Short-term disability plans: employee contribution requirement Data Table

Table 22. Short-term disability plans: Employee contribution
requirement, private industry workers,  National
Compensation Survey, March 2009

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution
not required

All workers

20

80

Worker characteristics

   

Management, professional, and related

16

84

    Management, business, and financial

14

86

    Professional and related

16

84

Service

38

62

Sales and office

20

80

    Sales and related

23

77

    Office and administrative support

18

82

Natural resources, construction, and maintenance

20

80

    Construction, extraction, farming, fishing, and
     forestry

17

83

    Installation, maintenance, and repair

23

77

Production, transportation, and material moving

17

83

    Production

15

85

    Transportation and material moving

20

80

Full time

18

82

Part time

38

62

Union

16

84

Nonunion

21

79

Wage percentiles:1

   

    Lowest 10 percent

57

43

    Lowest 25 percent

39

61

    Second 25 percent

21

79

    Third 25 percent

17

83

    Highest 25 percent

15

85

    Highest 10 percent

13

87

Establishment characteristics

   

Goods-producing industries

13

87

    Construction

24

76

    Manufacturing

12

88

Service-providing industries

22

78

    Trade, transportation, and utilities

21

79

        Wholesale trade

16

84

        Retail trade

28

72

        Transportation and warehousing

14

86

        Utilities

13

87

    Information

15

85

    Financial activities

8

92

        Finance and insurance

8

92

            Credit intermediation and related activities

7

93

            Insurance carriers and related activities

7

93

    Professional and business services

18

82

        Professional and technical services

14

86

        Administrative and waste services

32

68

    Education and health services

25

75

        Educational services

26

74

            Junior colleges, colleges, and universities

12

88

        Health care and social assistance

25

75

    Leisure and hospitality

51

49

        Accommodation and food services

54

46

    Other services

55

45

1 to 99 workers

29

71

    1 to 49 workers

30

70

    50 to 99 workers

25

75

100 workers or more

15

85

    100 to 499 workers

17

83

    500 workers or more

14

86

Geographic areas

   

New England

9

91

Middle Atlantic

48

52

East North Central

7

93

West North Central

6

94

South Atlantic

8

92

West South Central

7

93

Mountain

4

96

Pacific

13

87

Footnotes:

1The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.