142 339 561 488 260 337 156 Utilities, fuels, and public services... 1990 983 1799 2208 2493 2247 1779 1920 1586 Natural gas............................ 250 85 209 268 302 304 257 277 231 Electricity............................ 803 344 722 911 1000 913 721 786 632 Fuel oil and other fuels............... 102 26 65 88 122 135 146 143 150 Telephone.............................. 618 471 629 684 803 641 440 487 376 Water and other public services........ 217 57 175 256 266 255 215 227 197 Household operations.................... 448 145 545 573 386 388 413 281 592 Personal services...................... 211 107 433 321 63 59 119 19 255 Other household expenses............... 237 38 113 252 323 330 294 262 338 Housekeeping supplies................... 424 178 370 507 488 499 381 430 315 Laundry and cleaning supplies.......... 116 59 109 146 142 128 87 99 71 Other household products............... 185 64 141 225 225 233 169 195 133 Postage and stationery................. 123 54 120 136 121 138 125 136 111 Household furnishings and equipment..... 1200 521 1228 1425 1602 1422 744 891 544 Household textiles..................... 100 35 73 126 140 130 76 99 45 Furniture.............................. 294 164 342 356 410 302 139 143 133 Floor coverings........................ 115 7 126 78 211 207 54 64 41 Major appliances....................... 132 58 124 159 140 163 115 133 89 Small appliances, misc. housewares..... 81 32 67 86 104 112 69 78 56 Miscellaneous household equipment...... 477 224 496 620 598 508 292 373 180 Apparel and services..................... 1735 1201 1722 2347 2245 1622 1002 1270 638 Men and boys............................ 429 249 454 623 557 388 197 262 110 Men, 16 and over....................... 345 220 351 448 487 344 173 225 102 Boys, 2 to 15.......................... 84 29 103 175 70 44 25 37 8 Women and girls......................... 706 416 605 964 919 713 482 646 259 Women, 16 and over..................... 607 392 500 749 810 663 461 616 251 Girls, 2 to 15......................... 99 24 105 214 108 50 21 30 9 Children under 2........................ 82 144 140 96 63 49 24 34 11 Footwear................................ 242 158 230 315 335 206 162 169 153 Other apparel products and services..... 277 235 293 349 371 266 137 160 105 Transportation........................... 5151 3867 5176 6303 6705 5525 3000 3906 1765 Vehicle purchases (net outlay).......... 2111 1916 2196 2682 2553 2215 1109 1535 528 Cars and trucks, new................... 1078 632 951 1412 1268 1233 776 1102 333 Cars and trucks, used.................. 1013 1179 1224 1246 1274 979 331 431 195 Other vehicles......................... 20 104 21 24 12 2 2 3 0 Gasoline and motor oil.................. 995 711 1013 1197 1316 1048 600 758 385 Other vehicle expenses.................. 1741 1060 1708 2085 2432 1884 1057 1322 696 Vehicle finance charges................ 282 208 367 348 396 260 84 129 24 Maintenance and repairs................ 614 381 550 740 831 719 404 503 268 Vehicle insurance...................... 614 375 560 714 880 665 422 498 317 Veh. rent., leas., licen., oth. chges.. 231 97 231 283 325 241 148 192 87 Public transportation................... 304 181 259 340 404 378 233 290 156 Health care.............................. 1554 360 1030 1487 1727 1846 2257 2300 2197 Health insurance........................ 656 144 417 583 633 749 1111 1081 1152 Medical services........................ 555 131 417 630 706 672 579 671 455 Drugs................................... 252 56 137 181 265 339 444 421 476 Medical supplies........................ 92 30 59 94 123 88 122 128 115 Entertainment............................ 1472 906 1630 1776 1990 1718 673 841 444 Fees and admissions..................... 378 233 340 503 516 404 217 257 163 Television, radios, sound equipment..... 468 393 499 577 633 442 243 296 172 Pets, toys, and playground equipment.... 271 139 307 365 333 298 121 156 73 Other supplies, equip., and services.... 356 141 484 331 507 573 92 132 37 Personal care products and services...... 