Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement Data Table

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$758.65

12

$936.01

88

$734.38

$347.93

Worker characteristics

             

Management, professional, and related

100

805.79

10

972.84

90

786.51

352.47

    Management, business, and financial

100

810.43

9

1,007.48

91

790.85

326.62

    Professional and related

100

803.86

11

960.85

89

784.65

363.48

        Teachers

100

796.42

15

993.42

85

762.06

417.84

            Primary, secondary, and special education
             school teachers

100

788.36

15

1,027.41

85

746.52

440.58

        Registered nurses

100

835.36

8

882.90

92

831.13

365.87

Service

100

720.79

12

905.97

88

696.68

360.17

    Protective service

100

821.60

11

1,043.44

89

793.72

282.09

Sales and office

100

721.72

8

911.85

92

704.57

359.79

    Sales and related

100

634.97

7

735.41

93

627.45

372.15

    Office and administrative support

100

757.84

9

969.91

91

737.34

354.54

Natural resources, construction, and maintenance

100

730.34

22

924.88

78

674.06

351.74

    Construction, extraction, farming, fishing, and
     forestry

100

701.73

29

861.95

71

635.17

369.19

    Installation, maintenance, and repair

100

756.97

16

1,032.27

84

704.51

338.09

Production, transportation, and material moving

100

759.16

16

929.31

84

727.19

303.35

    Production

100

782.19

15

945.03

85

754.41

293.79

    Transportation and material moving

100

730.23

17

912.74

83

691.82

315.78

Full time

100

759.83

12

943.59

88

734.81

345.06

Part time

100

738.47

13

815.70

87

727.02

397.48

Union

100

920.51

33

950.91

67

905.49

291.36

Nonunion

100

713.18

6

913.44

94

700.09

359.26

Wage percentiles:2

             

    Lowest 10 percent

100

553.71

8

480.43

92

560.24

379.53

    Lowest 25 percent

100

633.13

7

726.17

93

626.29

384.44

    Second 25 percent

100

707.47

9

877.86

91

691.42

360.19

    Third 25 percent

100

768.33

12

923.99

88

746.34

334.62

    Highest 25 percent

100

834.25

16

998.95

84

802.45

334.85

    Highest 10 percent

100

862.51

15

969.12

85

843.06

319.72

Establishment characteristics

             

Goods-producing industries

100

769.73

18

901.31

82

741.43

303.78

Service-providing industries

100

755.95

11

950.04

89

732.80

357.83

    Education and health services

100

787.42

10

959.95

90

768.53

394.34

        Educational services

100

781.66

13

1,008.51

87

747.85

402.85

            Elementary and secondary schools

100

771.72

16

1,009.11

84

725.70

435.82

            Junior colleges, colleges, and universities

100

804.55

6

975.23

94

794.49

338.49

        Health care and social assistance

100

793.00

7

871.00

93

787.26

386.64

            Hospitals

100

847.12

5

830.34

95

848.08

311.21

    Public administration

100

897.88

12

1,015.34

88

881.24

267.92

1 to 99 workers

100

677.79

14

926.40

86

636.70

393.18

    1 to 49 workers

100

670.92

14

932.46

86

626.81

396.31

    50 to 99 workers

100

692.42

14

912.75

86

657.56

386.58

100 workers or more

100

803.59

11

943.00

89

786.64

323.72

    100 to 499 workers

100

783.01

9

915.64

91

769.49

339.60

    500 workers or more

100

820.07

12

959.73

88

800.82

310.58

Geographic areas

             

New England

100

841.96

12

1,033.02

88

816.64

349.36

Middle Atlantic

100

848.86

22

935.45

78

824.04

323.49

East North Central

100

815.70

14

965.32

86

791.02

297.87

West North Central

100

765.13

12

893.43

88

747.29

337.54

South Atlantic

100

699.69

4

1,027.28

96

684.80

363.64

East South Central

100

625.18

6

786.28

94

614.51

367.34

West South Central

100

670.08

5

931.64

95

656.53

402.87

Mountain

100

701.12

10

836.97

90

685.99

379.56

Pacific

100

782.57

16

923.11

84

754.87

345.03

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note
for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.