Table 2. By INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1991 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 84021 5249 11120 9252 7821 13647 11079 8019 17833 Income before taxes 1/.................... 33901 2233 7589 12430 17301 24816 34402 44548 79902 Income after taxes 1/..................... 30729 1558 7432 12148 16524 22821 31430 40599 70890 Age of reference person................... 47.3 42 55.7 52.2 49.9 46.2 43.8 43.2 45 Average number in consumer unit:.......... Persons.................................. 2.6 1.8 1.8 2.3 2.4 2.5 2.8 3 3.2 Children under 18........................ 0.7 0.4 0.5 0.6 0.6 0.7 0.8 0.9 0.9 Persons 65 and over...................... 0.3 0.2 0.5 0.5 0.5 0.3 0.2 0.1 0.1 Earners.................................. 1.4 0.8 0.6 0.9 1.1 1.3 1.6 1.9 2.1 Vehicles................................. 2 0.9 0.9 1.4 1.6 2 2.4 2.6 2.9 Percent distribution: Male..................................... 65 42 38 53 60 67 76 78 83 Female................................... 35 58 62 47 40 33 24 22 17 Percent homeowner........................ 62 33 44 52 54 57 68 75 87 With mortgage........................... 38 13 11 16 23 32 46 58 73 Without mortgage........................ 24 20 33 35 31 25 22 18 14 Renter................................... 38 67 56 48 46 43 32 25 13 Black.................................... 11 18 18 16 13 9 8 6 5 White and other.......................... 89 82 82 84 87 91 92 94 95 Elementary (1-8)......................... 10 18 23 15 15 8 5 4 2 High school (9-12)....................... 43 39 48 54 52 48 44 42 26 College.................................. 47 42 27 30 32 44 51 54 72 Never attended and other................. 0 1 2 1 0 0 0 0 0 At least one vehicle owned............... 87 59 61 81 87 93 96 97 98 Average annual expenditures............... 30487 13588 13119 18092 20293 25060 32483 38204 56946 Food..................................... 4367 2118 2420 3213 3463 3834 4763 5638 6955 Food at home............................ 2725 1449 1851 2268 2379 2518 2959 3322 3841 Cereals and bakery products............ 414 206 280 335 375 378 454 498 592 Cereals and cereal products........... 149 80 106 123 140 137 157 182 206 Bakery products....................... 265 126 174 211 235 241 297 316 386 Meats, poultry, fish, and eggs......... 725 445 533 667 619 679 764 841 974 Beef.................................. 239 127 176 205 194 223 260 288 329 Pork.................................. 147 111 117 138 142 144 153 170 172 Other meats........................... 103 70 71 94 91 97 112 119 135 Poultry............................... 124 71 88 122 95 119 119 133 178 Fish and seafood...................... 82 43 54 72 68 66 83 98 127 Eggs.................................. 32 25 27 36 30 30 37 33 33 Dairy products......................... 307 166 202 248 273 282 332 378 436 Fresh milk and cream.................. 135 79 105 125 123 128 144 171 165 Other dairy products.................. 172 87 98 124 150 154 188 207 271 Fruits and vegetables.................. 438 227 302 376 379 404 471 529 616 Fresh fruits.......................... 133 62 89 111 116 116 140 171 193 Fresh vegetables...................... 131 73 94 117 111 122 139 153 183 Processed fruits...................... 99 47 65 86 87 95 108 111 144 Processed vegetables.................. 75 45 55 63 64 71 85 94 96 Other food at home..................... 842 405 533 641 733 775 938 1076 1223 Sugar and other sweets................ 105 59 76 91 96 97 121 118 139 Fats and oils......................... 73 37 54 61 65 71 82 85 97 Miscellaneous foods................... 388 165 242 286 340 358 426 538 562 Nonalcoholic beverages................ 233 129 151 183 209 217 260 285 330 Food prep. by cu, out-of-town trips... 43 14 11 19 23 32 49 50 95 Food away from home..................... 1642 670 569 945 1084 1317 1804 2316 3113 Alcoholic beverages...................... 314 169 111 140 249 271 390 404 564 Housing.................................. 9325 4823 4892 5881 6554 7730 9719 11124 16647 Shelter................................. 5208 2837 2679 3107 3591 4245 5309 6252 9488 Owned dwellings........................ 3280 1358 996 1233 1541 2036 3175 4318 7643 Mortgage interest and charges......... 