Long-term disability plans: Method of benefit payment Data Table

Table 27. Long-term disability plans: Method of benefit payment, private
industry workers,  National Compensation Survey, March 2009

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
earnings

Pecent
varies by
earnings

Flat dollar
amounts

Other

All workers

93

5

1

1

Worker characteristics

       

Management, professional, and related

94

5

[1]

[1]

    Management, business, and financial

92

7

1

[1]

    Professional and related

95

5

[1]

Service

96

3

    Protective service

87

Sales and office

94

5

[1]

[1]

    Sales and related

94

6

    Office and administrative support

94

5

1

[1]

Natural resources, construction, and maintenance

90

6

3

2

    Construction, extraction, farming, fishing, and
     forestry

86

3

    Installation, maintenance, and repair

92

4

2

2

Production, transportation, and material moving

87

4

5

4

    Production

84

5

7

3

    Transportation and material moving

90

4

2

4

Full time

93

5

1

1

Part time

92

7

Union

78

7

9

6

Nonunion

95

5

[1]

[1]

Wage percentiles:2

       

    Lowest 10 percent

97

    Lowest 25 percent

96

3

    Second 25 percent

95

4

1

[1]

    Third 25 percent

93

5

1

1

    Highest 25 percent

91

6

2

1

    Highest 10 percent

92

7

[1]

1

Establishment characteristics

       

Goods-producing industries

88

5

5

2

    Construction

90

8

    Manufacturing

89

4

5

2

Service-providing industries

94

5

[1]

1

    Trade, transportation, and utilities

90

7

1

2

        Wholesale trade

92

2

2

4

        Retail trade

87

11

1

        Transportation and warehousing

96

2

        Utilities

78

21

    Information

92

8

    Financial activities

91

8

[1]

1

        Finance and insurance

90

9

[1]

1

            Credit intermediation and related activities

90

9

1

            Insurance carriers and related activities

88

10

[1]

        Real estate and rental and leasing

98

    Professional and business services

96

4

        Professional and technical services

97

3

        Administrative and waste services

94

    Education and health services

96

4

        Educational services

94

[1]

            Junior colleges, colleges, and universities

92

[1]

        Health care and social assistance

97

3

    Leisure and hospitality

100

        Accommodation and food services

99

    Other services

92

1 to 99 workers

95

4

1

[1]

    1 to 49 workers

95

4

1

    50 to 99 workers

96

3

1

100 workers or more

92

6

1

1

    100 to 499 workers

93

6

1

1

    500 workers or more

91

6

2

1

Geographic areas

       

New England

95

4

Middle Atlantic

97

2

1

East North Central

88

7

3

2

West North Central

91

6

2

South Atlantic

95

4

[1]

[1]

East South Central

94

5

West South Central

92

7

1

Mountain

94

5

Pacific

92

5

1

2

Footnotes:

1Less than 0.5 percent.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include
workers both above and below the threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more
details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.