Short-term disability plans: Method of funding Data Table

Table 22. Short-term disability plans: Method of funding, State and local
government workers, National Compensation Survey, March 2010

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

51

22

8

19

Worker characteristics

 

 

 

 

Management, professional, and related

52

20

9

18

    Professional and related

49

18

11

22

        Teachers

45

22

12

21

            Primary, secondary, and special education
             school teachers

46

30

Service

52

22

7

19

    Protective service

60

24

Sales and office

50

23

6

21

    Office and administrative support

49

24

6

20

Natural resources, construction, and maintenance

48

26

Production, transportation, and material moving

46

32

Full time

51

23

7

18

Part time

48

7

17

27

Union

45

20

13

22

Nonunion

59

24

2

15

Average wage within the following categories:2

 

 

 

 

    Lowest 25 percent

47

26

4

23

        Lowest 10 percent

45

26

4

25

    Second 25 percent

55

21

6

18

    Third 25 percent

50

23

8

19

    Highest 25 percent

51

19

13

17

Establishment characteristics

 

 

 

 

Service-providing industries

51

22

8

19

    Education and health services

49

21

9

21

        Educational services

45

23

9

23

            Elementary and secondary schools

36

27

7

30

            Junior colleges, colleges, and universities

70

16

        Health care and social assistance

68

11

            Hospitals

67

14

    Public administration

54

22

8

16

1 to 99 workers

51

36

    1 to 49 workers

62

6

    50 to 99 workers

45

100 workers or more

51

20

9

20

    100 to 499 workers

46

28

12

14

    500 workers or more

52

18

8

21

State government

83

12

Local government

38

29

6

27

Geographic areas

 

 

 

 

New England

32

Middle Atlantic

25

10

26

40

East North Central

48

32

South Atlantic

59

West South Central

60

Mountain

34

60

Pacific

76

14

8

3

Footnotes:

1Employer assumes all risks and expenses of providing the benefit.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.