Table 4200. Origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001 Non-Hispanic All Item consumer Hispanic units Total Non-Hispanic Non-Hispanic less Afro-American Afro-American Number of consumer units (in thousands)...... 110,339 9,621 100,718 89,143 11,575 Income before taxes a/ ...................... $47,507 $35,886 $48,726 $50,635 $33,602 Income after taxes a/ ....................... 44,587 34,566 45,638 47,302 32,457 Age of the reference person.................. 48.1 42.4 48.7 49.1 45.5 Average number in consumer unit: Persons..................................... 2.5 3.4 2.4 2.4 2.6 Children under 18........................... .7 1.2 .6 .6 .9 Persons 65 and over......................... .3 .2 .3 .3 .2 Earners..................................... 1.4 1.6 1.3 1.3 1.3 Vehicles.................................... 1.9 1.6 2.0 2.1 1.3 Percent distribution: Male........................................ 51 52 51 53 37 Female...................................... 49 48 49 47 63 Homeowner................................... 66 47 68 70 50 With mortgage.............................. 40 31 41 42 31 Without mortgage........................... 26 16 27 28 18 Renter...................................... 34 53 32 30 50 Black....................................... 12 4 13 1 100 White and other............................. 88 96 87 99 b/ Elementary (1-8)............................ 6 21 4 4 6 High school (9-12).......................... 38 44 38 37 48 College..................................... 56 34 58 59 45 Never attended and other.................... c/ 2 c/ c/ c/ At least one vehicle owned or leased........ 88 82 88 90 74 Average annual expenditures.................. $39,518 $34,361 $40,009 $41,540 $28,218 Food........................................ 5,321 5,648 5,288 5,432 4,174 Food at home............................. 3,086 3,551 3,039 3,081 2,717 Cereals and bakery products............ 452 490 448 456 387 Cereals and cereal products.......... 156 188 153 154 151 Bakery products...................... 296 302 295 303 236 Meats, poultry, fish, and eggs......... 828 1,098 801 787 908 Beef................................. 248 331 240 240 237 Pork................................. 177 229 172 166 219 Other meats.......................... 102 111 101 103 90 Poultry.............................. 152 206 146 140 194 Fish and seafood..................... 114 164 109 106 127 Eggs................................. 35 55 33 32 41 Dairy products......................... 332 355 329 342 234 Fresh milk and cream................. 136 168 133 137 95 Other dairy products................. 196 186 197 204 139 Fruits and vegetables.................. 522 663 508 517 437 Fresh fruits......................... 160 218 155 160 117 Fresh vegetables..................... 162 231 155 159 121 Processed fruits..................... 116 132 114 114 120 Processed vegetables................. 84 82 84 85 79 Other food at home..................... 952 946 952 979 750 Sugar and other sweets............... 116 104 117 121 91 Fats and oils........................ 87 97 86 86 84 Miscellaneous foods.................. 455 425 458 472 349 Nonalcoholic beverages............... 256 290 253 258 214 Food prepared by consumer unit on out-of-town trips................... 38 30 39 43 12 Food away from home.................... 2,235 2,097 2,249 2,351 1,458 Alcoholic beverages......................... 349 308 353 378 159 Housing..................................... 13,011 11,747 13,132 13,511 10,212 Shelter.................................. 7,602 7,018 7,657 7,917 5,658 Owned dwellings........................ 4,979 3,349 5,134 5,433 2,832 Mortgage interest and charges........ 2,862 2,152 2,930 3,083 1,746 Property taxes....................... 1,233 670 1,287 1,364 692 Maintenance, repairs, insurance,other expenses............................ 884 527 918 986 393 Rented dwellings....................... 2,134 3,503 2,003 1,919 2,651 Other lodging.......................... 489 167 520 564 175 Utilities, fuels, and public services.... 2,767 2,429 2,799 2,777 2,969 Natural gas............................ 411 332 418 408 496 Electricity............................ 1,009 848 1,024 1,013 1,106 Fuel oil and other fuels............... 112 43 119 127 61 Telephone services..................... 914 917 914 901 1,013 Water and other public services........ 321 290 324 328 293 Household operations..................... 676 430 699 738 398 Personal services...................... 291 251 295 306 209 Other household expenses............... 385 179 405 433 189 Housekeeping supplies.................... 509 432 517 541 328 Laundry and cleaning supplies.......... 131 173 127 126 136 Other household products............... 255 188 262 278 134 Postage and stationery................. 122 71 128 136 59 Household furnishings and equipment...... 1,458 1,437 1,460 1,538 858 Household textiles..................... 114 97 116 122 67 Furniture.............................. 372 383 371 378 318 Floor coverings........................ 40 36 41 42 32 Major appliances....................... 178 162 179 189 105 Small appliances, miscellaneous housewares............................ 87 103 85 91 36 Miscellaneous household equipment...... 667 656 668 715 301 Apparel and services........................ 1,743 1,857 1,732 1,729 1,751 Men and boys............................. 423 416 424 430 378 Men, 16 and over....................... 335 312 337 347 263 Boys, 2 to 15.......................... 88 104 86 83 115 Women and girls.......................... 677 654 679 687 619 Women, 16 and over..................... 562 481 570 584 466 Girls, 2 to 15......................... 115 172 109 103 154 Children under 2......................... 