Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997 _____________________________________________________________________________________________________________________________ | | | | Husband and wife consumer units | | |_____________________________________________________________________| | | | | | | | | | | Husband and wife with children | | One | Single | Total | |_______________________________________| Other | parent, | person Item | husband | Husband | | | | | husband | at least|and other | and wife| and wife| Total | | | | and wife|one child| consumer | consumer| only | husband | Oldest | Oldest | Oldest | consumer| under 18| units | units | | and wife| child | child | child 18| units | | | | | with | under 6 | 6 to 17 | or over | | | | | | children| | | | | | ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | Number of consumer units (in | | | | | | | | | thousands)......................| 55,205 | 22,531 | 28,382 | 5,431 | 15,360 | 7,591 | 4,291 | 6,626 | 43,745 Income before taxes(1).............| $52,981 | $47,475 | $57,598 | $57,063 | $56,673 | $59,938 | $51,038 | $24,185 | $25,811 Income after taxes(1)..............| 48,619 | 42,995 | 53,175 | 51,775 | 52,392 | 55,879 | 47,714 | 22,652 | 23,727 Age of reference person............| 48.2 | 56.6 | 41.5 | 32.0 | 39.9 | 51.4 | 47.9 | 36.8 | 48.9 Average number in consumer unit: | | | | | | | | | Persons...........................| 3.2 | 2.0 | 4.0 | 3.5 | 4.2 | 3.9 | 4.8 | 3.0 | 1.6 Children under 18.................| .9 | n.a. | 1.6 | 1.5 | 2.2 | .6 | 1.4 | 1.8 | .2 Persons 65 and over...............| .3 | .7 | .1 | (2)| (2)| .2 | .5 | (2)| .3 Earners...........................| 1.7 | 1.2 | 2.0 | 1.7 | 1.9 | 2.6 | 2.3 | 1.0 | .9 Vehicles..........................| 2.6 | 2.4 | 2.7 | 2.2 | 2.6 | 3.4 | 2.7 | 1.2 | 1.3 Percent distribution: | | | | | | | | | Male..............................| 78 | 81 | 77 | 73 | 77 | 81 | 75 | 14 | 41 Female............................| 22 | 19 | 23 | 27 | 23 | 19 | 25 | 86 | 59 Percent homeowner.................| 80 | 83 | 78 | 66 | 77 | 88 | 75 | 37 | 47 With mortgage....................| 52 | 39 | 62 | 57 | 66 | 58 | 49 | 30 | 22 Without mortgage.................| 28 | 44 | 16 | 8 | 11 | 31 | 26 | 7 | 25 Renter............................| 20 | 17 | 22 | 34 | 23 | 12 | 25 | 63 | 53 Black.............................| 7 | 4 | 8 | 8 | 8 | 8 | 19 | 32 | 15 White and other...................| 93 | 96 | 92 | 92 | 92 | 92 | 81 | 68 | 85 Elementary (1-8)..................| 7 | 8 | 5 | 2 | 4 | 9 | 11 | 5 | 9 High school (9-12)................| 39 | 39 | 38 | 33 | 38 | 42 | 48 | 46 | 39 College...........................| 54 | 53 | 57 | 65 | 58 | 49 | 40 | 49 | 52 Never attended and other..........| (3)| (3)| (3)| (3)| (4)| 1 | (3)| (3)| (3) At least one vehicle owned or | | | | | | | | | leased.........................| 96 | 96 | 96 | 95 | 97 | 96 | 94 | 76 | 77 Average annual expenditures........| 44,101 | 39,515 | 47,716 | 45,723 | 47,124 | 50,485 | 44,311 | 26,352 | 24,160 Food..............................| 6,102 | 5,266 | 6,634 | 5,614 | 6,771 | 7,177 | 7,031 | 4,055 | 3,154 Food at home.....................| 3,692 | 2,994 | 4,099 | 3,660 | 4,158 | 4,344 | 4,716 | 2,765 | 1,794 Cereals and bakery products.....| 583 | 454 | 660 | 543 | 681 | 716 | 765 | 412 | 281 Cereals and cereal products....| 205 | 144 | 241 | 206 | 249 | 254 | 290 | 175 | 100 Bakery products................