Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997 _________________________________________________________________________________________________________ | | | | | | | | All | One | Two or | Two | Three | Four | Five or Item | consumer| person | more | persons | persons | persons | more | units | | persons | | | | persons ___________________________________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | Number of consumer units (in | | | | | | | thousands)......................| 105,576 | 30,330 | 75,246 | 32,491 | 16,558 | 15,412 | 10,785 Income before taxes(1).............| $39,926 | $22,174 | $47,172 | $43,003 | $47,628 | $54,619 | $48,449 Income after taxes(1)..............| 36,684 | 20,163 | 43,429 | 39,146 | 43,848 | 50,707 | 45,345 Age of reference person............| 47.7 | 50.1 | 46.8 | 53.2 | 43.8 | 40.6 | 40.5 Average number in consumer unit: | | | | | | | Persons...........................| 2.5 | 1.0 | 3.1 | 2.0 | 3.0 | 4.0 | 5.6 Children under 18.................| .7 | n.a. | 1.0 | .1 | .8 | 1.7 | 2.9 Persons 65 and over...............| .3 | .3 | .3 | .5 | .2 | .1 | .1 Earners...........................| 1.3 | .6 | 1.6 | 1.2 | 1.8 | 2.0 | 2.2 Vehicles..........................| 2.0 | 1.0 | 2.4 | 2.2 | 2.4 | 2.5 | 2.5 Percent distribution: | | | | | | | Male..............................| 59 | 42 | 66 | 67 | 60 | 68 | 67 Female............................| 41 | 58 | 34 | 33 | 40 | 32 | 33 Percent homeowner.................| 64 | 45 | 71 | 74 | 67 | 74 | 67 With mortgage....................| 38 | 19 | 46 | 36 | 48 | 59 | 52 Without mortgage.................| 26 | 26 | 26 | 37 | 19 | 15 | 15 Renter............................| 36 | 55 | 29 | 26 | 33 | 26 | 33 Black.............................| 12 | 12 | 12 | 8 | 15 | 13 | 17 White and other...................| 88 | 88 | 88 | 92 | 85 | 87 | 83 Elementary (1-8)..................| 7 | 9 | 7 | 8 | 6 | 5 | 8 High school (9-12)................| 39 | 35 | 41 | 40 | 40 | 40 | 49 College...........................| 53 | 56 | 52 | 52 | 54 | 55 | 42 Never attended and other..........| (2)| (2)| (2)| (2)| (2)| (2)| 1 At least one vehicle owned or | | | | | | | leased.........................| 87 | 73 | 92 | 93 | 92 | 92 | 91 Average annual expenditures........| 34,819 | 20,923 | 40,358 | 36,617 | 40,926 | 45,225 | 43,929 Food..............................| 4,801 | 2,579 | 5,663 | 4,886 | 5,513 | 6,463 | 7,177 Food at home.....................| 2,880 | 1,354 | 3,470 | 2,787 | 3,370 | 4,101 | 4,860 Cereals and bakery products.....| 453 | 218 | 544 | 423 | 522 | 666 | 781 Cereals and cereal products....| 161 | 72 | 196 | 142 | 186 | 243 | 311 Bakery products................| 292 | 146 | 348 | 281 | 336 | 423 | 470 Meats, poultry, fish, and eggs..| 743 | 309 | 911 | 717 | 877 | 1,056 | 1,361 Beef...........................| 224 | 88 | 276 | 211 | 264 | 326 | 428 Pork...........................| 157 | 65 | 193 | 156 | 182 | 218 | 289 Other meats....................| 96 | 42 | 117 | 88 | 117 | 138 | 179 Poultry........................| 145 | 61 | 177 | 137 | 175 | 213 | 257 Fish and seafood...............| 89 | 37 | 108 | 94 | 103 | 120 | 146 Eggs...........................| 33 | 15 | 39 | 33 | 37 | 41 | 61 Dairy products..................| 314 | 152 | 376 | 294 | 361 | 461 | 537 Fresh milk and cream...........| 128 | 60 | 155 | 115 | 144 | 190 | 243 Other dairy products...........| 186 | 92 | 222 | 178 | 217 | 270 | 294 Fruits and vegetables...........| 476 | 245 | 565 | 486 | 542 | 629 | 753 Fresh fruits...................| 150 | 83 | 176 | 159 | 158 | 194 | 235 Fresh vegetables...............