Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003 Two or more persons All One Item consumer person Total Five or units two or Two Three Four more more persons persons persons persons persons Number of consumer units (in thousands)...... 115,356 33,929 81,427 36,830 17,701 15,464 11,432 Income before taxes a/ ...................... $51,128 $27,131 $61,165 $55,980 $62,780 $70,136 $63,106 Income after taxes a/ ....................... 48,596 25,539 58,240 52,279 60,448 67,298 61,662 Age of the reference person.................. 48.4 51.4 47.1 53.2 43.9 40.9 40.9 Average number in consumer unit: Persons..................................... 2.5 1.0 3.1 2.0 3.0 4.0 5.6 Children under 18........................... .6 n.a. .9 .1 .8 1.6 2.7 Persons 65 and over......................... .3 .3 .3 .5 .2 .1 .1 Earners..................................... 1.3 .6 1.6 1.3 1.7 1.9 2.2 Vehicles.................................... 1.9 1.0 2.3 2.2 2.3 2.5 2.5 Percent distribution: Male........................................ 50 45 52 56 47 51 51 Female...................................... 50 55 48 44 53 49 49 Homeowner................................... 67 49 74 76 70 76 73 With mortgage.............................. 41 21 49 40 51 64 58 Without mortgage........................... 26 29 25 36 19 12 15 Renter...................................... 33 51 26 24 30 24 27 Black or African American................... 12 12 12 9 15 12 15 White, Asian, and All Other Races........... 88 88 88 91 85 88 85 Elementary (1-8)............................ 6 8 5 5 4 4 9 High school (9-12).......................... 36 34 37 36 39 35 42 College..................................... 57 58 57 58 57 60 49 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 88 74 93 93 92 94 93 Average annual expenditures.................. $40,817 $23,657 $47,921 $43,693 $47,406 $55,201 $52,565 Food........................................ 5,340 2,831 6,357 5,432 6,173 7,472 8,178 Food at home............................. 3,129 1,525 3,778 3,128 3,664 4,472 5,157 Cereals and bakery products............ 442 217 532 425 508 644 772 Cereals and cereal products.......... 150 71 182 139 174 227 274 Bakery products...................... 292 146 350 286 334 418 498 Meats, poultry, fish, and eggs......... 825 359 1,013 824 976 1,213 1,422 Beef................................. 246 94 307 253 292 368 425 Pork................................. 171 73 210 173 203 252 286 Other meats.......................... 102 47 124 100 116 153 179 Poultry.............................. 145 66 177 135 167 222 266 Fish and seafood..................... 124 59 151 126 156 168 205 Eggs................................. 37 20 44 38 43 50 62 Dairy products......................... 328 161 396 324 383 467 555 Fresh milk and cream................. 127 62 153 116 145 185 241 Other dairy products................. 201 99 243 208 238 282 314 Fruits and vegetables.................. 535 280 639 552 609 740 832 Fresh fruits......................... 171 88 205 177 191 235 276 Fresh vegetables..................... 172 89 206 184 192 237 257 Processed fruits..................... 108 60 128 105 124 153 177 Processed vegetables................. 84 44 100 86 103 115 122 Other food at home..................... 999 507 1,198 1,003 1,188 1,407 1,577 Sugar and other sweets............... 119 60 143 123 138 166 186 Fats and oils........................ 86 43 103 90 97 115 140 Miscellaneous foods.................. 490 256 584 477 591 698 774 Nonalcoholic beverages............... 268 131 324 265 327 382 436 Food prepared by consumer unit on out-of-town trips................... 36 17 44 48 36 46 41 Food away from home.................... 2,211 1,306 2,579 2,304 2,509 3,000 3,020 Alcoholic beverages......................... 391 280 436 468 419 436 358 Housing..................................... 13,432 8,768 15,369 13,536 15,596 18,322 16,930 Shelter.................................. 7,887 5,614 8,835 7,730 8,949 10,622 9,801 Owned dwellings........................ 5,263 2,692 6,334 5,263 6,220 8,299 7,304 Mortgage interest and charges........ 2,954 1,230 3,672 2,626 3,732 5,299 4,752 Property taxes....................... 1,344 802 1,569 1,487 1,507 1,790 1,635 Maintenance, repairs, insurance,other expenses............................ 