| 379 | 310 | 420 | 337 | 433 | 462 | 475 | 237 | 181 Meats, poultry, fish, and eggs..| 946 | 755 | 1,039 | 867 | 1,047 | 1,168 | 1,356 | 772 | 463 Beef...........................| 286 | 222 | 320 | 240 | 340 | 346 | 404 | 237 | 137 Pork...........................| 202 | 167 | 212 | 196 | 204 | 240 | 324 | 151 | 97 Other meats....................| 122 | 92 | 139 | 124 | 132 | 163 | 174 | 93 | 62 Poultry........................| 182 | 140 | 208 | 176 | 209 | 234 | 231 | 171 | 91 Fish and seafood...............| 114 | 100 | 119 | 95 | 121 | 137 | 159 | 84 | 54 Eggs...........................| 40 | 34 | 41 | 36 | 40 | 48 | 64 | 36 | 22 Dairy products..................| 404 | 314 | 465 | 427 | 478 | 473 | 470 | 300 | 193 Fresh milk and cream...........| 164 | 120 | 191 | 175 | 199 | 189 | 214 | 132 | 79 Other dairy products...........| 240 | 194 | 275 | 252 | 279 | 284 | 256 | 167 | 114 Fruits and vegetables...........| 601 | 533 | 631 | 569 | 632 | 682 | 764 | 457 | 308 Fresh fruits...................| 189 | 179 | 194 | 169 | 193 | 217 | 213 | 131 | 100 Fresh vegetables...............| 179 | 165 | 180 | 162 | 170 | 216 | 250 | 163 | 91 Processed fruits...............| 130 | 105 | 145 | 144 | 148 | 137 | 164 | 90 | 67 Processed vegetables...........| 103 | 85 | 112 | 93 | 120 | 112 | 137 | 72 | 50 Other food at home..............| 1,158 | 939 | 1,302 | 1,255 | 1,320 | 1,304 | 1,361 | 825 | 549 Sugar and other sweets.........| 152 | 133 | 163 | 131 | 178 | 162 | 173 | 103 | 65 Fats and oils..................| 103 | 91 | 107 | 86 | 108 | 122 | 141 | 75 | 52 Miscellaneous foods............| 523 | 392 | 615 | 704 | 605 | 563 | 604 | 371 | 244 Nonalcoholic beverages.........| 309 | 253 | 343 | 277 | 356 | 373 | 384 | 248 | 156 Food prepared by consumer unit | | | | | | | | | on out-of-town tr...........| 71 | 70 | 73 | 57 | 73 | 84 | 58 | 28 | 31 Food away from home..............| 2,411 | 2,271 | 2,536 | 1,954 | 2,613 | 2,833 | 2,315 | 1,291 | 1,359 Alcoholic beverages...............| 343 | 406 | 296 | 272 | 302 | 303 | 322 | 131 | 290 Housing...........................| 13,718 | 12,241 | 14,885 | 15,955 | 15,079 | 13,728 | 13,767 | 9,833 | 8,368 Shelter..........................| 7,485 | 6,511 | 8,339 | 8,755 | 8,667 | 7,376 | 6,959 | 5,514 | 5,029 Owned dwellings.................| 5,505 | 4,691 | 6,290 | 6,298 | 6,588 | 5,679 | 4,592 | 2,349 | 2,193 Mortgage interest and charges..| 3,221 | 2,311 | 3,995 | 4,387 | 4,253 | 3,193 | 2,871 | 1,533 | 1,074 Property taxes.................| 1,333 | 1,325 | 1,383 | 1,225 | 1,389 | 1,483 | 1,048 | 507 | 585 Maintenance, repairs, | | | | | | | | | insurance, other expenses...| 951 | 1,055 | 911 | 686 | 946 | 1,003 | 672 | 310 | 535 Rented dwellings................| 1,364 | 1,147 | 1,453 | 2,199 | 1,493 | 838 | 1,914 | 2,974 | 2,615 Other lodging...................| 616 | 672 | 596 | 258 | 587 | 859 | 453 | 190 | 221 Utilities, fuels, and public | | | | | | | | | services......................| 2,887 | 2,575 | 3,067 | 2,578 | 3,080 | 3,388 | 3,329 | 2,265 | 1,836 Natural gas.....................| 355 | 332 | 375 | 316 | 379 | 408 | 351 | 278 | 236 Electricity.....................| 1,105 | 1,001 | 1,159 | 913 | 1,184 | 1,286 | 1,301 | 889 | 663 Fuel oil and other fuels........| 139 | 134 | 146 | 102 | 143 | 182 | 125 | 59 | 75 Telephone services..............| 919 | 781 | 997 | 940 | 977 | 1,078 | 1,128 | 818 | 669 Water and other public services.