Long-term disability plans: Method of benefit payment Data Table

Table 27. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2009

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
earnings

Pecent
varies by
earnings

Flat dollar
amounts

Other

All workers

93

5

1

1

Worker characteristics

       

Management, professional, and related

94

5

[2]

1

    Management, business, and financial

92

7

1

1

    Professional and related

94

5

[2]

1

        Teachers

94

3

1

1

            Primary, secondary, and special education
             school teachers

96

2

        Registered nurses

96

4

Service

95

4

[2]

    Protective service

92

8

Sales and office

94

6

[2]

[2]

    Sales and related

94

6

    Office and administrative support

94

6

[2]

[2]

Natural resources, construction, and maintenance

91

5

2

2

    Construction, extraction, farming, fishing, and
     forestry

89

7

2

2

    Installation, maintenance, and repair

92

4

2

1

Production, transportation, and material moving

87

4

5

3

    Production

85

5

7

3

    Transportation and material moving

91

4

2

4

Full time

93

5

1

1

Part time

92

7

1

Union

85

6

5

4

Nonunion

94

5

[2]

[2]

Wage percentiles:3

       

    Lowest 10 percent

97

    Lowest 25 percent

96

3

1

    Second 25 percent

94

5

1

[2]

    Third 25 percent

93

6

1

1

    Highest 25 percent

92

5

1

1

    Highest 10 percent

92

6

1

1

Establishment characteristics

       

Goods-producing industries

89

5

5

2

Service-providing industries

94

5

[2]

1

    Education and health services

95

4

[2]

1

        Educational services

93

5

1

            Elementary and secondary schools

96

1

            Junior colleges, colleges, and universities

88

[2]

        Health care and social assistance

96

4

            Hospitals

96

4

    Public administration

93

7

1 to 99 workers

95

4

1

[2]

    1 to 49 workers

95

4

1

    50 to 99 workers

96

3

1

100 workers or more

92

6

1

1

    100 to 499 workers

93

5

1

1

    500 workers or more

91

6

2

1

Geographic areas

       

New England

95

4

1

Middle Atlantic

97

2

1

East North Central

88

8

3

1

West North Central

89

1

South Atlantic

96

3

[2]

[2]

East South Central

93

5

West South Central

92

6

1

Mountain

95

4

Pacific

93

5

1

2

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2Less than 0.5 percent.

3The percentile groupings are based on the average wage for each occupation surveyed, which may include
workers both above and below the threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more
details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.