Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003 Husband and wife consumer units Husband and wife with children One Single Total Other parent, person Item husband Husband husband at least and other and wife and wife Total and wife one child consumer consumer only husband Oldest Oldest Oldest consumer under 18 units units and wife child child child 18 units with under 6 6 to 17 or over children Number of consumer units (in thousands)...... 58,448 25,132 28,584 5,496 15,047 8,041 4,732 6,999 49,909 Income before taxes a/ ...................... $69,472 $62,930 $75,557 $66,317 $77,508 $78,307 $66,597 $29,154 $32,970 Income after taxes a/ ....................... 65,839 58,260 72,564 64,106 74,270 75,236 64,547 28,846 31,399 Age of the reference person.................. 48.6 56.8 41.6 32.1 40.0 51.2 47.3 37.4 49.6 Average number in consumer unit: Persons..................................... 3.2 2.0 3.9 3.5 4.1 4.0 4.9 2.9 1.6 Children under 18........................... .9 n.a. 1.6 1.5 2.1 .7 1.4 1.8 .2 Persons 65 and over......................... .3 .6 .1 b/ b/ .2 .4 b/ .3 Earners..................................... 1.7 1.2 2.0 1.7 1.8 2.6 2.3 1.0 1.0 Vehicles.................................... 2.6 2.4 2.7 2.1 2.6 3.3 2.8 1.2 1.3 Percent distribution: Male........................................ 61 64 57 58 55 60 61 16 43 Female...................................... 39 36 43 42 45 40 39 84 57 Homeowner................................... 83 85 82 72 81 90 78 40 52 With mortgage.............................. 56 43 68 64 70 66 55 30 24 Without mortgage........................... 27 42 14 8 12 24 23 10 27 Renter...................................... 17 15 18 28 19 10 22 60 48 Black or African American................... 7 5 8 6 8 8 13 33 15 White, Asian, and All Other Races........... 93 95 92 94 92 92 87 67 85 Elementary (1-8)............................ 5 5 4 2 3 6 11 3 8 High school (9-12).......................... 34 35 33 24 33 37 44 46 37 College..................................... 60 60 64 74 63 57 44 51 55 Never attended and other.................... c/ c/ c/ d/ c/ c/ 1 c/ c/ At least one vehicle owned or leased........ 96 96 97 95 97 97 95 80 78 Average annual expenditures.................. $53,030 $47,896 $57,702 $51,503 $59,183 $59,180 $52,110 $30,535 $27,867 Food........................................ 6,864 5,927 7,553 6,224 7,844 7,937 7,732 4,804 3,577 Food at home............................. 4,047 3,402 4,476 3,952 4,551 4,710 4,993 2,979 2,039 Cereals and bakery products............ 571 458 652 547 691 650 692 445 285 Cereals and cereal products.......... 193 147 225 198 240 215 256 160 96 Bakery products...................... 378 311 427 349 451 435 436 285 188 Meats, poultry, fish, and eggs......... 1,077 912 1,169 890 1,213 1,283 1,461 787 525 Beef................................. 333 288 360 235 381 408 417 212 145 Pork................................. 221 193 235 158 249 263 304 163 110 Other meats.......................... 130 106 145 119 151 153 175 110 67 Poultry.............................. 186 145 211 175 218 225 251 142 95 Fish and seafood..................... 162 140 169 158 165 186 249 125 79 Eggs................................. 46 40 48 45 50 49 65 35 28 Dairy products......................... 427 352 485 444 497 491 468 307 211 Fresh milk and cream................. 162 122 192 166 206 183 188 126 84 Other dairy products................. 265 230 293 277 291 308 280 181 127 Fruits and vegetables.................. 688 606 735 672 723 808 858 455 363 Fresh fruits......................... 221 197 235 207 233 260 268 144 114 Fresh vegetables..................... 224 205 230 213 222 258 307 124 116 Processed fruits..................... 136 111 154 150 153 159 162 106 75 Processed vegetables................. 106 93 116 102 114 131 121 81 58 Other food at home..................... 1,285 1,074 1,435 1,399 1,428 1,479 1,515 985 656 Sugar and other sweets............... 152 131 168 146 176 168 164 124 79 Fats and oils........................ 109 98 115 86 117 131 137 75 59 Miscellaneous foods.................. 632 511 721 822 696 699 740 491 317 Nonalcoholic beverages............... 341 278 383 310 381 439 431 276 180 Food prepared by consumer unit on out-of-town trips................... 51 56 49 36 57 42 41 19 21 Food away from home.................... 2,817 2,525 3,077 2,272 3,293 3,226 2,739 1,826 1,538 Alcoholic beverages......................... 447 478 440 445 429 459 288 220 348 Housing..................................... 16,648 14,352 18,679 19,303 19,235 17,215 16,533 11,772 9,885 Shelter.................................. 9,480 8,001 10,812 10,963 11,292 9,812 9,289 7,152 6,125 Owned dwellings........................ 7,433 5,973 8,773 8,440 9,213 8,175 7,100 3,234 3,006 Mortgage interest and charges........ 4,349 2,924 5,610 5,853 5,953 4,803 4,295 1,938 1,463 Property taxes....................... 