Medical care benefits, family coverage: Employee participation by type of contribution Data Table

Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2010

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

82

9

2

1

6

Worker characteristics

 

 

 

 

 

 

 

 

Management, professional, and related

100

81

10

2

1

6

    Professional and related

100

82

10

2

1

6

        Teachers

100

83

8

7

            Primary, secondary, and special education
             school teachers

100

83

7

8

Service

100

83

8

1

1

6

    Protective service

100

84

8

5

Sales and office

100

83

9

2

1

5

    Office and administrative support

100

83

10

1

1

5

Natural resources, construction, and maintenance

100

84

8

2

1

5

Production, transportation, and material moving

100

80

9

9

Full time

100

82

9

2

1

6

Part time

100

79

11

2

Union

100

78

10

2

2

8

Nonunion

100

84

9

2

[4]

4

Average wage within the following categories:5

 

 

 

 

 

 

 

 

    Lowest 25 percent

100

85

8

2

[4]

6

        Lowest 10 percent

100

86

6

7

    Second 25 percent

100

84

10

1

1

4

    Third 25 percent

100

83

7

2

1

7

    Highest 25 percent

100

78

12

3

1

6

        Highest 10 percent

100

76

14

3

2

4

Establishment characteristics

 

 

 

 

 

 

 

 

Service-providing industries

100

82

9

2

1

6

    Education and health services

100

82

11

1

1

6

        Educational services

100

83

10

1

[4]

6

            Elementary and secondary schools

100

83

8

1

7

            Junior colleges, colleges, and universities

100

83

15

1

        Health care and social assistance

100

75

16

6

            Hospitals

100

82

11

5

    Public administration

100

82

8

3

1

5

1 to 99 workers

100

79

9

4

8

    1 to 49 workers

100

77

6

8

    50 to 99 workers

100

82

8

7

100 workers or more

100

82

9

2

1

5

    100 to 499 workers

100

87

7

1

4

    500 workers or more

100

81

10

2

1

6

State government

100

75

15

3

Local government

100

85

7

1

[4]

7

Geographic areas

 

 

 

 

 

 

 

 

New England

100

86

Middle Atlantic

100

72

10

9

8

East North Central

100

84

12

4

West North Central

100

77

9

South Atlantic

100

94

4

2

East South Central

100

84

West South Central

100

84

9

Mountain

100

73

5

Pacific

100

70

16

5

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.