965 659 1,092 1,150 982 1,211 917 Rented dwellings....................... 2,179 2,679 1,971 1,869 2,229 1,818 2,109 Other lodging.......................... 445 242 529 597 501 505 388 Utilities, fuels, and public services.... 2,811 1,758 3,250 2,905 3,320 3,615 3,762 Natural gas............................ 392 254 450 396 449 506 548 Electricity............................ 1,028 621 1,197 1,082 1,216 1,306 1,393 Fuel oil and other fuels............... 110 70 126 120 126 144 119 Telephone services..................... 956 623 1,094 965 1,161 1,227 1,229 Water and other public services........ 326 190 383 342 369 432 472 Household operations..................... 707 343 859 565 1,026 1,337 899 Personal services...................... 294 93 377 104 512 801 476 Other household expenses............... 414 251 482 461 513 536 423 Housekeeping supplies.................... 529 284 628 582 636 685 690 Laundry and cleaning supplies.......... 132 68 158 134 162 179 206 Other household products............... 263 123 320 293 328 355 351 Postage and stationery................. 133 93 149 155 146 151 133 Household furnishings and equipment...... 1,497 769 1,798 1,754 1,666 2,064 1,778 Household textiles..................... 113 52 139 150 107 147 139 Furniture.............................. 401 194 487 457 475 608 438 Floor coverings........................ 52 26 62 65 54 70 58 Major appliances....................... 196 91 239 219 250 243 282 Small appliances, miscellaneous housewares............................ 88 48 104 112 96 87 114 Miscellaneous household equipment...... 648 358 766 751 685 909 746 Apparel and services........................ 1,640 837 1,968 1,547 1,916 2,503 2,698 Men and boys............................. 372 177 451 325 441 622 647 Men, 16 and over....................... 282 164 330 290 333 401 361 Boys, 2 to 15.......................... 89 13 121 34 108 221 286 Women and girls.......................... 634 331 758 619 746 978 932 Women, 16 and over..................... 529 316 615 573 623 685 644 Girls, 2 to 15......................... 106 15 143 45 123 293 288 Children under 2......................... 81 17 108 42 153 158 186 Footwear................................. 294 156 350 258 285 470 585 Other apparel products and services...... 258 156 301 303 289 275 348 Transportation.............................. 7,781 3,839 9,422 8,683 9,562 10,459 10,185 Vehicle purchases (net outlay)........... 3,732 1,692 4,582 4,363 4,644 4,929 4,720 Cars and trucks, new................... 2,052 1,027 2,480 2,703 2,189 2,663 1,963 Cars and trucks, used.................. 1,611 620 2,025 1,593 2,369 2,193 2,653 Other vehicles......................... 68 45 78 67 86 74 103 Gasoline and motor oil................... 1,333 674 1,607 1,388 1,619 1,859 1,956 Other vehicle expenses................... 2,331 1,217 2,795 2,458 2,910 3,220 3,122 Vehicle finance charges................ 371 144 465 373 520 535 583 Maintenance and repairs................ 619 362 725 685 728 803 748 Vehicle insurance...................... 905 493 1,077 928 1,129 1,258 1,233 Vehicle rental, leases, licenses, other charges.............................. 436 218 527 473 533 624 558 Public transportation.................... 385 256 439 473 389 452 387 Health care................................. 2,416 1,558 2,774 3,093 2,532 2,581 2,379 Health insurance......................... 1,252 779 1,449 1,597 1,326 1,402 1,224 Medical services......................... 591 360 687 700 642 694 705 Drugs.................................... 467 356 512 653 450 365 355 Medical supplies......................... 107 63 125 142 114 120 95 Entertainment............................... 2,060 1,041 2,482 2,421 2,263 2,821 2,554 Fees and admissions...................... 494 253 595 507 595 773 639 Television, radios, sound equipment...... 730 475 836 740 858 957 947 Pets, toys, and playground equipment..... 378 177 461 459 424 524 434 Other entertainment supplies, equipment,and services.................. 457 137 589 714 386 567 533 Personal care products and services......... 527 316 614 563 603 693 689 Reading..................................... 127 93 142 159 130 135 110 Education................................... 783 498 902 597 938 1,426 1,119 Tobacco products and smoking supplies....... 