| 143 | 72 | 170 | 151 | 177 | 172 | 218 Processed fruits...............| 102 | 56 | 120 | 98 | 115 | 145 | 162 Processed vegetables...........| 80 | 34 | 98 | 79 | 92 | 118 | 137 Other food at home..............| 895 | 430 | 1,075 | 867 | 1,066 | 1,289 | 1,428 Sugar and other sweets.........| 114 | 52 | 138 | 116 | 125 | 166 | 188 Fats and oils..................| 81 | 37 | 98 | 83 | 92 | 110 | 136 Miscellaneous foods............| 403 | 194 | 484 | 362 | 505 | 601 | 663 Nonalcoholic beverages.........| 245 | 120 | 293 | 243 | 280 | 348 | 389 Food prepared by consumer unit | | | | | | | on out-of-town tr...........| 52 | 26 | 62 | 63 | 64 | 65 | 52 Food away from home..............| 1,921 | 1,225 | 2,193 | 2,099 | 2,144 | 2,362 | 2,318 Alcoholic beverages...............| 309 | 246 | 334 | 405 | 289 | 285 | 255 Housing...........................| 11,272 | 7,586 | 12,750 | 11,541 | 12,896 | 14,346 | 13,890 Shelter..........................| 6,344 | 4,742 | 6,990 | 6,249 | 7,183 | 7,885 | 7,645 Owned dwellings.................| 3,935 | 2,003 | 4,713 | 4,044 | 4,637 | 5,789 | 5,311 Mortgage interest and charges..| 2,225 | 941 | 2,743 | 2,031 | 2,806 | 3,634 | 3,518 Property taxes.................| 971 | 550 | 1,141 | 1,113 | 1,105 | 1,260 | 1,110 Maintenance, repairs, | | | | | | | insurance, other expenses...| 738 | 512 | 830 | 900 | 727 | 895 | 684 Rented dwellings................| 1,983 | 2,512 | 1,770 | 1,650 | 2,025 | 1,586 | 2,005 Other lodging...................| 426 | 227 | 506 | 555 | 521 | 510 | 329 Utilities, fuels, and public | | | | | | | services......................| 2,412 | 1,563 | 2,755 | 2,458 | 2,808 | 3,035 | 3,168 Natural gas.....................| 301 | 197 | 343 | 311 | 338 | 373 | 402 Electricity.....................| 909 | 555 | 1,051 | 942 | 1,066 | 1,155 | 1,210 Fuel oil and other fuels........| 108 | 66 | 124 | 119 | 127 | 137 | 120 Telephone services..............| 809 | 583 | 900 | 789 | 954 | 995 | 1,016 Water and other public services.| 286 | 161 | 336 | 296 | 323 | 375 | 420 Household operations.............| 548 | 265 | 663 | 447 | 735 | 986 | 738 Personal services...............| 263 | 57 | 346 | 86 | 460 | 648 | 524 Other household expenses........| 285 | 208 | 316 | 361 | 275 | 337 | 215 Housekeeping supplies............| 455 | 222 | 545 | 496 | 529 | 664 | 552 Laundry and cleaning supplies...| 116 | 48 | 142 | 112 | 145 | 175 | 185 Other household products........| 210 | 96 | 254 | 230 | 232 | 331 | 254 Postage and stationery..........| 129 | 78 | 149 | 154 | 152 | 158 | 113 Household furnishings and | | | | | | | equipment.....................| 1,512 | 794 | 1,798 | 1,892 | 1,641 | 1,776 | 1,788 Household textiles..............| 79 | 44 | 93 | 100 | 83 | 96 | 85 Furniture.......................| 387 | 220 | 455 | 478 | 385 | 496 | 435 Floor coverings.................| 78 | 29 | 97 | 141 | 76 | 59 | 49 Major appliances................| 169 | 84 | 203 | 217 | 184 | 200 | 199 Small appliances, miscellaneous | | | | | | | housewares...................| 92 | 56 | 106 | 99 | 106 | 135 | 85 Miscellaneous household | | | | | | | equipment....................| 707 | 361 | 844 | 857 | 807 | 791 | 935 Apparel and services..............| 1,729 | 866 | 2,065 | 1,703 | 2,053 | 2,420 | 2,695 Men and boys.....................| 407 | 197 | 489 | 352 | 533 | 607 | 671 Men, 16 and over................| 323 | 185 | 377 | 323 | 428 | 424 | 395 Boys, 2 to 15...................| 84 | 12 | 112 | 30 | 105 | 183 | 276 Women and girls..................| 680 | 382 | 797 | 705 | 793 | 905 | 926 Women, 16 and over..............