1952 757 257 410 647 1051 1929 2850 5032 Property taxes........................ 768 368 372 462 489 538 712 860 1583 Maintenance, rep., ins., oth. exp..... 560 233 367 361 405 446 535 609 1028 Rented dwellings....................... 1609 1353 1599 1798 1891 2034 1829 1556 1033 Other lodging.......................... 319 127 84 76 159 176 305 377 812 Utilities, fuels, and public services... 1961 1161 1347 1594 1728 1846 2076 2237 2765 Natural gas............................ 241 141 194 204 205 205 242 268 349 Electricity............................ 792 446 526 633 698 750 847 911 1125 Fuel oil and other fuels............... 103 55 81 86 95 116 113 108 127 Telephone.............................. 609 415 413 511 553 578 645 687 827 Water and other public services........ 217 104 133 159 177 197 229 263 337 Household operations.................... 452 154 153 316 230 314 376 477 1036 Personal services...................... 225 71 57 170 110 172 230 274 469 Other household expenses............... 227 83 96 145 120 142 147 203 567 Housekeeping supplies................... 451 242 231 326 322 380 464 604 768 Laundry and cleaning supplies.......... 124 81 76 102 99 113 134 167 173 Other household products............... 198 67 96 129 115 149 194 284 383 Postage and stationery................. 130 93 59 94 108 119 135 153 212 Household furnishings and equipment..... 1252 428 482 539 683 944 1495 1555 2589 Household textiles..................... 107 26 43 44 72 86 124 156 210 Furniture.............................. 297 112 108 119 193 154 370 365 642 Floor coverings........................ 129 12 88 19 26 49 285 120 275 Major appliances....................... 132 63 65 70 109 121 139 138 238 Small appliances, misc. housewares..... 83 38 24 39 49 61 87 109 178 Miscellaneous household equipment...... 503 176 155 247 234 474 491 667 1045 Apparel and services..................... 1801 848 780 1094 1178 1326 1952 2186 3520 Men and boys............................ 449 153 171 281 241 302 517 626 898 Men, 16 and over....................... 358 98 116 190 203 238 385 500 767 Boys, 2 to 15.......................... 91 54 55 91 38 64 132 125 131 Women and girls......................... 725 380 338 387 451 508 779 812 1492 Women, 16 and over..................... 624 354 311 342 397 429 663 660 1287 Girls, 2 to 15......................... 101 26 27 45 54 78 117 152 205 Children under 2........................ 86 54 56 57 47 79 99 114 131 Footwear................................ 258 117 120 213 256 206 285 318 412 Other apparel products and services..... 284 145 94 156 183 231 271 316 588 Transportation........................... 5235 1926 1723 3130 3362 4700 5872 7227 9443 Vehicle purchases (net outlay).......... 2154 703 519 1363 1134 1917 2317 3259 4042 Cars and trucks, new................... 1073 344 138 419 634 823 1033 1712 2329 Cars and trucks, used.................. 1061 359 378 926 481 1085 1237 1518 1683 Other vehicles......................... 21 0 3 17 19 9 47 29 30 Gasoline and motor oil.................. 998 506 445 633 830 979 1197 1293 1510 Other vehicle expenses.................. 1776 565 595 979 1221 1597 2069 2365 3225 Vehicle finance charges................ 280 57 54 118 178 246 354 418 534 Maintenance and repairs................ 642 249 249 366 434 591 753 841 1126 Vehicle insurance...................... 620 201 232 388 449 576 694 829 1073 Veh. rent., leas., licen., oth. chges.. 234 58 60 107 160 184 267 277 492 Public transportation................... 308 151 164 156 177 207 290 310 666 Health care.............................. 1563 921 1085 1350 1423 1559 1613 1691 2137 Health insurance........................ 652 316 525 569 661 677 723 697 786 Medical services........................ 561 420 250 417 401 540 562 637 924 Drugs................................... 258 134 260 280 293 253 247 249 283 Medical supplies........................ 91 51 50 84 68 89 81 107 144 Entertainment............................ 1523 819 477 624 863 1121 1735 1847 3178 Fees and admissions..................... 384 170 102 123 210 245 395 454 905 Television, radios, sound equipment..... 476 229 220 287 335 416 493 570 864 Pets, toys, and playground equipment.... 