Financial benefits: Access Data Table

Table 36. Financial benefits: Access, private industry workers,  National Compensation Survey, March 2009

(All workers = 100 percent)

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Stock options

Flexible
benefits

Dependent
care
reimburse-
ment
account

Health care
reimburse-
ment
account

Total1

Performance

Signing

Other

All workers

12

18

33

35

18

14

9

3

1

7

Worker characteristics

                   

Management, professional, and related

17

31

55

57

24

25

12

5

3

9

    Management, business, and financial

23

32

56

60

24

30

17

7

5

12

    Professional and related

14

30

54

56

23

23

10

4

3

7

Service

6

9

18

20

13

6

4

1

[2]

    Protective service

10

16

18

25

6

4

4

Sales and office

16

17

36

38

20

15

11

3

1

9

    Sales and related

18

9

31

31

20

9

12

2

1

10

    Office and administrative support

15

22

39

42

20

18

10

3

2

8

Natural resources, construction, and maintenance

8

11

18

20

13

8

7

2

1

4

    Construction, extraction, farming, fishing, and
     forestry

3

7

8

10

9

4

2

1

2

    Installation, maintenance, and repair

14

16

30

31

18

13

11

5

1

6

Production, transportation, and material moving

9

15

27

29

17

10

7

1

1

6

    Production

9

18

30

34

17

12

8

1

2

6

    Transportation and material moving

8

13

24

23

16

8

7

1

1

6

Full time

14

21

38

41

21

16

10

3

2

7

Part time

5

8

18

18

11

6

6

1

[2]

5

Union

11

19

41

40

25

20

10

4

1

5

Nonunion

12

18

33

35

17

13

9

2

2

7

Wage percentiles:3

                   

    Lowest 10 percent

4

5

11

12

4

6

1

[2]

5

    Lowest 25 percent

6

7

16

17

12

5

6

1

[2]

5

    Second 25 percent

13

16

30

33

18

11

7

1

1

6

    Third 25 percent

13

22

37

40

20

15

9

2

1

6

    Highest 25 percent

17

29

54

56

24

26

14

6

3

9

    Highest 10 percent

20

31

61

63

25

29

16

8

5

11

Establishment characteristics

                   

Goods-producing industries

10

18

32

35

16

15

9

2

2

6

    Construction

3

6

9

12

8

4

1

1

1

    Manufacturing

14

22

41

45

19

21

11

3

3

8

Service-providing industries

13

18

34

35

19

14

9

3

1

7

    Trade, transportation, and utilities

16

12

33

32

21

9

11

1

1

10

        Wholesale trade

9

19

25

29

14

15

7

1

1

6

        Retail trade

19

6

31

30

21

6

13

1

1

12

        Transportation and warehousing

14

19

41

34

28

8

8

6

        Utilities

30

46

75

69

13

32

21

4

2

18

    Information

30

30

65

70

26

27

37

25

2

15

    Financial activities

26

35

57

62

20

40

19

8

4

16

        Finance and insurance

31

41

67

71

23

49

23

9

4

19

            Credit intermediation and related activities

36

45

69

71

24

47

25

11

5

20

            Insurance carriers and related activities

28

36

64

70

19

47

23

8

4

19

        Real estate and rental and leasing

9

12

21

28

10

7

5

5

    Professional and business services

11

20

33

33

20

16

9

3

3

7

        Professional and technical services

13

24

43

43

25

23

11

4

4

9

        Administrative and waste services

5

11

13

15

16

6

4

1

3

    Education and health services

9

25

44

48

19

14

1

[2]

[2]

1

        Educational services

8

24

47

51

33

14

2

2

[2]

            Junior colleges, colleges, and universities

9

27

70

72

47

22

3

3

[2]

        Health care and social assistance

9

26

43

47

16

14

1

1

[2]

1

    Leisure and hospitality

5

9

13

4

1

        Accommodation and food services

8

12

5

1

    Other services

5

10

10

12

13

5

2

1 to 99 workers

6

9

17

18

11

6

4

1

1

3

    1 to 49 workers

6

8

14

15

9

6

3

1

1

2

    50 to 99 workers

9

13

25

27

17

6

7

2

[2]

6

100 workers or more

19

27

52

55

26

22

13

4

2

10

    100 to 499 workers

16

22

43

47

23

15

11

3

1

9

    500 workers or more

22

35

62

65

30

33

16

6

4

12

Geographic areas

                   

New England

8

17

38

40

20

15

8

2

1

7

Middle Atlantic

9

15

33

34

22

12

7

2

1

5

East North Central

13

18

35

36

18

16

9

3

2

7

West North Central

13

21

37

42

17

15

6

1

1

4

South Atlantic

13

19

34

35

15

11

10

3

2

7

East South Central

20

18

18

29

12

2

1

West South Central

11

19

32

35

15

13

9

3

1

6

Mountain

11

18

36

36

18

13

6

2

1

6

Pacific

13

15

33

34

17

18

9

4

2

5

Footnotes:

1The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option.

2Less than 0.5 percent.

3The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.