Table 4200. Origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999 Non-Hispanic All Item consumer Hispanic units Total Non-Hispanic Non-Hispanic less Afro-American Afro-American Number of consumer units (in thousands)...... 108,465 9,111 99,354 87,924 11,431 Income before taxes a/ ...................... $43,951 $33,803 $44,955 $46,746 $30,325 Income after taxes a/ ....................... 40,652 31,468 41,561 43,117 28,848 Age of the reference person.................. 47.9 41.2 48.5 49.0 45.0 Average number in consumer unit: Persons..................................... 2.5 3.5 2.4 2.4 2.7 Children under 18........................... .7 1.3 .6 .6 .9 Persons 65 and over......................... .3 .2 .3 .3 .2 Earners..................................... 1.3 1.6 1.3 1.3 1.3 Vehicles.................................... 1.9 1.6 2.0 2.0 1.3 Percent distribution: Male........................................ 55 57 55 57 38 Female...................................... 45 43 45 43 62 Homeowner................................... 65 44 67 69 48 With mortgage.............................. 38 30 39 40 30 Without mortgage........................... 27 14 28 29 18 Renter...................................... 35 56 33 31 52 Black....................................... 12 4 13 2 100 White and other............................. 88 96 87 98 b/ Elementary (1-8)............................ 6 22 5 4 8 High school (9-12).......................... 39 45 38 37 48 College..................................... 55 32 57 58 44 Never attended and other.................... c/ 1 c/ c/ c/ At least one vehicle owned or leased........ 87 82 88 89 73 Average annual expenditures.................. $36,995 $33,044 $37,356 $38,658 $27,280 Food........................................ 5,031 5,493 4,986 5,100 4,089 Food at home............................. 2,915 3,556 2,854 2,883 2,625 Cereals and bakery products............ 448 495 444 450 396 Cereals and cereal products.......... 160 204 156 155 161 Bakery products...................... 288 291 288 295 235 Meats, poultry, fish, and eggs......... 749 1,097 716 697 864 Beef................................. 220 331 210 209 216 Pork................................. 157 230 150 142 210 Other meats.......................... 97 128 94 94 93 Poultry.............................. 136 206 129 124 170 Fish and seafood..................... 106 142 103 98 140 Eggs................................. 32 60 30 29 35 Dairy products......................... 322 377 317 328 232 Fresh milk and cream................. 122 165 118 122 84 Other dairy products................. 200 211 199 206 147 Fruits and vegetables.................. 500 663 484 492 420 Fresh fruits......................... 152 216 147 150 121 Fresh vegetables..................... 149 224 141 145 108 Processed fruits..................... 113 134 111 112 106 Processed vegetables................. 86 89 85 85 85 Other food at home..................... 896 924 894 916 714 Sugar and other sweets............... 112 111 112 113 100 Fats and oils........................ 84 104 82 81 87 Miscellaneous foods.................. 420 393 422 436 311 Nonalcoholic beverages............... 242 279 239 243 203 Food prepared by consumer unit on out-of-town trips................... 39 38 40 43 13 Food away from home.................... 2,116 1,937 2,132 2,217 1,464 Alcoholic beverages......................... 318 269 322 345 144 Housing..................................... 12,057 11,001 12,154 12,483 9,610 Shelter.................................. 7,016 6,778 7,038 7,249 5,411 Owned dwellings........................ 4,525 3,186 4,647 4,900 2,706 Mortgage interest and charges........ 2,547 1,918 2,605 2,727 1,664 Property taxes....................... 1,123 634 1,168 1,239 623 Maintenance, repairs, insurance,other expenses............................ 854 635 874 933 419 Rented dwellings....................... 2,027 3,420 1,899 1,811 2,571 Other lodging.......................... 465 171 491 538 133 Utilities, fuels, and public services.... 2,377 2,124 2,401 2,397 2,431 Natural gas............................ 270 228 274 270 305 Electricity............................ 899 743 914 912 923 Fuel oil and other fuels............... 74 30 78 84 40 Telephone services..................... 849 872 847 838 918 Water and other public services........ 285 251 288 293 245 Household operations..................... 666 470 684 715 441 Personal services...................... 323 269 328 336 265 Other household expenses............... 343 201 356 380 175 Housekeeping supplies.................... 498 445 503 521 359 Laundry and cleaning supplies.......... 121 158 118 116 130 Other household products............... 250 211 253 266 154 Postage and stationery................. 127 77 132 139 75 Household furnishings and equipment...... 1,499 1,184 1,529 1,600 969 Household textiles..................... 114 110 114 118 89 Furniture.............................. 365 352 366 375 301 Floor coverings........................ 44 27 45 48 22 Major appliances....................... 183 158 185 189 156 Small appliances, miscellaneous housewares............................ 102 85 103 111 41 Miscellaneous household equipment...... 692 453 714 759 359 Apparel and services........................ 1,743 2,071 1,712 1,691 1,880 Men and boys............................. 421 525 411 419 349 Men, 16 and over....................... 328 391 322 337 199 Boys, 2 to 15.......................... 93 134 89 81 150 Women and girls.......................... 655 651 655 647 723 Women, 16 and over..................... 548 479 554 552 566 Girls, 2 to 15......................... 