Financial benefits: Access Standard Errors

Table 36. Standard errors for financial benefits: Access, State and local government workers,
National Compensation Survey, March 2009

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Flexible
benefits

Dependent
care
reimburse-
ment
account

Health care
reimburse-
ment
account

All workers

1.3

1.5

1.5

1.5

1.3

1.3

Worker characteristics

           

Management, professional, and related

1.4

1.5

1.7

1.6

1.3

1.5

    Professional and related

1.5

1.6

1.7

1.5

1.4

1.5

        Teachers

1.6

1.9

2.0

1.8

1.7

1.4

            Primary, secondary, and special education
             school teachers

1.6

2.2

2.3

1.9

2.0

1.8

        Registered nurses

3.6

4.3

3.5

3.4

4.0

4.7

Service

1.4

1.5

1.7

1.9

2.0

1.4

    Protective service

2.2

2.5

2.9

2.8

2.8

2.7

Sales and office

1.7

2.2

2.3

2.6

2.2

2.2

    Office and administrative support

1.8

2.2

2.4

2.6

2.1

2.3

Natural resources, construction, and maintenance

3.2

3.0

3.0

3.5

3.9

2.3

Production, transportation, and material moving

3.4

3.2

3.6

3.4

4.2

2.4

Full time

1.4

1.6

1.6

1.7

1.4

1.4

Part time

1.9

1.8

1.7

2.3

2.0

1.4

Union

1.2

1.8

1.8

1.7

1.7

1.4

Nonunion

2.0

2.1

1.9

2.3

1.8

1.6

Wage percentiles:1

           

    Lowest 10 percent

2.3

1.7

2.3

2.9

2.8

1.8

    Lowest 25 percent

1.8

2.1

1.8

2.4

2.0

1.3

    Second 25 percent

1.8

1.8

2.1

2.3

2.2

2.1

    Third 25 percent

1.6

2.0

2.3

2.1

1.8

2.0

    Highest 25 percent

1.4

1.7

1.6

1.4

1.5

1.1

    Highest 10 percent

1.6

1.9

2.0

2.0

2.5

1.5

Establishment characteristics

           

Service-providing industries

1.3

1.5

1.5

1.5

1.3

1.3

    Education and health services

1.8

1.7

1.9

1.8

1.4

1.6

        Educational services

1.8

1.8

2.1

2.0

1.6

1.5

            Elementary and secondary schools

1.5

1.9

2.3

1.9

1.7

1.5

            Junior colleges, colleges, and universities

5.8

4.2

6.6

6.2

3.4

4.0

        Health care and social assistance

3.1

2.8

3.3

3.1

3.0

4.4

            Hospitals

3.7

4.4

4.5

3.8

4.2

5.8

    Public administration

1.5

1.9

2.1

2.1

1.9

2.0

1 to 99 workers

2.1

2.5

2.7

2.7

3.5

1.8

    1 to 49 workers

2.6

3.0

3.5

3.7

4.5

2.7

    50 to 99 workers

3.4

3.9

4.7

4.9

3.8

3.1

100 workers or more

1.3

1.6

1.6

1.6

1.2

1.3

    100 to 499 workers

1.7

2.4

2.3

2.5

2.1

2.2

    500 workers or more

1.5

1.8

1.8

1.7

1.6

1.4

State government

3.7

2.9

3.5

3.6

2.3

3.6

Local government

1.0

1.4

1.6

1.5

1.4

1.0

Geographic areas

           

New England

2.6

2.8

4.0

4.8

4.2

4.4

Middle Atlantic

0.8

4.2

3.5

3.3

3.5

0.8

East North Central

3.4

2.1

2.6

2.3

2.3

2.3

West North Central

5.0

5.7

5.4

3.8

5.7

7.5

South Atlantic

3.3

3.7

2.9

2.2

3.1

2.9

East South Central

10.5

7.4

7.1

10.9

6.5

West South Central

2.8

4.1

2.9

2.6

2.5

3.6

Mountain

3.9

10.2

10.1

10.8

7.5

2.7

Pacific

1.8

3.0

3.4

3.2

3.3

3.4

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and
below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more details.

NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.