Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998 Husband and wife consumer units Husband and wife with children One Single Total Other parent, person Item husband Husband husband at least and other and wife and wife Total and wife one child consumer consumer only husband Oldest Oldest Oldest consumer under 18 units units and wife child child child 18 units with under 6 6 to 17 or over children _______________________________________________________________________________________ Number of consumer units (in thousands)...... 56,655 23,302 29,193 5,471 15,994 7,728 4,160 6,546 43,981 Income before taxes a/ ...................... $55,345 $49,395 $59,653 $55,800 $58,775 $64,243 $58,458 $24,530 $27,009 Income after taxes a/ ....................... 50,986 45,327 54,951 50,879 54,386 59,043 54,918 23,149 24,836 Age of the reference person.................. 48.1 56.4 41.4 32.0 39.6 51.7 48.4 36.0 48.8 Average number in consumer unit: Persons..................................... 3.2 2.0 4.0 3.4 4.2 3.9 4.8 2.9 1.6 Children under 18........................... .9 n.a. 1.6 1.4 2.2 .6 1.4 1.8 .2 Persons 65 and over......................... .3 .6 .1 b/ b/ .2 .5 b/ .3 Earners..................................... 1.7 1.2 2.0 1.7 1.9 2.6 2.3 1.1 .9 Vehicles.................................... 2.6 2.4 2.7 2.2 2.6 3.4 2.8 1.1 1.3 Percent distribution: Male........................................ 75 77 74 73 74 75 73 12 42 Female...................................... 25 23 26 27 26 25 27 88 58 Homeowner................................... 81 83 79 67 79 88 77 36 47 With mortgage.............................. 53 40 64 58 67 60 53 29 22 Without mortgage........................... 28 43 16 9 12 28 25 7 26 Renter...................................... 19 17 21 33 21 12 23 64 53 Black....................................... 8 5 9 8 9 10 12 34 14 White and other............................. 92 95 91 92 91 90 88 66 86 Elementary (1-8)............................ 6 6 5 4 4 8 9 4 8 High school (9-12).......................... 37 38 35 29 37 35 48 50 39 College..................................... 57 55 60 67 59 56 42 47 52 Never attended and other.................... c/ c/ c/ d/ c/ c/ 1 d/ c/ At least one vehicle owned or leased........ 97 96 97 95 97 97 96 73 76 Average annual expenditures.................. $44,974 $39,900 $48,771 $43,601 $48,829 $52,370 $46,922 $26,567 $24,681 Food........................................ 6,100 4,974 6,854 5,699 6,969 7,466 7,251 4,133 3,232 Food at home............................. 3,545 2,809 3,964 3,399 4,052 4,203 4,796 2,589 1,811 Cereals and bakery products............ 541 413 626 503 663 640 683 407 276 Cereals and cereal products.......... 186 129 225 167 249 217 241 152 94 Bakery products...................... 355 285 401 335 414 423 442 254 182 Meats, poultry, fish, and eggs......... 937 740 1,012 791 1,014 1,175 1,521 682 451 Beef................................. 294 234 313 220 305 400 489 186 125 Pork................................. 185 151 192 149 192 222 329 150 94 Other meats.......................... 120 94 131 101 135 143 188 82 58 Poultry.............................. 176 129 203 160 208 225 256 140 85 Fish and seafood..................... 123 100 132 128 130 138 192 95 65 Eggs................................. 39 31 42 33 42 47 67 28 24 Dairy products............................ 386 294 450 384 479 437 466 284 194 Fresh milk and cream................. 155 108 185 158 200 172 217 114 76 Other dairy products................. 231 186 265 226 279 265 249 169 119 Fruits and vegetables.................. 599 513 646 604 639 692 754 419 315 Fresh fruits......................... 187 165 201 180 207 205 214 129 102 Fresh vegetables..................... 185 163 192 181 184 219 260 116 97 Processed fruits..................... 126 101 141 151 132 154 160 101 70 Processed vegetables................. 100 83 111 92 117 114 120 74 46 Other food at home..................... 1,082 850 1,230 1,117 1,257 1,258 1,372 798 576 Sugar and other sweets............... 137 114 152 112 169 147 160 101 74 Fats and oils........................ 98 80 103 88 105 110 157 70 51 Miscellaneous foods.................. 489 360 580 611 584 548 593 373 259 Nonalcoholic beverages............... 289 228 323 253 330 360 397 229 156 Food prepared by consumer unit on out-of-town trips....................... 70 68 73 52 70 94 65 25 36 Food away from home...................... 2,555 2,165 2,890 2,300 2,917 3,263 2,455 1,543 1,421 Alcoholic beverages......................... 328 379 291 338 266 308 295 191 302 Housing..................................... 14,319 12,908 15,368 15,945 15,583 14,520 14,835 9,869 8,627 Shelter.................................. 7,998 7,020 8,775 9,085 9,013 8,064 8,020 5,574 5,148 Owned dwellings........................ 5,987 5,053 6,785 6,620 7,040 6,372 5,623 2,450 2,268 Mortgage interest and charges........ 