399 239 380 478 490 409 316 346 275 Reading.................................. 163 72 140 189 198 198 144 165 116 Education................................ 447 871 323 507 835 465 54 66 38 Tobacco products and smoking supplies.... 276 196 279 332 374 318 147 198 76 Miscellaneous............................ 860 291 729 1119 1164 1061 572 657 456 Cash contributions....................... 950 107 438 1002 1340 1386 1146 1248 1008 Personal insurance and pensions.......... 2787 967 2903 3811 4317 3462 709 1033 268 Life and other personal insurance....... 356 52 238 415 576 532 248 312 161 Pensions and Social Security............ 2431 916 2666 3396 3741 2930 461 721 107 Money income before taxes 1/.............. 33901 14319 34032 41871 48413 38285 20004 22723 16247 Wages and salaries....................... 25553 12083 30274 36146 39636 27400 3926 6056 981 Self-employment income................... 2552 294 1977 3428 5553 2781 807 1090 417 Soc. Sec., priv. and gov. retirement..... 3584 63 228 427 1097 5388 12162 12562 11608 Int., divid., rent. inc., property inc... 1164 106 353 648 1079 1696 2642 2553 2764 Unemp. and workers' compen., vet. ben.... 245 97 237 324 348 344 95 114 69 Pub. ass., supp. sec. inc., foodstamps... 389 610 565 346 322 439 198 194 204 Regular contributions for support........ 284 779 229 400 286 146 116 76 170 Other income............................. 130 288 169 152 92 91 59 77 34 Personal taxes 1/......................... 3172 799 3169 4288 4585 3884 1489 1384 1634 Federal income taxes..................... 2431 606 2427 3273 3576 2952 1132 1024 1280 State and local income taxes............. 612 189 681 858 847 704 226 219 236 Other taxes.............................. 128 4 60 157 162 228 132 141 118 Income after taxes 1/..................... 30729 13521 30863 37583 43828 34401 18515 21339 14612 Net change in total assets and liabilities 478 -161 -1781 -102 529 6055 101 -340 700 Net change in total assets............... 3005 1296 4171 4693 2763 4025 263 137 435 Net change in total liabilities.......... 2526 1457 5953 4795 2235 -2031 162 476 -266 Other money receipts...................... 317 191 131 323 508 569 243 236 251 Mortgage principal paid, owned property... -578 -62 -465 -846 -1019 -671 -211 -307 -80 Estimated market value of owned home...... 67519 6131 41229 74795 92641 94437 72643 77645 65833 Est. monthly rental value of owned home... 413 41 293 459 544 534 445 475 403 Gifts of goods and services............... 1000 485 708 1030 1573 1392 773 941 545 Food.................................... 79 24 36 105 136 115 50 71 22 Housing................................. 272 149 215 287 370 357 231 250 205 Housekeeping supplies................. 41 19 37 47 49 44 38 45 28 Household textiles.................... 13 4 7 11 17 31 10 15 3 Appliances and misc. housewares....... 30 12 19 25 36 60 28 40 12 Major appliances.................... 6 3 3 5 9 11 5 7 3 Small appl. and misc. housewares.... 24 8 17 20 27 49 23 33 10 Miscellaneous household equipment..... 73 22 77 80 85 91 61 76 40 Other housing......................... 116 93 75 125 184 130 95 74 123 Apparel and services.................... 259 196 226 286 325 325 197 269 100 Males 2 and over...................... 72 50 70 66 92 98 59 77 34 Females 2 and over.................... 99 69 65 124 130 113 87 121 39 Children under 2...................... 36 23 43 39 42 45 21 29 11 Other apparel products and services... 52 54 48 57 61 69 30 42 15 Jewelry and watches................. 27 27 34 27 32 23 17 24 9 All other apparel products and serv. 25 27 15 30 29 46 13 18 7 Transportation.......................... 56 8 66 47 117 54 30 34 26 Health care............................. 29 1 6 20 29 29 72 73 70 Entertainment........................... 70 28 62 70 93 125 43 59 23 Toys, games, hobbies, and tricycles... 28 10 24 27 25 66 16 25 5 Other entertainment................... 43 18 38 43 68 59 27 33 18 Education............................... 116 31 7 98 347 255 16 20 10 All other gifts......................... 118 47 90 118 157 133 133 166 88 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary