Long-term disability plans: Employee contribution requirement Data Table

Table 26. Long-term disability plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2009

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution
not required

All workers

18

82

Worker characteristics

   

Management, professional, and related

19

81

    Professional and related

19

81

        Teachers

21

79

            Primary, secondary, and special education
             school teachers

22

78

        Registered nurses

15

85

Service

19

81

    Protective service

18

82

Sales and office

15

85

    Office and administrative support

16

84

Full time

18

82

Part time

21

79

Union

19

81

Nonunion

17

83

Wage percentiles:1

   

    Lowest 25 percent

19

81

    Second 25 percent

16

84

    Third 25 percent

16

84

    Highest 25 percent

20

80

    Highest 10 percent

22

78

Establishment characteristics

   

Service-providing industries

18

82

    Education and health services

19

81

        Educational services

21

79

            Elementary and secondary schools

22

78

            Junior colleges, colleges, and universities

17

83

        Health care and social assistance

12

88

    Public administration

17

83

100 workers or more

18

82

    100 to 499 workers

15

85

    500 workers or more

19

81

State government

19

81

Local government

18

82

Geographic areas

   

Middle Atlantic

7

93

East North Central

36

64

West North Central

9

91

South Atlantic

6

94

Mountain

51

49

Footnotes:

1The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.