3,565 2,521 4,415 4,753 4,645 3,699 3,457 1,600 1,151 Property taxes....................... 1,390 1,356 1,424 1,100 1,424 1,653 1,346 535 604 Maintenance, repairs, insurance,other expenses............................ 1,032 1,177 946 768 971 1,021 820 315 512 Rented dwellings....................... 1,374 1,241 1,418 2,188 1,398 914 1,807 2,980 2,607 Other lodging.......................... 637 726 573 276 575 777 589 144 273 Utilities, fuels, and public services...... 2,899 2,629 3,048 2,571 3,062 3,354 3,373 2,231 1,793 Natural gas............................ 336 302 357 295 363 388 384 277 217 Electricity............................ 1,127 1,033 1,170 941 1,191 1,288 1,348 859 666 Fuel oil and other fuels............... 107 110 107 83 99 141 91 55 61 Telephone services..................... 954 850 1,013 937 1,005 1,083 1,124 829 669 Water and other public services........ 375 333 401 315 404 455 425 211 180 Household operations..................... 705 423 913 1,832 865 360 819 713 316 Personal services...................... 349 37 591 1,523 523 71 407 532 104 Other household expenses............... 355 386 322 309 343 289 412 181 213 Housekeeping supplies...................... 646 671 623 519 639 668 664 267 300 Laundry and cleaning supplies.......... 156 137 161 120 162 192 228 85 72 Other household products............... 324 372 298 249 313 302 234 115 131 Postage and stationery................. 166 162 164 150 164 175 202 66 97 Household furnishings and equipment...... 2,071 2,165 2,009 1,938 2,003 2,074 1,959 1,084 1,069 Household textiles..................... 134 133 131 110 140 127 164 63 74 Furniture.............................. 504 502 508 692 479 439 480 311 224 Floor coverings........................ 189 292 131 67 150 138 e/ 8 40 103 Major appliances....................... 196 189 200 184 184 241 209 172 122 Small appliances, miscellaneous housewares............................ 105 104 105 72 103 135 106 45 53 Miscellaneous household equipment...... 944 945 934 813 947 993 991 452 493 Apparel and services........................ 2,057 1,559 2,432 2,081 2,522 2,503 2,282 1,789 1,158 Men and boys............................. 538 388 644 426 691 709 640 245 241 Men, 16 and over....................... 416 367 451 311 419 622 447 94 214 Boys, 2 to 15.......................... 122 21 193 115 271 87 193 151 27 Women and girls.......................... 768 621 897 662 953 956 709 869 467 Women, 16 and over..................... 624 592 661 549 608 855 559 637 435 Girls, 2 to 15......................... 144 28 236 112 345 101 150 231 32 Children under 2......................... 105 37 151 457 94 39 171 77 31 Footwear................................. 332 230 404 234 458 421 414 401 196 Other apparel products and services...... 315 282 336 303 326 379 348 198 223 Transportation.............................. 8,799 7,275 9,946 8,079 9,538 12,113 9,291 4,166 4,168 Vehicle purchases (net outlay)........... 4,065 3,081 4,857 3,701 4,661 6,081 4,014 1,727 1,731 Cars and trucks, new................... 2,026 1,613 2,391 1,796 2,170 3,268 1,775 e/ 432 697 Cars and trucks, used.................. 1,999 1,448 2,415 1,768 2,457 2,785 2,175 1,258 972 Other vehicles......................... 40 e/ 21 51 e/ 137 e/ 33 e/ 28 e/ 64 e/ 37 63 Gasoline and motor oil................... 1,326 1,125 1,454 1,190 1,418 1,714 1,556 703 665 Other vehicle expenses................... 2,874 2,434 3,170 2,819 3,010 3,750 3,261 1,511 1,448 Vehicle finance charges................ 441 326 520 512 491 585 538 190 181 Maintenance and repairs................ 784 705 829 644 845 927 910 556 469 Vehicle insurance...................... 952 824 1,037 822 911 1,452 1,062 466 505 Vehicle rental, leases, licenses, other charges.................................. 697 579 784 842 764 785 751 298 293 Public transportation.................... 535 635 466 369 450 568 461 225 324 Health care................................. 2,469 2,881 2,152 1,685 2,110 2,569 2,379 1,027 1,304 Health insurance......................... 1,192 1,376 1,036 905 984 1,237 1,251 492 617 Medical services......................... 717 768 698 520 713 793 573 303 352 Drugs.................................... 425 586 291 187 280 390 454 178 268 Medical supplies......................... 135 151 126 74 133 150 102 54 66 Entertainment............................... 2,239 1,986 2,429 1,976 2,622 2,360 2,334 1,199 1,189 Fees and admissions...................... 595 560 646 445 730 614 448 250 289 Television, radios, sound equipment...... 648 577 678 515 724 698 829 501 394 Pets, toys, and playground equipment..... 438 393 477 455 539 367 413 251 201 Other entertainment supplies, equipment,and services.................. 559 457 629 560 628 681 645 197 305 Personal care products and services......... 483 464 501 425 491 578 467 402 294 Reading..................................... 200 220 189 164 192 200 163 87 122 Education................................... 