Table 2. Income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income 1/ |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 82,629| 4,660| 9,279| 8,974| 7,661| 12,554| 9,830| 7,528| 10,772| 11,373 Income before taxes 2/......................................| $38,014| $2,121| $7,609| $12,440| $17,305| $24,547| $34,523| $44,580| $58,533| $105,756 Income after taxes 2/.......................................| 34,864| 1,934| 7,419| 12,279| 16,849| 23,250| 32,003| 40,679| 53,437| 94,552 Age of reference person.....................................| 47.9| 40.9| 54.8| 53.5| 52.4| 48.7| 45.1| 44.2| 43.7| 45.5 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 2.5| 1.8| 1.7| 2.2| 2.4| 2.5| 2.7| 2.9| 3.1| 3.1 Children under 18..........................................| 0.7| 0.4| 0.4| 0.6| 0.6| 0.7| 0.8| 0.8| 0.9| 0.9 Persons 65 and over........................................| 0.3| 0.2| 0.5| 0.6| 0.6| 0.4| 0.3| 0.2| 0.1| 0.1 Earners....................................................| 1.4| 0.9| 0.5| 0.7| 0.9| 1.2| 1.5| 1.8| 2.0| 2.1 Vehicles...................................................| 1.9| 1.0| 0.9| 1.2| 1.6| 1.9| 2.1| 2.4| 2.7| 2.8 Percent distribution: | | | | | | | | | | Male.......................................................| 60| 48| 32| 42| 56| 60| 65| 71| 75| 79 Female.....................................................| 40| 52| 68| 58| 44| 40| 35| 29| 25| 21 Percent homeowner..........................................| 64| 32| 42| 52| 58| 59| 64| 74| 81| 88 With mortgage.............................................| 38| 11| 10| 17| 20| 28| 40| 54| 65| 72 Without mortgage..........................................| 26| 21| 32| 35| 38| 31| 24| 19| 15| 16 Renter.....................................................| 36| 68| 58| 48| 42| 41| 36| 26| 19| 12 Black......................................................| 11| 16| 20| 16| 12| 12| 10| 8| 7| 6 White and other............................................| 89| 84| 80| 84| 88| 88| 90| 92| 93| 94 Elementary (1-8)...........................................| 8| 10| 20| 17| 11| 8| 5| 3| 2| 1 High school (9-12).........................................| 40| 42| 49| 49| 51| 47| 39| 40| 34| 19 College....................................................| 51| 47| 29| 33| 38| 45| 56| 57| 64| 80 Never attended and other...................................| 0| 1| 1| 1| 0| 0| 0| 0| 0| 0 At least one vehicle owned.................................| 86| 60| 60| 78| 87| 90| 95| 95| 96| 96 Average annual expenditures.................................| $35,591| $16,608| $15,122| $18,730| $23,563| $28,199| $33,847| $40,714| $48,809| $73,550 Food.......................................................| 4,913| 2,568| 2,539| 3,275| 3,587| 4,109| 4,929| 5,576| 6,411| 8,260 Food at home..............................................| 2,999| 1,692| 1,937| 2,366| 2,425| 2,701| 2,970| 3,331| 3,648| 4,429 Cereals and bakery products..............................| 467| 275| 291| 354| 371| 411| 457| 525| 579| 708 Cereals and cereal products.............................| 172| 111| 113| 149| 131| 159| 171| 188| 201| 248 Bakery products.........................................| 295| 165| 177| 205| 240| 252| 286| 337| 379| 460 Meats, poultry, fish, and eggs...........................| 758| 474| 521| 673| 631| 705| 729| 812| 910| 1,047 Beef....................................................| 220| 144| 147| 201| 184| 204| 204| 245| 284| 280 Pork....................................................| 160| 92| 121| 144| 144| 158| 166| 172| 188| 193 Other meats.............................................| 101| 62| 67| 88| 75| 92| 94| 104| 128| 150 Poultry.................................................