Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2009

Characteristics

Total

Employee contribution not
required

Employee contribution required

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$2.95

0.6

$7.74

0.6

$2.13

$1.00

Worker characteristics

           

Management, professional, and related

4.92

1.0

13.57

1.0

3.72

1.65

    Management, business, and financial

8.54

1.2

29.18

1.2

5.47

1.69

    Professional and related

4.40

1.4

10.37

1.4

4.33

2.30

Service

10.49

1.6

38.25

1.6

5.57

3.04

    Protective service

24.03

1.9

22.16

1.9

24.44

13.93

Sales and office

2.81

0.9

9.62

0.9

2.38

1.25

    Sales and related

3.47

1.4

11.01

1.4

3.39

2.19

    Office and administrative support

3.45

1.0

11.63

1.0

2.99

1.53

Natural resources, construction, and maintenance

7.83

1.6

12.77

1.6

7.22

2.94

    Construction, extraction, farming, fishing, and
     forestry

13.69

2.3

19.87

2.3

13.27

5.76

    Installation, maintenance, and repair

7.10

1.9

12.27

1.9

8.28

2.66

Production, transportation, and material moving

4.56

1.1

11.76

1.1

3.54

1.68

    Production

4.92

1.6

9.97

1.6

4.96

2.34

    Transportation and material moving

7.06

2.2

20.03

2.2

4.02

2.12

Full time

2.91

0.6

7.62

0.6

2.17

0.99

Part time

9.86

1.9

25.94

1.9

6.79

4.21

Union

9.13

1.6

15.10

1.6

6.25

2.66

Nonunion

2.51

0.6

6.54

0.6

2.18

1.00

Wage percentiles:1

           

    Lowest 10 percent

10.98

3.6

54.61

3.6

8.35

4.42

    Lowest 25 percent

4.48

1.5

15.87

1.5

4.13

2.29

    Second 25 percent

3.30

0.8

9.78

0.8

2.94

1.67

    Third 25 percent

4.64

1.0

14.78

1.0

2.94

1.43

    Highest 25 percent

4.45

0.9

9.40

0.9

3.66

1.09

    Highest 10 percent

7.40

1.6

21.88

1.6

5.46

1.78

Establishment characteristics

           

Goods-producing industries

5.03

1.1

10.04

1.1

4.09

1.94

    Construction

13.48

2.2

20.33

2.2

13.32

5.21

    Manufacturing

4.34

1.3

12.80

1.3

3.79

1.88

Service-providing industries

3.34

0.7

10.99

0.7

2.23

1.06

    Trade, transportation, and utilities

2.92

1.1

10.72

1.1

2.59

1.58

        Wholesale trade

5.38

1.5

14.79

1.5

5.52

3.55

        Retail trade

3.70

1.5

14.19

1.5

3.04

2.08

        Transportation and warehousing

9.51

3.1

39.92

3.1

6.08

3.90

        Utilities

10.15

3.2

19.75

3.2

12.50

5.98

    Information

10.77

2.4

16.41

2.4

10.96

4.02

    Financial activities

4.04

1.3

16.62

1.3

2.10

1.75

        Finance and insurance

3.48

1.3

19.54

1.3

2.20

1.89

            Credit intermediation and related activities

3.21

1.6

10.39

1.6

3.24

2.88

            Insurance carriers and related activities

7.86

1.7

42.51

1.7

4.19

3.04

        Real estate and rental and leasing

14.90

4.7

29.63

4.7

8.70

5.67

    Professional and business services

7.76

2.0

23.20

2.0

6.48

2.58

        Professional and technical services

7.35

2.8

12.50

2.8

8.23

3.78

        Administrative and waste services

19.51

3.7

55.98

3.7

14.53

6.50

    Education and health services

6.60

1.8

27.38

1.8

4.83

2.42

        Educational services

9.36

2.5

39.90

2.5

6.10

2.58

            Junior colleges, colleges, and universities

6.75

2.1

22.05

2.1

6.60

2.46

        Health care and social assistance

7.72

2.1

32.02

2.1

5.64

2.77

    Leisure and hospitality

10.54

3.0

34.76

3.0

9.19

3.81

        Accommodation and food services

11.77

3.4

32.10

3.4

10.56

4.30

    Other services

13.29

4.5

25.83

4.5

11.55

5.59

1 to 99 workers

3.83

1.0

7.91

1.0

3.10

1.67

    1 to 49 workers

4.29

1.3

7.95

1.3

3.91

1.90

    50 to 99 workers

6.48

1.8

19.74

1.8

4.94

2.73

100 workers or more

3.84

0.7

16.31

0.7

2.73

1.19

    100 to 499 workers

4.03

0.9

11.77

0.9

3.57

1.50

    500 workers or more

5.96

0.8

31.78

0.8

4.08

1.78

Geographic areas

           

New England

4.87

2.8

11.44

2.8

7.72

2.39

Middle Atlantic

7.56

1.2

24.79

1.2

3.46

3.32

East North Central

7.74

1.4

18.33

1.4

6.43

2.41

West North Central

13.18

2.0

40.52

2.0

10.80

3.33

South Atlantic

3.68

1.7

9.49

1.7

3.65

1.87

East South Central

5.35

2.2

11.16

2.2

5.29

1.96

West South Central

7.87

2.0

16.72

2.0

6.48

3.41

Mountain

7.22

2.0

19.80

2.0

7.91

4.95

Pacific

10.57

1.2

19.55

1.2

6.95

2.17

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.

NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.