738 448 997 372 931 1,576 544 367 408 Tobacco products and smoking supplies....... 293 247 308 198 316 369 443 222 255 Miscellaneous............................... 981 940 964 810 958 1,086 1,322 763 719 Cash contributions.......................... 1,337 1,629 1,112 962 1,060 1,325 1,272 527 903 Personal insurance and pensions............. 4,632 3,991 5,229 4,867 5,271 5,397 4,042 1,825 2,000 Life and other personal insurance........ 595 632 567 444 604 577 579 182 178 Pensions and Social Security............. 4,038 3,359 4,662 4,423 4,667 4,820 3,463 1,643 1,822 Sources of income and personal taxes: a/ Money income before taxes................ 55,345 49,395 59,653 55,800 58,775 64,243 58,458 24,530 27,009 Wages and salaries....................... 44,973 34,093 53,136 51,687 53,022 54,413 48,550 19,921 19,717 Self-employment income................... 3,171 2,998 3,527 3,088 3,751 3,373 1,566 769 1,292 Social Security, private and government retirement................... 5,348 10,046 1,473 e/ 95 606 4,270 6,374 768 4,273 Interest, dividends, rental income, other property income................... 1,064 1,739 619 336 449 1,178 382 131 740 Unemployment and workers'' compensation, veterans'' benefits..................... 229 203 235 89 254 300 338 139 156 Public assistance, supplemental security, income, food stamps..................... 202 108 208 193 176 284 705 1,298 349 Regular contributions for support........ 122 53 158 e/ 45 239 69 262 1,277 282 Other income............................. 237 155 297 268 279 356 281 227 200 Personal taxes.............................. 4,359 4,068 4,703 4,921 4,390 5,200 3,540 1,381 2,173 Federal income taxes..................... 3,316 3,081 3,598 3,790 3,335 4,011 2,609 1,016 1,633 State and local income taxes............. 821 752 900 964 868 923 641 288 442 Other taxes.............................. 223 235 204 168 187 266 291 77 98 Income after taxes.......................... 50,986 45,327 54,951 50,879 54,386 59,043 54,918 23,149 24,836 Net change in total assets and liabilities... -3,485 -1,215 -5,563 -5,337 -4,493 -7,937 -1,620 -3,337 311 Net change in total assets............... 8,083 8,533 8,188 14,820 9,067 1,675 4,818 676 4,392 Net change in total liabilities.......... 11,568 9,748 13,751 20,157 13,560 9,612 6,438 4,013 4,082 Other financial information: Other money receipts....................... 610 948 407 995 267 280 147 210 310 Mortgage principal paid on owned property................................ -1,699 -1,466 -1,902 -1,192 -2,102 -1,991 -1,586 -615 -545 Estimated market value of owned home..... 109,174 110,094 108,956 88,736 109,203 122,760 105,542 43,931 49,063 Estimated monthly rental value of owned home.............................. 762 760 767 666 767 840 733 323 361 Gifts of goods and services................. 1,334 1,544 1,193 834 1,148 1,541 1,143 595 793 Food..................................... 116 138 110 35 121 141 30 32 52 Housing.................................. 402 432 381 369 335 487 378 198 217 Housekeeping supplies.................. 53 55 53 45 54 55 39 23 29 Household textiles..................... 23 25 20 e/ 14 14 35 32 e/ 1 10 Appliances and miscellaneous housewares............................... 40 46 36 18 31 62 30 21 17 Major appliances..................... 9 11 7 e/ 3 7 10 e/ 6 e/ 15 4 Small appliances and miscellaneous housewares........................... 31 35 29 15 23 52 24 e/ 5 13 Miscellaneous household equipment...... 89 103 72 72 58 101 130 29 53 Other housing.......................... 197 202 200 220 177 234 147 125 108 Apparel and services..................... 254 256 246 262 198 332 308 160 195 Males, 2 and over...................... 70 76 58 54 43 92 122 19 52 Females, 2 and over.................... 100 108 99 98 87 124 67 49 58 Children under 2....................... 42 29 52 84 49 35 46 30 21 Other apparel products and services.... 42 43 37 26 20 82 72 63 64 Jewelry and watches.................. 16 19 14 12 8 29 22 18 38 All other apparel products and services............................ 26 24 23 e/ 14 12 53 e/ 51 e/ 44 27 Transportation........................... 63 85 50 20 64 40 36 26 35 Health care.............................. 25 34 17 e/ 5 15 31 e/ 34 e/ 24 55 Entertainment............................ 112 147 75 59 75 85 173 37 58 Toys, games, hobbies, and tricycles.... 37 52 22 33 18 25 49 13 24 Other entertainment.................... 75 94 52 26 58 60 124 24 34 Education................................ 225 286 201 e/ 27 216 293 e/ 57 46 79 All other gifts.......................... 136 167 113 56 124 133 126 71 103 ___________________________________________________________ a/ Components of income and taxes are derived from "complete income reporters" only; see glossary. b/ Value less than 0.05. c/ Value less than 0.5. d/ No data reported. e/ Data are likely to have large sampling errors. n.a. Not applicable.