| 151| 99| 99| 129| 126| 132| 149| 169| 176| 218 Fish and seafood........................................| 91| 56| 57| 75| 68| 81| 78| 90| 99| 167 Eggs....................................................| 35| 22| 30| 36| 34| 37| 38| 33| 35| 38 Dairy products...........................................| 330| 178| 203| 246| 259| 300| 349| 370| 407| 480 Fresh milk and cream....................................| 139| 82| 95| 117| 113| 139| 151| 162| 166| 167 Other dairy products....................................| 191| 96| 107| 130| 146| 160| 198| 208| 241| 313 Fruits and vegetables....................................| 504| 247| 326| 412| 445| 462| 492| 523| 587| 764 Fresh fruits............................................| 158| 70| 89| 131| 143| 141| 158| 160| 191| 245 Fresh vegetables........................................| 148| 70| 101| 129| 132| 132| 143| 143| 162| 234 Processed fruits........................................| 115| 57| 77| 86| 96| 108| 109| 135| 134| 171 Processed vegetables....................................| 83| 51| 60| 66| 74| 81| 82| 85| 101| 114 Other food at home.......................................| 940| 517| 595| 680| 719| 825| 943| 1,100| 1,165| 1,429 Sugar and other sweets..................................| 121| 63| 80| 90| 98| 113| 124| 138| 154| 169 Fats and oils...........................................| 87| 56| 71| 82| 77| 84| 86| 88| 102| 105 Miscellaneous foods.....................................| 415| 224| 243| 288| 315| 358| 406| 499| 532| 646 Nonalcoholic beverages..................................| 264| 147| 180| 198| 198| 238| 280| 310| 305| 385 Food prepared by consumer unit on out-of-town trips.....| 52| 28| 22| 21| 32| 32| 47| 65| 72| 125 Food away from home.......................................| 1,914| 876| 602| 910| 1,162| 1,408| 1,959| 2,245| 2,763| 3,832 Alcoholic beverages........................................| 333| 210| 126| 161| 193| 230| 369| 401| 365| 725 Housing....................................................| 10,899| 5,549| 5,321| 6,574| 7,821| 8,970| 10,078| 11,916| 14,548| 21,606 Shelter...................................................| 6,058| 3,144| 2,923| 3,570| 4,185| 4,872| 5,472| 6,621| 8,200| 12,452 Owned dwellings..........................................| 3,791| 1,104| 980| 1,451| 1,945| 2,335| 3,056| 4,433| 6,156| 9,857 Mortgage interest and charges...........................| 2,139| 416| 268| 517| 673| 1,049| 1,684| 2,709| 3,777| 6,308 Property taxes..........................................| 922| 400| 352| 441| 699| 674| 728| 946| 1,378| 2,126 Maintenance, repairs, insurance, other expenses.........| 730| 289| 360| 493| 573| 612| 644| 778| 1,000| 1,423 Rented dwellings.........................................| 1,850| 1,747| 1,815| 2,003| 2,044| 2,310| 2,118| 1,801| 1,511| 1,286 Other lodging............................................| 417| 293| 128| 116| 196| 227| 298| 388| 533| 1,310 Utilities, fuels, and public services.....................| 2,359| 1,427| 1,560| 1,833| 2,073| 2,196| 2,397| 2,628| 2,865| 3,490 Natural gas..............................................| 290| 172| 202| 226| 248| 271| 278| 322| 330| 462 Electricity..............................................| 902| 540| 610| 745| 819| 855| 930| 993| 1,095| 1,253 Fuel oil and other fuels.................................| 112| 61| 101| 80| 110| 107| 118| 123| 126| 146 Telephone services.......................................| 780| 520| 496| 593| 649| 718| 811| 871| 967| 1,156 Water and other public services..........................| 276| 133| 151| 190| 248| 245| 259| 320| 347| 473 Household operations......................................| 547| 204| 185| 228| 273| 375| 485| 613| 691| 1,477 Personal services........................................