Benefit combinations: Access Standard Errors

Table 39. Standard errors for benefit combinations: Access, private industry workers,  National Compensation Survey, March 2009

Characteristics

Medical care and retirement benefits

Medical care and life insurance

Defined benefit retirement and medical care
benefits

Defined contribution retirement and medical care
benefits

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care
benefits
and life
insurance

Medical
care
benefits
and no life
insurance

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance

Defined
benefit and
medical
care
benefits

Defined
benefit and
no medical
care
benefits

Medical
care
benefits
and no
defined
benefit

No defined
benefit and
no medical
care
benefits

Defined
contribution
and
medical
care
benefits

Defined
contribution
and no
medical
care
benefits

Medical
care
benefits
and no
defined
contribution

No defined
contribution
and no
medical
care
benefits

All workers

0.6

0.5

0.3

0.6

0.7

0.4

0.1

0.7

0.5

0.1

0.7

0.7

0.6

0.3

0.5

0.6

Worker characteristics

                               

Management, professional, and related

1.0

0.9

0.5

0.8

1.0

0.7

0.2

0.9

1.0

0.3

1.2

1.0

1.0

0.5

1.0

0.8

    Management, business, and financial

1.2

0.9

0.4

0.7

1.0

0.7

0.3

0.9

1.5

[1]

1.3

0.8

1.2

0.4

1.0

0.7

    Professional and related

1.1

1.1

0.7

1.0

1.3

1.0

0.3

1.2

1.0

0.4

1.5

1.2

1.2

0.6

1.2

1.1

Service

2.0

1.0

1.0

2.0

2.3

1.0

0.3

2.0

0.6

0.1

2.2

2.0

2.1

0.9

1.1

2.0

    Protective service

4.5

5.7

5.7

4.8

1.0

0.4

5.8

5.4

4.6

2.3

6.1

5.7

Sales and office

0.8

0.5

0.5

0.9

0.8

0.5

0.2

0.8

0.6

0.2

0.9

0.8

0.8

0.4

0.6

0.9

    Sales and related

1.0

0.7

0.8

1.2

1.1

0.7

0.3

1.1

0.8

0.4

1.4

1.1

1.0

0.7

0.8

1.2

    Office and administrative support

1.2

0.7

0.5

1.1

1.2

0.8

0.2

1.2

0.8

0.3

1.1

1.1

1.3

0.5

0.8

1.1

Natural resources, construction, and maintenance

1.5

0.9

0.5

1.4

1.5

1.2

0.4

1.3

1.4

0.2

1.4

1.4

1.4

0.5

1.1

1.4

    Construction, extraction, farming, fishing, and
     forestry

2.1

1.3

1.0

2.1

1.9

1.7

0.7

2.0

2.1

2.1

2.1

0.9

1.7

2.1

    Installation, maintenance, and repair

1.7

1.2

0.5

1.6

2.0

1.6

0.3

1.6

1.7

0.2

1.8

1.6

1.7

0.5

1.4

1.6

Production, transportation, and material moving

1.3

0.8

0.5

1.1

1.2

0.7

0.3

1.2

1.1

0.2

1.1

1.2

1.2

0.4

1.0

1.1

    Production

1.8

1.2

0.5

1.4

1.6

0.9

0.4

1.4

1.3

[1]

1.6

1.5

1.8

0.5

1.3

1.4

    Transportation and material moving

1.8

1.0

0.7

1.7

1.7

1.1

0.3

1.8

1.5

0.3

1.5

1.8

1.8

0.7

1.4

1.7

Full time

0.6

0.6

0.2

0.4

0.7

0.5

0.2

0.5

0.7

[1]

0.8

0.5

0.6

0.2

0.6

0.4

Part time

0.8

0.4

1.0

1.4

0.7

0.6

0.3

0.9

0.5

0.3

0.8

1.0

0.7

0.9

0.5

1.3

Union

1.4

0.9

0.7

1.2

1.4

1.1

0.3

1.4

1.7

0.3

1.6

1.3

1.5

0.7

1.4

1.3

Nonunion

0.7

0.6

0.3

0.7

0.8

0.4

0.1

0.7

0.5

0.1

0.7

0.8

0.7

0.3

0.6

0.7

Wage percentiles:2

                               

