Medical care benefits, family coverage: Employee participation by type of contribution Data Table

Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

81

1

7

1

[5]

10

1

Worker characteristics

               

Management, professional, and related

100

81

1

8

2

[5]

8

[5]

    Management, business, and financial

100

79

9

2

[5]

8

[5]

    Professional and related

100

82

7

1

[5]

8

[5]

        Teachers

100

86

7

1

5

            Primary, secondary, and special education
             school teachers

100

86

6

1

6

        Registered nurses

100

76

[5]

9

1

12

Service

100

80

7

1

11

    Protective service

100

81

6

1

10

Sales and office

100

77

[5]

7

1

15

[5]

    Sales and related

100

70

5

23

    Office and administrative support

100

79

[5]

8

1

11

[5]

Natural resources, construction, and maintenance

100

83

[5]

5

1

10

1

    Construction, extraction, farming, fishing, and
     forestry

100

80

6

[5]

11

2

    Installation, maintenance, and repair

100

85

4

1

9

Production, transportation, and material moving

100

85

1

4

[5]

9

1

    Production

100

85

5

[5]

9

    Transportation and material moving

100

86

3

[5]

9

Full time

100

81

1

7

1

[5]

10

1

Part time

100

79

5

1

15

Union

100

82

1

7

1

[5]

8

1

Nonunion

100

80

1

7

1

[5]

11

[5]

Wage percentiles:6

               

    Lowest 10 percent

100

79

4

16

    Lowest 25 percent

100

76

1

5

[5]

18

    Second 25 percent

100

81

[5]

7

1

11

[5]

    Third 25 percent

100

83

[5]

6

1

[5]

9

1

    Highest 25 percent

100

81

8

2

[5]

8

1

    Highest 10 percent

100

80

9

2

[5]

8

1

Establishment characteristics

               

Goods-producing industries

100

83

5

[5]

10

Service-providing industries

100

80

[5]

7

1

[5]

11

1

    Education and health services

100

82

9

1

7

[5]

        Educational services

100

84

8

1

[5]

6

            Elementary and secondary schools

100

86

6

1

[5]

6

            Junior colleges, colleges, and universities

100

82

13

1

3

        Health care and social assistance

100

79

9

1

9

1

            Hospitals

100

76

[5]

10

1

11

    Public administration

100

84

8

3

5

1 to 99 workers

100

83

[5]

6

[5]

10

1

    1 to 49 workers

100

82

[5]

6

1

10

[5]

    50 to 99 workers

100

85

4

[5]

9

100 workers or more

100

79

1

7

1

[5]

11

[5]

    100 to 499 workers

100

82

1

5

1

12

[5]

    500 workers or more

100

77

9

2

10

1

Geographic areas

               

New England

100

86

4

1

9

Middle Atlantic

100

79

8

1

1

11

East North Central

100

79

1

7

2

12

[5]

West North Central

100

80

8

11

South Atlantic

100

86

4

[5]

9

East South Central

100

82

7

West South Central

100

78

8

2

11

Mountain

100

74

10

1

15

Pacific

100

80

7

2

9

2

Average monthly employer premium7

$734.38

$733.24

$737.32

$770.56

$793.45

$788.51

$715.56

$691.03

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.

2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.5 percent.

6The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

7Average premium is for all workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.