| 574 | 366 | 655 | 670 | 661 | 643 | 617 Girls, 2 to 15..................| 106 | 16 | 142 | 35 | 132 | 262 | 309 Children under 2.................| 77 | 11 | 103 | 44 | 139 | 149 | 161 Footwear.........................| 315 | 162 | 373 | 294 | 344 | 483 | 511 Other apparel products and | | | | | | | services......................| 250 | 113 | 303 | 308 | 243 | 276 | 426 Transportation....................| 6,457 | 3,239 | 7,753 | 6,860 | 8,223 | 8,856 | 8,147 Vehicle purchases (net outlay)...| 2,736 | 1,244 | 3,337 | 2,958 | 3,588 | 3,788 | 3,449 Cars and trucks, new............| 1,229 | 650 | 1,462 | 1,493 | 1,489 | 1,619 | 1,107 Cars and trucks, used...........| 1,464 | 578 | 1,820 | 1,400 | 2,061 | 2,121 | 2,290 Other vehicles..................| 43 | 17 | 54 | 65 | (3)39 | 49 | (3)53 Gasoline and motor oil...........| 1,098 | 567 | 1,311 | 1,116 | 1,364 | 1,512 | 1,532 Other vehicle expenses...........| 2,230 | 1,148 | 2,666 | 2,319 | 2,814 | 3,146 | 2,799 Vehicle finance charges.........| 293 | 100 | 370 | 305 | 416 | 411 | 440 Maintenance and repairs.........| 682 | 391 | 798 | 691 | 798 | 965 | 883 Vehicle insurance...............| 755 | 417 | 891 | 790 | 961 | 1,019 | 906 Vehicle rental, leases, | | | | | | | licenses, other charges......| 501 | 239 | 607 | 533 | 640 | 751 | 571 Public transportation............| 393 | 280 | 439 | 467 | 457 | 410 | 367 Health care.......................| 1,841 | 1,249 | 2,078 | 2,301 | 1,915 | 1,938 | 1,857 Health insurance.................| 881 | 575 | 1,005 | 1,160 | 939 | 884 | 812 Medical services.................| 531 | 369 | 596 | 548 | 583 | 666 | 664 Drugs............................| 320 | 240 | 352 | 458 | 280 | 269 | 263 Medical supplies.................| 108 | 65 | 125 | 136 | 113 | 119 | 118 Entertainment.....................| 1,813 | 1,011 | 2,133 | 1,969 | 2,118 | 2,462 | 2,191 Fees and admissions..............| 471 | 296 | 541 | 468 | 517 | 698 | 575 Television, radios, sound | | | | | | | equipment.....................| 577 | 394 | 651 | 563 | 669 | 770 | 718 Pets, toys, and playground | | | | | | | equipment.....................| 327 | 166 | 389 | 354 | 379 | 442 | 440 Other entertainment supplies, | | | | | | | equipment and serv............| 439 | 155 | 552 | 583 | 553 | 553 | 459 Personal care products and | | | | | | | services.......................| 528 | 305 | 616 | 573 | 631 | 654 | 668 Reading...........................| 164 | 125 | 179 | 197 | 171 | 181 | 136 Education.........................| 571 | 447 | 620 | 421 | 743 | 830 | 736 Tobacco products and smoking | | | | | | | supplies.......................| 264 | 169 | 302 | 266 | 339 | 303 | 350 Miscellaneous.....................| 847 | 694 | 909 | 871 | 1,085 | 841 | 845 Cash contributions................| 1,001 | 811 | 1,077 | 1,242 | 927 | 980 | 951 Personal insurance and pensions...| 3,223 | 1,597 | 3,879 | 3,381 | 4,024 | 4,665 | 4,031 Life and other personal insurance| 379 | 170 | 463 | 431 | 474 | 543 | 426 Pensions and Social Security.....| 2,844 | 1,427 | 3,416 | 2,950 | 3,550 | 4,122 | 3,605 Money income before taxes.........| 39,926 | 22,174 | 47,172 | 43,003 | 47,628 | 54,619 | 48,449 Wages and salaries...............| 31,506 | 15,230 | 38,150 | 30,785 | 40,565 | 48,939 | 41,347 Self-employment income(1)........| 1,969 | 890 | 2,410 | 2,188 | 2,234 | 2,475 | 3,257 Social Security, private and | | | | | | | government retireme...........| 4,531 | 4,400 | 4,584 | 7,925 | 2,947 | 1,496 | 1,359 Interest, dividends, rental | | | | | | | income, other proper..........