107 172 101 94 157 Children under 2......................... 67 114 62 62 66 Footwear................................. 303 490 285 259 499 Other apparel products and services...... 297 291 297 304 242 Transportation.............................. 7,011 6,801 7,031 7,273 5,163 Vehicle purchases (net outlay)........... 3,305 3,362 3,300 3,414 2,428 Cars and trucks, new................... 1,628 1,352 1,653 1,740 982 Cars and trucks, used.................. 1,641 1,959 1,612 1,634 1,446 Other vehicles......................... 36 d/ 50 35 39 b/ Gasoline and motor oil................... 1,055 1,116 1,049 1,086 765 Other vehicle expenses................... 2,254 1,979 2,279 2,353 1,706 Vehicle finance charges................ 320 276 325 331 275 Maintenance and repairs................ 664 586 671 698 463 Vehicle insurance...................... 756 672 764 785 605 Vehicle rental, leases, licenses, other charges.............................. 513 445 519 539 363 Public transportation.................... 397 344 402 420 264 Health care................................. 1,959 1,119 2,036 2,155 1,115 Health insurance......................... 923 534 958 1,009 566 Medical services......................... 558 313 580 623 248 Drugs.................................... 370 211 385 402 248 Medical supplies......................... 109 62 113 121 53 Entertainment............................... 1,891 1,245 1,950 2,081 933 Fees and admissions...................... 459 253 478 518 167 Television, radios, sound equipment...... 608 554 613 620 556 Pets, toys, and playground equipment..... 346 211 358 386 138 Other entertainment supplies, equipment,and services.................. 478 226 502 557 73 Personal care products and services......... 408 404 409 410 401 Reading..................................... 159 71 168 179 81 Education................................... 635 366 659 695 387 Tobacco products and smoking supplies....... 300 172 312 324 216 Miscellaneous............................... 867 637 888 928 580 Cash contributions.......................... 1,181 678 1,227 1,313 565 Personal insurance and pensions............. 3,436 2,718 3,502 3,682 2,116 Life and other personal insurance........ 394 191 413 425 322 Pensions and Social Security............. 3,042 2,528 3,089 3,257 1,794 Sources of income and personal taxes: a/ Money income before taxes.................. 43,951 33,803 44,955 46,746 30,317 Wages and salaries....................... 34,456 28,917 35,004 36,275 24,616 Self-employment income................... 2,603 1,753 2,687 2,893 1,012 Social Security, private and government retirement................... 4,798 1,754 5,099 5,326 3,240 Interest, dividends, rental income, other property income................... 1,104 138 1,200 1,335 97 Unemployment and workers'' compensation, veterans'' benefits..................... 177 230 171 174 150 Public assistance, supplemental security, income, food stamps..................... 320 646 288 227 786 Regular contributions for support........ 262 196 268 278 188 Other income............................. 230 169 236 237 228 Personal taxes............................. 3,299 2,334 3,395 3,629 1,477 Federal income taxes..................... 2,513 1,880 2,576 2,761 1,065 State and local income taxes............. 616 387 638 675 343 Other taxes.............................. 170 68 181 194 69 Income after taxes......................... 40,652 31,468 41,561 43,117 28,848 Net change in total assets and liabilities... 142 -403 192 501 -2,184 Net change in total assets............... 6,478 6,679 6,460 7,004 2,274 Net change in total liabilities.......... 6,336 7,082 6,268 6,503 4,457 Other financial information: Other money receipts..................... 651 222 691 758 177 Mortgage principal paid on owned property................................ -1,366 -743 -1,424 -1,523 -662 Estimated market value of owned home..... 87,582 51,018 90,935 97,071 43,740 Estimated monthly rental value of owned home.................................... 592 366 613 647 348 Gifts of goods and services................. 1,083 749 1,114 1,172 663 Food..................................... 83 35 87 95 29 Housing.................................. 292 172 303 319 181 Housekeeping supplies.................. 41 25 42 44 24 Household textiles..................... 17 d/ 11 17 18 d/ 10 Appliances and miscellaneous housewares........................... 32 16 34 37 10 Major appliances..................... 9 d/ 2 9 10 d/ 2 Small appliances and miscellaneous housewares......................... 24 14 25 27 8 Miscellaneous household equipment...... 66 26 70 74 41 Other housing.......................... 136 95 140 146 95 Apparel and services..................... 210 256 205 204 215 Males, 2 and over...................... 54 54 54 56 42 Females, 2 and over.................... 71 73 71 70 75 Children under 2....................... 33 40 32 32 33 Other apparel products and services.... 52 90 48 46 65 Jewelry and watches.................. 27 44 25 26 14 All other apparel products and services............................ 25 46 23 20 51 Transportation........................... 63 60 64 65 55 Health care.............................. 40 7 43 48 d/ 6 Entertainment............................ 98 50 103 111 34 Toys, games, hobbies, and tricycles.... 32 26 32 35 14 Other entertainment.................... 66 24 70 77 20 Education................................ 166 62 176 189 74 All other gifts.......................... 131 108 133 142 68 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b No data reported. c Value less than 0.5. d Data are likely to have large sampling errors.