Table 6. By NUMBER OF EARNERS IN CONSUMER UNIT: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1995 All Single consumers Consumer units of two or more persons Item consumer No One No One Two Three or units earner earner earner earner earners more ______________________________________________________________________ Number of consumer units (in thousands)... 103,123 11,545 17,636 10,796 19,825 32,757 10,564 Income before taxes 1/.................... $36,918 $11,539 $27,456 $18,923 $32,842 $51,606 $61,043 Income after taxes 1/..................... 33,864 11,209 24,406 18,531 30,502 47,000 55,867 Age of reference person................... 48.0 68.5 39.6 63.0 46.7 41.6 46.6 Average number in consumer unit:.......... Persons.................................. 2.5 1.0 1.0 2.5 3.0 3.1 4.4 Children under 18........................ 0.7 0.0 0.0 0.6 1.1 0.9 1.2 Persons 65 and over...................... 0.3 0.7 0.1 1.2 0.3 0.1 0.1 Earners.................................. 1.3 0.0 1.0 0.0 1.0 2.0 3.4 Vehicles................................. 1.9 0.7 1.1 1.5 1.9 2.5 3.4 Percent distribution: Male..................................... 62 30 55 66 59 75 75 Female................................... 38 70 45 34 41 25 25 Percent homeowner........................ 64 57 37 72 63 73 83 With mortgage........................... 38 9 24 14 36 56 62 Without mortgage........................ 26 48 13 58 27 17 21 Renter................................... 36 43 63 28 37 27 17 Black.................................... 11 12 9 16 15 9 7 White and other.......................... 89 88 91 84 85 91 93 Elementary (1-8)......................... 9 21 3 19 9 4 6 High school (9-12)....................... 44 50 32 53 51 41 45 College.................................. 47 28 65 28 39 55 49 Never attended and other................. 0 1 0 0 0 0 1 At least one vehicle owned............... 86 57 79 79 89 95 98 Average annual expenditures............... $32,264 $13,169 $23,388 $22,756 $32,168 $41,073 $50,276 Food..................................... 4,505 2,056 2,771 3,838 4,761 5,429 7,303 Food at home............................ 2,803 1,548 1,314 2,817 3,230 3,264 4,449 Cereals and bakery products............ 441 252 202 430 511 513 709 Cereals and cereal products........... 165 84 71 162 202 190 271 Bakery products....................... 276 168 131 268 309 323 438 Meats, poultry, fish, and eggs......... 752 384 319 774 895 875 1,224 Beef.................................. 228 114 88 231 267 269 386 Pork.................................. 156 78 61 188 180 180 255 Other meats........................... 104 62 41 98 121 121 175 Poultry............................... 138 66 63 121 171 160 227 Fish and seafood...................... 97 44 54 100 121 112 137 Eggs.................................. 30 20 12 35 35 35 44 Dairy products......................... 297 170 135 293 343 345 474 Fresh milk and cream.................. 123 75 51 126 148 141 196 Other dairy products.................. 174 95 84 167 195 205 278 Fruits and vegetables.................. 457 296 223 502 537 515 659 Fresh fruits.......................... 144 101 74 164 173 155 208 Fresh vegetables...................... 137 87 70 149 164 153 201 Processed fruits...................... 96 59 45 106 109 113 132 Processed vegetables.................. 80 50 34 84 91 94 118 Other food at home..................... 856 446 435 818 944 1,016 1,382 Sugar and other sweets................ 112 67 51 127 126 129 174 Fats and oils......................... 82 57 33 91 95 95 122 Miscellaneous foods................... 377 183 194 337 416 457 604 Nonalcoholic beverages................ 240 123 130 222 258 282 409 Food prep. by cu, out-of-town trips... 45 15 28 41 50 54 73 Food away from home..................... 1,702 507 1,457 1,021 1,531 2,165 2,855 Alcoholic beverages...................... 277 94 340 193 230 328 360 Housing.................................. 10,458 5,323 8,133 8,053 11,035 12,895 13,746 Shelter................................. 