Table 6. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004 Single consumers Consumer units of two or more persons All Item consumer units Three or No earner One earner No earner One earner Two earners more earners Number of consumer units (in thousands)........... 116,282 12,607 21,079 10,012 23,873 39,198 9,513 Consumer unit characteristics: Income before taxes ............................. $54,453 $15,219 $35,873 $26,878 $50,684 $76,821 $93,931 Income after taxes .............................. 52,287 15,077 33,748 25,812 49,228 73,516 90,744 Age of reference person.......................... 48.5 68.9 41.7 65.9 46.7 42.7 46.4 Average number in consumer unit: Persons......................................... 2.5 1.0 1.0 2.3 3.0 3.0 4.3 Children under 18............................... .6 n.a. n.a. .3 1.1 .9 1.1 Persons 65 and over............................. .3 .7 .1 1.2 .3 .1 .1 Earners......................................... 1.3 n.a. 1.0 n.a. 1.0 2.0 3.3 Vehicles........................................ 1.9 .8 1.2 1.8 2.0 2.5 3.2 Percent distribution: Sex of reference person: Male............................................ 48 32 52 53 42 52 55 Female.......................................... 52 68 48 47 58 48 45 Housing tenure: Homeowner....................................... 68 59 47 77 68 76 81 With mortgage.................................. 42 10 30 19 43 59 67 Without mortgage............................... 25 49 17 58 25 17 15 Renter.......................................... 32 41 53 23 32 24 19 Race of reference person: Black or African-American....................... 12 12 11 14 16 9 11 White, Asian, and All Other Races............... 88 88 89 86 84 91 89 Hispanic or Latino origin of reference person: Hispanic or Latino (new UCC Q20032)............. 11 6 7 7 14 11 19 Not Hispanic or Latino (new UCC Q20032)......... 89 94 93 93 86 89 81 Education of reference person: Elementary (1-8)................................ 5 14 2 10 6 3 7 High school (9-12).............................. 35 48 25 48 41 31 34 College......................................... 59 37 72 42 53 66 59 Never attended and other........................ a/ a/ a/ 1 a/ a/ a/ At least one vehicle owned or leased............. 88 64 83 85 91 96 96 Average annual expenditures....................... $43,395 $18,398 $29,640 $32,404 $43,955 $55,718 $66,606 Food............................................. 5,781 2,539 3,433 5,180 6,096 7,182 9,454 Food at home.................................... 3,347 1,708 1,664 3,537 3,742 3,977 5,475 Cereals and bakery products.................... 461 250 215 494 541 531 756 Cereals and cereal products................... 154 85 66 173 179 175 269 Bakery products............................... 307 166 150 321 362 356 486 Meats, poultry, fish, and eggs................. 880 421 405 987 979 1,035 1,542 Beef.......................................... 265 112 120 306 298 308 492 Pork.......................................... 181 96 76 213 206 211 307 Other meats................................... 108 50 48 115 118 129 199 Poultry....................................... 156 76 75 144 171 190 276 Fish and seafood.............................. 128 60 65 157 139 150 205 Eggs.......................................... 42 28 22 52 47 46 63 Dairy products................................. 371 192 178 394 418 444 591 Fresh milk and cream.......................... 144 79 63 158 173 168 226 Other dairy products.......................... 226 113 115 237 245 275 364 Fruits and vegetables.......................... 561 321 284 625 629 648 897 Fresh fruits.................................. 187 107 98 207 214 211 300 Fresh vegetables.............................. 183 99 89 211 198 216 297 Processed fruits.............................. 110 68 58 115 127 126 160 Processed vegetables.......................... 82 46 39 92 91 94 140 Other food at home............................. 1,075 524 582 1,036 1,175 1,320 1,690 Sugar and other sweets........................ 128 65 62 148 141 152 211 Fats and oils................................. 89 52 44 105 96 102 148 Miscellaneous foods........................... 527 254 287 476 574 663 805 Nonalcoholic beverages........................ 290 142 163 263 320 354 454 Food prepared by consumer unit on out-of-town trips............................ 41 12 25 45 43 49 72 Food away from home............................. 2,434 831 1,769 1,643 2,354 3,205 3,979 Alcoholic beverages.............................. 459 167 475 349 368 600 601 Housing.......................................... 13,918 7,569 10,247 10,584 14,837 17,152 18,365 Shelter......................................... 7,998 4,350 6,732 5,277 8,440 9,739 10,221 Owned dwellings................................ 