Long-term disability plans: Fixed percent of earnings Data Table

Table 28. Long-term disability plans: Fixed percent of earnings, civilian workers,1 National Compensation
Survey, March 2009

(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of earnings

Mean fixed
percent of
earnings

Median
fixed
percent of
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

21

59

12

7

2

59.1

60.0

Worker characteristics

             

Management, professional, and related

21

56

14

7

2

59.2

60.0

    Management, business, and financial

19

61

12

7

1

59.3

60.0

    Professional and related

21

54

14

7

3

59.2

60.0

        Teachers

16

43

22

12

8

61.4

60.0

            Primary, secondary, and special education
             school teachers

17

37

25

12

9

61.5

60.0

        Registered nurses

36

54

6

3

56.3

60.0

Service

38

46

8

6

2

57.3

60.0

    Protective service

25

48

16

59.5

60.0

Sales and office

17

62

13

6

1

59.5

60.0

    Sales and related

19

63

11

6

1

59.1

60.0

    Office and administrative support

17

62

13

7

2

59.7

60.0

Natural resources, construction, and maintenance

23

63

6

6

1

58.4

60.0

    Construction, extraction, farming, fishing, and
     forestry

21

66

6

6

58.3

60.0

    Installation, maintenance, and repair

24

62

6

7

1

58.4

60.0

Production, transportation, and material moving

17

68

7

5

2

59.2

60.0

    Production

16

67

10

59.2

60.0

    Transportation and material moving

18

70

4

5

2

59.1

60.0

Full time

21

59

12

7

2

59.0

60.0

Part time

25

53

12

6

4

59.3

60.0

Union

27

46

10

10

6

59.5

60.0

Nonunion

20

61

12

6

1

59.0

60.0

Wage percentiles:2

             

    Lowest 25 percent

58

8

6

2

58.6

60.0

    Second 25 percent

21

60

11

7

1

58.9

60.0

    Third 25 percent

19

60

12

7

2

59.3

60.0

    Highest 25 percent

22

57

12

7

2

59.0

60.0

    Highest 10 percent

22

55

13

7

3

59.1

60.0

Establishment characteristics

             

Goods-producing industries

18

67

9

5

1

58.9

60.0

Service-providing industries

22

57

12

7

2

59.1

60.0

    Education and health services

24

53

12

8

3

58.8

60.0

        Educational services

15

45

22

12

6

61.3

60.0

            Elementary and secondary schools

18

34

27

14

8

61.7

60.0

            Junior colleges, colleges, and universities

10

63

15

7

4

60.6

60.0

        Health care and social assistance

31

60

4

4

56.8

60.0

            Hospitals

38

57

3

2

55.7

60.0

    Public administration

21

46

21

59.9

60.0

1 to 99 workers

15

65

11

7

2

59.8

60.0

    1 to 49 workers

15

64

12

7

1

59.8

60.0

    50 to 99 workers

15

66

9

7

2

59.9

60.0

100 workers or more

24

56

12

6

2

58.7

60.0

    100 to 499 workers

16

63

11

8

2

59.6

60.0

    500 workers or more

29

51

12

5

2

58.1

60.0

Geographic areas

             

New England

18

60

8

13

2

59.5

60.0

Middle Atlantic

18

66

9

6

2

59.4

60.0

East North Central

26

58

7

6

4

58.7

60.0

West North Central

14

63

10

9

4

60.0

60.0

South Atlantic

18

59

18

4

1

59.1

60.0

East South Central

51

4

56.1

60.0

West South Central

19

64

8

7

2

58.7

60.0

Mountain

17

57

16

59.7

60.0

Pacific

24

48

18

7

2

59.6

60.0

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical
Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.