| 822 | 760 | 847 | 1,263 | 667 | 516 | 334 Unemployment and workers.........| 206 | 163 | 224 | 187 | 216 | 248 | 312 Public assistance, supplemental | | | | | | | security income,..............| 382 | 203 | 455 | 260 | 471 | 430 | 1,060 Regular contributions for support| 293 | 285 | 297 | 182 | 359 | 355 | 465 Other income.....................| 217 | 243 | 206 | 212 | 169 | 159 | 314 Personal taxes....................| 3,241 | 2,011 | 3,744 | 3,857 | 3,780 | 3,912 | 3,104 Federal income taxes.............| 2,468 | 1,537 | 2,848 | 3,009 | 2,929 | 2,824 | 2,269 State and local income taxes(1)..| 645 | 400 | 745 | 686 | 727 | 925 | 689 Other taxes......................| 129 | 74 | 151 | 161 | 124 | 163 | 146 Income after taxes................| 36,684 | 20,163 | 43,429 | 39,146 | 43,848 | 50,707 | 45,345 Net change in total assets and | | | | | | | liabilities....................| 1,105 | -991 | 1,949 | 1,455 | 4,466 | 1,514 | 198 Net change in total assets(1)....| 5,886 | 1,051 | 7,835 | 6,917 | 10,338 | 9,286 | 4,684 Net change in total liabilities..| 4,781 | 2,042 | 5,885 | 5,462 | 5,872 | 7,772 | 4,486 Other money receipts..............| 458 | 347 | 503 | 543 | 463 | 617 | 281 Mortgage principal paid on owned | | | | | | | property.......................| -1,051 | -441 | -1,297 | -1,014 | -1,334 | -1,677 | -1,550 Estimated market value of owned | | | | | | | home...........................| 76,480 | 42,908 | 90,012 | 89,884 | 84,470 | 96,194 | 90,071 Estimated monthly rental value of | | | | | | | owned home.....................| 538 | 324 | 624 | 623 | 583 | 676 | 612 Gifts of goods and services.......| 1,059 | 837 | 1,147 | 1,291 | 1,294 | 899 | 835 Food.............................| 68 | 42 | 78 | 86 | 98 | 60 | 47 Housing..........................| 273 | 209 | 299 | 301 | 343 | 294 | 227 Housekeeping supplies...........| 37 | 29 | 40 | 44 | 33 | 45 | 30 Household textiles..............| 8 | 8 | 8 | 11 | 7 | 6 | 6 Appliances and miscellaneous | | | | | | | housewares...................| 27 | 23 | 29 | 33 | 25 | 31 | 20 Major appliances...............| 6 | 6 | 6 | 7 | 5 | 8 | 5 Small appliances and | | | | | | | miscellaneous housewares....| 21 | 17 | 22 | 26 | 20 | 23 | 15 Miscellaneous household | | | | | | | equipment....................| 66 | 45 | 74 | 87 | 87 | 61 | 35 Other housing...................| 135 | 104 | 147 | 127 | 192 | 151 | 136 Apparel and services.............| 252 | 158 | 289 | 319 | 293 | 220 | 285 Males, 2 and over...............| 61 | 39 | 70 | 79 | 72 | 56 | 59 Females, 2 and over.............| 81 | 56 | 91 | 105 | 83 | 70 | 87 Children under 2................| 33 | 11 | 41 | 37 | 40 | 47 | 44 Other apparel products and | | | | | | | services.....................| 77 | 52 | 87 | 98 | 98 | 47 | 94 Jewelry and watches............| 49 | 27 | 57 | 55 | 75 | 25 | (3)79 All other apparel products and | | | | | | | services....................| 29 | 24 | 30 | 43 | 23 | 22 | (3)15 Transportation...................| 57 | 45 | 61 | 84 | 74 | 27 | 24 Health care......................| 30 | 36 | 28 | 31 | 21 | 40 | 13 Entertainment....................| 99 | 91 | 102 | 119 | 106 | 75 | 82 Toys, games, hobbies, and | | | | | | | tricycles....................| 41 | 27 | 46 | 54 | 48 | 34 | 39 Other entertainment.............| 58 | 64 | 56 | 65 | 58 | 41 | 43 Education........................| 155 | 114 | 172 | 192 | 248 | 113 | 82 All other gifts..................| 125 | 142 | 118 | 158 | 111 | 69 | 75 ___________________________________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.5. 3 Data are likely to have large sampling errors. n.a. Not applicable