5,324 2,041 3,440 3,359 5,591 7,152 7,721 Mortgage interest and charges................. 2,936 401 1,934 941 3,033 4,329 4,635 Property taxes................................ 1,391 814 842 1,294 1,502 1,709 1,886 Maintenance, repairs, insurance, other expenses..................................... 997 826 664 1,123 1,056 1,114 1,200 Rented dwellings............................... 2,201 2,141 2,969 1,486 2,334 2,008 1,794 Other lodging.................................. 473 168 323 432 515 580 706 Utilities, fuels, and public services........... 2,927 1,774 1,863 2,780 3,181 3,437 4,224 Natural gas.................................... 424 301 258 438 457 485 604 Electricity.................................... 1,064 632 659 1,084 1,190 1,247 1,448 Fuel oil and other fuels....................... 121 130 58 144 132 129 160 Telephone services............................. 990 511 708 771 1,043 1,187 1,535 Water and other public services................ 327 200 181 342 359 388 477 Household operations............................ 753 619 337 454 761 1,101 711 Personal services.............................. 300 297 22 42 273 563 172 Other household expenses....................... 453 322 315 412 487 538 539 Housekeeping supplies........................... 594 316 314 626 648 744 803 Laundry and cleaning supplies.................. 149 72 73 149 169 179 238 Other household products....................... 290 158 141 308 327 369 361 Postage and stationery......................... 155 86 100 170 152 196 203 Household furnishings and equipment............. 1,646 510 1,000 1,447 1,808 2,130 2,407 Household textiles............................. 158 73 95 200 179 182 209 Furniture...................................... 417 105 215 349 489 549 622 Floor coverings................................ 52 11 31 63 59 64 76 Major appliances............................... 204 61 105 227 228 272 249 Small appliances, miscellaneous housewares.................................... 105 58 60 92 109 133 153 Miscellaneous household equipment.............. 711 203 494 516 744 929 1,097 Apparel and services............................. 1,816 562 1,184 1,135 1,945 2,437 2,760 Men and boys.................................... 406 110 205 261 422 570 697 Men, 16 and over............................... 317 94 189 205 288 445 580 Boys, 2 to 15.................................. 89 16 16 56 134 125 116 Women and girls................................. 739 264 508 462 778 960 1,187 Women, 16 and over............................. 631 252 492 410 597 810 1,050 Girls, 2 to 15................................. 108 13 15 52 181 149 137 Children under 2................................ 79 8 14 41 119 118 87 Footwear........................................ 329 96 241 220 373 422 458 Other apparel products and services............. 264 82 217 151 253 367 331 Transportation................................... 7,801 2,133 5,022 5,431 7,676 10,337 13,838 Vehicle purchases (net outlay).................. 3,397 727 2,122 2,344 3,314 4,543 6,355 Cars and trucks, new........................... 1,748 369 1,051 1,361 1,869 2,322 2,863 Cars and trucks, used.......................... 1,582 349 1,032 977 1,412 2,090 3,411 Other vehicles................................. 66 b/ 9 b/ 39 b/ 6 33 132 81 Gasoline and motor oil.......................... 1,598 477 1,003 1,115 1,607 2,103 2,800 Other vehicle expenses.......................... 2,365 768 1,587 1,623 2,282 3,139 4,009 Vehicle finance charges........................ 323 39 179 115 294 500 585 Maintenance and repairs........................ 652 244 499 470 622 843 1,010 Vehicle insurance.............................. 964 385 628 758 921 1,226 1,726 Vehicle rental, leases, licenses, other charges....................................... 426 100 281 280 446 570 689 Public transportation........................... 441 161 310 348 472 552 673 Health care...................................... 2,574 2,390 1,282 3,973 2,682 2,771 3,127 Health insurance................................ 1,332 1,218 630 2,194 1,380 1,431 1,602 Medical services................................ 648 485 334 674 684 785 880 Drugs........................................... 480 594 256 936 505 427 503 Medical supplies................................ 114 92 62 169 113 129 142 Entertainment.................................... 2,218 746 1,411 2,196 2,222 2,920 3,096 Fees and admissions............................. 528 148 364 401 547 695 793 Television, radios, sound equipment............. 788 401 585 586 796 993 1,094 Pets, toys, hobbies, and playground equipment... 381 134 233 216 406 547 465 Other entertainment supplies, equipment, and services................................... 522 63 230 993 472 685 745 Personal care products and services.............. 581 285 398 491 592 709 929 Reading.......................................... 