Life insurance plans: Employee contribution requirement Data Table

Table 17. Life insurance plans: Employee contribution
requirement, private industry workers,  National Compensation
Survey, March 2009

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee
contribution not
required

Employee
contribution
required

All workers

95

5

Worker characteristics

   

Management, professional, and related

97

3

    Management, business, and financial

97

3

    Professional and related

97

3

Service

93

7

Sales and office

95

5

    Sales and related

93

7

    Office and administrative support

96

4

Natural resources, construction, and maintenance

91

9

    Construction, extraction, farming, fishing, and
     forestry

87

13

    Installation, maintenance, and repair

94

6

Production, transportation, and material moving

95

5

    Production

94

6

    Transportation and material moving

96

4

Full time

95

5

Part time

97

3

Union

96

4

Nonunion

95

5

Wage percentiles:1

   

    Lowest 25 percent

92

8

    Second 25 percent

94

6

    Third 25 percent

95

5

    Highest 25 percent

97

3

    Highest 10 percent

97

3

Establishment characteristics

   

Goods-producing industries

93

7

    Construction

88

12

    Manufacturing

95

5

Service-providing industries

95

5

    Trade, transportation, and utilities

94

6

        Wholesale trade

94

6

        Retail trade

93

7

        Transportation and warehousing

98

2

        Utilities

95

5

    Information

97

3

    Financial activities

96

4

        Finance and insurance

97

3

            Credit intermediation and related activities

97

3

            Insurance carriers and related activities

96

4

    Professional and business services

96

4

        Professional and technical services

98

2

        Administrative and waste services

93

7

    Education and health services

97

3

        Educational services

96

4

            Junior colleges, colleges, and universities

98

2

        Health care and social assistance

98

2

    Other services

95

5

1 to 99 workers

94

6

    1 to 49 workers

94

6

    50 to 99 workers

95

5

100 workers or more

95

5

    100 to 499 workers

94

6

    500 workers or more

96

4

Geographic areas

   

New England

95

5

Middle Atlantic

98

2

East North Central

95

5

West North Central

96

4

South Atlantic

95

5

East South Central

88

12

West South Central

93

7

Mountain

94

6

Pacific

95

5

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which
may include workers both above and below the threshold. The percentile values are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers
in this category or data did not meet publication criteria. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.