| 274| 85| 48| 88| 97| 205| 283| 385| 415| 667 Other household expenses.................................| 272| 119| 138| 141| 176| 170| 202| 228| 276| 810 Housekeeping supplies.....................................| 508| 257| 232| 304| 440| 424| 423| 594| 636| 935 Laundry and cleaning supplies............................| 128| 58| 78| 99| 95| 128| 124| 182| 142| 182 Other household products.................................| 224| 115| 91| 135| 173| 185| 195| 276| 312| 387 Postage and stationery...................................| 156| 84| 63| 70| 172| 112| 104| 136| 182| 366 Household furnishings and equipment.......................| 1,427| 517| 421| 639| 850| 1,103| 1,301| 1,460| 2,156| 3,251 Household textiles.......................................| 78| 36| 31| 32| 70| 60| 78| 73| 115| 167 Furniture................................................| 322| 105| 95| 124| 208| 219| 308| 310| 481| 810 Floor coverings..........................................| 110| 6| 14| 40| 31| 134| 85| 115| 214| 207 Major appliances.........................................| 171| 54| 79| 87| 133| 147| 183| 173| 251| 324 Small appliances, miscellaneous housewares...............| 91| 23| 29| 48| 63| 78| 67| 65| 141| 212 Miscellaneous household equipment........................| 653| 293| 173| 307| 344| 464| 581| 724| 955| 1,530 Apparel and services.......................................| 1,874| 865| 706| 875| 1,217| 1,466| 1,532| 1,870| 2,658| 4,095 Men and boys..............................................| 448| 181| 120| 207| 244| 353| 381| 508| 655| 998 Men, 16 and over.........................................| 351| 143| 78| 153| 198| 272| 294| 394| 503| 815 Boys, 2 to 15............................................| 97| 38| 42| 55| 46| 81| 87| 114| 152| 183 Women and girls...........................................| 769| 411| 340| 321| 498| 598| 591| 713| 1,171| 1,650 Women, 16 and over.......................................| 656| 378| 312| 274| 425| 505| 487| 588| 964| 1,439 Girls, 2 to 15...........................................| 113| 34| 28| 46| 72| 94| 105| 126| 206| 211 Children under 2..........................................| 86| 23| 42| 44| 49| 82| 57| 154| 119| 145 Footwear..................................................| 307| 138| 150| 181| 222| 275| 276| 316| 434| 535 Other apparel products and services.......................| 264| 112| 54| 122| 204| 158| 226| 178| 280| 767 Transportation.............................................| 6,602| 3,503| 2,548| 2,933| 4,477| 5,595| 6,943| 7,694| 9,302| 13,027 Vehicle purchases (net outlay)............................| 2,922| 1,946| 1,142| 1,049| 1,944| 2,522| 3,254| 3,245| 4,128| 5,706 Cars and trucks, new.....................................| 1,255| 585| 368| 218| 562| 858| 1,278| 1,482| 1,941| 3,153 Cars and trucks, used....................................| 1,621| 1,359| 774| 814| 1,382| 1,645| 1,937| 1,756| 2,153| 2,328 Other vehicles...........................................| 46| 2| 0| 17| 0| 19| 38| 7| 35| 226 Gasoline and motor oil....................................| 1,106| 574| 476| 648| 831| 1,004| 1,189| 1,420| 1,585| 1,762 Other vehicle expenses....................................| 2,147| 783| 694| 1,030| 1,476| 1,814| 2,193| 2,671| 3,024| 4,355 Vehicle finance charges..................................| 285| 82| 60| 112| 161| 239| 336| 431| 436| 541 Maintenance and repairs..................................| 688| 291| 260| 386| 469| 641| 734| 845| 893| 1,285 Vehicle insurance........................................| 717| 252| 245| 379| 577| 627| 771| 907| 1,014| 1,300 Vehicle rental, leases, licenses, other charges..........| 456| 157| 129| 153| 269| 306| 352| 488| 680| 1,228 Public transportation.....................................