Long-term disability plans: Fixed percent of earnings Data Table

Table 28. Long-term disability plans: Fixed percent of earnings, private industry workers,  National
Compensation Survey, March 2009

(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of earnings

Mean fixed
percent of
earnings

Median
fixed
percent of
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

22

62

9

5

1

58.7

60.0

Worker characteristics

             

Management, professional, and related

22

61

10

6

1

58.7

60.0

    Management, business, and financial

19

63

11

6

2

59.1

60.0

    Professional and related

23

61

9

6

1

58.5

60.0

Service

44

46

5

4

56.2

60.0

    Protective service

52

58.1

60.0

Sales and office

17

63

12

6

1

59.5

60.0

    Sales and related

19

63

11

6

1

59.1

60.0

    Office and administrative support

17

64

12

6

2

59.6

60.0

Natural resources, construction, and maintenance

24

67

3

5

1

58.1

60.0

    Construction, extraction, farming, fishing, and
     forestry

74

5

58.2

60.0

    Installation, maintenance, and repair

26

64

4

5

1

58.0

60.0

Production, transportation, and material moving

17

69

7

4

2

59.1

60.0

    Production

16

67

10

59.2

60.0

    Transportation and material moving

18

72

3

4

2

58.9

60.0

Full time

22

62

9

5

1

58.7

60.0

Part time

22

60

11

4

2

59.3

60.0

Union

31

55

4

6

4

58.1

60.0

Nonunion

21

63

10

5

1

58.8

60.0

Wage percentiles:1

             

    Lowest 10 percent

67

53.0

50.0

    Lowest 25 percent

56

7

5

58.2

60.0

    Second 25 percent

21

64

8

6

1

58.6

60.0

    Third 25 percent

20

63

10

6

2

59.1

60.0

    Highest 25 percent

22

62

10

5

1

58.6

60.0

    Highest 10 percent

22

58

12

6

2

58.8

60.0

Establishment characteristics

             

Goods-producing industries

18

67

9

5

1

59.0

60.0

    Construction

82

6

59.5

60.0

    Manufacturing

18

65

11

5

2

59.0

60.0

Service-providing industries

23

61

9

6

1

58.7

60.0

    Trade, transportation, and utilities

20

65

7

5

3

59.2

60.0

        Wholesale trade

15

69

10

5

1

58.9

60.0

        Retail trade

11

75

8

5

2

60.2

60.0

        Transportation and warehousing

23

64

6

60.1

60.0

    Information

18

68

8

4

3

59.1

60.0

    Financial activities

16

58

17

6

2

60.1

60.0

        Finance and insurance

15

57

19

7

2

60.4

60.0

            Credit intermediation and related activities

13

54

22

9

2

60.9

60.0

            Insurance carriers and related activities

19

61

14

4

2

59.7

60.0

        Real estate and rental and leasing

24

68

58.5

60.0

    Professional and business services

18

60

15

8

59.2

60.0

        Professional and technical services

12

60

17

10

60.1

60.0

        Administrative and waste services

56

6

58.0

60.0

    Education and health services

27

63

4

5

1

57.6

60.0

        Educational services

8

74

7

8

3

60.7

60.0

            Junior colleges, colleges, and universities

8

74

8

8

2

60.2

60.0

        Health care and social assistance

32

60

4

4

56.8

60.0

    Other services

18

75

3

58.5

60.0

1 to 99 workers

16

66

10

7

1

59.7

60.0

    1 to 49 workers

16

65

11

6

1

59.6

60.0

    50 to 99 workers

15

68

8

7

2

59.7

60.0

100 workers or more

25

60

9

5

1

58.2

60.0

    100 to 499 workers

15

67

10

7

1

59.5

60.0

    500 workers or more

33

55

7

3

2

57.3

60.0

Geographic areas

             

New England

19

61

7

11

1

59.0

60.0

Middle Atlantic

18

67

9

4

2

59.2

60.0

East North Central

20

67

6

5

2

58.9

60.0

West North Central

14

68

9

7

1

59.5

60.0

South Atlantic

21

65

9

4

1

58.5

60.0

East South Central

3

55.8

60.0

West South Central

19

63

8

8

2

58.7

60.0

Mountain

21

65

13

1

58.3

60.0

Pacific

26

49

16

6

3

59.3

60.0

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical
Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.