5,928 3,041 5,218 3,653 6,313 7,305 7,603 Owned dwellings........................ 3,749 1,374 2,150 2,165 3,911 5,226 5,745 Mortgage interest and charges......... 2,104 221 1,208 436 2,146 3,345 3,431 Property taxes........................ 930 555 455 894 1,088 1,104 1,335 Maintenance, rep., ins., oth. exp..... 715 598 486 835 677 777 979 Rented dwellings....................... 1,788 1,539 2,777 1,140 1,975 1,636 1,194 Other lodging.......................... 391 127 291 348 427 443 665 Utilities, fuels, and public services... 2,191 1,426 1,418 2,061 2,350 2,527 3,105 Natural gas............................ 268 197 152 292 293 298 376 Electricity............................ 869 564 511 839 946 1,014 1,238 Fuel oil and other fuels............... 86 93 46 117 85 88 110 Telephone.............................. 708 398 578 565 756 816 985 Water and other public services........ 259 175 131 247 271 310 397 Household operations.................... 509 296 222 400 528 795 404 Personal services...................... 258 81 49 162 271 503 117 Other household expenses............... 250 215 172 239 257 292 287 Housekeeping supplies................... 430 236 234 465 475 512 582 Laundry and cleaning supplies.......... 110 43 58 120 128 131 163 Other household products............... 194 118 87 199 224 239 251 Postage and stationery................. 125 76 89 146 124 142 168 Household furnishings and equipment..... 1,401 324 1,042 1,473 1,368 1,756 2,051 Household textiles..................... 100 29 76 64 111 131 130 Furniture.............................. 327 59 234 163 399 432 480 Floor coverings........................ 177 29 135 721 70 161 132 Major appliances....................... 155 79 79 140 175 186 244 Small appliances, misc. housewares..... 85 25 78 65 90 97 138 Miscellaneous household equipment...... 557 103 440 320 523 749 928 Apparel and services..................... 1,704 536 1,269 1,024 1,918 2,124 2,616 Men and boys............................ 425 60 340 248 450 544 695 Men, 16 and over....................... 329 53 321 185 283 412 591 Boys, 2 to 15.......................... 96 7 19 63 167 132 104 Women and girls......................... 660 257 473 438 717 803 1,066 Women, 16 and over..................... 559 243 456 369 560 659 937 Girls, 2 to 15......................... 101 14 17 70 157 144 129 Children under 2........................ 81 16 15 51 119 125 75 Footwear................................ 278 121 209 173 348 316 417 Other apparel products and services..... 259 82 232 114 283 336 363 Transportation........................... 6,014 1,566 3,806 3,434 5,704 8,078 11,390 Vehicle purchases (net outlay).......... 2,638 466 1,420 1,195 2,596 3,657 5,444 Cars and trucks, new................... 1,198 217 783 602 1,341 1,664 1,855 Cars and trucks, used.................. 1,406 249 596 548 1,240 1,946 3,540 Other vehicles......................... 34 0 40 45 15 47 49 Gasoline and motor oil.................. 1,006 313 672 652 958 1,329 1,766 Other vehicle expenses.................. 2,015 620 1,429 1,320 1,806 2,649 3,664 Vehicle finance charges................ 260 23 137 71 232 421 473 Maintenance and repairs................ 653 249 486 531 581 790 1,220 Vehicle insurance...................... 712 276 500 492 652 886 1,345 Veh. rent., leas., licen., oth. chges.. 389 74 305 226 342 552 627 Public transportation................... 355 167 286 267 343 443 515 Health care.............................. 1,732 1,539 828 2,481 1,733 1,878 2,240 Health insurance........................ 860 873 355 1,369 859 903 1,040 Medical services........................ 512 309 308 480 494 629 773 Drugs................................... 280 305 121 542 308 254 283 Medical supplies........................ 80 53 44 89 73 91 145 Entertainment............................ 1,612 546 1,282 1,013 1,513 2,142 2,468 Fees and admissions..................... 433 133 351 316 390 557 709 Television, radios, sound equipment..... 