| 428| 200| 235| 206| 226| 255| 307| 357| 566| 1,204 Health care................................................| 1,831| 779| 1,211| 1,534| 1,912| 1,796| 1,906| 1,989| 2,076| 2,570 Health insurance..........................................| 842| 390| 530| 726| 913| 839| 876| 943| 966| 1,114 Medical services..........................................| 559| 203| 328| 380| 528| 492| 617| 626| 673| 925 Drugs.....................................................| 324| 153| 303| 349| 387| 374| 308| 307| 293| 336 Medical supplies..........................................| 107| 33| 50| 79| 84| 91| 105| 113| 144| 194 Entertainment..............................................| 1,940| 768| 616| 818| 958| 1,346| 1,749| 2,865| 2,710| 4,398 Fees and admissions.......................................| 475| 201| 112| 159| 235| 262| 402| 477| 707| 1,371 Television, radios, sound equipment.......................| 580| 279| 310| 343| 438| 491| 593| 700| 797| 1,001 Pets, toys, and playground equipment......................| 364| 162| 117| 207| 167| 254| 384| 366| 524| 780 Other entertainment supplies, equipment and services......| 522| 126| 77| 108| 118| 339| 370| 1,323| 683| 1,247 Personal care products and services........................| 540| 236| 238| 337| 363| 456| 551| 660| 678| 1,009 Reading....................................................| 165| 77| 75| 87| 113| 133| 167| 179| 216| 347 Education..................................................| 501| 771| 294| 270| 204| 244| 351| 431| 730| 1,173 Tobacco products and smoking supplies......................| 264| 188| 172| 236| 249| 297| 326| 295| 316| 245 Miscellaneous..............................................| 919| 397| 489| 504| 787| 857| 875| 1,056| 1,161| 1,667 Cash contributions.........................................| 1,090| 455| 478| 465| 599| 786| 966| 1,136| 1,350| 2,839 Personal insurance and pensions............................| 3,719| 243| 310| 661| 1,084| 1,915| 3,104| 4,646| 6,285| 11,588 Life and other personal insurance.........................| 370| 108| 109| 198| 218| 275| 300| 414| 544| 901 Pensions and Social Security..............................| 3,349| 134| 201| 464| 866| 1,640| 2,804| 4,232| 5,741| 10,688 Money income before taxes 2/...............................| 38,014| 2,121| 7,609| 12,440| 17,305| 24,547| 34,523| 44,580| 58,533| 105,756 Wages and salaries........................................| 29,560| 1,382| 1,936| 4,812| 8,836| 16,374| 26,942| 37,148| 51,183| 88,446 Self-employment income....................................| 2,318| -599| 87| 158| 420| 867| 1,345| 2,266| 2,754| 10,379 Social Security, private and government retirement........| 4,334| 633| 3,999| 5,593| 6,626| 5,627| 4,685| 3,513| 2,899| 3,759 Interest, dividends, rental income, other property income.| 761| 10| 76| 210| 302| 543| 681| 757| 1,038| 2,423 Unemployment and workers' compensation, veterans' benefits| 213| 48| 106| 187| 207| 266| 261| 297| 209| 238 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 437| 404| 1,119| 1,069| 564| 447| 182| 163| 71| 50 Regular contributions for support.........................| 243| 124| 150| 244| 211| 215| 297| 326| 259| 300 Other income..............................................| 148| 119| 136| 167| 138| 208| 130| 109| 120| 160 Personal taxes 2/..........................................| 3,150| 186| 190| 161| 456| 1,297| 2,520| 3,901| 5,096| 11,204 Federal income taxes......................................| 2,372| 123| 119| 68| 286| 943| 1,867| 2,947| 3,872| 8,565 State and local income taxes..............................| 665| 31| 41| 45| 98| 272| 544| 817| 1,076| 2,357 Other taxes...............................................