    Lowest 10 percent

2.6

0.9

1.5

2.9

3.0

1.2

0.3

3.0

0.4

0.5

3.0

2.9

2.7

1.5

1.0

2.9

    Lowest 25 percent

1.3

0.6

0.8

1.5

1.6

0.7

0.3

1.4

0.4

0.3

1.5

1.4

1.3

0.7

0.7

1.5

    Second 25 percent

1.2

0.8

0.5

1.0

1.2

0.7

0.2

1.1

0.8

0.1

1.0

1.0

1.1

0.5

0.8

1.0

    Third 25 percent

0.8

0.7

0.4

0.6

0.8

0.6

0.2

0.7

0.7

0.1

0.9

0.7

0.9

0.4

0.8

0.6

    Highest 25 percent

0.7

0.5

0.5

0.7

0.8

0.6

0.2

0.8

1.0

0.3

1.3

0.8

0.8

0.4

0.7

0.7

    Highest 10 percent

1.0

0.7

0.8

0.7

1.2

1.0

0.3

1.1

1.3

0.3

1.4

1.0

1.0

0.8

1.0

0.7

Establishment characteristics

                               

Goods-producing industries

1.0

0.8

0.4

0.8

0.9

0.6

0.3

0.8

1.2

0.2

1.3

0.8

1.1

0.4

0.9

0.8

    Construction

2.0

1.4

0.9

2.0

1.9

2.0

0.5

2.0

2.0

2.0

1.9

0.9

1.6

2.0

    Manufacturing

1.3

1.0

0.4

0.7

1.1

0.8

0.3

0.8

1.6

0.2

1.5

0.8

1.4

0.4

1.1

0.7

Service-providing industries

0.8

0.6

0.4

0.8

0.9

0.4

0.1

0.8

0.5

0.1

0.9

0.8

0.8

0.3

0.6

0.8

    Trade, transportation, and utilities

1.0

0.6

0.5

0.9

1.0

0.7

0.2

0.8

1.0

0.3

1.0

0.8

1.1

0.5

0.8

0.9

        Wholesale trade

2.3

1.7

1.0

1.0

2.5

2.0

0.4

1.4

1.8

0.4

2.2

1.3

2.4

0.9

1.8

1.1

        Retail trade

1.1

0.7

0.8

1.1

1.2

0.9

0.3

1.1

0.9

0.5

1.3

1.1

1.2

0.7

0.9

1.1

        Transportation and warehousing

2.7

1.7

0.9

2.4

2.6

1.5

0.7

2.5

3.1

3.1

2.9

0.9

2.4

2.4

        Utilities

2.2

1.8

2.2

1.9

3.2

2.8

2.5

0.6

1.7

1.8

    Information

2.9

1.7

1.1

2.0

3.0

2.3

4.0

3.3

2.9

1.1

1.8

2.0

    Financial activities

1.4

0.9

0.5

0.9

1.5

0.9

0.2

1.0

1.3

0.1

1.5

1.0

1.6

0.5

1.1

0.9

        Finance and insurance

1.0

0.7

0.4

0.6

1.0

0.7

0.3

0.6

1.4

0.1

1.5

0.7

1.2

0.4

0.9

0.6

            Credit intermediation and related activities

1.0

0.6

0.5

0.6

1.1

0.7

0.4

0.5

2.1

0.2

2.0

0.7

1.3

0.5

1.1

0.6

            Insurance carriers and related activities

1.8

1.3

0.6

1.3

2.0

1.5

0.4

1.4

2.7

[1]