542 270 433 352 523 660 891 Pets, toys, and playground equipment.... 322 90 221 167 329 458 455 Other supplies, equip., and services.... 315 53 277 176 270 467 413 Personal care products and services...... 403 169 278 309 426 499 608 Reading.................................. 162 95 136 143 148 197 218 Education................................ 471 85 429 205 403 537 1,166 Tobacco products and smoking supplies.... 269 123 205 183 288 316 442 Miscellaneous............................ 766 360 845 487 798 884 938 Cash contributions....................... 925 549 668 1,083 800 1,078 1,361 Personal insurance and pensions.......... 2,964 129 2,398 309 2,411 4,687 5,418 Life and other personal insurance....... 373 105 161 244 381 535 635 Pensions and Social Security............ 2,591 23 2,237 66 2,030 4,153 4,783 Money income before taxes 1/.............. 36,918 11,539 27,456 18,923 32,842 51,606 61,043 Wages and salaries....................... 28,474 0 23,260 0 23,224 45,409 54,265 Self-employment income................... 2,034 0 1,555 0 2,257 3,098 3,436 Soc. Sec., priv. and gov. retirement..... 4,355 9,122 1,216 14,814 4,882 1,648 1,536 Int., divid., rent. inc., property inc... 861 1,422 533 1,630 803 718 601 Unemp. and workers' compen., vet. ben.... 279 309 212 205 321 274 379 Pub. ass., supp. sec. inc., foodstamps... 462 465 33 1,916 746 159 169 Regular contributions for support........ 273 140 400 253 326 177 420 Other income............................. 180 82 248 104 283 123 238 Personal taxes 1/......................... 3,054 331 3,050 391 2,340 4,606 5,176 Federal income taxes..................... 2,235 158 2,291 172 1,685 3,404 3,838 State and local income taxes............. 640 40 656 31 477 985 1,106 Other taxes.............................. 179 133 103 188 178 218 232 Income after taxes 1/..................... 33,864 11,209 24,406 18,531 30,502 47,000 55,867 Net change in total assets and liabilities (969) (934) (1,203) (458) 102 (1,513) (1,463) Net change in total assets............... 3,102 (785) 1,791 (354) 3,865 5,608 3,870 Net change in total liabilities.......... 4,071 149 2,994 104 3,763 7,121 5,333 Other money receipts...................... 462 692 407 218 488 499 388 Mortgage principal paid, owned property... (1,063) (142) (570) (251) (1,143) (1,514) (2,170) Estimated market value of owned home...... 71,655 49,512 37,741 71,108 73,072 87,171 102,253 Est. monthly rental value of owned home... 496 333 279 496 502 606 682 Gifts of goods and services............... 986 419 986 699 821 1,243 1,357 Food.................................... 88 45 70 38 71 121 141 Housing................................. 250 95 224 188 225 321 337 Housekeeping supplies................. 38 21 25 29 37 49 48 Household textiles.................... 10 3 11 5 9 14 11 Appliances and misc. housewares....... 27 6 28 21 26 33 41 Major appliances.................... 5 2 4 4 5 5 7 Small appl. and misc. housewares.... 23 4 24 17 21 27 34 Miscellaneous household equipment..... 66 27 82 66 47 75 82 Other housing......................... 108 39 79 66 105 150 154 Apparel and services.................... 258 89 299 154 208 330 321 Males 2 and over...................... 70 19 98 46 54 83 79 Females 2 and over.................... 94 29 103 67 78 113 136 Children under 2...................... 40 16 15 22 53 57 41 Other apparel products and services... 55 25 83 19 23 77 66 Jewelry and watches................. 27 9 54 13 11 35 18 All other apparel products and serv. 29 16 29 6 12 43 48 Transportation.......................... 48 27 52 56 47 48 58 Health care............................. 22 17 22 36 10 27 21 Entertainment........................... 86 46 94 70 66 112 90 Toys, games, hobbies, and tricycles... 29 11 30 21 26 39 31 Other entertainment................... 57 36 63 49 40 73 59 Education............................... 120 25 90 66 106 155 248 All other gifts......................... 114 75 136 91 87 129 141 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.