| 367 | 328 | 390 | 307 | 398 | 434 | 423 | 221 | 193 Household operations.............| 722 | 438 | 950 | 2,149 | 829 | 338 | 707 | 666 | 311 Personal services...............| 368 | 39 | 620 | 1,815 | 490 | 27 | 431 | 494 | 96 Other household expenses........| 354 | 399 | 331 | 334 | 339 | 311 | 276 | 172 | 215 Housekeeping supplies............| 603 | 561 | 639 | 631 | 610 | 704 | 576 | 333 | 271 Laundry and cleaning supplies...| 151 | 125 | 167 | 142 | 178 | 166 | 187 | 121 | 67 Other household products........| 289 | 269 | 311 | 304 | 293 | 353 | 244 | 139 | 113 Postage and stationery..........| 162 | 167 | 161 | 185 | 138 | 185 | 145 | 73 | 92 Household furnishings and | | | | | | | | | equipment.....................| 2,021 | 2,156 | 1,890 | 1,842 | 1,893 | 1,921 | 2,196 | 1,056 | 921 Household textiles..............| 105 | 116 | 96 | 93 | 91 | 109 | 106 | 56 | 50 Furniture.......................| 515 | 539 | 480 | 520 | 502 | 405 | 615 | 293 | 241 Floor coverings.................| 119 | 191 | 67 | 101 | 55 | 66 | 89 | 48 | 27 Major appliances................| 218 | 240 | 202 | 228 | 194 | 201 | 211 | 98 | 118 Small appliances, miscellaneous | | | | | | | | | housewares...................| 117 | 108 | 124 | 108 | 132 | 122 | 124 | 64 | 62 Miscellaneous household | | | | | | | | | equipment....................| 946 | 961 | 921 | 791 | 919 | 1,018 | 1,051 | 497 | 423 Apparel and services..............| 2,224 | 1,801 | 2,550 | 2,224 | 2,679 | 2,547 | 2,283 | 1,519 | 1,092 Men and boys.....................| 540 | 381 | 661 | 499 | 746 | 615 | 575 | 293 | 245 Men, 16 and over................| 425 | 358 | 481 | 406 | 481 | 543 | 400 | 93 | 220 Boys, 2 to 15...................| 115 | 24 | 179 | 94 | 265 | 72 | 175 | 200 | 26 Women and girls..................| 856 | 749 | 938 | 646 | 1,022 | 1,007 | 874 | 638 | 449 Women, 16 and over..............| 704 | 718 | 688 | 502 | 655 | 908 | 736 | 436 | 419 Girls, 2 to 15..................| 152 | 31 | 250 | 144 | 367 | 99 | 138 | 202 | 30 Children under 2.................| 112 | 41 | 161 | 516 | 77 | 37 | 156 | 117 | 25 Footwear.........................| 394 | 314 | 463 | 329 | 527 | 446 | 347 | 320 | 206 Other apparel products and | | | | | | | | | services......................| 323 | 316 | 327 | 234 | 307 | 443 | 331 | 150 | 167 Transportation....................| 8,461 | 7,353 | 9,318 | 9,420 | 8,424 | 11,055 | 8,605 | 4,200 | 4,267 Vehicle purchases (net outlay)...| 3,593 | 3,168 | 3,948 | 4,650 | 3,417 | 4,520 | 3,468 | 1,743 | 1,805 Cars and trucks, new............| 1,662 | 1,709 | 1,703 | 2,191 | 1,538 | 1,689 | 1,137 | 697 | 763 Cars and trucks, used...........| 1,887 | 1,403 | 2,215 | 2,435 | 1,843 | 2,810 | 2,258 | 994 | 1,000 Other vehicles..................| 44 | (5)56 | 29 | (5)24 | (5)35 | (5)21 | (5)73 | (5)52 | 41 Gasoline and motor oil...........| 1,431 | 1,185 | 1,595 | 1,324 | 1,521 | 1,938 | 1,643 | 760 | 728 Other vehicle expenses...........| 2,943 | 2,468 | 3,300 | 3,023 | 3,057 | 3,992 | 3,067 | 1,468 | 1,444 Vehicle finance charges.........| 402 | 306 | 471 | 486 | 436 | 533 | 440 | 200 | 169 Maintenance and repairs.........| 880 | 743 | 980 | 811 | 995 | 1,073 | 938 | 510 | 454 Vehicle insurance...............| 974 | 837 | 1,066 | 902 | 930 | 1,458 | 1,084 | 478 | 521 Vehicle rental, leases, | | | | | | | | | licenses, other charges......| 687 | 582 | 783 | 822 | 696 | 928 | 605 | 280 | 299 Public transportation............