Medical care benefits, single coverage: Employee participation by type of contribution Data Table

Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and
local government workers, National Compensation Survey, March 2009

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

All workers

100

81

[4]

12

2

[4]

4

Worker characteristics

              

Management, professional, and related

100

80

[4]

12

3

[4]

4

    Professional and related

100

81

[4]

12

2

–

4

        Teachers

100

82

1

11

–

–

5

            Primary, secondary, and special education
             school teachers

100

83

1

9

–

–

5

        Registered nurses

100

77

–

15

–

–

5

Service

100

82

–

10

1

–

5

    Protective service

100

83

–

9

1

–

5

Sales and office

100

82

–

11

3

–

2

    Office and administrative support

100

83

–

12

2

–

3

Natural resources, construction, and maintenance

100

81

–

12

2

–

4

Production, transportation, and material moving

100

84

–

10

–

–

5

Full time

100

81

[4]

12

2

[4]

4

Part time

100

81

–

10

3

–

–

Union

100

78

1

14

2

–

5

Nonunion

100

84

–

10

3

–

3

Wage percentiles:5

              

    Lowest 10 percent

100

83

–

9

–

–

7

    Lowest 25 percent

100

82

1

10

3

[4]

4

    Second 25 percent

100

84

–

11

2

–

3

    Third 25 percent

100

83

–

9

2

–

4

    Highest 25 percent

100

77

[4]

15

3

–

4

    Highest 10 percent

100

73

–

18

3

–

5

Establishment characteristics

              

Service-providing industries

100

81

[4]

11

2

[4]

4

    Education and health services

100

81

[4]

12

2

[4]

4

        Educational services

100

82

[4]

12

1

[4]

4

            Elementary and secondary schools

100

83

1

8

2

–

5

            Junior colleges, colleges, and universities

100

77

–

21

–

–

–

        Health care and social assistance

100

78

–

17

–

–

2

            Hospitals

100

82

–

13

–

–

–

    Public administration

100

81

–

10

3

–

4

1 to 99 workers

100

74

–

14

7

–

5

    1 to 49 workers

100

65

–

19

9

–

–

    50 to 99 workers

100

85

–

8

–

–

3

100 workers or more

100

82

[4]

11

2

[4]

4

    100 to 499 workers

100

86

–

9

2

–

3

    500 workers or more

100

81

1

12

2

[4]

4

State government

100

74

–

20

4

–

1

Local government

100

85

1

7

1

[4]

5

Geographic areas

              

New England

100

90

–

–

–

–

–

Middle Atlantic

100

70

–

20

–

1

–

East North Central

100

81

–

15

–

–

4

West North Central

100

77

–

–

–

–

–

South Atlantic

100

95

–

1

–

–

2

East South Central

100

83

–

–

–

–

–

West South Central

100

79

–

–

–

–

6

Mountain

100

79

–

–

7

–

–

Pacific

100

70

–

19

6

–

2

Average monthly employer premium6

$400.86

$394.18

$630.68

$440.47

$393.73

$387.70

$401.69

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot
be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical
Note for more details.

6Average premium is for all workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.