130 91 102 133 124 157 151 Education........................................ 905 376 781 146 820 1,083 2,166 Tobacco products and smoking supplies............ 288 135 186 221 327 354 419 Miscellaneous.................................... 690 435 566 658 725 777 891 Cash contributions............................... 1,408 822 1,150 1,436 1,322 1,718 1,664 Personal insurance and pensions.................. 4,823 148 3,403 471 4,219 7,522 9,143 Life and other personal insurance............... 390 132 154 379 412 520 681 Pensions and Social Security.................... 4,433 b/ 16 3,249 92 3,808 7,002 8,462 Sources of income and personal taxes: Money income before taxes........................ 54,453 15,219 35,873 26,878 50,684 76,821 93,931 Wages and salaries.............................. 43,192 c/ 30,368 c/ 38,515 68,101 83,409 Self-employment income.......................... 3,008 c/ 2,029 b/ 1 3,068 4,504 6,013 Social Security, private and government retirement..................................... 5,848 12,070 1,682 22,629 6,493 2,231 2,459 Interest, dividends, rental income, other property income................................ 1,261 1,852 1,076 2,295 1,035 1,118 953 Unemployment and workers' compensation, veterans' benefits............................. 237 105 153 163 291 294 298 Public assistance, supplemental security income, food stamps............................ 308 500 27 1,029 481 131 215 Regular contributions for support............... 413 377 347 616 555 303 484 Other income.................................... 187 315 190 145 246 139 99 Personal taxes................................... 2,166 142 2,125 1,066 1,456 3,305 3,186 Federal income taxes............................ 1,519 44 1,555 881 905 2,333 2,252 State and local income taxes.................... 472 4 446 a/ 384 752 716 Other taxes..................................... 175 94 124 185 166 220 219 Income after taxes............................... 52,287 15,077 33,748 25,812 49,228 73,516 90,744 Addenda: Net change in total assets and liabilities....... -7,567 -1,192 -2,651 1,244 -6,618 -13,651 -13,494 Net change in total assets...................... 9,211 300 8,016 5,526 11,564 12,903 6,426 Net change in total liabilities................. 16,778 1,492 10,667 4,282 18,182 26,554 19,920 Other financial information: Other money receipts............................ 556 338 394 382 994 497 533 Mortgage principal paid on owned property....... -1,791 -348 -1,012 -695 -2,006 -2,513 -3,067 Estimated market value of owned home............ 137,639 82,907 83,320 145,358 146,140 166,213 183,333 Estimated monthly rental value of owned home.... 781 505 492 778 812 940 1,058 Gifts of goods and services...................... 1,215 738 935 754 1,296 1,495 1,613 Food............................................ 74 16 37 38 76 105 138 Alcoholic beverages............................. 20 5 23 17 16 28 16 Housing......................................... 283 217 178 184 292 367 338 Housekeeping supplies.......................... 61 20 37 43 80 80 61 Household textiles............................. 19 9 10 12 22 24 29 Appliances and miscellaneous housewares.................................... 32 16 14 25 31 43 58 Major appliances.............................. 12 11 2 10 15 12 27 Small appliances and miscellaneous housewares................................... 20 4 12 15 16 31 31 Miscellaneous household equipment.............. 72 27 51 36 72 103 86 Other housing.................................. 99 144 67 67 87 117 104 Apparel and services............................ 286 107 259 224 314 360 278 Males, 2 and over.............................. 76 34 58 78 76 97 80 Females, 2 and over............................ 101 42 79 76 101 136 116 Children under 2............................... 38 8 14 22 51 55 46 Other apparel products and services............ 71 24 108 48 87 72 37 Jewelry and watches........................... 24 8 69 5 17 18 8 All other apparel products and services....... 47 b/ 16 38 43 69 54 28 Transportation.................................. 51 37 50 39 43 56 79 Health care..................................... 49 149 41 42 30 37 42 Entertainment................................... 78 43 75 59 74 98 83 Toys, games, arts and crafts, and tricycles.... 28 17 28 19 30 33 25 Other entertainment............................ 51 26 47 40 44 65 59 Personal care products and services............. 29 12 26 12 24 38 50 Reading......................................... 1 1 1 2 1 1 a/ Education....................................... 250 69 151 53 281 335 489 All other gifts................................. 94 81 93 84 144 70 100 a Value less than 0.5. b Data are likely to have large sampling errors. c No data reported. n.a. Not applicable.