1,841 1,742 1,956 1,618 2,023 2,061 1,667 675 856 Maintenance, repairs, insurance,other expenses............................ 1,244 1,306 1,207 970 1,238 1,311 1,138 621 687 Rented dwellings....................... 1,405 1,280 1,455 2,204 1,488 883 1,764 3,724 2,870 Other lodging.......................... 642 748 584 319 591 753 425 195 249 Utilities, fuels, and public services.... 3,444 3,075 3,695 3,030 3,745 4,055 3,882 2,595 2,101 Natural gas............................ 473 413 517 429 517 578 529 335 305 Electricity............................ 1,259 1,153 1,331 1,055 1,378 1,432 1,385 1,022 758 Fuel oil and other fuels............... 143 137 146 92 152 171 153 62 77 Telephone services..................... 1,145 991 1,252 1,094 1,238 1,388 1,320 932 737 Water and other public services........ 423 382 448 359 460 486 495 244 224 Household operations..................... 970 596 1,316 2,365 1,286 656 865 725 397 Personal services...................... 416 68 725 1,850 652 92 401 478 124 Other household expenses............... 554 528 591 514 634 564 463 247 273 Housekeeping supplies.................... 699 659 734 645 728 813 683 349 348 Laundry and cleaning supplies.......... 171 149 185 152 183 214 213 122 86 Other household products............... 360 336 385 352 389 401 329 161 160 Postage and stationery................. 167 174 164 142 156 198 141 65 102 Household furnishings and equipment...... 2,055 2,021 2,122 2,300 2,183 1,880 1,814 951 914 Household textiles..................... 157 168 149 125 142 178 145 67 68 Furniture.............................. 564 542 595 744 624 441 497 278 227 Floor coverings........................ 71 73 72 50 79 75 54 38 31 Major appliances....................... 271 251 282 345 291 221 300 163 112 Small appliances, miscellaneous housewares............................ 117 127 108 98 92 149 113 49 59 Miscellaneous household equipment...... 876 860 915 938 955 815 704 356 417 Apparel and services........................ 2,085 1,632 2,431 2,232 2,614 2,219 2,441 1,799 1,085 Men and boys............................. 495 361 604 451 695 538 539 389 222 Men, 16 and over....................... 369 333 396 321 391 459 411 173 193 Boys, 2 to 15.......................... 125 28 209 130 304 79 128 216 29 Women and girls.......................... 797 650 892 743 947 895 1,055 673 434 Women, 16 and over..................... 647 609 653 605 589 818 871 445 397 Girls, 2 to 15......................... 149 41 239 138 357 77 184 228 37 Children under 2......................... 115 44 168 469 117 51 180 111 37 Footwear................................. 353 264 421 282 479 405 406 450 201 Other apparel products and services...... 325 314 346 286 376 331 261 177 191 Transportation.............................. 10,627 9,580 11,546 9,832 11,526 12,755 10,658 4,592 4,893 Vehicle purchases (net outlay)........... 5,308 4,933 5,713 4,953 5,849 5,977 4,858 1,734 2,166 Cars and trucks, new................... 3,020 3,249 2,997 2,499 3,188 2,979 1,944 450 1,144 Cars and trucks, used.................. 2,194 1,604 2,607 2,353 2,553 2,883 2,824 1,268 978 Other vehicles......................... 95 79 109 e/ 101 108 e/ 116 e/ 90 e/ 17 43 Gasoline and motor oil................... 1,740 1,463 1,949 1,613 1,927 2,220 1,956 993 903 Other vehicle expenses................... 3,078 2,638 3,418 2,925 3,261 4,049 3,381 1,632 1,553 Vehicle finance charges................ 520 399 613 603 597 650 595 227 216 Maintenance and repairs................ 793 734 833 652 809 1,003 892 476 434 Vehicle insurance...................... 1,173 980 1,309 1,006 1,175 1,766 1,378 612 633 Vehicle rental, leases, licenses, other charges.............................. 592 525 663 663 680 629 515 317 270 Public transportation.................... 501 547 466 342 489 509 463 234 271 Health care................................. 3,202 3,713 2,760 2,177 2,764 3,151 3,157 1,201 1,666 Health insurance......................... 1,663 1,906 1,455 1,253 1,429 1,642 1,623 644 855 Medical services......................... 809 847 783 536 844 838 767 330 372 Drugs.................................... 584 792 391 296 361 514 644 164 371 Medical supplies......................... 146 167 131 92 130 157 123 63 68 Entertainment............................... 2,793 2,699 2,958 2,401 3,414 2,478 2,295 1,453 1,281 Fees and admissions...................... 706 586 849 437 1,072 712 479 336 269 Television, radios, sound equipment...... 887 750 997 938 1,061 919 950 635 560 Pets, toys, and playground equipment..... 516 517 528 531 578 429 452 296 226 Other entertainment supplies, equipment,and services.................. 684 846 584 495 703 419 414 187 227 Personal care products and services......... 668 617 713 559 713 821 670 459 369 Reading..................................... 