81 141 76 74 84 Footwear................................. 302 406 292 270 459 Other apparel products and services...... 259 241 261 267 212 Transportation.............................. 7,633 7,083 7,686 8,041 4,945 Vehicle purchases (net outlay)........... 3,579 3,360 3,600 3,805 2,017 Cars and trucks, new................... 1,685 1,455 1,707 1,833 741 Cars and trucks, used.................. 1,848 1,880 1,845 1,920 1,269 Other vehicles......................... 46 d/ 26 48 53 d/ 7 Gasoline and motor oil................... 1,279 1,265 1,281 1,324 948 Other vehicle expenses................... 2,375 2,134 2,398 2,483 1,745 Vehicle finance charges................ 359 335 362 369 306 Maintenance and repairs................ 662 695 659 688 434 Vehicle insurance...................... 819 726 828 853 638 Vehicle rental, leases, licenses, other charges.............................. 534 377 549 573 367 Public transportation.................... 400 323 407 429 234 Health care................................. 2,182 1,343 2,262 2,392 1,260 Health insurance......................... 1,061 652 1,100 1,155 674 Medical services......................... 573 354 594 643 213 Drugs.................................... 449 265 466 486 316 Medical supplies......................... 100 73 102 108 57 Entertainment............................... 1,953 1,246 2,021 2,156 981 Fees and admissions...................... 526 277 550 597 188 Television, radios, sound equipment...... 660 593 666 678 570 Pets, toys, and playground equipment..... 337 223 348 374 152 Other entertainment supplies, equipment,and services.................. 430 153 457 507 71 Personal care products and services......... 485 467 486 489 466 Reading..................................... 141 59 149 160 61 Education................................... 648 428 669 719 283 Tobacco products and smoking supplies....... 308 177 321 336 201 Miscellaneous............................... 750 457 778 801 604 Cash contributions.......................... 1,258 727 1,309 1,377 785 Personal insurance and pensions............. 3,737 2,814 3,825 4,018 2,336 Life and other personal insurance........ 410 209 430 444 317 Pensions and Social Security............. 3,326 2,605 3,395 3,574 2,019 Sources of income and personal taxes: a/ Money income before taxes.................. 47,507 35,886 48,726 50,635 33,602 Wages and salaries....................... 38,334 31,057 39,097 40,509 27,917 Self-employment income................... 2,231 1,285 2,330 2,518 844 Social Security, private and government retirement................... 4,963 2,223 5,250 5,479 3,436 Interest, dividends, rental income, other property income................... 951 139 1,036 1,148 152 Unemployment and workers'' compensation, veterans'' benefits..................... 171 141 175 174 176 Public assistance, supplemental security, income, food stamps..................... 384 677 353 312 681 Regular contributions for support........ 315 255 321 328 270 Other income............................. 158 109 163 168 127 Personal taxes............................. 2,920 1,320 3,088 3,334 1,145 Federal income taxes..................... 2,237 1,034 2,363 2,557 827 State and local income taxes............. 555 249 587 625 279 Other taxes.............................. 129 37 139 151 39 Income after taxes......................... 44,587 34,566 45,638 47,302 32,457 Net change in total assets and liabilities... -2,059 -2,969 -1,972 -2,076 -1,174 Net change in total assets............... 5,678 5,040 5,739 6,297 1,444 Net change in total liabilities.......... 7,737 8,010 7,711 8,373 2,619 Other financial information: Other money receipts..................... 372 77 400 443 72 Mortgage principal paid on owned property................................ -1,397 -692 -1,464 -1,561 -717 Estimated market value of owned home..... 103,975 56,293 108,530 116,362 48,212 Estimated monthly rental value of owned home.................................... 690 432 714 752 424 Gifts of goods and services................. 1,012 643 1,047 1,114 533 Food..................................... 69 62 70 75 31 Alcoholic beverages...................... 14 19 13 15 5 Housing.................................. 258 138 270 289 125 Housekeeping supplies.................. 41 12 44 48 13 Household textiles..................... 14 6 15 16 d/ 3 Appliances and miscellaneous housewares........................... 25 35 24 27 d/ 2 Major appliances..................... 6 12 6 7 d/ 1 Small appliances and miscellaneous housewares......................... 19 24 18 21 d/ 1 Miscellaneous household equipment...... 59 34 62 67 18 Other housing.......................... 119 51 125 130 89 Apparel and services..................... 237 222 238 245 185 Males, 2 and over...................... 61 50 62 65 42 Females, 2 and over.................... 89 84 90 95 50 Children under 2....................... 42 53 41 40 42 Other apparel products and services.... 45 36 46 45 50 Jewelry and watches.................. 17 8 18 19 10 All other apparel products and services............................ 28 28 28 27 40 Transportation........................... 70 28 74 80 27 Health care.............................. 35 32 35 39 d/ 5 Entertainment............................ 74 41 77 81 45 Toys, games, hobbies, and tricycles.... 30 21 31 33 16 Other entertainment.................... 44 20 46 49 29 Personal care products and services...... 21 19 21 22 13 Reading.................................. 1 c/ 1 2 c/ Education................................ 160 33 172 187 59 All other gifts.......................... 73 48 76 81 36 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b No data reported. c Value less than 0.5. d Data are likely to have large sampling errors.