290 193 330 310 351 329 364 Miscellaneous............................... 606 423 682 650 658 801 661 Cash contributions.......................... 1,370 1,032 1,511 1,810 1,179 1,270 1,385 Personal insurance and pensions............. 4,055 1,948 4,933 4,424 5,087 5,952 4,956 Life and other personal insurance........ 397 159 497 496 488 498 511 Pensions and Social Security............. 3,658 1,790 4,436 3,928 4,599 5,454 4,446 Sources of income and personal taxes: a/ Money income before taxes.................. 51,128 27,131 61,165 55,980 62,780 70,136 63,106 Wages and salaries....................... 41,200 18,849 50,548 41,346 54,335 63,258 57,005 Self-employment income................... 2,138 1,260 2,506 2,287 2,437 3,336 2,177 Social Security, private and government retirement................... 5,601 5,355 5,704 9,716 3,483 1,605 1,788 Interest, dividends, rental income, other property income................... 1,097 822 1,213 1,705 1,132 699 438 Unemployment and workers'' compensation, veterans'' benefits..................... 269 152 318 293 323 342 360 Public assistance, supplemental security, income, food stamps..................... 314 173 373 273 362 334 776 Regular contributions for support........ 343 280 369 256 542 436 372 Other income............................. 165 241 134 105 166 124 189 Personal taxes............................. 2,532 1,592 2,925 3,701 2,332 2,838 1,444 Federal income taxes..................... 1,843 1,180 2,120 2,864 1,601 1,927 772 State and local income taxes............. 502 304 584 584 538 739 440 Other taxes.............................. 187 107 221 252 192 171 231 Income after taxes......................... 48,596 25,539 58,240 52,279 60,448 67,298 61,662 Net change in total assets and liabilities... -14,376 -5,757 -17,967 -12,183 -14,540 -33,982 -20,246 Net change in total assets............... 6,451 2,826 7,962 5,629 11,416 7,109 11,282 Net change in total liabilities.......... 20,827 8,582 25,929 17,812 25,957 41,091 31,528 Other financial information: Other money receipts..................... 530 459 560 719 659 251 310 Mortgage principal paid on owned property................................ -1,565 -548 -1,988 -1,727 -1,955 -2,528 -2,150 Estimated market value of owned home..... 122,059 72,651 142,647 138,388 132,083 161,515 147,203 Estimated monthly rental value of owned home.................................... 750 463 869 833 823 981 908 Gifts of goods and services................. 1,007 733 1,120 1,333 1,174 904 637 Food..................................... 78 30 97 134 86 62 44 Alcoholic beverages...................... 16 12 18 17 15 23 16 Housing.................................. 220 144 252 292 254 215 168 Housekeeping supplies.................. 42 33 45 41 52 54 34 Household textiles..................... 13 5 16 20 15 13 8 Appliances and miscellaneous housewares........................... 25 12 30 41 23 21 17 Major appliances..................... 7 3 8 11 4 10 c/ 2 Small appliances and miscellaneous housewares......................... 18 9 22 30 19 11 15 Miscellaneous household equipment...... 57 33 66 84 64 45 41 Other housing.......................... 85 62 95 105 100 82 68 Apparel and services..................... 225 182 242 276 224 220 190 Males, 2 and over...................... 56 38 63 75 56 53 46 Females, 2 and over.................... 80 70 85 105 74 70 53 Children under 2....................... 39 17 48 36 57 60 56 Other apparel products and services.... 50 58 47 60 37 37 36 Jewelry and watches.................. 26 38 21 28 16 18 9 All other apparel products and services............................ 25 20 27 33 20 18 28 Transportation........................... 60 75 53 58 57 64 15 Health care.............................. 48 90 30 38 40 16 8 Entertainment............................ 69 50 77 102 65 52 48 Toys, games, hobbies, and tricycles.... 26 20 28 40 25 17 13 Other entertainment.................... 43 29 49 62 40 35 36 Personal care products and services...... 16 11 18 18 22 13 15 Reading.................................. 1 2 1 2 1 b/ 1 Education................................ 200 72 253 295 325 196 85 All other gifts.......................... 74 65 78 100 84 43 46 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. n.a. Not applicable.