2.8

1.5

1.9

0.6

1.4

1.3

        Real estate and rental and leasing

3.8

2.5

1.5

3.2

4.2

3.2

3.7

3.3

4.4

1.5

3.4

3.2

    Professional and business services

1.9

1.5

0.8

1.7

1.9

1.2

0.4

1.8

1.9

1.8

1.8

0.8

1.5

1.7

        Professional and technical services

2.5

2.4

0.9

2.0

2.5

2.0

0.3

1.9

2.5

1.9

2.6

0.9

2.5

2.0

        Administrative and waste services

2.6

2.0

1.4

3.0

2.9

1.9

0.9

3.2

2.8

3.2

2.5

1.4

2.1

3.0

    Education and health services

1.7

1.4

0.8

1.4

1.6

1.2

0.3

1.5

1.2

0.2

1.6

1.5

1.9

0.8

1.5

1.5

        Educational services

2.3

1.6

2.2

1.9

2.8

1.4

0.3

2.3

2.4

2.1

2.1

1.2

1.8

2.4

            Junior colleges, colleges, and universities

1.1

0.2

0.3

1.0

1.3

0.7

0.3

1.0

3.2

2.9

1.3

0.3

0.7

1.0

        Health care and social assistance

1.9

1.6

0.9

1.5

1.7

1.3

0.4

1.7

1.3

0.3

1.8

1.7

2.1

0.9

1.8

1.6

    Leisure and hospitality

5.2

1.2

1.8

4.6

5.6

1.6

0.4

4.9

0.5

0.2

5.1

4.9

5.2

1.7

1.2

4.6

        Accommodation and food services

5.2

1.3

1.9

4.6

5.8

1.8

0.5

5.0

5.3

5.1

5.3

1.9

1.3

4.6

    Other services

2.7

2.3

1.4

3.4

2.9

2.1

0.4

3.3

1.5

0.4

3.1

3.4

2.6

1.3

2.7

3.4

1 to 99 workers

0.8

0.8

0.5

1.0

0.9

0.6

0.2

1.0

0.5

0.1

1.0

1.0

0.8

0.5

0.8

1.0

    1 to 49 workers

1.0

1.0

0.5

1.2

1.1

0.7

0.2

1.1

0.5

0.1

1.1

1.2

0.9

0.5

1.0

1.1

    50 to 99 workers

1.6

1.2

1.0

1.3

1.7

1.3

0.4

1.4

1.3

0.3

1.8

1.4

1.6

1.0

1.3

1.3

100 workers or more

0.8

0.5

0.4

0.6

0.8

0.4

0.2

0.7

1.1

0.2

1.2

0.7

0.8

0.4

0.6

0.7

    100 to 499 workers

1.2

0.7

0.5

1.0

1.1

0.7

0.3

1.0

1.0

0.3

1.2

1.0

1.1

0.5

0.7

1.0

    500 workers or more

0.9

0.7

0.6

0.8

1.0

0.5

0.2

0.7

2.5

0.2

2.7

0.7

1.1

0.6

0.9

0.8

Geographic areas

                               

New England

1.9

2.0

1.1

1.5

1.6

1.3

0.2

1.1

1.7

1.3

1.8

1.0

1.9

1.3

Middle Atlantic

1.5

0.9

0.9

1.6

1.6

1.1

0.4

1.9

1.3

0.2

1.7

1.9

1.3

0.9

1.0

1.8

East North Central

1.4

1.2

0.7

1.0

1.4

0.6

0.3

1.2

1.2

0.2

1.2

1.2

1.3

0.7

1.3

1.0

West North Central

1.9

1.1

1.1

1.5

1.8

1.1

0.4

1.5

1.4

0.3

1.5

1.4

1.7

1.0

1.7

1.5

South Atlantic

1.5

1.5

0.8

1.5

1.6

0.9

0.3

1.4

0.7

0.3

1.5

1.4

1.6

0.8

1.7

1.5

East South Central

5.0

1.1

1.3

5.5

7.6

2.5

0.6

5.9

6.0

5.8

5.3

1.1

1.1

5.4

West South Central

1.9

0.9

1.3

1.5

1.9

0.9

0.7

2.0

1.3

0.2

2.0

2.0

1.8

1.2

1.1

1.6

Mountain

2.7

1.9

0.8

3.0

2.4

1.7

0.5

3.2

1.3

0.4

2.7

3.4

2.4

1.1

2.3

2.4

Pacific

1.7

1.4

0.6

1.5

1.9

1.4

0.3

1.4

1.6

0.3

1.9

1.5

1.7

0.6

1.4

1.5

Footnotes:

1Less than 0.05.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.