Table 7. By HOUSING TENURE, RACE OF REFERENCE PERSON, AND TYPE OF AREA: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1991 All Housing tenure Race of Type of area Item consumer reference person units Homeowner Renter White and Black Urban Rural other ______________________________________________________________________ Number of consumer units (in thousands)... 97918 61870 36048 87155 10763 84497 13421 Income before taxes 1/.................... 33901 41033 22039 35311 21929 34867 27540 Income after taxes 1/..................... 30729 37009 20285 31929 20544 31547 25348 Age of reference person................... 47.5 51.9 40.1 47.7 46.3 47.1 50.2 Average number in consumer unit:.......... Persons.................................. 2.6 2.7 2.3 2.5 2.8 2.5 2.7 Children under 18........................ 0.7 0.7 0.7 0.7 1 0.7 0.7 Persons 65 and over...................... 0.3 0.4 0.2 0.3 0.2 0.3 0.4 Earners.................................. 1.4 1.5 1.2 1.4 1.3 1.4 1.4 Vehicles................................. 2 2.4 1.2 2.1 1.1 1.9 2.5 Percent distribution: Male..................................... 65 72 54 68 46 63 78 Female................................... 35 28 46 32 54 37 22 Percent homeowner........................ 63 100 0 66 41 61 80 With mortgage........................... 39 61 0 40 25 39 38 Without mortgage........................ 25 39 0 26 17 22 41 Renter................................... 37 0 100 34 59 39 20 Black.................................... 11 7 18 0 100 12 6 White and other.......................... 89 93 82 100 0 88 94 Elementary (1-8)......................... 10 10 9 9 15 9 16 High school (9-12)....................... 43 43 44 42 53 42 50 College.................................. 46 46 46 48 32 48 33 Never attended and other................. 1 0 1 1 1 0 1 At least one vehicle owned............... 86 94 73 89 66 85 92 Average annual expenditures............... 29614 34531 21066 30794 20091 30382 24785 Food..................................... 4271 4775 3358 4387 3352 4331 3899 Food at home............................ 2651 2948 2107 2676 2448 2654 2630 Cereals and bakery products............ 404 456 309 412 347 404 405 Cereals and cereal products........... 145 160 119 146 139 145 149 Bakery products....................... 259 297 191 266 208 260 257 Meats, poultry, fish, and eggs......... 709 767 601 682 922 713 682 Beef.................................. 228 248 193 223 269 228 228 Pork.................................. 144 155 125 135 215 143 154 Other meats........................... 102 112 85 100 116 101 107 Poultry............................... 122 131 105 116 169 125 101 Fish and seafood...................... 81 91 63 77 114 84 62 Eggs.................................. 31 32 30 30 38 31 29 Dairy products......................... 294 329 229 306 200 293 303 Fresh milk and cream.................. 129 140 110 134 94 128 139 Other dairy products.................. 165 189 119 172 105 165 164 Fruits and vegetables.................. 429 483 330 436 373 434 397 Fresh fruits.......................... 133 153 98 137 105 136 115 Fresh vegetables...................... 127 140 103 129 109 130 109 Processed fruits...................... 97 110 73 98 87 97 93 Processed vegetables.................. 72 81 57 72 72 71 81 Other food at home..................... 815 912 637 841 607 810 843 Sugar and other sweets................ 101 115 76 103 82 100 105 Fats and oils......................... 72 82 53 72 66 71 77 Miscellaneous foods................... 375 416 300 389 268 372 394 Nonalcoholic beverages................ 224 248 181 230 180 223 233 Food prep. by cu, out-of-town trips... 42 52 26 46 10 44 34 Food away from home..................... 1620 1827 1251 1711 904 1676 1269 Alcoholic beverages...................... 297 297 296 314 159 315 185 Housing.................................. 9252 10566 6971 9570 6692 9644 6784 Shelter................................. 5191 5621 4454 5389 3585 5533 3040 Owned dwellings........................ 3280 5159 57 3512 1409 3447 2232 Mortgage interest and charges......... 1932 3040 31 2074 782 2065 1094 Property taxes........................ 789 1238 19 840 380 815 624 Maintenance, rep., ins., oth. exp..... 559 881 7 598 247 567 514 Rented dwellings....................... 1588 32 4258 1525 2093 1745 598 Other lodging.......................... 323 430 139 353 83 341 210 Utilities, fuels, and public services... 1990 2381 1319 2005 1866 1983 2032 Natural gas............................ 250 314 139 244 294 274 96 Electricity............................ 803 976 506 815 704 781 943 Fuel oil and other fuels............... 102 143 31 110 40 85 211 Telephone.............................. 618 649 564 613 657 621 601 Water and other public services........ 217 298 78 223 171 223 180 Household operations.................... 448 557 261 480 192 474 288 Personal services...................... 211 236 168 223 119 224 130 Other household expenses............... 237 320 93 257 73 249 159 Housekeeping supplies................... 424 504 276 441 289 431 375 Laundry and cleaning supplies.......... 116 132 88 116 119 117 113 Other household products............... 185 233 97 193 121 187 170 Postage and stationery................. 123 139 92 132 49 128 92 Household furnishings and equipment..... 1200 1503 661 1255 760 1224 1049 Household textiles..................... 100 127 52 105 59 103 80 Furniture.............................. 294 345 206 303 222 305 223 Floor coverings........................ 115 173 11 118 97 117 106 Major appliances....................... 132 167 73 134 121 129 150 Small appliances, misc. housewares..... 81 101 43 87 30 83 66 Miscellaneous household equipment...... 477 590 276 509 230 486 424 Apparel and services..................... 