| 113| 33| 30| 48| 71| 82| 109| 137| 148| 282 Income after taxes 2/......................................| 34,864| 1,934| 7,419| 12,279| 16,849| 23,250| 32,003| 40,679| 53,437| 94,552 Net change in total assets and liabilities.................| -2,242| 102| -1,354| -247| -1,680| -2,076| -4,880| -4,025| -3,543| -1,370 Net change in total assets................................| 4,142| 1,001| -381| 967| 1,164| 1,678| 1,832| 5,928| 7,203| 14,265 Net change in total liabilities...........................| 6,384| 899| 973| 1,214| 2,844| 3,754| 6,712| 9,953| 10,746| 15,635 Other money receipts.......................................| 377| 154| 160| 215| 123| 277| 181| 359| 541| 1,085 Mortgage principal paid on owned property..................| -961| -326| -182| -279| -346| -534| -707| -1,168| -1,558| -2,798 Estimated market value of owned home.......................| 72,393| 28,896| 31,651| 40,349| 48,497| 54,417| 62,272| 77,747| 98,503| 165,154 Estimated monthly rental value of owned home...............| 503| 206| 221| 310| 376| 392| 452| 565| 686| 1,042 Gifts of goods and services................................| 1,175| 714| 546| 537| 932| 766| 940| 1,123| 1,568| 2,724 Food......................................................| 61| 39| 21| 23| 44| 33| 57| 70| 86| 143 Housing...................................................| 297| 219| 136| 148| 237| 198| 237| 272| 378| 691 Housekeeping supplies....................................| 43| 24| 20| 12| 43| 35| 32| 50| 50| 94 Household textiles.......................................| 8| 4| 4| 5| 8| 7| 8| 8| 9| 16 Appliances and miscellaneous housewares..................| 33| 6| 10| 16| 32| 28| 32| 20| 40| 80 Major appliances........................................| 8| 1| 3| 2| 12| 4| 13| 7| 11| 14 Small appliances and miscellaneous housewares...........| 25| 6| 7| 13| 20| 24| 19| 13| 29| 66 Miscellaneous household equipment........................| 89| 44| 42| 33| 47| 56| 71| 97| 116| 224 Other housing............................................| 124| 140| 61| 83| 107| 73| 94| 97| 163| 277 Apparel and services......................................| 324| 170| 122| 121| 335| 243| 242| 294| 414| 734 Males, 2 and over........................................| 81| 74| 36| 36| 84| 71| 70| 64| 100| 158 Females, 2 and over......................................| 108| 47| 42| 41| 107| 88| 90| 71| 156| 234 Children under 2.........................................| 43| 6| 18| 17| 25| 33| 25| 85| 52| 95 Other apparel products and services......................| 92| 43| 26| 28| 119| 51| 57| 76| 106| 248 Jewelry and watches.....................................| 53| 11| 4| 12| 92| 18| 32| 30| 54| 170 All other apparel products and services.................| 39| 32| 22| 16| 27| 32| 25| 46| 52| 78 Transportation............................................| 64| 31| 44| 28| 24| 25| 36| 66| 115| 169 Health care...............................................| 43| 5| 76| 15| 50| 51| 55| 22| 27| 57 Entertainment.............................................| 122| 82| 47| 52| 70| 79| 126| 139| 175| 255 Toys, games, hobbies, and tricycles......................| 45| 29| 14| 21| 26| 46| 43| 53| 66| 77 Other entertainment......................................| 76| 53| 34| 31| 44| 33| 83| 86| 109| 178 Education.................................................| 113| 106| 22| 33| 48| 22| 70| 118| 192| 351 All other gifts...........................................| 150| 63| 78| 117| 126| 114| 118| 142| 181| 324 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ See "Quintile of income before taxes" table for expenditures and income and incomplete income reporters. 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.