| 494 | 531 | 475 | 423 | 430 | 605 | 426 | 229 | 290 Health care.......................| 2,358 | 2,687 | 2,093 | 1,684 | 2,019 | 2,539 | 2,387 | 1,096 | 1,298 Health insurance.................| 1,149 | 1,366 | 977 | 861 | 954 | 1,106 | 1,151 | 461 | 607 Medical services.................| 674 | 620 | 720 | 527 | 702 | 895 | 648 | 365 | 376 Drugs............................| 394 | 547 | 262 | 191 | 237 | 366 | 462 | 181 | 247 Medical supplies.................| 141 | 154 | 134 | 104 | 125 | 172 | 126 | 89 | 68 Entertainment.....................| 2,405 | 2,225 | 2,596 | 2,038 | 2,673 | 2,853 | 2,079 | 1,248 | 1,138 Fees and admissions..............| 623 | 526 | 723 | 534 | 806 | 690 | 463 | 311 | 303 Television, radios, sound | | | | | | | | | equipment.....................| 688 | 582 | 758 | 631 | 774 | 816 | 779 | 553 | 441 Pets, toys, and playground | | | | | | | | | equipment.....................| 439 | 391 | 472 | 482 | 466 | 473 | 479 | 201 | 194 Other entertainment supplies, | | | | | | | | | equipment and serv............| 655 | 726 | 643 | 391 | 627 | 874 | 358 | 184 | 199 Personal care products and | | | | | | | | | services.......................| 653 | 605 | 683 | 615 | 680 | 737 | 716 | 477 | 371 Reading...........................| 204 | 228 | 194 | 165 | 195 | 211 | 149 | 84 | 124 Education.........................| 684 | 397 | 930 | 295 | 858 | 1,537 | 555 | 591 | 424 Tobacco products and smoking | | | | | | | | | supplies.......................| 293 | 249 | 304 | 244 | 296 | 365 | 456 | 188 | 238 Miscellaneous.....................| 967 | 916 | 1,010 | 1,032 | 900 | 1,217 | 953 | 818 | 699 Cash contributions................| 1,216 | 1,388 | 1,112 | 1,063 | 1,106 | 1,160 | 992 | 416 | 819 Personal insurance and pensions...| 4,472 | 3,754 | 5,111 | 5,102 | 5,141 | 5,057 | 4,017 | 1,696 | 1,878 Life and other personal insurance| 544 | 519 | 568 | 458 | 592 | 599 | 519 | 176 | 200 Pensions and Social Security.....| 3,927 | 3,234 | 4,543 | 4,644 | 4,549 | 4,458 | 3,498 | 1,520 | 1,678 Money income before taxes.........| 52,981 | 47,475 | 57,598 | 57,063 | 56,673 | 59,938 | 51,038 | 24,185 | 25,811 Wages and salaries...............| 43,059 | 32,835 | 51,395 | 54,153 | 50,885 | 50,359 | 41,060 | 18,853 | 18,821 Self-employment income(1)........| 2,901 | 2,659 | 3,330 | 1,880 | 3,671 | 3,723 | 1,289 | 635 | 993 Social Security, private and | | | | | | | | | government retireme...........| 5,279 | 9,931 | 1,502 | (5)139 | 675 | 4,269 | 6,081 | 768 | 4,153 Interest, dividends, rental | | | | | | | | | income, other proper..........| 936 | 1,439 | 516 | 296 | 523 | 667 | 1,106 | 421 | 739 Unemployment and workers.........| 232 | 185 | 251 | 184 | 194 | 424 | 358 | 202 | 173 Public assistance, supplemental | | | | | | | | | security income,..............| 226 | 161 | 208 | 160 | 228 | 201 | 700 | 1,676 | 383 Regular contributions for support| 140 | 55 | 203 | (5)105 | 298 | 77 | 164 | 1,413 | 318 Other income.....................| 207 | 210 | 193 | 147 | 198 | 218 | 280 | 217 | 230 Personal taxes....................| 4,362 | 4,480 | 4,423 | 5,288 | 4,281 | 4,059 | 3,324 | 1,533 | 2,084 Federal income taxes.............| 3,325 | 3,520 | 3,297 | 4,018 | 3,185 | 2,980 | 2,478 | 1,141 | 1,586 State and local income taxes(1)..| 859 | 761 | 959 | 1,155 | 910 | 914 | 698 | 324 | 423 Other taxes......................