163 186 149 121 151 167 118 64 95 Education................................... 1,053 610 1,510 413 1,438 2,393 639 493 508 Tobacco products and smoking supplies....... 300 275 298 220 291 365 447 230 286 Miscellaneous............................... 712 638 778 626 696 1,035 702 510 494 Cash contributions.......................... 1,762 2,174 1,441 1,060 1,430 1,723 1,507 622 1,016 Personal insurance and pensions............. 5,707 5,015 6,445 5,891 6,638 6,462 4,923 2,315 2,365 Life and other personal insurance........ 599 625 585 378 618 665 550 181 191 Pensions and Social Security............. 5,108 4,390 5,860 5,513 6,021 5,798 4,374 2,134 2,174 Sources of income and personal taxes: a/ Money income before taxes.................. 69,472 62,930 75,557 66,317 77,508 78,307 66,597 29,154 32,970 Wages and salaries....................... 57,805 45,228 69,163 62,747 71,820 68,574 54,411 23,232 24,490 Self-employment income................... 2,972 2,711 3,009 1,951 3,106 3,564 4,151 1,381 1,279 Social Security, private and government retirement................... 6,497 12,162 1,672 229 800 4,362 6,190 810 5,243 Interest, dividends, rental income, other property income................... 1,387 2,212 793 643 800 885 662 437 855 Unemployment and workers'' compensation, veterans'' benefits..................... 329 289 360 316 352 406 357 296 196 Public assistance, supplemental security, income, food stamps..................... 200 158 198 167 201 213 436 1,009 348 Regular contributions for support........ 165 80 220 149 270 174 280 1,740 351 Other income............................. 117 89 142 115 158 129 111 247 209 Personal taxes............................. 3,632 4,669 2,992 2,210 3,238 3,072 2,050 308 1,571 Federal income taxes..................... 2,670 3,667 2,033 1,429 2,245 2,052 1,289 -19 1,148 State and local income taxes............. 696 685 743 592 795 751 455 227 315 Other taxes.............................. 266 317 216 190 198 268 307 100 108 Income after taxes......................... 65,839 58,260 72,564 64,106 74,270 75,236 64,547 28,846 31,399 Net change in total assets and liabilities... -22,970 -14,713 -31,525 -47,524 -30,355 -22,779 -15,149 -5,261 -5,590 Net change in total assets............... 8,512 5,486 11,052 20,973 11,390 3,639 9,237 5,883 4,118 Net change in total liabilities.......... 31,482 20,199 42,577 68,497 41,746 26,419 24,386 11,144 9,707 Other financial information: Other money receipts..................... 531 717 400 251 244 792 335 792 493 Mortgage principal paid on owned property................................ -2,449 -2,121 -2,814 -2,201 -3,059 -2,776 -1,982 -726 -647 Estimated market value of owned home..... 168,796 165,454 173,312 150,612 178,071 179,919 159,266 55,315 76,687 Estimated monthly rental value of owned home.................................... 1,012 969 1,057 943 1,075 1,103 957 378 495 Gifts of goods and services................. 1,316 1,630 1,122 690 1,185 1,303 801 505 712 Food..................................... 118 174 80 40 68 129 54 54 33 Alcoholic beverages...................... 18 14 23 35 22 15 e/ 7 21 13 Housing.................................. 294 353 253 183 257 296 216 112 149 Housekeeping supplies.................. 50 47 56 38 55 72 25 19 34 Household textiles..................... 19 24 15 e/ 8 9 31 e/ 18 e/ 1 7 Appliances and miscellaneous housewares........................... 34 47 22 25 20 23 34 10 16 Major appliances..................... 8 9 7 9 7 4 e/ 8 e/ 3 6 Small appliances and miscellaneous housewares......................... 26 37 15 16 13 19 26 e/ 7 10 Miscellaneous household equipment...... 81 108 62 64 53 79 56 17 33 Other housing.......................... 109 127 98 48 120 92 82 64 59 Apparel and services..................... 261 316 216 250 196 230 247 156 191 Males, 2 and over...................... 71 90 55 35 58 63 69 33 41 Females, 2 and over.................... 93 124 69 81 62 76 67 58 68 Children under 2....................... 53 43 59 105 49 45 68 34 23 Other apparel products and services.... 45 60 33 30 27 46 43 31 59 Jewelry and watches.................. 20 25 15 9 10 28 28 8 35 All other apparel products and services............................ 25 35 18 e/ 21 18 18 e/ 15 e/ 23 24 Transportation........................... 65 72 67 16 69 99 21 45 55 Health care.............................. 34 49 24 e/ 9 19 44 21 11 69 Entertainment............................ 87 118 63 50 62 74 60 26 54 Toys, games, hobbies, and tricycles.... 32 47 21 20 17 29 20 9 22 Other entertainment.................... 55 72 42 30 45 46 40 17 32 Personal care products and services...... 19 20 19 26 15 22 13 14 12 Reading.................................. 2 3 1 c/ 1 1 3 c/ 1 Education................................ 329 390 314 e/ 13 433 299 95 41 71 All other gifts.......................... 89 122 63 67 44 94 65 25 64 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.