Defined contribution retirement plans: Selected attributes Data Table

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2010

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

62

38

78

22

Worker characteristics

 

 

 

 

Management, professional, and related

66

34

83

17

    Management, business, and financial

69

31

84

16

    Professional and related

65

35

82

18

        Teachers

55

45

76

24

            Primary, secondary, and special education
             school teachers

44

56

66

34

        Registered nurses

64

36

84

16

Service

62

38

82

18

    Protective service

69

31

80

20

Sales and office

57

43

71

29

    Sales and related

49

51

57

43

    Office and administrative support

61

39

79

21

Natural resources, construction, and maintenance

67

33

82

18

    Construction, extraction, farming, fishing, and
     forestry

57

43

75

25

    Installation, maintenance, and repair

74

26

86

14

Production, transportation, and material moving

63

37

79

21

    Production

65

35

81

19

    Transportation and material moving

61

39

76

24

Full time

63

37

79

21

Part time

57

43

72

28

Union

56

44

76

24

Nonunion

63

37

79

21

Average wage within the following categories:2

 

 

 

 

    Lowest 25 percent

54

46

69

31

        Lowest 10 percent

60

40

81

19

    Second 25 percent

59

41

74

26

    Third 25 percent

65

35

81

19

    Highest 25 percent

67

33

83

17

        Highest 10 percent

66

34

83

17

Establishment characteristics

 

 

 

 

Goods-producing industries

66

34

81

19

Service-providing industries

62

38

78

22

    Education and health services

59

41

80

20

        Educational services

55

45

75

25

            Elementary and secondary schools

44

56

65

35

            Junior colleges, colleges, and universities

60

40

79

21

        Health care and social assistance

60

40

81

19

            Hospitals

68

32

83

17

    Public administration

59

41

83

17

1 to 99 workers

63

37

81

19

    1 to 49 workers

62

38

82

18

    50 to 99 workers

64

36

80

20

100 workers or more

62

38

77

23

    100 to 499 workers

58

42

72

28

    500 workers or more

67

33

82

18

Geographic areas

 

 

 

 

New England

67

33

80

20

Middle Atlantic

61

39

83

17

East North Central

58

42

76

24

West North Central

62

38

79

21

South Atlantic

62

38

77

23

East South Central

65

35

76

24

West South Central

65

35

76

24

Mountain

62

38

78

22

Pacific

65

35

80

20

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.