Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009

Characteristics

Total

Employee contribution not
required

Employee contribution required

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$2.63

0.6

$5.99

0.6

$2.08

$0.88

Worker characteristics

           

Management, professional, and related

3.99

0.9

8.41

0.9

3.38

1.33

    Management, business, and financial

7.17

1.1

21.50

1.1

5.19

1.51

    Professional and related

3.88

1.1

7.47

1.1

3.78

1.73

        Teachers

6.21

1.6

9.97

1.6

7.24

2.86

            Primary, secondary, and special education
             school teachers

7.83

2.0

12.91

2.0

9.23

3.37

        Registered nurses

14.09

3.5

38.53

3.5

11.99

4.69

Service

7.80

1.4

21.38

1.4

5.34

2.46

    Protective service

13.07

2.6

13.65

2.6

15.70

4.45

Sales and office

2.72

0.9

8.36

0.9

2.19

1.15

    Sales and related

3.42

1.4

10.43

1.4

3.37

2.17

    Office and administrative support

3.22

1.0

9.60

1.0

2.67

1.37

Natural resources, construction, and maintenance

6.85

1.5

11.64

1.5

6.41

2.67

    Construction, extraction, farming, fishing, and
     forestry

11.81

2.0

18.09

2.0

11.32

4.92

    Installation, maintenance, and repair

6.51

1.8

11.48

1.8

7.64

2.44

Production, transportation, and material moving

4.41

1.1

10.81

1.1

3.46

1.63

    Production

4.88

1.6

9.58

1.6

4.94

2.31

    Transportation and material moving

6.61

2.1

17.54

2.1

3.94

2.00

Full time

2.61

0.7

5.91

0.7

2.13

0.87

Part time

9.55

1.6

22.60

1.6

6.43

3.81

Union

5.80

1.2

10.34

1.2

4.35

1.92

Nonunion

2.27

0.7

5.01

0.7

2.15

0.94

Wage percentiles:2

           

    Lowest 10 percent

8.40

3.1

32.50

3.1

7.69

4.06

    Lowest 25 percent

4.11

1.4

11.64

1.4

4.02

1.93

    Second 25 percent

2.95

0.8

7.81

0.8

2.55

1.47

    Third 25 percent

3.77

1.0

10.60

1.0

2.72

1.27

    Highest 25 percent

3.69

0.8

7.20

0.8

3.24

0.98

    Highest 10 percent

5.67

1.2

14.69

1.2

4.77

1.41

Establishment characteristics

           

Goods-producing industries

4.98

1.1

10.01

1.1

4.04

1.92

Service-providing industries

2.93

0.7

7.55

0.7

2.22

0.91

    Education and health services

4.38

1.4

10.98

1.4

3.83

1.76

        Educational services

4.78

1.7

9.01

1.7

5.12

2.39

            Elementary and secondary schools

6.31

1.9

10.75

1.9

7.39

3.54

            Junior colleges, colleges, and universities

4.83

3.6

12.08

3.6

5.24

3.07

        Health care and social assistance

6.97

1.9

26.29

1.9

5.19

2.49

            Hospitals

7.22

1.7

25.20

1.7

7.54

2.82

    Public administration

7.48

2.2

17.71

2.2

5.51

2.05

1 to 99 workers

3.75

1.0

7.33

1.0

3.19

1.58

    1 to 49 workers

4.10

1.3

7.45

1.3

3.75

1.83

    50 to 99 workers

6.71

1.7

17.26

1.7

5.62

2.54

100 workers or more

3.28

0.8

9.32

0.8

2.67

1.00

    100 to 499 workers

3.82

1.0

9.86

1.0

3.46

1.37

    500 workers or more

4.62

1.0

13.89

1.0

3.89

1.44

Geographic areas

           

New England

6.15

2.8

11.06

2.8

6.66

1.81

Middle Atlantic

6.12

1.2

16.51

1.2

3.36

2.90

East North Central

7.29

1.2

16.15

1.2

6.29

2.20

West North Central

11.36

2.7

25.24

2.7

9.23

3.38

South Atlantic

3.50

1.7

7.06

1.7

3.53

1.65

East South Central

8.05

4.2

9.08

4.2

9.25

2.99

West South Central

5.65

2.2

11.90

2.2

5.48

2.92

Mountain

7.25

2.5

15.41

2.5

6.47

4.45

Pacific

9.77

1.1

17.30

1.1

7.04

1.72

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.