| 178 | 199 | 167 | 116 | 186 | 165 | 148 | 68 | 75 Income after taxes................| 48,619 | 42,995 | 53,175 | 51,775 | 52,392 | 55,879 | 47,714 | 22,652 | 23,727 Net change in total assets and | | | | | | | | | liabilities....................| 2,210 | 1,490 | 2,428 | 3,690 | 4,069 | -1,795 | 4,545 | 4,726 | -839 Net change in total assets(1)....| 9,149 | 8,005 | 9,388 | 17,004 | 9,274 | 4,170 | 13,577 | 5,689 | 1,798 Net change in total liabilities..| 6,939 | 6,514 | 6,960 | 13,314 | 5,205 | 5,965 | 9,032 | 963 | 2,637 Other money receipts..............| 600 | 664 | 610 | 582 | 687 | 477 | 186 | 238 | 313 Mortgage principal paid on owned | | | | | | | | | property.......................| -1,574 | -1,250 | -1,856 | -1,268 | -2,014 | -1,955 | -1,409 | -580 | -463 Estimated market value of owned | | | | | | | | | home...........................| 105,178 | 106,976 | 105,923 | 89,375 | 105,857 | 117,895 | 90,813 | 38,788 | 45,973 Estimated monthly rental value of | | | | | | | | | owned home.....................| 717 | 723 | 724 | 641 | 724 | 784 | 638 | 283 | 350 Gifts of goods and services.......| 1,303 | 1,503 | 1,192 | 910 | 1,103 | 1,576 | 981 | 601 | 807 Food.............................| 95 | 111 | 83 | 43 | 92 | 96 | 79 | 18 | 40 Housing..........................| 333 | 341 | 331 | 379 | 305 | 350 | 301 | 198 | 206 Housekeeping supplies...........| 46 | 53 | 44 | 36 | 46 | 44 | 22 | 21 | 26 Household textiles..............| 10 | 14 | 8 | 4 | 8 | 12 | 6 | 2 | 7 Appliances and miscellaneous | | | | | | | | | housewares...................| 34 | 41 | 29 | 27 | 22 | 45 | 33 | 11 | 20 Major appliances...............| 7 | 8 | 5 | >0 | 5 | 10 | (5)13 | (5)4 | 6 Small appliances and | | | | | | | | | miscellaneous housewares....| 28 | 33 | 24 | 27 | 17 | 36 | (5)21 | 7 | 14 Miscellaneous household | | | | | | | | | equipment....................| 81 | 95 | 76 | 66 | 73 | 91 | 36 | 52 | 48 Other housing...................| 161 | 137 | 174 | 246 | 156 | 157 | 204 | 112 | 105 Apparel and services.............| 323 | 362 | 298 | 314 | 271 | 338 | 280 | 138 | 173 Males, 2 and over...............| 78 | 90 | 68 | 73 | 61 | 77 | 83 | 34 | 43 Females, 2 and over.............| 105 | 130 | 85 | 88 | 70 | 112 | 111 | 40 | 55 Children under 2................| 44 | 41 | 48 | 88 | 37 | 35 | 37 | 33 | 17 Other apparel products and | | | | | | | | | services.....................| 96 | 102 | 98 | 64 | 104 | 114 | (5)50 | (5)32 | 58 Jewelry and watches............| 63 | 52 | 76 | (5)42 | 78 | (5)102 | (5)26 | (5)15 | 34 All other apparel products and | | | | | | | | | services....................| 33 | 49 | 21 | (5)23 | 26 | (5)12 | (5)24 | (5)17 | 24 Transportation...................| 73 | 104 | 53 | 26 | 48 | 84 | 44 | 17 | 42 Health care......................| 29 | 39 | 23 | (5)10 | 13 | 54 | (5)13 | (5)45 | 30 Entertainment....................| 118 | 141 | 104 | 70 | 89 | 159 | 85 | 53 | 81 Toys, games, hobbies, and | | | | | | | | | tricycles....................| 54 | 63 | 48 | 46 | 34 | 80 | (5)44 | (5)18 | 26 Other entertainment.............| 64 | 78 | 55 | 24 | 55 | 80 | 40 | 36 | 54 Education........................| 211 | 233 | 214 | (5)11 | 201 | 386 | (5)82 | 64 | 98 All other gifts..................| 121 | 171 | 85 | 57 | 84 | 109 | 97 | 67 | 137 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.05. 3 Value less than 0.5. 4 No data reported. 5 Data are likely to have large sampling errors. n.a. Not applicable