Long-term disability plans: Employee contribution requirement Data Table

Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2010

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

10

90

Worker characteristics

 

 

Management, professional, and related

10

90

    Management, business, and financial

9

91

    Professional and related

11

89

        Teachers

17

83

            Primary, secondary, and special education
             school teachers

19

81

        Registered nurses

8

92

Service

11

89

    Protective service

16

84

Sales and office

10

90

    Sales and related

12

88

    Office and administrative support

10

90

Natural resources, construction, and maintenance

10

90

    Construction, extraction, farming, fishing, and
     forestry

9

91

    Installation, maintenance, and repair

11

89

Production, transportation, and material moving

9

91

    Production

10

90

    Transportation and material moving

8

92

Full time

10

90

Union

13

87

Nonunion

10

90

Average wage within the following categories:2

 

 

    Lowest 25 percent

9

91

    Second 25 percent

11

89

    Third 25 percent

10

90

    Highest 25 percent

10

90

        Highest 10 percent

11

89

Establishment characteristics

 

 

Goods-producing industries

10

90

Service-providing industries

10

90

    Education and health services

13

87

        Educational services

17

83

            Elementary and secondary schools

20

80

            Junior colleges, colleges, and universities

13

87

        Health care and social assistance

9

91

            Hospitals

10

90

    Public administration

16

84

1 to 99 workers

8

92

    1 to 49 workers

9

91

    50 to 99 workers

5

95

100 workers or more

11

89

    100 to 499 workers

9

91

    500 workers or more

13

87

Geographic areas

 

 

New England

4

96

Middle Atlantic

8

92

East North Central

14

86

West North Central

7

93

South Atlantic

9

91

East South Central

7

93

West South Central

12

88

Mountain

20

80

Pacific

10

90

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.