Defined contribution retirement plans: Selected attributes Data Table

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2009

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

65

35

80

20

Worker characteristics

       

Management, professional, and related

67

33

82

18

    Management, business, and financial

71

29

86

14

    Professional and related

65

35

81

19

        Teachers

54

46

74

26

            Primary, secondary, and special education
             school teachers

44

56

67

33

        Registered nurses

65

35

83

17

Service

67

33

85

15

    Protective service

65

35

76

24

Sales and office

62

38

74

26

    Sales and related

56

44

62

38

    Office and administrative support

65

35

81

19

Natural resources, construction, and maintenance

69

31

82

18

    Construction, extraction, farming, fishing, and
     forestry

58

42

74

26

    Installation, maintenance, and repair

77

23

88

12

Production, transportation, and material moving

66

34

80

20

    Production

68

32

82

18

    Transportation and material moving

63

37

76

24

Full time

66

34

80

20

Part time

61

39

78

22

Union

57

43

77

23

Nonunion

66

34

80

20

Wage percentiles:2

       

    Lowest 10 percent

72

28

87

13

    Lowest 25 percent

60

40

73

27

    Second 25 percent

63

37

78

22

    Third 25 percent

68

32

82

18

    Highest 25 percent

67

33

82

18

    Highest 10 percent

66

34

81

19

Establishment characteristics

       

Goods-producing industries

68

32

81

19

Service-providing industries

65

35

79

21

    Education and health services

60

40

80

20

        Educational services

55

45

75

25

            Elementary and secondary schools

43

57

64

36

            Junior colleges, colleges, and universities

61

39

80

20

        Health care and social assistance

61

39

82

18

            Hospitals

71

29

84

16

    Public administration

58

42

80

20

1 to 99 workers

65

35

82

18

    1 to 49 workers

65

35

82

18

    50 to 99 workers

65

35

82

18

100 workers or more

65

35

79

21

    100 to 499 workers

62

38

76

24

    500 workers or more

69

31

81

19

Geographic areas

       

New England

70

30

81

19

Middle Atlantic

62

38

82

18

East North Central

59

41

76

24

West North Central

65

35

82

18

South Atlantic

63

37

77

23

East South Central

75

25

84

16

West South Central

68

32

78

22

Mountain

66

34

79

21

Pacific

72

28

83

17

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.