Short-term disability plans: Method of funding Data Table

Table 21. Short-term disability plans: Method of funding, State and local
government workers, National Compensation Survey, March 2009

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

53

21

8

19

Worker characteristics

       

Management, professional, and related

54

19

9

19

    Professional and related

51

17

10

22

        Teachers

50

18

10

22

            Primary, secondary, and special education
             school teachers

55

25

        Registered nurses

50

26

Service

53

21

7

19

    Protective service

60

24

Sales and office

52

21

6

21

    Office and administrative support

51

22

6

20

Natural resources, construction, and maintenance

50

24

Production, transportation, and material moving

47

33

Full time

53

22

7

19

Part time

51

7

17

25

Union

48

18

12

23

Nonunion

59

24

3

15

Wage percentiles:2

       

    Lowest 10 percent

41

28

4

26

    Lowest 25 percent

48

25

4

24

    Second 25 percent

59

18

5

18

    Third 25 percent

51

23

8

19

    Highest 25 percent

53

18

12

17

    Highest 10 percent

49

13

15

23

Establishment characteristics

       

Service-providing industries

53

21

7

19

    Education and health services

53

18

8

21

        Educational services

49

19

8

24

            Elementary and secondary schools

42

22

6

31

            Junior colleges, colleges, and universities

70

16

        Health care and social assistance

68

8

            Hospitals

65

14

    Public administration

53

23

8

16

1 to 99 workers

49

38

    1 to 49 workers

60

6

    50 to 99 workers

46

100 workers or more

53

18

9

20

    100 to 499 workers

46

29

10

16

    500 workers or more

55

16

8

21

State government

82

6

12

Local government

40

27

6

27

Geographic areas

       

New England

37

35

Middle Atlantic

25

10

25

40

East North Central

48

20

33

West North Central

43

South Atlantic

66

17

West South Central

61

36

Mountain

37

62

Pacific

77

14

Footnotes:

1Employer assumes all risks and expenses of providing the benefit.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
both above and below the threshold. The percentile values are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.