Long-term disability plans: Maximum benefit amounts Data Table

Table 29. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2009

(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum benefit amount2

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

78

$3,000

$5,000

$7,000

$10,000

$15,000

22

Worker characteristics

             

Management, professional, and related

78

3,500

5,000

7,500

10,000

15,000

22

    Management, business, and financial

79

4,000

5,000

10,000

12,000

17,300

21

    Professional and related

77

3,000

5,000

7,000

10,000

15,000

23

        Teachers

70

2,500

3,900

5,000

7,500

10,000

30

            Primary, secondary, and special education
             school teachers

65

1,500

3,500

5,000

6,000

8,333

35

        Registered nurses

83

3,500

5,000

7,000

10,000

15,000

17

Service

77

3,000

5,000

6,500

10,000

13,000

23

    Protective service

68

2,000

3,900

5,000

10,000

15,000

32

Sales and office

81

3,000

5,000

7,500

10,000

15,000

19

    Sales and related

85

2,800

5,000

7,000

10,000

16,667

15

    Office and administrative support

79

3,000

5,000

7,500

10,000

15,000

21

Natural resources, construction, and maintenance

77

2,917

4,000

5,000

10,000

12,000

23

    Construction, extraction, farming, fishing, and
     forestry

75

2,000

3,900

5,000

8,333

12,000

25

    Installation, maintenance, and repair

79

3,000

4,000

5,000

10,000

12,000

21

Production, transportation, and material moving

73

2,500

5,000

6,000

10,000

12,500

27

    Production

78

2,917

5,000

7,000

10,000

15,000

22

    Transportation and material moving

67

2,500

5,000

5,000

8,333

10,000

33

Full time

78

3,000

5,000

7,500

10,000

15,000

22

Part time

66

3,000

5,000

6,000

10,000

15,000

34

Union

64

2,000

4,000

5,000

7,500

10,000

36

Nonunion

80

3,000

5,000

7,500

10,000

15,000

20

Establishment characteristics

             

Goods-producing industries

80

2,500

5,000

7,500

10,000

15,000

20

Service-providing industries

77

3,000

5,000

7,000

10,000

15,000

23

    Education and health services

76

3,000

5,000

5,500

10,000

10,500

24

        Educational services

71

2,500

3,900

5,000

7,500

10,000

29

            Elementary and secondary schools

66

1,500

3,750

5,000

6,000

8,333

34

            Junior colleges, colleges, and universities

82

3,900

5,000

6,000

10,000

12,000

18

        Health care and social assistance

81

3,000

5,000

6,000

10,000

15,000

19

            Hospitals

84

3,000

5,000

7,500

10,000

15,000

16

    Public administration

60

2,000

3,000

5,000

6,000

9,000

40

1 to 99 workers

81

3,000

5,000

6,000

10,000

15,000

19

    1 to 49 workers

81

3,000

5,000

6,000

10,000

15,000

19

    50 to 99 workers

81

3,000

5,000

6,000

10,000

10,000

19

100 workers or more

77

3,000

5,000

7,500

10,000

15,000

23

    100 to 499 workers

81

3,000

5,000

7,000

10,000

15,000

19

    500 workers or more

74

3,000

5,000

10,000

10,500

15,000

26

Geographic areas

             

New England

82

3,000

5,000

7,000

10,000

15,000

18

Middle Atlantic

79

3,000

5,000

7,000

10,000

15,000

21

East North Central

69

3,000

5,000

6,000

10,000

15,000

31

West North Central

78

3,333

5,000

6,000

10,000

15,000

22

South Atlantic

83

3,000

4,000

6,000

10,000

15,000

17

West South Central

78

3,000

5,000

7,500

10,000

15,000

22

Mountain

71

4,000

5,000

7,500

10,000

15,000

29

Pacific

77

4,000

5,000

10,000

10,000

17,300

23

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.