Table 2100. Race of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004 White and All Other Races, and Asian All Black or Item consumer African- units White and American Total All Other Asian Races a/ Number of consumer units (in thousands)........... 116,282 102,509 98,552 3,957 13,773 Consumer unit characteristics: Income before taxes ............................. $54,453 $56,596 $56,150 $67,705 $38,503 Income after taxes .............................. 52,287 54,207 53,751 65,574 37,996 Age of reference person.......................... 48.5 48.7 49.0 41.7 46.6 Average number in consumer unit: Persons......................................... 2.5 2.5 2.4 2.8 2.6 Children under 18............................... .6 .6 .6 .7 .8 Persons 65 and over............................. .3 .3 .3 .2 .2 Earners......................................... 1.3 1.3 1.3 1.5 1.2 Vehicles........................................ 1.9 2.0 2.0 1.7 1.3 Percent distribution: Sex of reference person: Male............................................ 48 50 50 58 36 Female.......................................... 52 50 50 42 64 Housing tenure: Homeowner....................................... 68 70 71 58 49 With mortgage.................................. 42 44 44 47 32 Without mortgage............................... 25 26 27 12 18 Renter.......................................... 32 30 29 42 51 Race of reference person: Black or African-American....................... 12 n.a. n.a. n.a. 100 White, Asian, and All Other Races............... 88 100 100 100 n.a. Hispanic or Latino origin of reference person: Hispanic or Latino (new UCC Q20032)............. 11 12 12 1 2 Not Hispanic or Latino (new UCC Q20032)......... 89 88 88 99 98 Education of reference person: Elementary (1-8)................................ 5 5 5 3 7 High school (9-12).............................. 35 34 35 18 46 College......................................... 59 60 60 78 47 Never attended and other........................ b/ b/ b/ 1 b/ At least one vehicle owned or leased............. 88 90 90 86 74 Average annual expenditures....................... $43,395 $45,135 $44,962 $49,459 $30,481 Food............................................. 5,781 5,987 5,958 6,742 4,265 Food at home.................................... 3,347 3,428 3,418 3,689 2,749 Cereals and bakery products.................... 461 471 469 527 388 Cereals and cereal products................... 154 154 151 243 152 Bakery products............................... 307 317 318 284 236 Meats, poultry, fish, and eggs................. 880 877 872 1,021 898 Beef.......................................... 265 272 274 231 216 Pork.......................................... 181 177 177 183 208 Other meats................................... 108 111 113 64 87 Poultry....................................... 156 152 150 192 186 Fish and seafood.............................. 128 124 117 305 157 Eggs.......................................... 42 42 41 46 44 Dairy products................................. 371 387 391 286 249 Fresh milk and cream.......................... 144 150 151 135 100 Other dairy products.......................... 226 237 240 151 149 Fruits and vegetables.......................... 561 577 566 870 442 Fresh fruits.................................. 187 195 189 329 130 Fresh vegetables.............................. 183 192 185 359 120 Processed fruits.............................. 110 110 110 118 107 Processed vegetables.......................... 82 81 82 63 86 Other food at home............................. 1,075 1,116 1,121 985 772 Sugar and other sweets........................ 128 133 133 137 94 Fats and oils................................. 89 89 90 76 85 Miscellaneous foods........................... 527 551 554 479 353 Nonalcoholic beverages........................ 290 298 300 245 227 Food prepared by consumer unit on out-of-town trips............................ 41 45 44 47 13 Food away from home............................. 2,434 2,559 2,539 3,053 1,516 Alcoholic beverages.............................. 459 499 505 325 171 Housing.......................................... 13,918 14,306 14,181 17,418 11,043 Shelter......................................... 7,998 8,212 8,071 11,728 6,411 Owned dwellings................................ 5,324 5,615 5,530 7,734 3,165 Mortgage interest and charges................. 2,936 3,071 3,001 4,810 1,936 Property taxes................................ 1,391 1,478 1,461 1,900 743 Maintenance, repairs, insurance, other expenses..................................... 997 1,066 1,068 1,024 486 Rented dwellings............................... 2,201 2,081 2,022 3,537 3,097 Other lodging.................................. 473 516 519 458 149 Utilities, fuels, and public services........... 2,927 2,932 2,938 2,781 2,884 Natural gas.................................... 424 420 419 442 452 Electricity.................................... 1,064 1,061 1,069 876 1,088 Fuel oil and other fuels....................... 121 130 133 40 52 Telephone services............................. 990 986 982 1,078 1,025 Water and other public services................ 327 336 335 345 267 Household operations............................ 753 791 788 885 466 Personal services.............................. 300 308 302 450 241 Other household expenses....................... 453 484 486 435 225 Housekeeping supplies........................... 594 625 630 472 374 Laundry and cleaning supplies.................. 149 152 153 115 124 Other household products....................... 290 309 313 217 152 Postage and stationery......................... 155 163 164 140 98 Household furnishings and equipment............. 1,646 1,746 1,754 1,552 907 Household textiles............................. 158 165 167 96 107 Furniture...................................... 417 429 426 513 326 Floor coverings................................ 52 56 55 64 25 Major appliances............................... 204 217 220 139 109 Small appliances, miscellaneous housewares.................................... 105 113 110 167 46 Miscellaneous household equipment.............. 711 767 775 573 294 Apparel and services............................. 1,816 1,823 1,821 1,885 1,765 Men and boys.................................... 406 416 411 548 334 Men, 16 and over............................... 317 331 327 446 214 Boys, 2 to 15.................................. 89 85 84 101 120 Women and girls................................. 