286 97 105 128 222 246 289 393 549 Other supplies, equip., and services.... 377 323 51 86 96 213 558 429 860 Personal care products and services...... 419 179 212 288 305 364 451 527 723 Reading.................................. 168 73 67 100 117 150 174 212 308 Education................................ 434 597 239 167 126 235 320 457 995 Tobacco products and smoking supplies.... 278 170 183 257 307 292 323 355 293 Miscellaneous............................ 878 440 320 366 603 720 1013 1139 1664 Cash contributions....................... 1040 235 313 765 648 728 863 986 2418 Personal insurance and pensions.......... 3142 269 298 716 1095 2031 3295 4410 8100 Life and other personal insurance....... 354 81 114 147 185 247 363 425 809 Pensions and Social Security............ 2788 188 183 569 910 1784 2932 3985 7291 Money income before taxes 1/.............. 33901 2233 7589 12430 17301 24816 34402 44548 79902 Wages and salaries....................... 25553 1265 1875 5472 10042 17620 27462 37766 64081 Self-employment income................... 2552 -854 154 407 420 1055 1689 2067 8996 Soc. Sec., priv. and gov. retirement..... 3584 890 3844 4628 5168 4288 3375 2663 2986 Int., divid., rent. inc., property inc... 1164 85 138 383 582 962 1044 1229 2982 Unemp. and workers' compen., vet. ben.... 245 33 122 217 281 305 307 376 238 Pub. ass., supp. sec. inc., foodstamps... 389 520 1138 843 444 195 137 115 52 Regular contributions for support........ 284 188 149 341 257 255 300 247 408 Other income............................. 130 104 169 137 107 137 89 85 159 Personal taxes 1/......................... 3172 675 157 281 777 1996 2972 3949 9012 Federal income taxes..................... 2431 469 84 157 571 1464 2264 3017 7050 State and local income taxes............. 612 122 27 63 155 400 576 823 1696 Other taxes.............................. 128 83 46 62 50 132 132 109 265 Income after taxes 1/..................... 30729 1558 7432 12148 16524 22821 31430 40599 70890 Net change in total assets and liabilities 300 -2445 -254 -686 -1062 -850 87 -392 3886 Net change in total assets............... 3194 -633 -209 799 8 677 3584 2782 10951 Net change in total liabilities.......... 2894 1813 44 1486 1071 1526 3497 3174 7065 Other money receipts...................... 345 240 48 152 238 312 268 370 768 Mortgage principal paid, owned property... -576 -285 -115 -200 -206 -343 -544 -683 -1458 Estimated market value of owned home...... 65747 25473 27583 38369 39259 47137 62705 75064 139159 Est. monthly rental value of owned home... 408 166 201 254 270 310 401 498 787 Gifts of goods and services............... 1007 541 457 424 506 676 1030 1044 2261 Food.................................... 80 42 20 22 45 49 108 69 187 Housing................................. 279 151 126 102 154 207 245 303 635 Housekeeping supplies................. 42 37 14 27 29 34 41 70 70 Household textiles.................... 14 3 5 4 10 11 13 18 29 Appliances and misc. housewares....... 31 4 9 13 13 24 29 46 70 Major appliances.................... 6 2 3 5 3 7 5 8 10 Small appl. and misc. housewares.... 25 2 6 8 11 17 24 37 59 Miscellaneous household equipment..... 78 11 22 29 29 67 78 102 185 Other housing......................... 114 95 76 30 73 71 83 67 280 Apparel and services.................... 263 106 121 153 170 189 347 298 497 Males 2 and over...................... 74 22 39 56 43 50 95 80 140 Females 2 and over.................... 99 36 44 29 83 68 144 92 202 Children under 2...................... 37 23 26 16 21 30 44 51 63 Other apparel products and services... 53 25 12 51 22 41 64 75 93 Jewelry and watches................. 28 18 6 14 12 19 24 45 59 All other apparel products and serv. 25 7 7 38 10 22 40 30 35 Transportation.......................... 60 6 14 12 6 22 33 33 210 Health care............................. 27 120 35 15 6 13 14 12 38 Entertainment........................... 72 23 27 38 37 60 76 91 145 Toys, games, hobbies, and tricycles... 29 6 12 9 19 31 31 38 52 Other entertainment................... 43 16 15 29 18 29 45 53 93 Education............................... 100 26 18 5 6 36 71 69 346 All other gifts......................... 126 68 94 77 81 101 135 169 203 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary