Medical care benefits, single coverage: Employee participation by type of contribution Data Table

Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers,  National Compensation Survey, March 2009

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

78

1

7

1

[4]

12

1

Worker characteristics

               

Management, professional, and related

100

78

2

9

2

[4]

9

1

    Management, business, and financial

100

76

2

11

2

[4]

9

1

    Professional and related

100

79

2

8

2

10

1

Service

100

75

7

1

15

    Protective service

100

67

3

27

Sales and office

100

74

[4]

8

1

16

[4]

    Sales and related

100

68

7

24

[4]

    Office and administrative support

100

76

[4]

9

1

12

1

Natural resources, construction, and maintenance

100

82

1

5

11

2

    Construction, extraction, farming, fishing, and
     forestry

100

79

5

13

3

    Installation, maintenance, and repair

100

84

5

10

Production, transportation, and material moving

100

83

1

5

[4]

10

1

    Production

100

83

1

5

[4]

10

    Transportation and material moving

100

83

4

1

10

2

Full time

100

78

1

7

1

[4]

12

1

Part time

100

75

8

1

15

Union

100

79

2

4

[4]

11

3

Nonunion

100

77

1

8

1

[4]

12

[4]

Wage percentiles:5

               

    Lowest 10 percent

100

70

9

    Lowest 25 percent

100

73

1

6

[4]

19

    Second 25 percent

100

77

1

7

1

14

1

    Third 25 percent

100

80

1

6

1

[4]

11

1

    Highest 25 percent

100

77

2

9

2

[4]

10

1

    Highest 10 percent

100

76

2

9

2

[4]

10

1

Establishment characteristics

               

Goods-producing industries

100

83

5

[4]

10

    Construction

100

80

6

11

    Manufacturing

100

84

4

[4]

10

Service-providing industries

100

76

1

8

1

[4]

13

1

    Trade, transportation, and utilities

100

74

1

6

[4]

18

1

        Wholesale trade

100

82

9

7

        Retail trade

100

65

6

28

        Transportation and warehousing

100

81

14

        Utilities

100

81

4

4

    Information

100

86

6

7

    Financial activities

100

72

13

2

[4]

11

1

        Finance and insurance

100

70

1

15

2

[4]

11

1

            Credit intermediation and related activities

100

74

16

8

            Insurance carriers and related activities

100

68

1

8

3

17

        Real estate and rental and leasing

100

83

    Professional and business services

100

79

7

2

9

        Professional and technical services

100

82

7

9

        Administrative and waste services

100

74

    Education and health services

100

78

10

2

9

1

        Educational services

100

81

10

2

7

            Junior colleges, colleges, and universities

100

78

12

2

7

        Health care and social assistance

100

78

10

1

9

1

    Leisure and hospitality

100

69

6

        Accommodation and food services

100

69

8

    Other services

100

83

1 to 99 workers

100

82

[4]

7

[4]

10

1

    1 to 49 workers

100

80

1

8

[4]

9

1

    50 to 99 workers

100

84

5

10

100 workers or more

100

75

1

7

1

[4]

14

1

    100 to 499 workers

100

80

1

5

1

14

[4]

    500 workers or more

100

70

2

10

2

15

1

Geographic areas

               

New England

100

84

6

1

9

Middle Atlantic

100

79

6

1

1

12

East North Central

100

76

1

7

2

14

West North Central

100

79

8

11

South Atlantic

100

80

7

11

1

East South Central

100

73

7

West South Central

100

72

12

14

Mountain

100

73

1

10

15

1

Pacific

100

79

6

2

9

2

Average monthly employer premium6

$291.20

$288.98

$299.63

$301.59

$307.00

$271.70

$291.73

$384.43

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

6Average premium is for all workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.