739 749 750 718 665 Women, 16 and over............................. 631 643 644 614 544 Girls, 2 to 15................................. 108 106 106 104 120 Children under 2................................ 79 82 82 82 50 Footwear........................................ 329 304 304 313 508 Other apparel products and services............. 264 271 273 224 208 Transportation................................... 7,801 8,181 8,166 8,556 4,976 Vehicle purchases (net outlay).................. 3,397 3,617 3,615 3,676 1,759 Cars and trucks, new........................... 1,748 1,878 1,860 2,307 786 Cars and trucks, used.......................... 1,582 1,666 1,678 1,354 960 Other vehicles................................. 66 74 76 c/ 15 c/ 13 Gasoline and motor oil.......................... 1,598 1,647 1,647 1,637 1,231 Other vehicle expenses.......................... 2,365 2,455 2,460 2,330 1,696 Vehicle finance charges........................ 323 335 338 260 240 Maintenance and repairs........................ 652 682 681 701 427 Vehicle insurance.............................. 964 994 995 954 745 Vehicle rental, leases, licenses, other charges....................................... 426 445 446 414 283 Public transportation........................... 441 462 443 913 290 Health care...................................... 2,574 2,736 2,762 2,101 1,368 Health insurance................................ 1,332 1,397 1,406 1,177 846 Medical services................................ 648 706 714 502 220 Drugs........................................... 480 510 518 294 263 Medical supplies................................ 114 124 124 127 39 Entertainment.................................... 2,218 2,377 2,401 1,789 1,040 Fees and admissions............................. 528 574 572 614 185 Television, radios, sound equipment............. 788 805 806 792 657 Pets, toys, hobbies, and playground equipment... 381 416 426 156 122 Other entertainment supplies, equipment, and services................................... 522 583 597 227 75 Personal care products and services.............. 581 592 595 506 503 Reading.......................................... 130 141 142 112 53 Education........................................ 905 950 904 2,087 573 Tobacco products and smoking supplies............ 288 300 308 103 200 Miscellaneous.................................... 690 721 728 569 457 Cash contributions............................... 1,408 1,485 1,501 1,089 835 Personal insurance and pensions.................. 4,823 5,037 4,991 6,176 3,230 Life and other personal insurance............... 390 404 408 306 292 Pensions and Social Security.................... 4,433 4,634 4,584 5,871 2,938 Sources of income and personal taxes: Money income before taxes........................ 54,453 56,596 56,150 67,705 38,503 Wages and salaries.............................. 43,192 44,710 44,103 59,834 31,895 Self-employment income.......................... 3,008 3,277 3,280 3,197 1,006 Social Security, private and government retirement..................................... 5,848 6,118 6,273 2,251 3,840 Interest, dividends, rental income, other property income................................ 1,261 1,396 1,409 1,073 251 Unemployment and workers' compensation, veterans' benefits............................. 237 244 250 c/ 101 180 Public assistance, supplemental security income, food stamps............................ 308 244 244 262 783 Regular contributions for support............... 413 421 412 654 348 Other income.................................... 187 185 179 332 199 Personal taxes................................... 2,166 2,389 2,399 2,131 507 Federal income taxes............................ 1,519 1,690 1,698 1,492 243 State and local income taxes.................... 472 508 508 504 206 Other taxes..................................... 175 190 193 134 59 Income after taxes............................... 52,287 54,207 53,751 65,574 37,996 Addenda: Net change in total assets and liabilities....... -7,567 -8,315 -7,888 -18,951 -2,002 Net change in total assets...................... 9,211 9,825 9,536 17,018 4,639 Net change in total liabilities................. 16,778 18,140 17,424 35,970 6,642 Other financial information: Other money receipts............................ 556 619 635 213 89 Mortgage principal paid on owned property....... -1,791 -1,915 -1,883 -2,706 -868 Estimated market value of owned home............ 137,639 147,051 144,933 199,819 67,585 Estimated monthly rental value of owned home.... 781 820 814 981 487 Gifts of goods and services...................... 1,215 1,287 1,288 1,274 684 Food............................................ 74 79 76 158 35 Alcoholic beverages............................. 20 21 21 27 10 Housing......................................... 283 302 306 212 140 Housekeeping supplies.......................... 61 64 65 41 41 Household textiles............................. 19 20 21 c/ 7 c/ 9 Appliances and miscellaneous housewares.................................... 32 35 35 c/ 33 7 Major appliances.............................. 12 13 13 b/ 3 Small appliances and miscellaneous housewares................................... 20 22 22 c/ 32 c/ 4 Miscellaneous household equipment.............. 72 79 81 28 19 Other housing.................................. 99 104 104 103 64 Apparel and services............................ 286 293 298 190 234 Males, 2 and over.............................. 76 79 80 61 50 Females, 2 and over............................ 101 105 107 50 71 Children under 2............................... 38 41 41 26 21 Other apparel products and services............ 71 69 69 53 92 Jewelry and watches........................... 24 26 27 c/ 19 8 All other apparel products and services....... 47 42 43 c/ 34 84 Transportation.................................. 51 55 56 38 16 Health care..................................... 49 53 53 c/ 56 18 Entertainment................................... 78 83 85 52 39 Toys, games, arts and crafts, and tricycles.... 28 29 30 13 16 Other entertainment............................ 51 54 55 40 23 Personal care products and services............. 29 29 29 38 26 Reading......................................... 1 1 1 c/ 1 b/ Education....................................... 250 270 264 428 99 All other gifts................................. 94 98 99 73 68 a All other races includes Native Hawaiian or other Pacific Islander, American Indian or Alaska Native, and approximately 1.5 percent reporting more than one race. b Value less than 0.5. c Data are likely to have large sampling errors. n.a. Not applicable.