1735 1921 1400 1726 1803 1808 1277 Men and boys............................ 429 481 335 431 405 437 374 Men, 16 and over....................... 345 393 257 354 273 352 298 Boys, 2 to 15.......................... 84 88 78 78 132 85 76 Women and girls......................... 706 813 512 706 703 737 508 Women, 16 and over..................... 607 695 447 608 607 637 420 Girls, 2 to 15......................... 99 117 65 99 96 100 88 Children under 2........................ 82 78 90 82 86 85 64 Footwear................................ 242 262 204 226 364 252 180 Other apparel products and services..... 277 288 258 281 246 297 151 Transportation........................... 5151 6127 3471 5413 3029 5166 5055 Vehicle purchases (net outlay).......... 2111 2581 1305 2257 931 2106 2142 Cars and trucks, new................... 1078 1378 564 1152 477 1097 958 Cars and trucks, used.................. 1013 1187 714 1082 451 989 1163 Other vehicles......................... 20 16 27 22 3 20 21 Gasoline and motor oil.................. 995 1152 727 1031 708 960 1215 Other vehicle expenses.................. 1741 2063 1184 1813 1158 1774 1529 Vehicle finance charges................ 282 330 198 291 204 282 282 Maintenance and repairs................ 614 727 416 640 406 618 586 Vehicle insurance...................... 614 729 418 637 434 630 519 Veh. rent., leas., licen., oth. chges.. 231 277 151 245 114 245 142 Public transportation................... 304 332 255 313 232 325 169 Health care.............................. 1554 1927 912 1640 857 1525 1736 Health insurance........................ 656 822 370 688 400 642 746 Medical services........................ 555 679 341 590 272 554 560 Drugs................................... 252 312 147 264 149 239 332 Medical supplies........................ 92 113 54 99 37 91 98 Entertainment............................ 1472 1750 993 1578 620 1521 1167 Fees and admissions..................... 378 472 216 410 114 401 234 Television, radios, sound equipment..... 468 513 390 482 351 480 391 Pets, toys, and playground equipment.... 271 325 175 291 105 269 278 Other supplies, equip., and services.... 356 440 212 394 50 371 263 Personal care products and services...... 399 457 293 404 352 416 289 Reading.................................. 163 193 111 174 74 168 134 Education................................ 447 487 378 476 206 478 248 Tobacco products and smoking supplies.... 276 272 285 282 228 269 325 Miscellaneous............................ 860 1038 553 903 517 872 788 Cash contributions....................... 950 1269 403 1001 536 1004 611 Personal insurance and pensions.......... 2787 3453 1643 2925 1665 2866 2289 Life and other personal insurance....... 356 474 153 363 302 360 331 Pensions and Social Security............ 2431 2979 1490 2563 1364 2506 1957 Money income before taxes 1/.............. 33901 41033 22039 35311 21929 34867 27540 Wages and salaries....................... 25553 30271 17707 26498 17532 26574 18835 Self-employment income................... 2552 3526 931 2803 422 2541 2620 Soc. Sec., priv. and gov. retirement..... 3584 4814 1540 3764 2058 3511 4068 Int., divid., rent. inc., property inc... 1164 1681 305 1284 146 1181 1054 Unemp. and workers' compen., vet. ben.... 245 275 194 251 189 232 326 Pub. ass., supp. sec. inc., foodstamps... 389 143 797 283 1286 418 199 Regular contributions for support........ 284 254 333 300 146 279 317 Other income............................. 130 68 233 127 151 131 121 Personal taxes 1/......................... 3172 4024 1754 3382 1385 3321 2192 Federal income taxes..................... 2431 3053 1398 2602 981 2569 1528 State and local income taxes............. 612 772 346 643 352 628 507 Other taxes.............................. 128 200 10 137 52 124 157 Income after taxes 1/..................... 30729 37009 20285 31929 20544 31547 25348 Net change in total assets and liabilities 478 1109 -604 499 308 305 1568 Net change in total assets............... 3005 5021 -457 3355 167 3110 2339 Net change in total liabilities.......... 2526 3912 148 2856 -141 2805 771 Other money receipts...................... 317 407 162 354 12 311 351 Mortgage principal paid, owned property... -578 -891 -41 -618 -255 -583 -551 Estimated market value of owned home...... 67519 106075 1346 72319 28654 70260 50267 Est. monthly rental value of owned home... 413 654 0 438 212 431 301 Gifts of goods and services............... 1000 1213 625 1048 607 1047 705 Food.................................... 79 103 37 85 33 85 39 Housing................................. 272 321 184 291 119 280 221 Housekeeping supplies................. 41 48 28 44 14 42 32 Household textiles.................... 13 17 5 14 5 14 8 Appliances and misc. housewares....... 30 40 11 32 10 31 21 Major appliances.................... 6 8 2 6 4 6 6 Small appl. and misc. housewares.... 24 32 9 26 6 26 15 Miscellaneous household equipment..... 73 93 37 80 21 75 64 Other housing......................... 116 123 103 121 68 119 96 Apparel and services.................... 259 292 200 260 248 269 195 Males 2 and over...................... 72 81 56 75 52 73 67 Females 2 and over.................... 99 116 68 98 105 102 76 Children under 2...................... 36 39 31 36 34 38 24 Other apparel products and services... 52 56 44 51 57 55 28 Jewelry and watches................. 27 29 22 29 10 30 9 All other apparel products and serv. 25 26 22 22 47 26 19 Transportation.......................... 56 71 30 58 38 62 19 Health care............................. 29 36 19 33 4 28 40 Entertainment........................... 70 83 48 75 33 74 47 Toys, games, hobbies, and tricycles... 28 33 18 30 11 29 16 Other entertainment................... 43 50 31 45 23 45 31 Education............................... 116 166 30 124 46 124 64 All other gifts......................... 118 141 78 122 85 124 80 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary